Bjak is one of the biggest insurance comparison sites in Malaysia. Due to its convenience, over three million users have chosen Bjak to compare multiple insurers all on a single platform.
In order to help you secure the best car insurance or takaful, we are sharing some of the key and special benefits of car insurance and takaful providers available at Bjak.
Etiqa Takaful
Etiqa Takaful offers Shariah-compliant comprehensive coverage that covers your car against damages and losses due to car accidents, fire or theft. It also provides coverage to the third party in the event of bodily injury, death, damages and losses to the third party.
Through comprehensive coverage by Etiqa Takaful, you can enjoy the following key benefits:
- Cash rebates up to 30% with the “Drive Less Save More” add-on
- Reimbursement according to the agreed value, not market value
- Automatic coverage for all authorised drivers
- 24/7 emergency hotline
- Cash back when you make no claims
- Free towing up to 200km
Special benefits:
- Free all drivers coverage
- No excess for drivers above 21 years old
Further information: Etiqa Takaful’s product disclosure sheet for private cars (comprehensive)
Takaful Malaysia
Takaful myMotor under Takaful Malaysia provides cover to your vehicle against losses or damages as well as third party legal liabilities.
For your information, there are two coverage options under Takaful myMotor which are:
- Comprehensive cover
- Third party, fire and theft cover
Through comprehensive coverage by Takaful Malaysia, you can enjoy the following key benefits for free:
- Unlimited 24-hour towing up to 50km (one-way trip)
- 24-hour roadside assistance
- Battery jumpstart or replacement
- Emergency delivery of petrol when your car is out of fuel
- Service for change of flat tires
- Extensive panel workshops all over Malaysia
Special benefits:
- Free all drivers coverage
- Free personal accident cover of RM15,000 per life in one lump sum for driver and passengers in the event of accidental death or total permanent disability
- Cashback up to 7.5% for making no claims during coverage period
Further information: Takaful Malaysia’s product disclosure sheet for private cars (comprehensive)
Takaful Ikhlas
Takaful Ikhlas offers Shariah-compliant comprehensive coverage for policyholders’ cars against damages and losses due to accidents, fire and theft. It also provides coverage against third party legal liabilities in the event of bodily injury, death, damages or losses of the third party’s property.
Through this takaful plan, policyholders enjoy the following key benefits for free:
- 24-hour towing up to 100km
- Roadside assistance by Bantuan IKHLAS Road Assist
- Battery jumpstart or replacement
- Service for change of flat tires
- Emergency delivery of petrol when your car is out of fuel
- Locksmith service when you are locked out of your car
Special benefits:
- Free 10 additional named drivers
- Free personal accident coverage up to RM10,000 exclusive for policyholders
Further information: Takaful Ikhlas’ product disclosure sheet for private cars (comprehensive)
Zurich Takaful
Comprehensive policy by Zurich Takaful gives protection to policyholders from any loss or damage of their property due to accidents, fire or theft, and third party’s claims, which include the loss or damage to the third party’s property, injury or death.
Through comprehensive coverage by Zurich Takaful, you can enjoy the following key benefits:
- Free 24-hour towing up to RM200
- Free additional named driver coverage
- 24-hour claims assistance
Special benefits:
- Waiver of betterment cost additional cover
- E-hailing additional cover
Further information: Zurich Takaful’s product disclosure sheet for private cars (comprehensive)
Allianz
Comprehensive policy by Allianz also gives protection to policyholders from any loss or damage of their property due to accidents, fire or theft, and third party’s claims including the loss or damage to the third party’s property, injury or death.
Through comprehensive coverage by Allianz, you can enjoy the following key benefits:
- Free 24-hour emergency towing up to 150km
- Free one additional named driver
- 24-hour claims assistance
Special benefit:
- E-hailing additional coverage is available
Further information: Allianz’s product disclosure sheet for private cars (comprehensive)
Pacific & Orient
Comprehensive policy by Pacific & Orient also provides insurance against loss or damage to your vehicle, liability to third parties for bodily injury or death, and damage to third parties’ property.
You can enjoy the following benefits for free through their comprehensive plan:
- 24-hour towing up to RM350
- 24-hour roadside assistance
- Battery jumpstart or replacement
- Petrol delivery when your car is out of fuel
- Service for change of flat tires
- One additional named driver
- 24-hour claims assistance
Special benefits:
- Unlimited coverage for total liability for third party bodily injury and death
- The total liability is limited to RM3 million for third party property loss or damage in respect to one claim or series of claims arising out of one event
- Legal cost cover up to a maximum of RM2,000 for defense of any charge including the charge of causing death by driving the vehicle
Further information: Pacific & Orient’s product disclosure sheet for private cars (comprehensive)
RHB
RHB Insurance also offers comprehensive coverage that provides coverage for the policyholders and third parties.
Some of the key benefits that you can enjoy for free include:
- 24-hour towing up to RM300
- 24-hour roadside assistance
- Battery jumpstart or replacement
- Petrol delivery when your car is out of fuel
- Service for change of flat tires
- One additional named driver
- 24-hour claims assistance
Special benefits:
- E-hailing additional coverage is available
- Full body spray painting additional coverage is available
Further information: RHB Insurance’s product disclosure sheet for private cars (comprehensive)
Liberty
Like most motor insurers, Liberty Insurance also offers three coverage plans as follows:
- Comprehensive (EZY Plus)
- Third party, fire and theft
- Third party
For comprehensive coverage, some of the key benefits provided for free are:
- 24-hour emergency towing up to 150km
- Roadside assistance
- Battery replacement or jump start
- Petrol delivery when your car is out of fuel
- Service for change of flat tires
- One additional named driver
- 12-hour claims assistance
Special benefits:
- Complimentary personal accident coverage for poliycholders up to RM10,000
- Free medical expenses reimbursement for poliycholders up to RM1,500
- Free child seat replacement when it is damaged due to an accident or stolen
Further information: Liberty’s product disclosure sheet for private cars (comprehensive)
Lonpac
Lonpac also offers three coverage plans for private cars which are:
- Comprehensive
- Third party, fire and theft
- Comprehensive (Motor ezSecure)
Through Lonpac’s comprehensive policy, you can enjoy the following key benefits:
- Complimentary 24-hour towing service up to RM200
- Free 24-hour roadside assistance
- 24-hour claims assistance
Special benefits:
- Free all drivers coverage
- Transportation allowance
- Impact damage cover caused by falling objects due to convulsion of nature
- Document replacement allowance during smash and grab incident while driving
Further information: Lonpac’s product disclosure sheet for private cars (comprehensive)
MSIG
MSIG is another insurer at Bjak that also offers three coverage plans as follows:
Some of the key benefits that MSIG’s comprehensive policyholders enjoy for free are:
- 24-hour towing service up to RM200
- One additional named driver
- 24-hour claims assistance
Special benefit:
- E-hailing additional coverage
Further information: MSIG’s product disclosure sheet for private cars (comprehensive)
MPI Generali
MPI Generali also offers comprehensive coverage that provides insurance coverage against liabilities to the third party for bodily injury and death, third party property loss or damage and loss or damage to your own vehicle due to accidental fire, theft or an accident.
Through MPI Generali’s comprehensive policy, you can enjoy the following key benefits for free:
- 24-hour towing up to RM300
- One additional named driver
- 24-hour roadside assistance
- 24-hour claims assistance
Special benefit:
- E-hailing additional coverage
Further information: MPI Generali’s product disclosure sheet for private cars (comprehensive)
Tokio Marine
Tokio Marine also offers three coverage plans as follows:
- Comprehensive
- Third party, fire and theft
- Third party
Through Tokio Marine’s comprehensive policy, you can enjoy the following key benefits for free:
- 24-hour towing service up to RM200
- One additional named driver
- 24-hour roadside assistance
- 24-hour claims assistance
Special benefit:
- Waiver of betterment cost additional coverage
Further information: Tokio Marine’s product disclosure sheet for private cars (comprehensive)
Chubb
MY Car comprehensive insurance by Chubb provides insurance against liabilities to third parties for injury or death, damage to other parties’ property, as well as accidental or fire damage to your vehicle or theft of your vehicle.
Through Chubb’s MY Car comprehensive, you can enjoy the following key benefits:
- 24-hour towing up to RM400
- One additional named driver
- 24-hour roadside assistance
- 24-hour claims assistance
Special benefits:
- Full body spray painting additional coverage is available
- Car cleaning service additional coverage is also available
- Temporary replacement car service and hotel accommodation reimbursement are available
Further information: Chubb’s MY Car product disclosure sheet for private cars (comprehensive)
Get car insurance and takaful at Bjak
We have shared above some of the key and special benefits offered by car insurance and takaful providers at Bjak. In order to gain more information, please refer to the respective product disclosure sheets and policy wordings. Before you purchase any insurance plan, you are advised to compare the coverages, complimentary benefits as well as premiums offered by different insurers.
In order to easily compare across insurers, simply use Bjak as you can get up to 15 car insurance quotes for free. Once you find the best plan that meets your budget and needs, you can proceed to renew your car insurance online and get your policy activated in just 5 minutes.
