Takaful Ikhlas is a well-known insurance company in Malaysia that has been in operation since September 2002. Among its famous financial products, motor takaful tops the list, as it caters to Muslim consumers in the market by offering solutions that are Shariah-compliant.
IKHLAS Motorcycle Takaful is a comprehensive motorcycle insurance plan that provides coverage for a range of events. Here is a quick overview of what the plan covers and the reasons to choose Takaful Ikhlas as your next preferred insurance provider.
What is covered?
This plan operates based on the Shariah concepts of Tabarru and Wakalah and is free from elements of riba, gharar, and maysir. As an all-inclusive plan, it covers:
(a) Third-party bodily injury and death
(b) Third-party property loss or damage
(c) Loss or damage to the policyholder’s vehicle due to accident, fire or theft
On top of that, the company provides Complimentary 24-hour Roadside Assistance, also known as Bantuan Ikhlas, for all policyholders to assist them during unforeseen circumstances on the road.
Additional coverage
Policyholders can also purchase additional coverage or optional benefits by making additional contributions (premiums) to the company. The following is a list of events that are covered under add-on coverage.
- Legal Liability to Pillion (LLP)
- Accessories fixed to your motorcycle
- Inclusion of special perils – protection against convulsions of nature
- IKHLAS Motorcyclist PA Takaful – personal accident plan
- Strike, riot and civil commotion (SRCC)
Why choose Takaful Ikhlas?
There is more than one reason to choose Takaful Ikhlas as your preferred insurer. Here are some key reasons.
This plan includes roadside and emergency services via Bantuan IKHLAS, through which policyholders can enjoy various benefits, as detailed below:
1. Complimentary 24-hour Roadside Assistance
- Accident
FREE 24-hour towing to the nearest police station to report the accident, then to an authorised panel workshop within 100km of the accident site.
- Breakdown
FREE 24-hour towing to policyholders’ preferred workshop within 100km of the breakdown site.
2. Roadside Assistance
The Bantuan IKHLAS roadside assistance programme covers the following incidents subject to a maximum limit of RM300.
- Jump-start and Battery Replacement Services
- Changing of Flat Tyre Services
- Petrol Assistance Services
*Note: Expenses arising from these services, such as the cost of changing the battery, tyres or refuelling, must be borne by policyholders.
3. Locksmith Services
Takaful Ikhlas provides locksmith services under Bantuan IKHLAS for Comprehensive Plus Takaful clients. If you’re locked out of your car, a free locksmith will be arranged to unlock the car.
Free towing to the nearest panel or preferred workshop will be arranged if the car cannot be unlocked, subject to a maximum limit of RM300 per occurrence (round-trip).
4. Trusted by 300,000 users
As a reputable brand, Takaful Ikhlas has been chosen by more than 300,000 users for motor takaful products.
5. Easy and fast claim process
The company is also known for processing accident claims quickly (within 3 days) and ensuring smooth vehicle repair.
Bjak is one of Malaysia’s biggest insurance comparison websites, offering policies from over 10 brands. Visit Bjak today to get your free insurance quote!
Read more:
