{"id":121,"date":"2021-08-12T15:30:51","date_gmt":"2021-08-12T07:30:51","guid":{"rendered":"https:\/\/bjakmy.wordpress.com\/?p=121"},"modified":"2026-02-19T15:09:05","modified_gmt":"2026-02-19T07:09:05","slug":"3-insurance-types-you-should-already-have","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/3-insurance-types-you-should-already-have","title":{"rendered":"3 Insurance Types You Should Already Have"},"content":{"rendered":"\n<blockquote class=\"wp-block-quote has-text-align-center\"><p><strong>Question: What insurance should I get?<\/strong><\/p><\/blockquote>\n\n\n\n<blockquote class=\"wp-block-quote has-text-align-center\"><p><strong>Answer: There are 3 insurance types you should get.<\/strong><\/p><\/blockquote>\n\n\n\n<p>You may be healthy now but it doesn\u2019t mean you&#8217;ll be safe from any serious illness or injury. If anything were to happen to you, are you financially prepared for expensive medical costs?<\/p>\n\n\n\n<p>You can\u2019t tell when you&#8217;ll get sick or when your final moment will come, but you can plan ahead to protect yourself and your loved ones.<\/p>\n\n\n\n<p>These are three insurance types you should get to protect yourself and your loved ones.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d73a59b0d59\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d73a59b0d59\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/3-insurance-types-you-should-already-have\/#Medical_Insurance\" title=\"Medical Insurance\">Medical Insurance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/3-insurance-types-you-should-already-have\/#Critical_Illness_Insurance\" title=\"Critical Illness Insurance\">Critical Illness Insurance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/3-insurance-types-you-should-already-have\/#Life_Insurance\" title=\"Life Insurance\">Life Insurance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/3-insurance-types-you-should-already-have\/#Here%E2%80%99s_a_recap_of_the_3_insurance_types\" title=\"Here\u2019s a recap of the 3 insurance types:\">Here\u2019s a recap of the 3 insurance types:<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Medical_Insurance\"><\/span>Medical Insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"39327\" data-permalink=\"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/im-insured-by-my-employer-do-i-still-need-personal-medical-insurance\/attachment\/medical-insurance\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/06\/Medical-insurance.jpg?fit=1200%2C630&amp;ssl=1\" data-orig-size=\"1200,630\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Medical-insurance\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/06\/Medical-insurance.jpg?fit=300%2C158&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/06\/Medical-insurance.jpg?fit=1080%2C567&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"567\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/06\/Medical-insurance.jpg?resize=1080%2C567&#038;ssl=1\" alt=\"\" class=\"wp-image-39327\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/06\/Medical-insurance.jpg?resize=1080%2C567&amp;ssl=1 1080w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/06\/Medical-insurance.jpg?resize=300%2C158&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/06\/Medical-insurance.jpg?resize=768%2C403&amp;ssl=1 768w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/06\/Medical-insurance.jpg?w=1200&amp;ssl=1 1200w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<p>Medical insurance is <strong>an insurance type that pays for your hospitalization and medical bills.<\/strong><\/p>\n\n\n\n<p><em>Scenario:<\/em> My uncle slowly developed cataracts over the years, so he went to a doctor to get checked and was suggested to consult an eye specialist at a private hospital. The cost for cataract surgery at the private hospital was RM38,000 for both eyes!<\/p>\n\n\n\n<p>Unfortunately, because my uncle did not have medical insurance, the cost had to come out of his pocket.&nbsp;<\/p>\n\n\n\n<p>You may ask: Why not wait for treatment at a government hospital?<\/p>\n\n\n\n<p>Our government hospitals are some of the world\u2019s best! But with long waiting lines, will you be able to wait?<\/p>\n\n\n\n<p>Another question you may have is:<br><br>&#8216;I have employee medical insurance. Do I still need insurance?&#8217;<\/p>\n\n\n\n<p>Yes, you do. Employee medical benefit is only in place so that you can recover quickly and get back to work as soon as possible. It does not cover critical illness, which is the next insurance type.&nbsp;<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Critical_Illness_Insurance\"><\/span>Critical Illness Insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>What is critical illness insurance?<\/p>\n\n\n\n<p>This is <strong>an insurance type that pays out a lump-sum amount when the policyholder is diagnosed with a critical illness<\/strong> such as heart attack, stroke, cancer and kidney failure.<\/p>\n\n\n\n<p>Why do you need critical illness insurance?<\/p>\n\n\n\n<p>Critical illness does not choose when to appear, but when it does, you may not be able to work anymore to sustain yourself.&nbsp;<\/p>\n\n\n\n<p>Not only do you have to worry about the cost of treating the critical illness, but <strong>what about your commitments such as your house and car?<\/strong><\/p>\n\n\n\n<p>Health does not have a price tag but the treatments for it do:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Critical illness<\/td><td>Cost of treatment (RM)<\/td><\/tr><tr><td>Heart attack<\/td><td>10,000 to 30,000<\/td><\/tr><tr><td>Stroke<\/td><td>35,000 to 75,000<\/td><\/tr><tr><td>Cancer<\/td><td>18,000 to 300,000<\/td><\/tr><\/tbody><\/table><figcaption> <\/figcaption><\/figure>\n\n\n\n<p>The lump-sum payout you get from the critical illness policy will help cover the cost of your treatment and other financial commitments so you can focus on recovering.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Life_Insurance\"><\/span>Life Insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Meanwhile, life insurance is <strong>an insurance type that pays out a lump-sum amount to the policyholder in the event of death or total permanent disability<\/strong> (losing the ability to use a pair of limbs or eyesight.) You or your family (or other named beneficiaries) get a lump sum of cash after you die or can no longer use a pair of your limbs or eyesight. <\/p>\n\n\n\n<p>Death is inevitable; it is a matter of how and when that varies. You wouldn\u2019t want to leave your family debt-ridden once you\u2019ve passed on, so the lump sum they receive will clear any outstanding debts, and funeral costs and fund other financial commitments.<\/p>\n\n\n\n<p>Even if you are debt-free, what would be the fate of your dependents once you&#8217;ve passed on? The lump sum of cash will financially support them when you\u2019re no longer around. The money will help them survive longer while they look for other means of income.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img data-attachment-id=\"4428\" data-permalink=\"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/3-insurance-types-you-should-already-have\/attachment\/pexels-eren-li-7188957\" data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/pexels-eren-li-7188957.jpg?fit=800%2C400&amp;ssl=1\" data-orig-size=\"800,400\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"pexels-eren-li-7188957\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/pexels-eren-li-7188957.jpg?fit=300%2C150&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/pexels-eren-li-7188957.jpg?fit=800%2C400&amp;ssl=1\" loading=\"lazy\" width=\"800\" height=\"400\" src=\"https:\/\/i2.wp.com\/bjak.com\/blog\/wp-content\/uploads\/2021\/09\/pexels-eren-li-7188957.jpg?resize=800%2C400&#038;ssl=1\" alt=\"Life insurance pays out a lump-sum amount to you or your beneficiaries in the event of death or total permanent disability.\" class=\"wp-image-4428\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/pexels-eren-li-7188957.jpg?w=800&amp;ssl=1 800w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/pexels-eren-li-7188957.jpg?resize=300%2C150&amp;ssl=1 300w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/pexels-eren-li-7188957.jpg?resize=768%2C384&amp;ssl=1 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<p>Like our lives, our limbs and eyes may not last a lifetime. As losing them may also mean losing your job and income, how would you continue to live and provide for your dependents?<\/p>\n\n\n\n<p>It is at that moment that your life insurance becomes your lifeline. The amount received through life insurance will not last forever, but it would definitely ease your burden and the ones who depend on you.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Here%E2%80%99s_a_recap_of_the_3_insurance_types\"><\/span>Here\u2019s a recap of the 3 insurance types:<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Insurance type<\/td><td>Why you need it<\/td><\/tr><tr><td>Medical insurance<\/td><td>It pays for your hospitalization and medical bills <\/td><\/tr><tr><td>Critical illness insurance<\/td><td>It pays out a lump-sum amount that is agreed upon when the policyholder is diagnosed with a critical illness such as heart attack, stroke, cancer and kidney failure<\/td><\/tr><tr><td>Life insurance<\/td><td>It pays out a lump-sum amount to the policyholder in the event of death or total permanent disability (losing the ability to use a pair of limbs or eyesight)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full\"><img data-attachment-id=\"4414\" data-permalink=\"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/3-insurance-types-you-should-already-have\/attachment\/pexels-pixabay-159211-1\" data-orig-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/pexels-pixabay-159211-1.jpg?fit=800%2C400&amp;ssl=1\" data-orig-size=\"800,400\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"pexels-pixabay-159211-1\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/pexels-pixabay-159211-1.jpg?fit=300%2C150&amp;ssl=1\" data-large-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/pexels-pixabay-159211-1.jpg?fit=800%2C400&amp;ssl=1\" loading=\"lazy\" width=\"800\" height=\"400\" src=\"https:\/\/i0.wp.com\/bjak.com\/blog\/wp-content\/uploads\/2021\/09\/pexels-pixabay-159211-1.jpg?resize=800%2C400&#038;ssl=1\" alt=\"Given rising medical costs, it's crucial that you have the three insurance types for your health and financial protection.\" class=\"wp-image-4414\" srcset=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/pexels-pixabay-159211-1.jpg?w=800&amp;ssl=1 800w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/pexels-pixabay-159211-1.jpg?resize=300%2C150&amp;ssl=1 300w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/pexels-pixabay-159211-1.jpg?resize=768%2C384&amp;ssl=1 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<p>Not to scare you, but medical care is not cheap and is only getting more expensive by the day. You may not need it now, but when you do, how would you pay for your medical and hospital bills? And if you have dependents, how would they survive after you&#8217;re no longer around?<\/p>\n\n\n\n<p>Getting the 3 insurance types is the answer to the above.<\/p>\n\n\n\n<p>With as low as RM5 a day, you can provide a better future for yourself and your loved ones. Protect yourself and the ones you love by getting a comprehensive life and medical insurance plan today at <a href=\"https:\/\/bjak.com\/life\/en\/\">Bjak<\/a>.<\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-neve-link-color-background-color has-background\" href=\"https:\/\/bjak.my\/ms\/life?utm_source=blog&amp;utm_medium=&amp;utm_campaign=3-insurance-types-you-should-already-have\">Get Your Free Quotation<\/a><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Having the right insurance is important for your health and financial protection. These are three insurance types that you should have.<\/p>\n","protected":false},"author":5,"featured_media":1215,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[359],"tags":[59,73,88,127,143],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Insurance Types: 3 Of Them That You Should Have<\/title>\n<meta name=\"description\" content=\"Having the right insurance is important for your health and financial protection. These are three insurance types that you should have.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/3-insurance-types-you-should-already-have\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Insurance Types: 3 Of Them That You Should Have\" \/>\n<meta property=\"og:description\" content=\"Having the right insurance is important for your health and financial protection. These are three insurance types that you should have.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/3-insurance-types-you-should-already-have\" \/>\n<meta property=\"og:site_name\" content=\"BJAK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bjak.my\" \/>\n<meta property=\"article:published_time\" content=\"2021-08-12T07:30:51+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-19T07:09:05+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/bjak.my\/blog\/wp-content\/uploads\/2021\/08\/pexels-adrianna-calvo-17679.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"800\" \/>\n\t<meta property=\"og:image:height\" content=\"400\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:site\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Nur Adilah\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/bjak.my\/blog\/#organization\",\"name\":\"Bjak\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/bjak.my\",\"https:\/\/www.instagram.com\/bjak.my\",\"https:\/\/www.linkedin.com\/company\/14607755\/admin\/\",\"https:\/\/twitter.com\/bjakmy\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"width\":756,\"height\":756,\"caption\":\"Bjak\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bjak.my\/blog\/#website\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"name\":\"BJAK\",\"description\":\"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!\",\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/bjak.my\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/3-insurance-types-you-should-already-have#primaryimage\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/08\/pexels-adrianna-calvo-17679.jpg?fit=800%2C400&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/08\/pexels-adrianna-calvo-17679.jpg?fit=800%2C400&ssl=1\",\"width\":800,\"height\":400},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/3-insurance-types-you-should-already-have#webpage\",\"url\":\"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/3-insurance-types-you-should-already-have\",\"name\":\"Insurance Types: 3 Of Them That You Should Have\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/3-insurance-types-you-should-already-have#primaryimage\"},\"datePublished\":\"2021-08-12T07:30:51+00:00\",\"dateModified\":\"2026-02-19T07:09:05+00:00\",\"description\":\"Having the right insurance is important for your health and financial protection. These are three insurance types that you should have.\",\"breadcrumb\":{\"@id\":\"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/3-insurance-types-you-should-already-have#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/3-insurance-types-you-should-already-have\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/3-insurance-types-you-should-already-have#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/bjak.my\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"3 Insurance Types You Should Already Have\"}]},{\"@type\":\"Article\",\"@id\":\"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/3-insurance-types-you-should-already-have#article\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/3-insurance-types-you-should-already-have#webpage\"},\"author\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/2148b0932ef951cefa0239779b028af4\"},\"headline\":\"3 Insurance Types You Should Already Have\",\"datePublished\":\"2021-08-12T07:30:51+00:00\",\"dateModified\":\"2026-02-19T07:09:05+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/3-insurance-types-you-should-already-have#webpage\"},\"wordCount\":825,\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/3-insurance-types-you-should-already-have#primaryimage\"},\"thumbnailUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/08\/pexels-adrianna-calvo-17679.jpg?fit=800%2C400&ssl=1\",\"keywords\":[\"EN\",\"Health\",\"Insurance\",\"Life Insurance\",\"Medical Insurance\"],\"articleSection\":[\"Life and Medical Insurance\"],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/2148b0932ef951cefa0239779b028af4\",\"name\":\"Nur Adilah\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/b7485180c4d29781404386d368bd692f?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/b7485180c4d29781404386d368bd692f?s=96&d=mm&r=g\",\"caption\":\"Nur Adilah\"},\"description\":\"Nur Adilah enjoys writing as a hobby and profession.\",\"url\":\"https:\/\/bjak.my\/blog\/author\/nuradilahramli123\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Insurance Types: 3 Of Them That You Should Have","description":"Having the right insurance is important for your health and financial protection. These are three insurance types that you should have.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/3-insurance-types-you-should-already-have","og_locale":"en_US","og_type":"article","og_title":"Insurance Types: 3 Of Them That You Should Have","og_description":"Having the right insurance is important for your health and financial protection. These are three insurance types that you should have.","og_url":"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/3-insurance-types-you-should-already-have","og_site_name":"BJAK","article_publisher":"https:\/\/www.facebook.com\/bjak.my","article_published_time":"2021-08-12T07:30:51+00:00","article_modified_time":"2026-02-19T07:09:05+00:00","og_image":[{"width":800,"height":400,"url":"https:\/\/bjak.my\/blog\/wp-content\/uploads\/2021\/08\/pexels-adrianna-calvo-17679.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_creator":"@bjakmy","twitter_site":"@bjakmy","twitter_misc":{"Written by":"Nur Adilah","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Organization","@id":"https:\/\/bjak.my\/blog\/#organization","name":"Bjak","url":"https:\/\/bjak.my\/blog\/","sameAs":["https:\/\/www.facebook.com\/bjak.my","https:\/\/www.instagram.com\/bjak.my","https:\/\/www.linkedin.com\/company\/14607755\/admin\/","https:\/\/twitter.com\/bjakmy"],"logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","contentUrl":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","width":756,"height":756,"caption":"Bjak"},"image":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/"}},{"@type":"WebSite","@id":"https:\/\/bjak.my\/blog\/#website","url":"https:\/\/bjak.my\/blog\/","name":"BJAK","description":"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!","publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/bjak.my\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/3-insurance-types-you-should-already-have#primaryimage","url":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/08\/pexels-adrianna-calvo-17679.jpg?fit=800%2C400&ssl=1","contentUrl":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/08\/pexels-adrianna-calvo-17679.jpg?fit=800%2C400&ssl=1","width":800,"height":400},{"@type":"WebPage","@id":"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/3-insurance-types-you-should-already-have#webpage","url":"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/3-insurance-types-you-should-already-have","name":"Insurance Types: 3 Of Them That You Should Have","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/3-insurance-types-you-should-already-have#primaryimage"},"datePublished":"2021-08-12T07:30:51+00:00","dateModified":"2026-02-19T07:09:05+00:00","description":"Having the right insurance is important for your health and financial protection. These are three insurance types that you should have.","breadcrumb":{"@id":"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/3-insurance-types-you-should-already-have#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/bjak.my\/blog\/life-and-medical-insurance\/3-insurance-types-you-should-already-have"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/3-insurance-types-you-should-already-have#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/bjak.my\/blog\/"},{"@type":"ListItem","position":2,"name":"3 Insurance Types You Should Already Have"}]},{"@type":"Article","@id":"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/3-insurance-types-you-should-already-have#article","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/3-insurance-types-you-should-already-have#webpage"},"author":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/2148b0932ef951cefa0239779b028af4"},"headline":"3 Insurance Types You Should Already Have","datePublished":"2021-08-12T07:30:51+00:00","dateModified":"2026-02-19T07:09:05+00:00","mainEntityOfPage":{"@id":"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/3-insurance-types-you-should-already-have#webpage"},"wordCount":825,"publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"image":{"@id":"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/3-insurance-types-you-should-already-have#primaryimage"},"thumbnailUrl":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/08\/pexels-adrianna-calvo-17679.jpg?fit=800%2C400&ssl=1","keywords":["EN","Health","Insurance","Life Insurance","Medical Insurance"],"articleSection":["Life and Medical Insurance"],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/2148b0932ef951cefa0239779b028af4","name":"Nur Adilah","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/b7485180c4d29781404386d368bd692f?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/b7485180c4d29781404386d368bd692f?s=96&d=mm&r=g","caption":"Nur Adilah"},"description":"Nur Adilah enjoys writing as a hobby and profession.","url":"https:\/\/bjak.my\/blog\/author\/nuradilahramli123"}]}},"jetpack_featured_media_url":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/08\/pexels-adrianna-calvo-17679.jpg?fit=800%2C400&ssl=1","_links":{"self":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/121"}],"collection":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/comments?post=121"}],"version-history":[{"count":30,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/121\/revisions"}],"predecessor-version":[{"id":59191,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/121\/revisions\/59191"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media\/1215"}],"wp:attachment":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media?parent=121"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/categories?post=121"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/tags?post=121"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}