{"id":11337,"date":"2021-11-19T11:28:36","date_gmt":"2021-11-19T03:28:36","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=11337"},"modified":"2025-09-30T19:10:28","modified_gmt":"2025-09-30T11:10:28","slug":"penjelasan-perlindungan-tenang","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/insurans-nyawa-dan-perubatan\/penjelasan-perlindungan-tenang","title":{"rendered":"Perlindungan Tenang &#8211; Insurans Nyawa Mudah &#038; Mampu Milik untuk Anda"},"content":{"rendered":"\n<p><em>\u201cSaya memang nak beli insurans nyawa tapi rasa masih belum mampu sebab premium bulanan yang perlu dibayar nanti agak mahal.\u201d<\/em><\/p>\n\n\n\n<p>Mungkin ramai dalam kalangan kita yang berada dalam situasi di atas. Terutama dengan peningkatan kos sara hidup pada hari ini, ramai yang memilih untuk mementingkan dahulu keperluan wajib dan melupakan keinginan untuk memiliki perkara lain seperti perlindungan insurans nyawa.&nbsp;&nbsp;<\/p>\n\n\n\n<p>Malah, peratusan rakyat Malaysia yang telah mendapatkan perlindungan insurans nyawa atau takaful masih sedikit iaitu pada kadar<a href=\"https:\/\/www.bharian.com.my\/bisnes\/lain-lain\/2020\/11\/757860\/kadar-penembusan-insurans-takaful-masih-rendah\"> 40% sahaja terutama daripada golongan berpendapatan rendah (B40)<\/a>.&nbsp;<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69e5552436b85\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69e5552436b85\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/insurans-nyawa-dan-perubatan\/penjelasan-perlindungan-tenang\/#Perlindungan_Tenang_untuk_anda\" title=\"Perlindungan Tenang untuk anda\">Perlindungan Tenang untuk anda<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/insurans-nyawa-dan-perubatan\/penjelasan-perlindungan-tenang\/#Apakah_itu_Perlindungan_Tenang\" title=\"Apakah itu Perlindungan Tenang?\">Apakah itu Perlindungan Tenang?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/insurans-nyawa-dan-perubatan\/penjelasan-perlindungan-tenang\/#4_Ciri_utama_Perlindungan_Tenang\" title=\"4 Ciri utama Perlindungan Tenang\">4 Ciri utama Perlindungan Tenang<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/insurans-nyawa-dan-perubatan\/penjelasan-perlindungan-tenang\/#Bagaimanakah_anda_boleh_mendapatkan_produk_ini\" title=\"Bagaimanakah anda boleh mendapatkan produk ini?\">Bagaimanakah anda boleh mendapatkan produk ini?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/insurans-nyawa-dan-perubatan\/penjelasan-perlindungan-tenang\/#Senarai_produk_insurans_nyawa_di_bawah_Perlindungan_Tenang\" title=\"Senarai produk insurans nyawa di bawah Perlindungan Tenang\">Senarai produk insurans nyawa di bawah Perlindungan Tenang<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/insurans-nyawa-dan-perubatan\/penjelasan-perlindungan-tenang\/#AIA\" title=\"AIA\">AIA<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bjak.my\/blog\/insurans-nyawa-dan-perubatan\/penjelasan-perlindungan-tenang\/#Etiqa_Takaful\" title=\"Etiqa Takaful\">Etiqa Takaful<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/bjak.my\/blog\/insurans-nyawa-dan-perubatan\/penjelasan-perlindungan-tenang\/#Allianz\" title=\"Allianz&nbsp;\">Allianz&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/bjak.my\/blog\/insurans-nyawa-dan-perubatan\/penjelasan-perlindungan-tenang\/#Great_Eastern\" title=\"Great Eastern&nbsp;\">Great Eastern&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/bjak.my\/blog\/insurans-nyawa-dan-perubatan\/penjelasan-perlindungan-tenang\/#Hong_Leong_Assurance\" title=\"Hong Leong Assurance\">Hong Leong Assurance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/bjak.my\/blog\/insurans-nyawa-dan-perubatan\/penjelasan-perlindungan-tenang\/#MCIS_Insurance_Berhad\" title=\"MCIS Insurance Berhad\">MCIS Insurance Berhad<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/bjak.my\/blog\/insurans-nyawa-dan-perubatan\/penjelasan-perlindungan-tenang\/#Sun_Life_Malaysia\" title=\"Sun Life Malaysia\">Sun Life Malaysia<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/bjak.my\/blog\/insurans-nyawa-dan-perubatan\/penjelasan-perlindungan-tenang\/#Tokio_Marine\" title=\"Tokio Marine\">Tokio Marine<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/bjak.my\/blog\/insurans-nyawa-dan-perubatan\/penjelasan-perlindungan-tenang\/#Guna_Baucar_Perlindungan_Tenang_PTV_untuk_produk_insurans_anda\" title=\"Guna Baucar Perlindungan Tenang (PTV) untuk produk insurans anda\">Guna Baucar Perlindungan Tenang (PTV) untuk produk insurans anda<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/bjak.my\/blog\/insurans-nyawa-dan-perubatan\/penjelasan-perlindungan-tenang\/#Cara_semak_kelayakan_PTV\" title=\"Cara semak kelayakan PTV&nbsp;\">Cara semak kelayakan PTV&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/bjak.my\/blog\/insurans-nyawa-dan-perubatan\/penjelasan-perlindungan-tenang\/#Kelayakan_baucar_PTV_secara_automatik_di_Bjak\" title=\"Kelayakan baucar PTV secara automatik di Bjak&nbsp;\">Kelayakan baucar PTV secara automatik di Bjak&nbsp;<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/bjak.my\/blog\/insurans-nyawa-dan-perubatan\/penjelasan-perlindungan-tenang\/#Dapatkan_perlindungan_insurans\" title=\"Dapatkan perlindungan insurans\">Dapatkan perlindungan insurans<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Perlindungan_Tenang_untuk_anda\"><\/span>Perlindungan Tenang untuk anda<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Menyedari akan hakikat ini, Bank Negara Malaysia (BNM) dengan kerjasama industri insurans dan takaful mewujudkan satu inisiatif bagi membantu golongan kurang berkemampuan untuk memiliki perlindungan insurans nyawa melalui produk Perlindungan Tenang.&nbsp;<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Apakah_itu_Perlindungan_Tenang\"><\/span>Apakah itu Perlindungan Tenang?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Perlindungan Tenang adalah satu produk insurans nyawa yang membolehkan individu khususnya golongan B40 mendapatkan insurans lebih mampu milik dengan kadar premium\/caruman dari serendah RM1 sebulan dengan pelannya boleh diperbaharui setiap tahun.<\/p>\n\n\n\n<p>Melalui Perlindungan Tenang, individu boleh mendapatkan insurans nyawa dengan lebih mudah, murah di samping penyediaan proses tuntutan yang senang dan ringkas.<\/p>\n\n\n\n<p>Inisiatif ini telah mula dilaksanakan sejak 24 November 2017 bagi memperluas penyelesaian insurans dan takaful yang disasarkan kepada B40. Bagaimanapun, produk ini juga sesuai untuk mana-mana individu yang tidak dilindungi oleh sebarang jenis produk insurans atau takaful.&nbsp;<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"4_Ciri_utama_Perlindungan_Tenang\"><\/span>4 Ciri utama Perlindungan Tenang<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Berikut merupakan empat ciri utama yang ditekankan di dalam produk Perlindungan Tenang:<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"11498\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-nyawa-dan-perubatan\/penjelasan-perlindungan-tenang\/attachment\/211118_bjakblog-perlindungan-tenang-insurans-mudah-_-mampu-milik-untuk-anda-01-02\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-02.jpg?fit=1080%2C1080&amp;ssl=1\" data-orig-size=\"1080,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-02\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-02.jpg?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-02.jpg?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"1024\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-02.jpg?resize=1024%2C1024&#038;ssl=1\" alt=\"4 ciri yang ditekankan dalam produk Perlindungan Tenang\" class=\"wp-image-11498\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-02.jpg?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-02.jpg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-02.jpg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-02.jpg?resize=768%2C768&amp;ssl=1 768w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-02.jpg?w=1080&amp;ssl=1 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Bagaimanakah_anda_boleh_mendapatkan_produk_ini\"><\/span>Bagaimanakah anda boleh mendapatkan produk ini?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Anda boleh mendapatkan produk yang mempunyai<strong> logo Perlindungan Tenang<\/strong> daripada syarikat insurans atau pengendali Takaful pilihan anda.&nbsp;<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-medium\"><img data-attachment-id=\"11499\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-nyawa-dan-perubatan\/penjelasan-perlindungan-tenang\/attachment\/211118_bjakblog-perlindungan-tenang-insurans-mudah-_-mampu-milik-untuk-anda-01-03\" data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-03.jpg?fit=1080%2C1080&amp;ssl=1\" data-orig-size=\"1080,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-03\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-03.jpg?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-03.jpg?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"300\" height=\"300\" src=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-03.jpg?resize=300%2C300&#038;ssl=1\" alt=\"Logo Perlindungan Tenang\" class=\"wp-image-11499\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-03.jpg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-03.jpg?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-03.jpg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-03.jpg?resize=768%2C768&amp;ssl=1 768w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-03.jpg?w=1080&amp;ssl=1 1080w\" sizes=\"(max-width: 300px) 100vw, 300px\" data-recalc-dims=\"1\" \/><\/figure><\/div>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Senarai_produk_insurans_nyawa_di_bawah_Perlindungan_Tenang\"><\/span>Senarai produk insurans nyawa di bawah Perlindungan Tenang<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Berikut merupakan senarai penuh produk Insurans Nyawa yang terdapat di bawah Perlindungan Tenang seperti yang dikongsikan<a href=\"https:\/\/www.liam.org.my\/customer_zone\/?c=18&amp;ct=2\"> Persatuan Insurans Hayat Malaysia<\/a> (LIAM).&nbsp;<\/p>\n\n\n\n<h3 style=\"font-size:24px\"><span class=\"ez-toc-section\" id=\"AIA\"><\/span>AIA<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-medium\"><img data-attachment-id=\"11500\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-nyawa-dan-perubatan\/penjelasan-perlindungan-tenang\/attachment\/211118_bjakblog-perlindungan-tenang-insurans-mudah-_-mampu-milik-untuk-anda-01-04\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-04.jpg?fit=1080%2C1080&amp;ssl=1\" data-orig-size=\"1080,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-04\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-04.jpg?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-04.jpg?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"300\" height=\"300\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-04.jpg?resize=300%2C300&#038;ssl=1\" alt=\"AIA\" class=\"wp-image-11500\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-04.jpg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-04.jpg?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-04.jpg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-04.jpg?resize=768%2C768&amp;ssl=1 768w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-04.jpg?w=1080&amp;ssl=1 1080w\" sizes=\"(max-width: 300px) 100vw, 300px\" data-recalc-dims=\"1\" \/><\/figure><\/div>\n\n\n\n<p class=\"has-text-align-center\"><a href=\"https:\/\/www.aia.com.my\/ms\/our-products\/online-products\/aia-starter-plan.html\">AIA Starter Plan&nbsp;<\/a><\/p>\n\n\n\n<p class=\"has-text-align-center\">*Boleh dibeli secara dalam talian<\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong>Umur penyertaan<\/strong> &#8211; 16 hingga 55 tahun<\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong>Jumlah perlindungan<\/strong> &#8211; Dari RM10,000 sehingga maksimum RM30,000<\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong>Bayaran premium untuk pelan terendah<\/strong> &#8211; RM33 setahun (RM2.87 sebulan)<\/p>\n\n\n\n<h3 style=\"font-size:24px\"><span class=\"ez-toc-section\" id=\"Etiqa_Takaful\"><\/span>Etiqa Takaful<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-medium\"><img data-attachment-id=\"11501\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-nyawa-dan-perubatan\/penjelasan-perlindungan-tenang\/attachment\/211118_bjakblog-perlindungan-tenang-insurans-mudah-_-mampu-milik-untuk-anda-01-05\" data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-05.jpg?fit=1080%2C1080&amp;ssl=1\" data-orig-size=\"1080,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-05\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-05.jpg?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-05.jpg?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"300\" height=\"300\" src=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-05.jpg?resize=300%2C300&#038;ssl=1\" alt=\"Etiqa Takaful\" class=\"wp-image-11501\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-05.jpg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-05.jpg?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-05.jpg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-05.jpg?resize=768%2C768&amp;ssl=1 768w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-05.jpg?w=1080&amp;ssl=1 1080w\" sizes=\"(max-width: 300px) 100vw, 300px\" data-recalc-dims=\"1\" \/><\/figure><\/div>\n\n\n\n<p class=\"has-text-align-center\"><a href=\"https:\/\/www.malaysiantakaful.com.my\/family-takaful\/perlindungan-tenang\">Pos Tenang<\/a><\/p>\n\n\n\n<p class=\"has-text-align-center\">*Boleh dibeli di Pos Malaysia<\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong>Jumlah perlindungan<\/strong> &#8211; Dari RM7,500 sehingga maksimum RM15,000<\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong>Bayaran premium untuk pelan terendah<\/strong> &#8211; Dari RM55 setahun (RM4.60 sebulan)<\/p>\n\n\n\n<h3 style=\"font-size:24px\"><span class=\"ez-toc-section\" id=\"Allianz\"><\/span>Allianz&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-medium\"><img data-attachment-id=\"46881\" data-permalink=\"https:\/\/bjak.my\/blog\/?attachment_id=46881\" data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/04\/allianz-2.webp?fit=768%2C432&amp;ssl=1\" data-orig-size=\"768,432\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"allianz-2\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/04\/allianz-2.webp?fit=300%2C169&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/04\/allianz-2.webp?fit=768%2C432&amp;ssl=1\" loading=\"lazy\" width=\"300\" height=\"169\" src=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/04\/allianz-2.webp?resize=300%2C169&#038;ssl=1\" alt=\"\" class=\"wp-image-46881\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/04\/allianz-2.webp?resize=300%2C169&amp;ssl=1 300w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2024\/04\/allianz-2.webp?w=768&amp;ssl=1 768w\" sizes=\"(max-width: 300px) 100vw, 300px\" data-recalc-dims=\"1\" \/><\/figure><\/div>\n\n\n\n<p class=\"has-text-align-center\"><a href=\"https:\/\/www.allianz.com.my\/personal\/life-health-and-savings\/life-protection\/allianz-kasih-hayat.html\">Allianz Kasih Hayat<\/a><\/p>\n\n\n\n<p class=\"has-text-align-center\">*Boleh dibeli melalui ejen Insurans Nyawa Allianz<\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong>Umur penyertaan <\/strong>&#8211; 18 hingga 70 tahun<\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong>Jumlah perlindungan <\/strong>&#8211; 10 dan 20 tahun<\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong>Bayaran premium untuk pelan terendah <\/strong>&#8211; RM38 setahun (RM3.16 sebulan)<\/p>\n\n\n\n<h3 style=\"font-size:24px\"><span class=\"ez-toc-section\" id=\"Great_Eastern\"><\/span>Great Eastern&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-medium\"><img data-attachment-id=\"11503\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-nyawa-dan-perubatan\/penjelasan-perlindungan-tenang\/attachment\/211118_bjakblog-perlindungan-tenang-insurans-mudah-_-mampu-milik-untuk-anda-01-07\" data-orig-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-07.jpg?fit=1080%2C1080&amp;ssl=1\" data-orig-size=\"1080,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-07\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-07.jpg?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-07.jpg?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"300\" height=\"300\" src=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-07.jpg?resize=300%2C300&#038;ssl=1\" alt=\"Great Eastern\" class=\"wp-image-11503\" srcset=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-07.jpg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-07.jpg?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-07.jpg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-07.jpg?resize=768%2C768&amp;ssl=1 768w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-07.jpg?w=1080&amp;ssl=1 1080w\" sizes=\"(max-width: 300px) 100vw, 300px\" data-recalc-dims=\"1\" \/><\/figure><\/div>\n\n\n\n<p class=\"has-text-align-center\"><a href=\"https:\/\/www.liam.org.my\/images\/liam\/EasyCarePlus_Pages.pdf\">Easy Care Plus<\/a><\/p>\n\n\n\n<p class=\"has-text-align-center\">*Boleh dibeli melalui ejen&nbsp;<\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong>Umur penyertaan &#8211; <\/strong>18 hingga 59 tahun<\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong>Jumlah perlindungan &#8211;<\/strong> 18 hingga 40 tahun (RM40,000), 41 hingga 59 tahun (RM15,000)<\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong>Bayaran premium untuk pelan terendah &#8211; <\/strong>RM120 setahun (RM10 sebulan)<\/p>\n\n\n\n<h3 style=\"font-size:24px\"><span class=\"ez-toc-section\" id=\"Hong_Leong_Assurance\"><\/span>Hong Leong Assurance<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-medium\"><img data-attachment-id=\"11504\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-nyawa-dan-perubatan\/penjelasan-perlindungan-tenang\/attachment\/211118_bjakblog-perlindungan-tenang-insurans-mudah-_-mampu-milik-untuk-anda-01-08\" data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-08.jpg?fit=1080%2C1080&amp;ssl=1\" data-orig-size=\"1080,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-08\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-08.jpg?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-08.jpg?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"300\" height=\"300\" src=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-08.jpg?resize=300%2C300&#038;ssl=1\" alt=\"Hong Leong Assurance\" class=\"wp-image-11504\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-08.jpg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-08.jpg?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-08.jpg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-08.jpg?resize=768%2C768&amp;ssl=1 768w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-08.jpg?w=1080&amp;ssl=1 1080w\" sizes=\"(max-width: 300px) 100vw, 300px\" data-recalc-dims=\"1\" \/><\/figure><\/div>\n\n\n\n<p class=\"has-text-align-center\"><a href=\"https:\/\/www.hlatouch.my\/ProductDetails.aspx?Product=Life%20Protector&amp;pc=LP&amp;pg=1\">Life Protector<\/a><\/p>\n\n\n\n<p class=\"has-text-align-center\">*Boleh dibeli melalui internet<\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong>Umur penyertaan &#8211; <\/strong>18 hingga 50 tahun<\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong>Jumlah perlindungan &#8211; <\/strong>RM20,000&nbsp;<\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong>Bayaran premium untuk pelan terendah &#8211; <\/strong>RM60 setahun (RM5 sebulan)<\/p>\n\n\n\n<p class=\"has-text-align-center\"><a href=\"https:\/\/www.hlatouch.my\/ProductDetailsView.aspx?Product=*NEW*%20HLA%20Stackable%20(Build%20Your%20Own)&amp;pc=STK01&amp;pg=5\">HLA Stackable<\/a><\/p>\n\n\n\n<p class=\"has-text-align-center\">Boleh dibeli melalui internet<\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong>Umur penyertaan &#8211; <\/strong>20 hingga 60 tahun<\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong>Jumlah perlindungan &#8211;<\/strong> Dari RM1,000 sehingga RM20,000<\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong>Bayaran premium untuk pelan terendah &#8211; <\/strong>Dari RM5 setahun<\/p>\n\n\n\n<h3 style=\"font-size:24px\"><span class=\"ez-toc-section\" id=\"MCIS_Insurance_Berhad\"><\/span>MCIS Insurance Berhad<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image size-full\"><img data-attachment-id=\"11506\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-nyawa-dan-perubatan\/penjelasan-perlindungan-tenang\/attachment\/mcis-life-logo-vector\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/MCIS-Life-Logo-Vector.png?fit=722%2C341&amp;ssl=1\" data-orig-size=\"722,341\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"MCIS-Life-Logo-Vector\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/MCIS-Life-Logo-Vector.png?fit=300%2C142&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/MCIS-Life-Logo-Vector.png?fit=722%2C341&amp;ssl=1\" loading=\"lazy\" width=\"722\" height=\"341\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/MCIS-Life-Logo-Vector.png?resize=722%2C341&#038;ssl=1\" alt=\"MCIS Insurance\" class=\"wp-image-11506\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/MCIS-Life-Logo-Vector.png?w=722&amp;ssl=1 722w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/MCIS-Life-Logo-Vector.png?resize=300%2C142&amp;ssl=1 300w\" sizes=\"(max-width: 722px) 100vw, 722px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<p class=\"has-text-align-center\"><a href=\"https:\/\/mtradeasia.com\/insure\/protect\/life\/\">Merchantrade Insure &#8211; Life&nbsp;<\/a><\/p>\n\n\n\n<p class=\"has-text-align-center\">*Boleh dibeli di cawangan Merchantrade<\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong>Umur penyertaan &#8211; <\/strong>18 hingga 60 tahun<\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong>Jumlah perlindungan &#8211;<\/strong> RM4,000 hingga RM20,000<\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong>Bayaran premium untuk pelan terendah &#8211;<\/strong> RM12 hingga RM60 setahun (RM1 &#8211; RM5 sebulan)<\/p>\n\n\n\n<p class=\"has-text-align-center\"><a href=\"https:\/\/mtradeasia.com\/insure\/protect\/life\/\">MyTenang<\/a><\/p>\n\n\n\n<p class=\"has-text-align-center\">*Boleh dibeli melalui ejen atau<em> broker<\/em><\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong>Umur penyertaan &#8211; <\/strong>18 hingga 60 tahun<\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong>Jumlah perlindungan &#8211; <\/strong>RM5,000 hingga RM25,000<\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong>Bayaran premium untuk pelan terendah &#8211; <\/strong>RM50 setahun (RM4.15 sebulan)<\/p>\n\n\n\n<h3 style=\"font-size:24px\"><span class=\"ez-toc-section\" id=\"Sun_Life_Malaysia\"><\/span>Sun Life Malaysia<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image size-full\"><img data-attachment-id=\"11511\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-nyawa-dan-perubatan\/penjelasan-perlindungan-tenang\/attachment\/sun-life-malaysia-logo\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/sun-life-malaysia-logo.png?fit=722%2C341&amp;ssl=1\" data-orig-size=\"722,341\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"sun-life-malaysia-logo\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/sun-life-malaysia-logo.png?fit=300%2C142&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/sun-life-malaysia-logo.png?fit=722%2C341&amp;ssl=1\" loading=\"lazy\" width=\"722\" height=\"341\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/sun-life-malaysia-logo.png?resize=722%2C341&#038;ssl=1\" alt=\"Sun Life\" class=\"wp-image-11511\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/sun-life-malaysia-logo.png?w=722&amp;ssl=1 722w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/sun-life-malaysia-logo.png?resize=300%2C142&amp;ssl=1 300w\" sizes=\"(max-width: 722px) 100vw, 722px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<p class=\"has-text-align-center\"><a href=\"https:\/\/www.sunlifemalaysia.com\/golife\/perlindungan-tenang-voucher-programme\/\"><strong>GoLife<\/strong><\/a><\/p>\n\n\n\n<p class=\"has-text-align-center\">*Boleh dibeli melalui aplikasi UMobile<\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong>Umur penyertaan &#8211;<\/strong> sehingga 50 tahun<\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong>Jumlah perlindungan &#8211; <\/strong>RM10,000 dan RM20,000<\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong>Bayaran premium untuk pelan terendah &#8211; <\/strong>GoLife5 RM60 setahun (RM5 sebulan) \/ GoLife10 RM120 setahun (RM10 sebulan)&nbsp;<\/p>\n\n\n\n<h3 style=\"font-size:24px\"><span class=\"ez-toc-section\" id=\"Tokio_Marine\"><\/span>Tokio Marine<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-medium\"><img data-attachment-id=\"11513\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-nyawa-dan-perubatan\/penjelasan-perlindungan-tenang\/attachment\/211118_bjakblog-perlindungan-tenang-insurans-mudah-_-mampu-milik-untuk-anda-01-11\" data-orig-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-11.jpg?fit=1080%2C1080&amp;ssl=1\" data-orig-size=\"1080,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-11\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-11.jpg?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-11.jpg?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"300\" height=\"300\" src=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-11.jpg?resize=300%2C300&#038;ssl=1\" alt=\"Tokio Marine\" class=\"wp-image-11513\" srcset=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-11.jpg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-11.jpg?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-11.jpg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-11.jpg?resize=768%2C768&amp;ssl=1 768w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-11.jpg?w=1080&amp;ssl=1 1080w\" sizes=\"(max-width: 300px) 100vw, 300px\" data-recalc-dims=\"1\" \/><\/figure><\/div>\n\n\n\n<p class=\"has-text-align-center\"><a href=\"https:\/\/www.tokiomarine.com\/my\/en\/personal\/protect\/life\/tokiomarine_starterp.html\" rel=\"nofollow\">TokioMarine E-ssential Tenang<\/a><\/p>\n\n\n\n<p class=\"has-text-align-center\">*Boleh dibeli melalui internet atau ejen<\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong>TokioMarine &#8211; Starter Pack (pelan asas)&nbsp;<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\">Menyediakan perlindungan untuk kematian sahaja<\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong>Umur penyertaan &#8211; <\/strong>18 hingga 50 tahun<\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong>Jumlah perlindungan &#8211;<\/strong> 18 hingga 35 tahun (RM50,000). Manakala 36 hingga 50 tahun (RM25,000)<\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong>Bayaran premium untuk pelan terendah &#8211; <\/strong>RM180 setahun (RM15 sebulan)<\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong>TokioMarine E-ssential Tenang Plus&nbsp;<\/strong><\/p>\n\n\n\n<p class=\"has-text-align-center\">Menyediakan perlindungan untuk kematian, perlindungan kematian akibat kemalangan dan perlindungan hilang upaya kekal (PTD) akibat kemalangan<\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong>Umur penyertaan &#8211; <\/strong>18 hingga 50 tahun<\/p>\n\n\n\n<p class=\"has-text-align-center\"><strong>Jumlah perlindungan &#8211; <\/strong>lihat dibawah:&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Umur penyertaan<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Perlindungan Kematian<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Perlindungan Kematian akibat Kemalangan<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Perlindungan PTD akibat Kemalangan<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">18 &#8211; 35<\/td><td class=\"has-text-align-center\" data-align=\"center\">RM50,000<\/td><td class=\"has-text-align-center\" data-align=\"center\">RM110,000<\/td><td class=\"has-text-align-center\" data-align=\"center\">RM60,000<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">36 &#8211; 50<\/td><td class=\"has-text-align-center\" data-align=\"center\">RM25,000<\/td><td class=\"has-text-align-center\" data-align=\"center\">RM55,000<\/td><td class=\"has-text-align-center\" data-align=\"center\">RM30,000<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"has-text-align-center\"><strong>Bayaran premium untuk pelan terendah &#8211;<\/strong> RM240 setahun (RM20 sebulan)&nbsp;<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Guna_Baucar_Perlindungan_Tenang_PTV_untuk_produk_insurans_anda\"><\/span>Guna Baucar Perlindungan Tenang (PTV) untuk produk insurans anda<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Program Baucar Perlindungan Tenang adalah skim bantuan kewangan di mana baucar berjumlah RM50 diberi kepada penerima Bantuan Prihatin Rakyat (BPR) yang layak bagi membantu mereka membeli produk Perlindungan Tenang daripada syarikat insurans dan pengendali takaful berlesen.<\/p>\n\n\n\n<p>Ia merupakan satu inisiatif yang dilaksanakan oleh kerajaan Malaysia bagi memperluas perlindungan sosial kepada penerima BPR yang layak.<\/p>\n\n\n\n<p>Bagaimanapun, menerusi bajet 2022 seperti yang diumumkan Menteri Kewangan, Tengku Datuk Seri Zafrul Tengku Abdul Aziz, baucar ini akan ditingkatkan daripada RM50 kepada RM75 pada tahun hadapan.<\/p>\n\n\n\n<p>\u201cSebagai tambahan, baucar itu boleh digunakan untuk membeli polisi insurans komprehensif bagi motosikal 150cc ke bawah mulai 1 Januari 2022,\u201d katanya seperti memetik<a href=\"https:\/\/www.hmetro.com.my\/mutakhir\/2021\/10\/771765\/bajet-2022-baucar-perlindungan-tenang-ditingkatkan-kepada-rm75\"> laporan<\/a>.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Cara_semak_kelayakan_PTV\"><\/span>Cara semak kelayakan PTV&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Anda boleh menyemak kelayakan untuk menerima baucar PTV melalui laman web <a href=\"http:\/\/www.myptv.my\/?fbclid=IwAR2rT-qqP-oonH9etidVxnoQHXd5xSw6OA3HnyvuzmQ0ZOf033_rr0RRLVE\">www.myptv.my<\/a> atau kunjungi terus ke wakil pengendali Takaful atau wakil insurans anda.&nbsp;<\/p>\n\n\n\n<p>Jika layak, anda boleh membeli pelan Perlindungan Tenang atau menebus baucar yang ditawarkan di kaunter syarikat insurans\/ pengendali takaful, ejen atau pengedar yang sah mahupun secara atas talian.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"11514\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-nyawa-dan-perubatan\/penjelasan-perlindungan-tenang\/attachment\/211118_bjakblog-perlindungan-tenang-insurans-mudah-_-mampu-milik-untuk-anda-01-12\" data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-12.jpg?fit=1080%2C1080&amp;ssl=1\" data-orig-size=\"1080,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-12\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-12.jpg?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-12.jpg?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"1024\" src=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-12.jpg?resize=1024%2C1024&#038;ssl=1\" alt=\"Cara menyemak kelayakan dan menebus PTV\" class=\"wp-image-11514\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-12.jpg?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-12.jpg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-12.jpg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-12.jpg?resize=768%2C768&amp;ssl=1 768w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-12.jpg?w=1080&amp;ssl=1 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<p>Baucar ini berkuatkuasa daripada 30 September 2021 hingga 30 September 2022<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Kelayakan_baucar_PTV_secara_automatik_di_Bjak\"><\/span>Kelayakan baucar PTV secara automatik di Bjak&nbsp;<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Dalam pada itu, sebagai sebahagian daripada komitmen Bjak, baucar Perlindungan Tenang berjumlah RM50 akan diaktifkan secara automatik&nbsp;kepada pengguna yang layak. Pemberitahuan akan dihantar melalui e-mel selepas produk&nbsp;Perlindungan Tenang diaktifkan.&nbsp;<\/p>\n\n\n\n<p>Pelan perlindungan tersebut akan merangkumi perlindungan kematian atau hilang upaya kekal, pendapatan hospital serta Covid-19.&nbsp;<\/p>\n\n\n\n<p>Anda tidak perlu risau kerana tiada sebarang pembayaran diperlukan untuk mengaktifkan baucar PTV.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Dapatkan_perlindungan_insurans\"><\/span>Dapatkan perlindungan insurans<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Pastikan diri anda dan keluarga dilindungi. Ingat, jangan biarkan insan kesayangan anda hidup dalam kesusahan sekiranya anda tiada suatu hari nanti. Dengan inisiatif yang dilaksanakan oleh kerajaan melalui Perlindungan Tenang, ini bermakna anda boleh mendapatkan perlindungan insurans pada harga yang lebih murah dan mudah.&nbsp;<\/p>\n\n\n\n<p>Jika terdapat sebarang persoalan mengenai insurans, anda juga boleh <a href=\"https:\/\/bjak.com\/life\/en\/\">berhubung dengan pasukan khidmat pelanggan Bjak <\/a>yang bersedia untuk membantu anda pada bila-bila masa. <\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-black-color has-luminous-vivid-amber-background-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms\/pa-for-all?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=penjelasan-perlindungan-tenang\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Get quote<\/strong><\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Perlindungan Tenang merupakan inisiatif kerajaan bagi membantu golongan kurang berkemampuan mendapatkan perlindungan insurans nyawa<\/p>\n","protected":false},"author":4,"featured_media":11496,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[351],"tags":[716,26,93,94,715,717],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Perlindungan Tenang - Insurans Nyawa Mudah &amp; Mampu Milik untuk Anda | BJAK<\/title>\n<meta name=\"description\" content=\"Perlindungan Tenang merupakan inisiatif kerajaan bagi membantu golongan kurang berkemampuan mendapatkan perlindungan insurans nyawa\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/insurans-nyawa-dan-perubatan\/penjelasan-perlindungan-tenang\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Perlindungan Tenang - Insurans Nyawa Mudah &amp; Mampu Milik untuk Anda | BJAK\" \/>\n<meta property=\"og:description\" content=\"Perlindungan Tenang merupakan inisiatif kerajaan bagi membantu golongan kurang berkemampuan mendapatkan perlindungan insurans nyawa\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bjak.my\/blog\/insurans-nyawa-dan-perubatan\/penjelasan-perlindungan-tenang\" \/>\n<meta property=\"og:site_name\" content=\"BJAK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bjak.my\" \/>\n<meta property=\"article:published_time\" content=\"2021-11-19T03:28:36+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-09-30T11:10:28+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-Perlindungan-Tenang-Insurans-Mudah-_-Mampu-Milik-untuk-Anda-01-01.jpg?fit=1600%2C900&#038;ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"900\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:site\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Athirah Hanapiah\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/bjak.my\/blog\/#organization\",\"name\":\"Bjak\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/bjak.my\",\"https:\/\/www.instagram.com\/bjak.my\",\"https:\/\/www.linkedin.com\/company\/14607755\/admin\/\",\"https:\/\/twitter.com\/bjakmy\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"width\":756,\"height\":756,\"caption\":\"Bjak\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bjak.my\/blog\/#website\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"name\":\"BJAK\",\"description\":\"Renew your car and motor insurance at the lowest price! 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