{"id":13125,"date":"2021-11-30T15:41:04","date_gmt":"2021-11-30T07:41:04","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=13125"},"modified":"2021-12-02T11:36:38","modified_gmt":"2021-12-02T03:36:38","slug":"%e6%a0%91%e5%80%92%e5%8e%8b%e8%bd%a6%e5%8f%af%e4%bb%a5%e7%b4%a2%e8%b5%94%e4%bf%9d%e9%99%a9%e5%90%97","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e6%a0%91%e5%80%92%e5%8e%8b%e8%bd%a6%e5%8f%af%e4%bb%a5%e7%b4%a2%e8%b5%94%e4%bf%9d%e9%99%a9%e5%90%97","title":{"rendered":"\u6811\u5012\u538b\u8f66\uff0c\u53ef\u4ee5\u7d22\u8d54\u4fdd\u9669\u5417\uff1f"},"content":{"rendered":"\n<p>\u6700\u8fd1\uff0c\u968f\u7740\u5b63\u5019\u98ce\u5b63\u8282\u7684\u5230\u6765\uff0c\u8bb8\u591a\u5730\u533a\u63a5\u8fde\u906d\u53d7\u66b4\u98ce\u96e8\u88ad\u51fb\u3002\u4e0a\u5468\uff0c<a href=\"https:\/\/www.orientaldaily.com.my\/news\/central\/2021\/11\/22\/451553\">\u5b89\u90a6\u7684\u51e0\u4e2a\u5730\u533a\u53d1\u751f\u4e86\u95ea\u7535\u6c34\u707e<\/a>\uff0c\u8fd9\u4e9b\u5730\u533a\u5305\u62ecTaman Hillview\u3001Kampung Lembah Jaya Utara\u4ee5\u53caLembah Jaya Selatan\u3002\u653f\u5e9c\u4e3a\u6b64\u5f00\u8bbe\u4e86\u4e09\u4e2a\u4e34\u65f6\u758f\u6563\u4e2d\u5fc3\uff08PPS\uff09\u4ee5\u6536\u5bb9\u53d7\u6c34\u707e\u5f71\u54cd\u7684\u53d7\u5bb3\u8005\u3002<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large is-resized\"><img data-attachment-id=\"12758\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-kereta\/claim-insurans-jika-kereta-rosak-sebab-banjir\/attachment\/211126_a8-01-02-1\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211126_A8-01-02-1.jpg?fit=1080%2C1080&amp;ssl=1\" data-orig-size=\"1080,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"211126_A8-01-02-1\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211126_A8-01-02-1.jpg?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211126_A8-01-02-1.jpg?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211126_A8-01-02-1.jpg?resize=839%2C839&#038;ssl=1\" alt=\"\u5b89\u90a6\u591a\u4e2a\u5730\u533a\u53d1\u751f\u95ea\u7535\u6c34\u707e\" class=\"wp-image-12758\" width=\"839\" height=\"839\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211126_A8-01-02-1.jpg?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211126_A8-01-02-1.jpg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211126_A8-01-02-1.jpg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211126_A8-01-02-1.jpg?resize=768%2C768&amp;ssl=1 768w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211126_A8-01-02-1.jpg?w=1080&amp;ssl=1 1080w\" sizes=\"(max-width: 839px) 100vw, 839px\" data-recalc-dims=\"1\" \/><figcaption>\u5b89\u90a6\u591a\u4e2a\u5730\u533a\u53d1\u751f\u95ea\u7535\u6c34\u707e\u3002<\/figcaption><\/figure><\/div>\n\n\n\n<p>\u9664\u4e86\u5b89\u90a6\u53d1\u751f\u95ea\u7535\u6c34\u707e\uff0c<a href=\"https:\/\/www.sinchew.com.my\/20211122\/%E9%87%91%E9%A9%AC%E4%BB%91%E6%9A%B4%E9%A3%8E%E9%9B%A8%E6%A0%91%E5%80%92%E5%8E%8B%E8%BD%A6-%E8%87%B3%E5%B0%916%E5%A4%84%E5%9C%9F%E5%B4%A9%E5%BD%B1%E5%93%8D%E4%BA%A4%E9%80%9A\/\">\u91d1\u9a6c\u4f26\u4e8e11\u670822\u65e5\u4e5f\u53d1\u751f\u4e86\u571f\u5d29<\/a>\uff0c\u4e25\u91cd\u5f71\u54cd\u4ea4\u901a\u3002\u5f53\u5929\u4e0b\u53482\u70b9\u5de6\u53f3\uff0c\u66b4\u98ce\u96e8\u6301\u7eed\u4e86\u5c06\u8fd1\u4e24\u4e2a\u5c0f\u65f6\uff0c\u81f3\u5c116\u4e2a\u5730\u533a\u53d1\u751f\u571f\u5d29\u5012\u6811\uff0c\u5176\u4e2d\u6709\u5012\u6811\u538b\u4e2d\u4e00\u8f86\u8f7d\u67094\u4eba\u7684\u4f11\u65c5\u8f66\uff0c\u6240\u5e78\u8f66\u5185\u7684\u4eba\u90fd\u88ab\u6551\u51fa\u5e76\u9001\u9662\u6cbb\u7597\u3002<\/p>\n\n\n\n<p>\u81ea\u7136\u707e\u5bb3\u603b\u5728\u6211\u4eec\u6beb\u65e0\u9884\u8b66\u7684\u60c5\u51b5\u4e0b\u53d1\u751f\uff0c\u4e00\u7728\u773c\u7684\u65f6\u95f4\u5c31\u80fd\u6467\u6bc1\u6240\u6709\uff0c\u5305\u62ec\u6211\u4eec\u7684\u8d22\u7269\u3001\u6c7d\u8f66\uff0c\u751a\u81f3\u662f\u6027\u547d\u3002<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d7866fd8ede\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" 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ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e6%a0%91%e5%80%92%e5%8e%8b%e8%bd%a6%e5%8f%af%e4%bb%a5%e7%b4%a2%e8%b5%94%e4%bf%9d%e9%99%a9%e5%90%97\/#%E6%B7%BB%E5%8A%A0%E8%87%AA%E7%84%B6%E7%81%BE%E5%AE%B3%E4%BF%9D%E9%9A%9C%E5%80%BC%E5%BE%97%E5%90%97%EF%BC%9F\" title=\"\u6dfb\u52a0\u81ea\u7136\u707e\u5bb3\u4fdd\u969c\u503c\u5f97\u5417\uff1f\">\u6dfb\u52a0\u81ea\u7136\u707e\u5bb3\u4fdd\u969c\u503c\u5f97\u5417\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e6%a0%91%e5%80%92%e5%8e%8b%e8%bd%a6%e5%8f%af%e4%bb%a5%e7%b4%a2%e8%b5%94%e4%bf%9d%e9%99%a9%e5%90%97\/#%E6%B7%BB%E5%8A%A0%E8%87%AA%E7%84%B6%E7%81%BE%E5%AE%B3%E4%BF%9D%E9%9A%9C%E7%9A%84%E6%96%B9%E6%B3%95\" title=\"\u6dfb\u52a0\u81ea\u7136\u707e\u5bb3\u4fdd\u969c\u7684\u65b9\u6cd5\">\u6dfb\u52a0\u81ea\u7136\u707e\u5bb3\u4fdd\u969c\u7684\u65b9\u6cd5<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e6%a0%91%e5%80%92%e5%8e%8b%e8%bd%a6%e5%8f%af%e4%bb%a5%e7%b4%a2%e8%b5%94%e4%bf%9d%e9%99%a9%e5%90%97\/#%E8%AE%A9%E7%88%B1%E8%BD%A6%E5%BE%97%E5%88%B0%E5%85%A8%E9%9D%A2%E4%BF%9D%E9%9A%9C\" title=\"\u8ba9\u7231\u8f66\u5f97\u5230\u5168\u9762\u4fdd\u969c\">\u8ba9\u7231\u8f66\u5f97\u5230\u5168\u9762\u4fdd\u969c<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"%E5%8F%AF%E4%BB%A5%E7%B4%A2%E8%B5%94%E4%BF%9D%E9%99%A9%E5%90%97%EF%BC%9F\"><\/span>\u53ef\u4ee5\u7d22\u8d54\u4fdd\u9669\u5417\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"12756\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-kereta\/claim-insurans-jika-kereta-rosak-sebab-banjir\/attachment\/211126_a8-01-01\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211126_A8-01-01.jpg?fit=1600%2C900&amp;ssl=1\" data-orig-size=\"1600,900\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"211126_A8-01-01\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211126_A8-01-01.jpg?fit=300%2C169&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211126_A8-01-01.jpg?fit=1080%2C608&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"608\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211126_A8-01-01.jpg?resize=1080%2C608&#038;ssl=1\" alt=\"Perlindungan peril khas\" class=\"wp-image-12756\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211126_A8-01-01.jpg?resize=1080%2C608&amp;ssl=1 1080w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211126_A8-01-01.jpg?resize=300%2C169&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211126_A8-01-01.jpg?resize=768%2C432&amp;ssl=1 768w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211126_A8-01-01.jpg?resize=1536%2C864&amp;ssl=1 1536w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211126_A8-01-01.jpg?w=1600&amp;ssl=1 1600w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" data-recalc-dims=\"1\" 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id=\"%E8%87%AA%E7%84%B6%E7%81%BE%E5%AE%B3%E4%BF%9D%E9%9A%9C%E5%8F%AF%E4%BB%A5%E5%B8%AE%E5%88%B0%E6%82%A8\"><\/span>\u81ea\u7136\u707e\u5bb3\u4fdd\u969c\u53ef\u4ee5\u5e2e\u5230\u60a8<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5047\u8bbe\u60a8\u7684\u65e0\u7d22\u507f\u6298\u6263\u7387\u5df2\u7ecf\u7d2f\u79ef\u81f3\u6700\u9ad8\u768455%\uff0c\u5728\u63d0\u51fa\u4fdd\u9669\u7d22\u8d54\u540e\uff0c\u60a8\u9700\u8981\u91cd\u65b0\u7d2f\u79efNCD\uff0c\u5728\u66f4\u65b0\u8f66\u9669\u65f6\u4e5f\u65e0\u6cd5\u4eab\u6709\u6298\u6263\uff0c\u8fd9\u5bf9\u60a8\u6765\u8bf4\u80af\u5b9a\u662f\u4e00\u9879\u5de8\u5927\u7684\u635f\u5931\uff0c\u5bf9\u5417\uff1f<\/p>\n\n\n\n<p>\u4e3a\u4e86\u9632\u6b62\u8fd9\u79cd\u60c5\u51b5\u53d1\u751f\uff0c\u60a8\u9700\u8981\u5728\u66f4\u65b0\u4fdd\u9669\u65f6\u505a\u51fa\u6b63\u786e\u7684\u9009\u62e9\uff0c\u5373\u5728\u60a8\u7684<a href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9%e9%a1%bb%e7%9f%a5\/#1_%E7%BB%BC%E5%90%88%E5%9E%8B%E4%BF%9D%E9%99%A9\">\u7efc\u5408\u578b\u4fdd\u5355<\/a>\u4e2d\u989d\u5916\u6dfb\u52a0\u201c<a href=\"https:\/\/bjak.my\/blog\/%e6%82%a8%e7%9a%84%e8%bd%a6%e5%ad%90%e9%9c%80%e8%a6%81%e8%87%aa%e7%84%b6%e7%81%be%e5%ae%b3%e4%bf%9d%e9%9a%9c%e5%90%97%ef%bc%9f\/\">\u81ea\u7136\u707e\u5bb3\u4fdd\u969c<\/a>\u201d\u3002<\/p>\n\n\n\n<p><strong>\u6709\u4e86\u201c\u81ea\u7136\u707e\u5bb3\u4fdd\u969c\u201d\uff0c\u82e5\u60a8\u7684\u8f66\u8f86\u56e0\u4e3a\u81ea\u7136\u707e\u5bb3\u800c\u635f\u574f\uff0c\u60a8\u5c31\u53ef\u4ee5\u63d0\u51fa\u4fdd\u9669\u7d22\u8d54\uff0c\u800c\u4e0d\u4f1a\u5f71\u54cd\u60a8\u7684 NCD<\/strong>\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"6268\" data-permalink=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e8%b4%ad%e4%b9%b0%e8%bd%a6%e9%99%a9%e9%9c%80%e8%a6%81%e8%80%83%e8%99%91%e5%93%aa%e4%ba%9b%e5%9b%a0%e7%b4%a0%ef%bc%9f\/attachment\/image-1-_-ncd-4\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-1-_-NCD-4.jpg?fit=1080%2C1080&amp;ssl=1\" data-orig-size=\"1080,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Image-1-_-NCD-4\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-1-_-NCD-4.jpg?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-1-_-NCD-4.jpg?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"1024\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-1-_-NCD-4.jpg?resize=1024%2C1024&#038;ssl=1\" alt=\"\u6c7d\u8f66\u7684\u65e0\u7d22\u507f\u6298\u6263\u7387\" class=\"wp-image-6268\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-1-_-NCD-4.jpg?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-1-_-NCD-4.jpg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-1-_-NCD-4.jpg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-1-_-NCD-4.jpg?resize=768%2C768&amp;ssl=1 768w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-1-_-NCD-4.jpg?w=1080&amp;ssl=1 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"%E9%9C%80%E7%BC%B4%E4%BB%98%E5%A4%9A%E5%B0%91%E4%BF%9D%E8%B4%B9%EF%BC%9F\"><\/span>\u9700\u7f34\u4ed8\u591a\u5c11\u4fdd\u8d39\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u522b\u62c5\u5fc3\uff0c\u81ea\u7136\u707e\u5bb3\u4fdd\u969c\u7684\u4fdd\u8d39\u4e0d\u6bd4\u60a8\u7684\u6c7d\u8f66\u7ef4\u4fee\u8d39\u6602\u8d35\u3002\u4e00\u822c\u4e0a\uff0c\u6b64\u9644\u52a0\u4fdd\u9669\u7684\u4fdd\u8d39\u4ec5\u4e3a\u4fdd\u989d\u7684 0.5%\uff08\u56e0\u4fdd\u9669\u516c\u53f8\u800c\u5f02\uff09\uff0c\u4f30\u8ba1\u7ea6\u4e3a\u6bcf\u5e74 RM100 \u81f3 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data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"BeFunky-collage-31-1\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/BeFunky-collage-31-1.jpg?fit=300%2C179&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/BeFunky-collage-31-1.jpg?fit=800%2C476&amp;ssl=1\" loading=\"lazy\" width=\"800\" height=\"476\" src=\"https:\/\/i0.wp.com\/bjak.com\/blog\/wp-content\/uploads\/2021\/10\/BeFunky-collage-31-1.jpg?resize=800%2C476&amp;ssl=1\" alt=\"\u81ea\u7136\u707e\u5bb3\u4fdd\u969c\u4fdd\u8d39\" class=\"wp-image-7033\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/BeFunky-collage-31-1.jpg?w=800&amp;ssl=1 800w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/BeFunky-collage-31-1.jpg?resize=300%2C179&amp;ssl=1 300w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/BeFunky-collage-31-1.jpg?resize=768%2C457&amp;ssl=1 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/figure>\n\n\n\n<p>\u4f8b\u5b50\uff1a\u5047\u8bbe\u60a8\u5728Allianz\u4fdd\u9669\u8d2d\u4e70\u81ea\u7136\u707e\u5bb3\u4fdd\u969c\uff0c\u60a8\u7684\u6c7d\u8f66\u4fdd\u989d\u4e3aRM50,000\uff0c\u90a3\u4e48\u81ea\u7136\u707e\u5bb3\u4fdd\u969c\u7684\u4fdd\u8d39\u5c31\u662f\u4fdd\u989d\u76840.25%\uff0c\u5373\u4e00\u5e74\u987b\u989d\u5916\u652f\u4ed8RM125\u3002<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"%E6%B7%BB%E5%8A%A0%E8%87%AA%E7%84%B6%E7%81%BE%E5%AE%B3%E4%BF%9D%E9%9A%9C%E5%80%BC%E5%BE%97%E5%90%97%EF%BC%9F\"><\/span>\u6dfb\u52a0\u81ea\u7136\u707e\u5bb3\u4fdd\u969c\u503c\u5f97\u5417\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"12759\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-kereta\/claim-insurans-jika-kereta-rosak-sebab-banjir\/attachment\/211126_a8-01-03\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211126_A8-01-03.jpg?fit=1080%2C1080&amp;ssl=1\" data-orig-size=\"1080,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"211126_A8-01-03\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211126_A8-01-03.jpg?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211126_A8-01-03.jpg?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"1024\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211126_A8-01-03.jpg?resize=1024%2C1024&#038;ssl=1\" alt=\"\u8f66\u5b50\u8fdb\u6c34\" class=\"wp-image-12759\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211126_A8-01-03.jpg?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211126_A8-01-03.jpg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211126_A8-01-03.jpg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211126_A8-01-03.jpg?resize=768%2C768&amp;ssl=1 768w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211126_A8-01-03.jpg?w=1080&amp;ssl=1 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" 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class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img data-attachment-id=\"6998\" data-permalink=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e6%82%a8%e7%9a%84%e8%bd%a6%e5%ad%90%e9%9c%80%e8%a6%81%e8%87%aa%e7%84%b6%e7%81%be%e5%ae%b3%e4%bf%9d%e9%9a%9c%e5%90%97%ef%bc%9f\/attachment\/image-2_-jenis-jenis-perlindungan-tambahan-5\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-2_-Jenis-jenis-Perlindungan-tambahan-5.jpg?fit=1080%2C1080&amp;ssl=1\" data-orig-size=\"1080,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Image-2_-Jenis-jenis-Perlindungan-tambahan-5\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-2_-Jenis-jenis-Perlindungan-tambahan-5.jpg?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-2_-Jenis-jenis-Perlindungan-tambahan-5.jpg?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"1024\" src=\"https:\/\/i1.wp.com\/bjak.com\/blog\/wp-content\/uploads\/2021\/10\/Image-2_-Jenis-jenis-Perlindungan-tambahan-5-1024x1024.jpg?resize=854%2C854&amp;ssl=1\" alt=\"\u9644\u52a0\u4fdd\u9669\" class=\"wp-image-6998\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-2_-Jenis-jenis-Perlindungan-tambahan-5.jpg?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-2_-Jenis-jenis-Perlindungan-tambahan-5.jpg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-2_-Jenis-jenis-Perlindungan-tambahan-5.jpg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-2_-Jenis-jenis-Perlindungan-tambahan-5.jpg?resize=768%2C768&amp;ssl=1 768w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-2_-Jenis-jenis-Perlindungan-tambahan-5.jpg?w=1080&amp;ssl=1 1080w\" sizes=\"(max-width: 1024px) 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