{"id":11003,"date":"2021-11-16T09:39:53","date_gmt":"2021-11-16T01:39:53","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=11003"},"modified":"2025-11-05T17:52:22","modified_gmt":"2025-11-05T09:52:22","slug":"waiver-of-betterment-definition-function-procedure","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/info\/waiver-of-betterment-definition-function-procedure","title":{"rendered":"Waiver Of Betterment: Definition, Function &#038; Procedure"},"content":{"rendered":"\n<p>You may have come across the term &#8220;waiver of betterment&#8221; in your <a href=\"https:\/\/bjak.my\/blog\/car-insurance-guide-in-malaysia\/\">car insurance policy<\/a>. But do you know what waiver of betterment means and how it is useful to you and your car?<\/p>\n\n\n\n<p>This article will therefore give you an insight into this car insurance add-on, waiver of betterment, for your knowledge.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d77e3f2c375\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d77e3f2c375\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/info\/waiver-of-betterment-definition-function-procedure\/#Betterment\" title=\"Betterment\">Betterment<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/info\/waiver-of-betterment-definition-function-procedure\/#Definition_of_waiver_of_betterment\" title=\"Definition of waiver of betterment \">Definition of waiver of betterment <\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/info\/waiver-of-betterment-definition-function-procedure\/#Why_is_it_important_to_get_a_waiver_of_betterment_add-on_cover\" title=\"Why is it important to get a waiver of betterment add-on cover? \">Why is it important to get a waiver of betterment add-on cover? <\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/info\/waiver-of-betterment-definition-function-procedure\/#Who_is_eligible_to_get_a_waiver_of_betterment_add-on_cover\" title=\"Who is eligible to get a waiver of betterment add-on cover?  \">Who is eligible to get a waiver of betterment add-on cover?  <\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/info\/waiver-of-betterment-definition-function-procedure\/#How_do_you_purchase_a_waiver_of_betterment_add-on_cover\" title=\"How do you purchase a waiver of betterment add-on cover?  \">How do you purchase a waiver of betterment add-on cover?  <\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/info\/waiver-of-betterment-definition-function-procedure\/#How_much_do_you_have_to_pay_for_a_waiver_of_betterment_add-on_cover\" title=\"How much do you have to pay for a waiver of betterment add-on cover?\">How much do you have to pay for a waiver of betterment add-on cover?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bjak.my\/blog\/info\/waiver-of-betterment-definition-function-procedure\/#Insurance_companies_that_offer_waiver_of_betterment_add-on_cover\" title=\"Insurance companies that offer waiver of betterment add-on cover\">Insurance companies that offer waiver of betterment add-on cover<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/bjak.my\/blog\/info\/waiver-of-betterment-definition-function-procedure\/#Example_of_calculation_of_waiver_of_betterment_by_MSIG\" title=\"Example of calculation of waiver of betterment by MSIG \">Example of calculation of waiver of betterment by MSIG <\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/bjak.my\/blog\/info\/waiver-of-betterment-definition-function-procedure\/#Is_it_worthwhile_to_get_a_waiver_of_betterment_add-on_cover\" title=\"Is it worthwhile to get a waiver of betterment add-on cover?\">Is it worthwhile to get a waiver of betterment add-on cover?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/bjak.my\/blog\/info\/waiver-of-betterment-definition-function-procedure\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Betterment\"><\/span>Betterment<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>In the event of an accident, one of the things that worry car owners is whether their car would still be in good condition after the repair. <\/p>\n\n\n\n<p>Usually, cars involved in accidents risk having other damages in the future, over time. This is because insurers only cover the cost to replace damaged parts with second-hand parts for vehicles that are 5 years old and above. <\/p>\n\n\n\n<p>Therefore, a solution to that is to replace damaged parts with new parts during the car repair. However, replacing damaged parts with new parts is not free. You will be charged a certain amount for the <a href=\"https:\/\/bjak.my\/blog\/important-car-insurance-terms-you-should-know\/#Betterment\">betterment<\/a>.<\/p>\n\n\n\n<p>Fortunately, there is a way to be excluded from paying the betterment cost that is by getting an add-on cover called waiver of betterment. <\/p>\n\n\n\n<figure class=\"wp-block-pullquote\"><blockquote><p>Betterment &#8211; <em>Additional cost that policyholders will have to bear when a damaged part of a vehicle is replaced with a brand new original part<\/em><\/p><\/blockquote><\/figure>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Definition_of_waiver_of_betterment\"><\/span>Definition of waiver of betterment <span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/is-it-necessary-to-buy-comprehensive-car-insurance\/\">Comprehensive insurance<\/a> indeed covers the repair cost of the policyholder&#8217;s vehicle due to a car accident. However, for vehicles aged 5 years old and above, a betterment charge will be imposed on the policyholder if a damaged vehicle part is replaced with a brand-new original part. The scale of betterment in the insurance industry is as follows:<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"12664\" data-permalink=\"https:\/\/bjak.my\/blog\/info\/waiver-of-betterment-definition-function-procedure\/attachment\/39427\" data-orig-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/39427.jpg?fit=1080%2C1080&amp;ssl=1\" data-orig-size=\"1080,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"39427\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/39427.jpg?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/39427.jpg?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"1024\" src=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/39427.jpg?resize=1024%2C1024&#038;ssl=1\" alt=\"Betterment charges\" class=\"wp-image-12664\" title=\"Betterment charges\" srcset=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/39427.jpg?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/39427.jpg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/39427.jpg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/39427.jpg?resize=768%2C768&amp;ssl=1 768w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/39427.jpg?w=1080&amp;ssl=1 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<p><strong>Example:<\/strong><\/p>\n\n\n\n<p>Assume that you have a 10-year-old year car that requires a new vehicle part worth RM3,000. You will have to pay RM1,200 which is 40% of the amount while your insurer will cover the remaining RM1,800 which is 60% of the amount. Note that the additional cost that you have to bear is only for the new part not inclusive of the labour cost. <\/p>\n\n\n\n<p>Should you have a waiver of betterment additional cover, you will be excluded from paying the betterment to your insurer for a new vehicle part. This will therefore save you money.<\/p>\n\n\n\n<p>However, this add-on cover is only eligible for vehicles aged between 5 to 9 years old, subject to insurance providers. <\/p>\n\n\n\n<p><strong>Another example:<\/strong><\/p>\n\n\n\n<p>Assume that your 7-year-old car runs into an accident, damaging the driver&#8217;s side of the door. As a result, you need a replacement for the damaged door.<\/p>\n\n\n\n<p>Should you have a waiver of betterment coverage, your panel workshop will replace the damaged door with a new door and not a second-hand door. You also do not have to pay for the betterment cost for the new part as the cost is waived. <\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Why_is_it_important_to_get_a_waiver_of_betterment_add-on_cover\"><\/span>Why is it important to get a waiver of betterment add-on cover? <span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>As a car owner, having this additional coverage will ensure the quality of your vehicle after the repair at a <a href=\"https:\/\/bjak.my\/blog\/insurance-panel-workshops-in-malaysia\/\">panel workshop.<\/a><\/p>\n\n\n\n<p>Through this add-on cover, you can get a brand new instead of a second-hand vehicle part. You get to use a brand new vehicle part from the factory and not just any vehicle part from vehicles that are no longer used.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Who_is_eligible_to_get_a_waiver_of_betterment_add-on_cover\"><\/span>Who is eligible to get a waiver of betterment add-on cover?  <span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Vehicle owners who own vehicles aged between 5 to 10 years old are eligible to get a waiver of betterment add-on cover. Refer to our visual below for the vehicle age that is eligible for this cover. <\/p>\n\n\n\n<p>However, note that the eligible vehicle age may vary across insurers as some insurers set an age limit between 5 to 15 years old.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"11218\" data-permalink=\"https:\/\/bjak.my\/blog\/info\/waiver-of-betterment-definition-function-procedure\/attachment\/photo_2021-11-17-16-26-50\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/photo_2021-11-17-16.26.50.jpeg?fit=1080%2C1080&amp;ssl=1\" data-orig-size=\"1080,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"photo_2021-11-17-16.26.50\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/photo_2021-11-17-16.26.50.jpeg?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/photo_2021-11-17-16.26.50.jpeg?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"1024\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/photo_2021-11-17-16.26.50.jpeg?resize=1024%2C1024&#038;ssl=1\" alt=\"\" class=\"wp-image-11218\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/photo_2021-11-17-16.26.50.jpeg?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/photo_2021-11-17-16.26.50.jpeg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/photo_2021-11-17-16.26.50.jpeg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/photo_2021-11-17-16.26.50.jpeg?resize=768%2C768&amp;ssl=1 768w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/photo_2021-11-17-16.26.50.jpeg?w=1080&amp;ssl=1 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"How_do_you_purchase_a_waiver_of_betterment_add-on_cover\"><\/span>How do you purchase a waiver of betterment add-on cover?  <span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Only some insurance companies offer this add-on cover. You can easily purchase it when renewing your comprehensive policy.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"How_much_do_you_have_to_pay_for_a_waiver_of_betterment_add-on_cover\"><\/span>How much do you have to pay for a waiver of betterment add-on cover?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Generally, the additional premium for this cover is RM100 depending on the sum insured and vehicle age. The premium may vary across insurers.<\/p>\n\n\n\n<p>For your reference, below is a table of the premium charges for this cover by MSIG:<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"11220\" data-permalink=\"https:\/\/bjak.my\/blog\/info\/waiver-of-betterment-definition-function-procedure\/attachment\/photo_2021-11-17-16-38-04\" data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/photo_2021-11-17-16.38.04.jpeg?fit=1080%2C1080&amp;ssl=1\" data-orig-size=\"1080,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"photo_2021-11-17-16.38.04\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/photo_2021-11-17-16.38.04.jpeg?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/photo_2021-11-17-16.38.04.jpeg?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"1024\" src=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/photo_2021-11-17-16.38.04.jpeg?resize=1024%2C1024&#038;ssl=1\" alt=\"\" class=\"wp-image-11220\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/photo_2021-11-17-16.38.04.jpeg?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/photo_2021-11-17-16.38.04.jpeg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/photo_2021-11-17-16.38.04.jpeg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/photo_2021-11-17-16.38.04.jpeg?resize=768%2C768&amp;ssl=1 768w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/photo_2021-11-17-16.38.04.jpeg?w=1080&amp;ssl=1 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Insurance_companies_that_offer_waiver_of_betterment_add-on_cover\"><\/span>Insurance companies that offer waiver of betterment add-on cover<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>As we have mentioned, not all insurance companies offer this add-on for their comprehensive policy. <\/p>\n\n\n\n<p>For your reference, these are some of the insurers offering the waiver of betterment cover:<\/p>\n\n\n\n<ul><li>Allianz Insurance<\/li><li>MSIG Insurance<\/li><li>AXA Affin Insurance<\/li><li>Kurnia insurance<\/li><li>Berjaya Sompo insurance<\/li><li>Zurich&nbsp;Insurance<\/li><\/ul>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Example_of_calculation_of_waiver_of_betterment_by_MSIG\"><\/span>Example of calculation of waiver of betterment by MSIG <span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>For your reference, below is the calculation of the betterment charge by MSIG:<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"11222\" data-permalink=\"https:\/\/bjak.my\/blog\/info\/waiver-of-betterment-definition-function-procedure\/attachment\/photo_2021-11-17-16-38-33\" data-orig-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/photo_2021-11-17-16.38.33.jpeg?fit=1080%2C1080&amp;ssl=1\" data-orig-size=\"1080,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"photo_2021-11-17-16.38.33\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/photo_2021-11-17-16.38.33.jpeg?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/photo_2021-11-17-16.38.33.jpeg?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"1024\" src=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/photo_2021-11-17-16.38.33.jpeg?resize=1024%2C1024&#038;ssl=1\" alt=\"\" class=\"wp-image-11222\" srcset=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/photo_2021-11-17-16.38.33.jpeg?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/photo_2021-11-17-16.38.33.jpeg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/photo_2021-11-17-16.38.33.jpeg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/photo_2021-11-17-16.38.33.jpeg?resize=768%2C768&amp;ssl=1 768w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/photo_2021-11-17-16.38.33.jpeg?w=1080&amp;ssl=1 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Is_it_worthwhile_to_get_a_waiver_of_betterment_add-on_cover\"><\/span>Is it worthwhile to get a waiver of betterment add-on cover?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Yes. We recommend you get a waiver of betterment&nbsp;add-on based on the following reason.<\/p>\n\n\n\n<p>As mentioned, if your vehicle aged 5 years old or above runs into an accident and is sent to a panel workshop for repair, you will only get second-hand or used parts to replace damaged vehicle parts. This may risk your car due to using second-hand instead of new vehicle parts. <\/p>\n\n\n\n<p>Therefore, if you get the waiver of betterment add-on cover, you can get a new vehicle part without any extra charge. This will also ensure better car condition.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span>Conclusion<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>You may consider including the waiver of betterment in your insurance policy if your car is 5 years old or above. Not only do you get to keep your car running in optimal condition, but you could also save your money.<\/p>\n\n\n\n<p>Simply visit Bjak to check out this add-on cover and other car insurance add-ons. You can also compare up to 15 insurance providers in Malaysia, so go get your free <a href=\"https:\/\/bjak.my\/en?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=blogen\">car insurance quotes<\/a> online&nbsp;at Bjak.my today.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<p><em data-l-s=\"67471\"><em><em data-l-s=\"67471\"><em>Bjak is one of Malaysia&#8217;s biggest insurance comparison websites, offering policies from over 10 brands. Get your <a href=\"https:\/\/bjak.my\/en?utm_source=blogen&amp;utm_campaign=\">free insurance quote<\/a> from Bjak today!<\/em><\/em><\/em><\/em><\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-black-color has-luminous-vivid-amber-background-color has-text-color has-background\" href=\"https:\/\/bjak.my\/en?utm_source=blogen&amp;utm_campaign=waiver-of-betterment-definition-function-procedure\" target=\"_blank\" rel=\"noreferrer noopener\"><strong data-l-s=\"50547\">Get Free Quote<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<p><em>Read more:<\/em><\/p>\n\n\n\n<ul><li><a href=\"https:\/\/bjak.my\/blog\/car-insurance-windscreen-cracks\/\"><strong><em>Risks Of Driving Your Car With Cracks In Windshield<\/em><\/strong><\/a><\/li><li><strong><em><a href=\"https:\/\/bjak.my\/blog\/motorcycle-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">How To Claim Motorcycle Insurance After An Accident<\/a><\/em><\/strong><\/li><li><strong><em><a href=\"https:\/\/bjak.my\/blog\/comprehensive-insurance-misunderstandings\/\">Common Misunderstandings About Comprehensive Insurance<\/a><\/em><\/strong><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Learn in this article the definition, function and procedure to get a waiver of betterment additional insurance coverage.<\/p>\n","protected":false},"author":7,"featured_media":9613,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[1],"tags":[429,59,627],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Waiver Of Betterment: Definition, Function &amp; 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