{"id":21496,"date":"2022-02-04T11:13:01","date_gmt":"2022-02-04T03:13:01","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=21496"},"modified":"2025-11-05T17:43:41","modified_gmt":"2025-11-05T09:43:41","slug":"rear-end-collision-follow-these-steps-to-claim-insurance","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/car-insurance\/rear-end-collision-follow-these-steps-to-claim-insurance","title":{"rendered":"Rear-End Collision? Follow These Steps to Claim Insurance"},"content":{"rendered":"\n<p>Road accidents can happen anytime, anywhere. Despite practising safe driving, you could still run into any untoward incident on the road.<\/p>\n\n\n\n<p>For example, you could, unfortunately, get hit by a car from behind. It frequently happens, moreover, during heavy traffic congestion.<\/p>\n\n\n\n<p>It is normal for both parties to panic in such an accident. They may panic especially if they find the steps and procedures to deal with the situation confusing.<\/p>\n\n\n\n<p>But do not worry as Bjak will share the steps that you need to take in the event of rear-end collision.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d86b89b8d50\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d86b89b8d50\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/rear-end-collision-follow-these-steps-to-claim-insurance\/#Rear-end_collision_Follow_these_steps_to_claim_insurance\" title=\"Rear-end collision? Follow these steps to claim insurance\">Rear-end collision? Follow these steps to claim insurance<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/rear-end-collision-follow-these-steps-to-claim-insurance\/#Turn_on_hazard_lights\" title=\"Turn on hazard lights\">Turn on hazard lights<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/rear-end-collision-follow-these-steps-to-claim-insurance\/#Check_your_surrounding\" title=\"Check your surrounding\">Check your surrounding<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/rear-end-collision-follow-these-steps-to-claim-insurance\/#Jot_down_the_details_of_the_other_vehicle\" title=\"Jot down the details of the other vehicle\">Jot down the details of the other vehicle<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/rear-end-collision-follow-these-steps-to-claim-insurance\/#Take_their_phone_number\" title=\"Take their phone number\">Take their phone number<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/rear-end-collision-follow-these-steps-to-claim-insurance\/#Ask_for_the_guilty_party%E2%80%99s_cooperation_to_lodge_a_police_report\" title=\"Ask for the guilty party&#8217;s cooperation to lodge a police report\">Ask for the guilty party&#8217;s cooperation to lodge a police report<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/rear-end-collision-follow-these-steps-to-claim-insurance\/#You_have_to_make_a_police_report_too\" title=\"You have to make a police report too\">You have to make a police report too<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/rear-end-collision-follow-these-steps-to-claim-insurance\/#Look_for_an_insurance_panel_workshop\" title=\"Look for an insurance panel workshop\">Look for an insurance panel workshop<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/rear-end-collision-follow-these-steps-to-claim-insurance\/#From_whom_should_you_claim_insurance_in_the_event_of_rear-end_collision\" title=\"From whom should you claim insurance in the event of rear-end collision?\">From whom should you claim insurance in the event of rear-end collision?<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/rear-end-collision-follow-these-steps-to-claim-insurance\/#Will_your_NCD_rate_be_affected_if_you_make_a_third_party_insurance_claim\" title=\"Will your NCD rate be affected if you make a third party insurance claim?\">Will your NCD rate be affected if you make a third party insurance claim?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/rear-end-collision-follow-these-steps-to-claim-insurance\/#Settle_an_insurance_claim_in_an_amicable_manner\" title=\"Settle an insurance claim in an amicable manner\">Settle an insurance claim in an amicable manner<\/a><\/li><\/ul><\/nav><\/div>\n<h2 id=\"rear-end-collision-follow-these-steps-to-claim-insurance\"><span class=\"ez-toc-section\" id=\"Rear-end_collision_Follow_these_steps_to_claim_insurance\"><\/span>Rear-end collision? Follow these steps to claim insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"20447\" data-permalink=\"https:\/\/bjak.my\/blog\/220124_a8_jangan-panik-ikut-langkah-yang-dikongsikan-01-02\" data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/01\/220124_A8_Jangan-panik-ikut-langkah-yang-dikongsikan-01-02.jpg?fit=1080%2C1080&amp;ssl=1\" data-orig-size=\"1080,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"220124_A8_Jangan-panik-ikut-langkah-yang-dikongsikan-01-02\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/01\/220124_A8_Jangan-panik-ikut-langkah-yang-dikongsikan-01-02.jpg?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/01\/220124_A8_Jangan-panik-ikut-langkah-yang-dikongsikan-01-02.jpg?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"1024\" src=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/01\/220124_A8_Jangan-panik-ikut-langkah-yang-dikongsikan-01-02.jpg?resize=1024%2C1024&#038;ssl=1\" alt=\"Procedure to make an insurance claim for rear-end collision\" class=\"wp-image-20447\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/01\/220124_A8_Jangan-panik-ikut-langkah-yang-dikongsikan-01-02.jpg?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/01\/220124_A8_Jangan-panik-ikut-langkah-yang-dikongsikan-01-02.jpg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/01\/220124_A8_Jangan-panik-ikut-langkah-yang-dikongsikan-01-02.jpg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/01\/220124_A8_Jangan-panik-ikut-langkah-yang-dikongsikan-01-02.jpg?resize=768%2C768&amp;ssl=1 768w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/01\/220124_A8_Jangan-panik-ikut-langkah-yang-dikongsikan-01-02.jpg?w=1080&amp;ssl=1 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><figcaption>Image credit: <a href=\"https:\/\/bencrump.com\/areas-we-serve\/long-beach-ca\/car-accident-lawyer\/rear-end-collisions\/\">Ben Crump<\/a><\/figcaption><\/figure>\n\n\n\n<p>Some regard rear-end collision as a minor incident that could be settled quickly.<\/p>\n\n\n\n<p>However, it may not be as simple. The concerned parties may suffer losses such as <strong>over-compensation (the party at fault)<\/strong> or <strong>under-compensation for the repair cost (the party whose car is hit)<\/strong>.<\/p>\n\n\n\n<p>To protect your right, let us explain the steps in dealing with such a situation.<\/p>\n\n\n\n<h3 id=\"turn-on-hazard-lights\"><span class=\"ez-toc-section\" id=\"Turn_on_hazard_lights\"><\/span>Turn on hazard lights<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"20448\" data-permalink=\"https:\/\/bjak.my\/blog\/220124_a8_jangan-panik-ikut-langkah-yang-dikongsikan-01-03\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/01\/220124_A8_Jangan-panik-ikut-langkah-yang-dikongsikan-01-03.jpg?fit=1080%2C1080&amp;ssl=1\" data-orig-size=\"1080,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"220124_A8_Jangan-panik-ikut-langkah-yang-dikongsikan-01-03\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/01\/220124_A8_Jangan-panik-ikut-langkah-yang-dikongsikan-01-03.jpg?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/01\/220124_A8_Jangan-panik-ikut-langkah-yang-dikongsikan-01-03.jpg?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"1024\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/01\/220124_A8_Jangan-panik-ikut-langkah-yang-dikongsikan-01-03.jpg?resize=1024%2C1024&#038;ssl=1\" alt=\"Turn on hazard lights when you run into an accident to caution other road users\" class=\"wp-image-20448\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/01\/220124_A8_Jangan-panik-ikut-langkah-yang-dikongsikan-01-03.jpg?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/01\/220124_A8_Jangan-panik-ikut-langkah-yang-dikongsikan-01-03.jpg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/01\/220124_A8_Jangan-panik-ikut-langkah-yang-dikongsikan-01-03.jpg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/01\/220124_A8_Jangan-panik-ikut-langkah-yang-dikongsikan-01-03.jpg?resize=768%2C768&amp;ssl=1 768w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/01\/220124_A8_Jangan-panik-ikut-langkah-yang-dikongsikan-01-03.jpg?w=1080&amp;ssl=1 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><figcaption>Image credit: <a href=\"https:\/\/www.yourmechanic.com\/article\/how-to-use-hazard-lights\">Your Mechanic<\/a><\/figcaption><\/figure>\n\n\n\n<p>First, turn on your hazard lights (especially if the incident occurs at night) to warn other road users that something has happened to your vehicle.<\/p>\n\n\n\n<h3 id=\"check-your-surrounding\"><span class=\"ez-toc-section\" id=\"Check_your_surrounding\"><\/span>Check your surrounding<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Look at your surrounding. If the accident happens on a highway, immediately move your car to an <a href=\"https:\/\/bjak.my\/blog\/the-function-of-each-lane-on-the-highway\/#Emergency_lane\">emergency lane<\/a> to avoid inconvenience to other road users.<\/p>\n\n\n\n<p>Please do the same if the accident happens in a traffic jam. Please use your turn signal before moving your car to the roadside. <\/p>\n\n\n\n<p>Avoid staying on the main road to avoid traffic congestion and for safety purposes.<\/p>\n\n\n\n<h3 id=\"jot-down-the-details-of-the-other-vehicle\"><span class=\"ez-toc-section\" id=\"Jot_down_the_details_of_the_other_vehicle\"><\/span>Jot down the details of the other vehicle<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Take note of their plate number and roadtax to enable insurance claims later. <\/p>\n\n\n\n<p>Immediately write down the vehicle registration number and roadtax of the car to make an insurance claim against the party at fault. If you can, get their permission to snap a photo of their MyKad. <\/p>\n\n\n\n<p>Besides, take photos of your car and the other car to ensure a smooth procedure to claim insurance.<\/p>\n\n\n\n<h3 id=\"take-their-phone-number\"><span class=\"ez-toc-section\" id=\"Take_their_phone_number\"><\/span>Take their phone number<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Take their phone number to make it easier for you to contact them later. <\/p>\n\n\n\n<h3 id=\"ask-for-the-guilty-party-s-cooperation-to-lodge-a-police-report\"><span class=\"ez-toc-section\" id=\"Ask_for_the_guilty_party%E2%80%99s_cooperation_to_lodge_a_police_report\"><\/span>Ask for the guilty party&#8217;s cooperation to lodge a police report<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"20449\" data-permalink=\"https:\/\/bjak.my\/blog\/220124_a8_jangan-panik-ikut-langkah-yang-dikongsikan-01-04\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/01\/220124_A8_Jangan-panik-ikut-langkah-yang-dikongsikan-01-04.jpg?fit=1080%2C1080&amp;ssl=1\" data-orig-size=\"1080,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"220124_A8_Jangan-panik-ikut-langkah-yang-dikongsikan-01-04\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/01\/220124_A8_Jangan-panik-ikut-langkah-yang-dikongsikan-01-04.jpg?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/01\/220124_A8_Jangan-panik-ikut-langkah-yang-dikongsikan-01-04.jpg?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"1024\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/01\/220124_A8_Jangan-panik-ikut-langkah-yang-dikongsikan-01-04.jpg?resize=1024%2C1024&#038;ssl=1\" alt=\"Ask for the guilty party's cooperation to lodge a police report\" class=\"wp-image-20449\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/01\/220124_A8_Jangan-panik-ikut-langkah-yang-dikongsikan-01-04.jpg?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/01\/220124_A8_Jangan-panik-ikut-langkah-yang-dikongsikan-01-04.jpg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/01\/220124_A8_Jangan-panik-ikut-langkah-yang-dikongsikan-01-04.jpg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/01\/220124_A8_Jangan-panik-ikut-langkah-yang-dikongsikan-01-04.jpg?resize=768%2C768&amp;ssl=1 768w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/01\/220124_A8_Jangan-panik-ikut-langkah-yang-dikongsikan-01-04.jpg?w=1080&amp;ssl=1 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><figcaption>Image credit: <a href=\"https:\/\/www.kraftlaw.com\/car-accidents\/causes-car-accidents\/car-accidents-involving-automotive-defects\/\">Kraft &amp; Associates<\/a><\/figcaption><\/figure>\n\n\n\n<p>Discuss with the involved party nicely. Do not get violent, and please try to settle it reasonably. Ask for their cooperation to lodge a police report.<\/p>\n\n\n\n<h3 id=\"you-have-to-make-a-police-report-too\"><span class=\"ez-toc-section\" id=\"You_have_to_make_a_police_report_too\"><\/span>You have to make a police report too<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>You should also lodge a police report immediately within 24 hours after the accident (even if the guilty party has provided compensation in money form).<\/p>\n\n\n\n<p>There may be cases where the innocent party is suddenly contacted by the police and charged as guilty. Meanwhile, the actual guilty party claims that they have been hit and run.<\/p>\n\n\n\n<p>Therefore, lodge a police report so the policy can certify that you are not the party at fault.<\/p>\n\n\n\n<h3 id=\"look-for-an-insurance-panel-workshop\"><span class=\"ez-toc-section\" id=\"Look_for_an_insurance_panel_workshop\"><\/span>Look for an insurance panel workshop<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Send your car to a <a href=\"https:\/\/bjak.my\/blog\/insurance-panel-workshops-in-malaysia\/\">panel workshop<\/a> immediately for damage repair. <\/p>\n\n\n\n<p>You may also seek their help to manage your insurance claim against the third party (<a href=\"https:\/\/bjak.my\/blog\/how-to-make-a-third-party-insurance-claim\/\">third party insurance claim<\/a>) to repair your car. <\/p>\n\n\n\n<h2 id=\"to-whom-should-you-claim-insurance-if-your-car-gets-hit-from-behind-if-you-pada-insurans-siapakah-anda-perlu-membuat-tuntutan-insurans-jika-kereta-dilanggar-dari-belakang\"><span class=\"ez-toc-section\" id=\"From_whom_should_you_claim_insurance_in_the_event_of_rear-end_collision\"><\/span>From whom should you claim insurance in the event of rear-end collision?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>You are eligible to claim insurance from the guilty party if your car gets hit from behind, using a <a href=\"https:\/\/bjak.my\/blog\/car-insurance-claims-in-malaysia\/#Third_Party_claim\">third party claim<\/a>.<\/p>\n\n\n\n<p>You do not have to claim insurance under your policy <strong>if it is proven that you are not the guilty party.<\/strong><\/p>\n\n\n\n<p>Ensure that you explain the entire incident to the insurer so you can make an insurance claim against the guilty party smoothly. <\/p>\n\n\n\n<h3 id=\"will-your-ncd-rate-be-affected-if-you-make-a-third-party-insurance-claim\"><span class=\"ez-toc-section\" id=\"Will_your_NCD_rate_be_affected_if_you_make_a_third_party_insurance_claim\"><\/span>Will your NCD rate be affected if you make a third party insurance claim?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>No. Your <a href=\"https:\/\/bjak.my\/blog\/a-guide-to-no-claim-discount-ncd\/#No-fault_damage_claim\">No Claim Discount (NCD) rate will not be affected<\/a> after you make a third party insurance claim as you are not the party at fault.<\/p>\n\n\n\n<p>For your information, you will lose your NCD only if you are proven guilty of an accident and a claim is made against your insurance. Additionally, you will also lose your NCD if you make an <a href=\"https:\/\/bjak.my\/blog\/car-insurance-claims-in-malaysia\/#Own_Damage_claim\">Own Damage claim<\/a> when you run into an accident caused by you. <\/p>\n\n\n\n<p>Note that you can only make an Own Damage claim <strong>if you purchase <a href=\"https:\/\/bjak.my\/blog\/types-of-car-insurance-policies\/#Comprehensive_insurance\">comprehensive insurance<\/a><\/strong>. <\/p>\n\n\n\n<h2 id=\"settle-an-insurance-claim-in-an-amicable-manner\"><span class=\"ez-toc-section\" id=\"Settle_an_insurance_claim_in_an_amicable_manner\"><\/span>Settle an insurance claim in an amicable manner<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Rear-end collision can happen regardless of place and time. If this happens to you, please remain calm while dealing with the other involved party. Make sure you follow the steps shared above, so you do not miss out on the important details.<\/p>\n\n\n\n<p>Additionally, please discuss the matter with the guilty party in an amicable manner. We would also like to remind you to lodge a police report to avoid any accusation from any party.<\/p>\n\n\n\n<p>Other than that, make sure that your insurance and roadtax are still active to avoid any problems in your claims process. <\/p>\n\n\n\n<p>If your insurance and roadtax are expiring, renew them immediately.<\/p>\n\n\n\n<p>Visit Bjak to <a href=\"https:\/\/bjak.my\/blog\/how-to-renew-car-insurance\/#Renew_car_insurance_online_through_insurance_comparison_sites\">renew your insurance<\/a> and <a href=\"https:\/\/bjak.my\/blog\/how-to-renew-roadtax-bjak-myeg-mysikap-jpj\/#Renew_roadtax_online_at_Bjak\">roadtax<\/a> for your convenience. Start by getting <a href=\"https:\/\/bjak.my\/en?utm_source=google&amp;utm_medium=ad&amp;utm_campaign=bjakBrandJan2022&amp;gclid=EAIaIQobChMIwuTfyIjl9QIVZJhmAh0mSwydEAAYASAAEgL9TPD_BwE\">free car insurance quotes<\/a> in just 3 minutes and compare 15 insurance brands to get the best insurance policy. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Did your car get hit from behind? Don&#8217;t panic, just follow this guideline to know the proper steps to make an insurance claim.<\/p>\n","protected":false},"author":7,"featured_media":21898,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[431],"tags":[5,429,59],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Rear-End Collision? Follow These Steps to Claim Insurance | BJAK<\/title>\n<meta name=\"description\" content=\"Rear-end collision? 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