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	<description>Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!</description>
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		<title>Sum Insured Too High or Too Low? How It Affects Your Claim</title>
		<link>https://bjak.my/blog/car-insurance/sum-insured-too-high-or-too-low-how-it-affects-your-claim</link>
		
		<dc:creator><![CDATA[BJAK Content Team]]></dc:creator>
		<pubDate>Thu, 02 Jul 2026 06:33:43 +0000</pubDate>
				<category><![CDATA[Car Insurance]]></category>
		<category><![CDATA[Roadtax EN]]></category>
		<category><![CDATA[EN]]></category>
		<category><![CDATA[insurance claim]]></category>
		<category><![CDATA[sum insured]]></category>
		<guid isPermaLink="false">https://bjak.my/blog/?p=60437</guid>

					<description><![CDATA[<p>Setting your sum insured too high or too low is one of the most expensive mistakes Malaysian drivers make at renewal — and most don't realise until they file a claim. Here's what you need to know before you renew.</p>
<p>The post <a rel="nofollow" href="https://bjak.my/blog/car-insurance/sum-insured-too-high-or-too-low-how-it-affects-your-claim">Sum Insured Too High or Too Low? How It Affects Your Claim</a> appeared first on <a rel="nofollow" href="https://bjak.my/blog">BJAK</a>.</p>
]]></description>
		
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">60437</post-id>	</item>
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		<title>Proton Saga Road Tax and Insurance Price in Malaysia (2026)</title>
		<link>https://bjak.my/blog/car-insurance/proton-saga-road-tax-and-insurance-price-in-malaysia-2026</link>
		
		<dc:creator><![CDATA[BJAK Content Team]]></dc:creator>
		<pubDate>Thu, 02 Jul 2026 06:30:30 +0000</pubDate>
				<category><![CDATA[Car Insurance]]></category>
		<category><![CDATA[Car insurance]]></category>
		<category><![CDATA[EN]]></category>
		<category><![CDATA[roadtax]]></category>
		<guid isPermaLink="false">https://bjak.my/blog/?p=60432</guid>

					<description><![CDATA[<p>The Proton Saga is a Malaysian staple — affordable to buy and cheap to run. Here's the 2026 breakdown of its road tax and insurance before you renew.</p>
<p>The post <a rel="nofollow" href="https://bjak.my/blog/car-insurance/proton-saga-road-tax-and-insurance-price-in-malaysia-2026">&lt;strong&gt;Proton Saga Road Tax and Insurance Price in Malaysia (2026)&lt;/strong&gt;</a> appeared first on <a rel="nofollow" href="https://bjak.my/blog">BJAK</a>.</p>
]]></description>
		
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">60432</post-id>	</item>
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		<title>Perodua Axia Road Tax and Insurance Price in Malaysia (2026)</title>
		<link>https://bjak.my/blog/car-insurance/perodua-axia-road-tax-and-insurance-price-in-malaysia-2026</link>
		
		<dc:creator><![CDATA[BJAK Content Team]]></dc:creator>
		<pubDate>Thu, 02 Jul 2026 06:28:26 +0000</pubDate>
				<category><![CDATA[Car Insurance]]></category>
		<category><![CDATA[Car insurance]]></category>
		<category><![CDATA[EN]]></category>
		<category><![CDATA[roadtax]]></category>
		<guid isPermaLink="false">https://bjak.my/blog/?p=60426</guid>

					<description><![CDATA[<p>The Perodua Axia is one of Malaysia's most affordable cars to own — and its road tax and insurance are just as light on the wallet. Here's what to expect in 2026 before you renew.</p>
<p>The post <a rel="nofollow" href="https://bjak.my/blog/car-insurance/perodua-axia-road-tax-and-insurance-price-in-malaysia-2026">&lt;strong&gt;Perodua Axia Road Tax and Insurance Price in Malaysia (2026)&lt;/strong&gt;</a> appeared first on <a rel="nofollow" href="https://bjak.my/blog">BJAK</a>.</p>
]]></description>
		
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">60426</post-id>	</item>
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		<title>Never Miss a Renewal: Setting Up Car Insurance Reminders with Bjak</title>
		<link>https://bjak.my/blog/car-insurance/car-insurance-renewal-reminders</link>
		
		<dc:creator><![CDATA[BJAK Content Team]]></dc:creator>
		<pubDate>Wed, 01 Jul 2026 06:05:56 +0000</pubDate>
				<category><![CDATA[Car Insurance]]></category>
		<category><![CDATA[Car insurance]]></category>
		<category><![CDATA[EN]]></category>
		<category><![CDATA[renew insurans]]></category>
		<guid isPermaLink="false">https://bjak.my/blog/?p=60391</guid>

					<description><![CDATA[<p>Car insurance renewal reminders are the simplest way to avoid a common and costly mistake in Malaysia: letting your policy lapse without realising. Here's what you need to know before you renew.</p>
<p>The post <a rel="nofollow" href="https://bjak.my/blog/car-insurance/car-insurance-renewal-reminders">Never Miss a Renewal: Setting Up Car Insurance Reminders with Bjak</a> appeared first on <a rel="nofollow" href="https://bjak.my/blog">BJAK</a>.</p>
]]></description>
		
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">60391</post-id>	</item>
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		<title>How to Use Sum Insured Calculator before Renew Car Insurance</title>
		<link>https://bjak.my/blog/car-insurance/how-to-use-sum-insured-calculator-before-renew-car-insurance</link>
		
		<dc:creator><![CDATA[BJAK Content Team]]></dc:creator>
		<pubDate>Wed, 01 Jul 2026 04:42:11 +0000</pubDate>
				<category><![CDATA[Car Insurance]]></category>
		<category><![CDATA[Car insurance]]></category>
		<category><![CDATA[EN]]></category>
		<category><![CDATA[sum insured]]></category>
		<guid isPermaLink="false">https://bjak.my/blog/?p=60382</guid>

					<description><![CDATA[<p>A sum insured calculator for car insurance removes the guesswork from the most important number on your policy — the amount your insurer pays if your car is stolen or written off. Here's what you need to know before you renew.</p>
<p>The post <a rel="nofollow" href="https://bjak.my/blog/car-insurance/how-to-use-sum-insured-calculator-before-renew-car-insurance">How to Use Sum Insured Calculator before Renew Car Insurance</a> appeared first on <a rel="nofollow" href="https://bjak.my/blog">BJAK</a>.</p>
]]></description>
		
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">60382</post-id>	</item>
		<item>
		<title>Renewing Insurance for Old Cars Malaysia 2026 — What Changes</title>
		<link>https://bjak.my/blog/car-insurance/renewing-insurance-for-old-cars-malaysia-2026-what-changes</link>
		
		<dc:creator><![CDATA[BJAK Content Team]]></dc:creator>
		<pubDate>Mon, 25 May 2026 08:29:32 +0000</pubDate>
				<category><![CDATA[Car Insurance]]></category>
		<category><![CDATA[Car insurance]]></category>
		<category><![CDATA[EN]]></category>
		<category><![CDATA[old cars]]></category>
		<category><![CDATA[renewing]]></category>
		<guid isPermaLink="false">https://bjak.my/blog/?p=60188</guid>

					<description><![CDATA[<p>Own a car that's 10 years or older? Insurance renewal in Malaysia changes significantly for older vehicles. This guide covers what to expect in 2026 and how to save.</p>
<p>The post <a rel="nofollow" href="https://bjak.my/blog/car-insurance/renewing-insurance-for-old-cars-malaysia-2026-what-changes">Renewing Insurance for Old Cars Malaysia 2026 — What Changes</a> appeared first on <a rel="nofollow" href="https://bjak.my/blog">BJAK</a>.</p>
]]></description>
		
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">60188</post-id>	</item>
		<item>
		<title>NCD Gap Period Rules Malaysia — How Long Before You Lose It</title>
		<link>https://bjak.my/blog/car-insurance/ncd-gap-period-rules-malaysia-how-long-before-you-lose-it</link>
		
		<dc:creator><![CDATA[BJAK Content Team]]></dc:creator>
		<pubDate>Mon, 25 May 2026 08:26:27 +0000</pubDate>
				<category><![CDATA[Car Insurance]]></category>
		<category><![CDATA[Car insurance]]></category>
		<category><![CDATA[EN]]></category>
		<category><![CDATA[NCD gap]]></category>
		<guid isPermaLink="false">https://bjak.my/blog/?p=60170</guid>

					<description><![CDATA[<p>How does a gap in car insurance affect your NCD in Malaysia? This guide covers how NCD drops one level per year of lapse, common scenarios, and how to protect your discount.</p>
<p>The post <a rel="nofollow" href="https://bjak.my/blog/car-insurance/ncd-gap-period-rules-malaysia-how-long-before-you-lose-it">NCD Gap Period Rules Malaysia — How Long Before You Lose It</a> appeared first on <a rel="nofollow" href="https://bjak.my/blog">BJAK</a>.</p>
]]></description>
		
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">60170</post-id>	</item>
		<item>
		<title>Car Insurance De-Tariffication Malaysia — What It Means in 2026</title>
		<link>https://bjak.my/blog/car-insurance/car-insurance-de-tariffication-malaysia-what-it-means-in-2026</link>
		
		<dc:creator><![CDATA[BJAK Content Team]]></dc:creator>
		<pubDate>Mon, 25 May 2026 08:25:11 +0000</pubDate>
				<category><![CDATA[Car Insurance]]></category>
		<category><![CDATA[Car insurance]]></category>
		<category><![CDATA[de-tariffication]]></category>
		<category><![CDATA[EN]]></category>
		<guid isPermaLink="false">https://bjak.my/blog/?p=60173</guid>

					<description><![CDATA[<p>De-tariffication changed how car insurance prices work in Malaysia. In 2026, prices vary widely between insurers. Learn how it works, who wins, and how to pay less.</p>
<p>The post <a rel="nofollow" href="https://bjak.my/blog/car-insurance/car-insurance-de-tariffication-malaysia-what-it-means-in-2026">Car Insurance De-Tariffication Malaysia — What It Means in 2026</a> appeared first on <a rel="nofollow" href="https://bjak.my/blog">BJAK</a>.</p>
]]></description>
		
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">60173</post-id>	</item>
		<item>
		<title>How to Cancel Car Insurance &#8211; Process, Penalties and Refund</title>
		<link>https://bjak.my/blog/car-insurance/how-to-cancel-car-insurance-process-penalties-and-refund</link>
		
		<dc:creator><![CDATA[BJAK Content Team]]></dc:creator>
		<pubDate>Sun, 24 May 2026 15:58:13 +0000</pubDate>
				<category><![CDATA[Car Insurance]]></category>
		<category><![CDATA[cancelation]]></category>
		<category><![CDATA[Car insurance]]></category>
		<category><![CDATA[EN]]></category>
		<category><![CDATA[Policy]]></category>
		<guid isPermaLink="false">https://bjak.my/blog/?p=60150</guid>

					<description><![CDATA[<p>Want to cancel your car insurance in Malaysia? This guide covers the full process, required documents, how refunds work, and what you lose when you cancel.</p>
<p>The post <a rel="nofollow" href="https://bjak.my/blog/car-insurance/how-to-cancel-car-insurance-process-penalties-and-refund">How to Cancel Car Insurance &#8211; Process, Penalties and Refund</a> appeared first on <a rel="nofollow" href="https://bjak.my/blog">BJAK</a>.</p>
]]></description>
		
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">60150</post-id>	</item>
		<item>
		<title>E-Hailing Car Insurance Malaysia — What Drivers Need to Know</title>
		<link>https://bjak.my/blog/car-insurance/e-hailing-car-insurance-malaysia-what-drivers-need-to-know</link>
		
		<dc:creator><![CDATA[BJAK Content Team]]></dc:creator>
		<pubDate>Sun, 24 May 2026 15:58:10 +0000</pubDate>
				<category><![CDATA[Car Insurance]]></category>
		<category><![CDATA[Car insurance]]></category>
		<category><![CDATA[Coverage]]></category>
		<category><![CDATA[e-hailing]]></category>
		<category><![CDATA[EN]]></category>
		<guid isPermaLink="false">https://bjak.my/blog/?p=60148</guid>

					<description><![CDATA[<p>Driving for an e-hailing platform in Malaysia? Your regular car insurance doesn't cover you. Find out what endorsement you need, what it costs, and the risks of going without it.</p>
<p>The post <a rel="nofollow" href="https://bjak.my/blog/car-insurance/e-hailing-car-insurance-malaysia-what-drivers-need-to-know">E-Hailing Car Insurance Malaysia — What Drivers Need to Know</a> appeared first on <a rel="nofollow" href="https://bjak.my/blog">BJAK</a>.</p>
]]></description>
		
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">60148</post-id>	</item>
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