{"id":21833,"date":"2022-02-08T11:49:31","date_gmt":"2022-02-08T03:49:31","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=21833"},"modified":"2022-02-08T11:49:35","modified_gmt":"2022-02-08T03:49:35","slug":"%e5%a6%82%e4%bd%95%e5%90%91%e7%ac%ac%e4%b8%89%e6%96%b9%e6%8f%90%e5%87%ba%e4%bf%9d%e9%99%a9%e7%b4%a2%e8%b5%94%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e5%a6%82%e4%bd%95%e5%90%91%e7%ac%ac%e4%b8%89%e6%96%b9%e6%8f%90%e5%87%ba%e4%bf%9d%e9%99%a9%e7%b4%a2%e8%b5%94%ef%bc%9f","title":{"rendered":"\u5982\u4f55\u5411\u7b2c\u4e09\u65b9\u63d0\u51fa\u4fdd\u9669\u7d22\u8d54\uff1f"},"content":{"rendered":"\n<p id=\"tw-target-text\" style=\"font-size:18px\">\u8d2d\u4e70\u8f66\u9669\u7684\u6700\u5927\u610f\u4e49\u5c31\u662f\u8ba9\u8f66\u4e3b\u5728\u4e0d\u5e78\u53d1\u751f\u610f\u5916\u4e8b\u6545\u65f6\u63d0\u51fa\u4fdd\u9669\u7d22\u8d54\uff0c\u4ece\u800c\u51cf\u5c11\u8d22\u52a1\u635f\u5931\u6216\u8d1f\u62c5\u3002 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href=\"https:\/\/bjak.my\/blog\/%e8%bd%a6%e5%ad%90%e5%9c%a8%e5%81%9c%e8%bd%a6%e5%9c%ba%e8%a2%ab%e6%92%9e%e5%8f%af%e4%bb%a5%e7%b4%a2%e8%b5%94%e4%bf%9d%e9%99%a9%e5%90%97\/#%E4%BB%80%E4%B9%88%E6%98%AF%E6%97%A0%E8%BF%87%E9%94%99%E8%87%AA%E6%8D%9F%E7%B4%A2%E8%B5%94%EF%BC%88No_Fault_Own_Damage%EF%BC%88NFODC%EF%BC%89%EF%BC%89%EF%BC%9F\" rel=\"sponsored nofollow\">\u65e0\u8fc7\u9519\u81ea\u635f\u7d22\u8d54<\/a>\uff08No Fault Own Damage\uff09\uff1a\u6307\u7684\u662f\u60a8\u5377\u5165\u4e86\u610f\u5916\u4e8b\u6545\uff0c\u4f46\u8b66\u65b9\u5df2\u786e\u8ba4\u6b64\u4e8b\u6545\u5e76\u975e\u7531\u60a8\u7684\u758f\u5ffd\u6240\u9020\u6210\u7684\u3002<\/li><li>\u62e5\u6709\u201c\u6c7d\u8f66\u5927\u955c\u4fdd\u969c\u201d\uff1a\u5982\u679c\u60a8\u989d\u5916\u8d2d\u4e70\u4e86\u201c\u6c7d\u8f66\u5927\u955c\u4fdd\u969c\u201d\uff0c\u5982\u679c\u63d0\u51fa\u6c7d\u8f66\u5927\u955c\u7d22\u8d54\uff0c\u60a8\u7684NCD\u5c31\u4e0d\u4f1a\u53d7\u5230\u5f71\u54cd\u3002<\/li><\/ul>\n\n\n\n<p id=\"tw-target-text\" style=\"font-size:18px\">\u7136\u800c\uff0c<strong>\u5982\u679c\u786e\u8ba4\u81ea\u5df1\u4e0d\u662f\u8087\u7978\u8005\uff08\u4e8b\u6545\u4e0d\u662f\u7531\u60a8\u9020\u6210\uff09\uff0c\u65e0\u8bba\u60a8\u6301\u6709\u4f55\u79cd\u7c7b\u578b\u7684\u4fdd\u5355\uff0c\u60a8\u90fd\u53ef\u4ee5\u5411\u7b2c\u4e09\u65b9\u63d0\u51fa\u4fdd\u9669\u7d22\u8d54\uff0c\u8fd9\u79cd\u7d22\u8d54\u5373\u79f0\u4e3a\u7b2c\u4e09\u65b9\u4fdd\u9669\u7d22\u8d54<\/strong>\u3002 <\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d796fab082d\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d796fab082d\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 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href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e5%a6%82%e4%bd%95%e5%90%91%e7%ac%ac%e4%b8%89%e6%96%b9%e6%8f%90%e5%87%ba%e4%bf%9d%e9%99%a9%e7%b4%a2%e8%b5%94%ef%bc%9f\/#%E6%8F%90%E5%87%BA%E7%AC%AC%E4%B8%89%E6%96%B9%E4%BF%9D%E9%99%A9%E7%B4%A2%E8%B5%94%E4%BC%9A%E5%BD%B1%E5%93%8DNCD%E5%90%97%EF%BC%9F\" title=\"\u63d0\u51fa\u7b2c\u4e09\u65b9\u4fdd\u9669\u7d22\u8d54\u4f1a\u5f71\u54cdNCD\u5417\uff1f\">\u63d0\u51fa\u7b2c\u4e09\u65b9\u4fdd\u9669\u7d22\u8d54\u4f1a\u5f71\u54cdNCD\u5417\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e5%a6%82%e4%bd%95%e5%90%91%e7%ac%ac%e4%b8%89%e6%96%b9%e6%8f%90%e5%87%ba%e4%bf%9d%e9%99%a9%e7%b4%a2%e8%b5%94%ef%bc%9f\/#%E6%8F%90%E5%87%BA%E7%AC%AC%E4%B8%89%E6%96%B9%E4%BF%9D%E9%99%A9%E7%B4%A2%E8%B5%94%E7%9A%84%E6%AD%A5%E9%AA%A4\" 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href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e5%a6%82%e4%bd%95%e5%90%91%e7%ac%ac%e4%b8%89%e6%96%b9%e6%8f%90%e5%87%ba%e4%bf%9d%e9%99%a9%e7%b4%a2%e8%b5%94%ef%bc%9f\/#%E5%9C%A8%E5%BF%85%E4%BD%B3%E7%BA%BF%E4%B8%8A%E6%9B%B4%E6%96%B0%E8%BD%A6%E9%99%A9\" title=\"\u5728\u5fc5\u4f73\u7ebf\u4e0a\u66f4\u65b0\u8f66\u9669\">\u5728\u5fc5\u4f73\u7ebf\u4e0a\u66f4\u65b0\u8f66\u9669<\/a><\/li><\/ul><\/nav><\/div>\n<h2 id=\"\u4ec0\u4e48\u662f\u7b2c\u4e09\u65b9\u4fdd\u9669\u7d22\u8d54\"><span class=\"ez-toc-section\" id=\"%E4%BB%80%E4%B9%88%E6%98%AF%E7%AC%AC%E4%B8%89%E6%96%B9%E4%BF%9D%E9%99%A9%E7%B4%A2%E8%B5%94%EF%BC%9F\"><\/span>\u4ec0\u4e48\u662f\u7b2c\u4e09\u65b9\u4fdd\u9669\u7d22\u8d54\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/02\/photo_2022-02-03_17-56-27.jpg?resize=854%2C854&amp;ssl=1\" alt=\"\u53ea\u8981\u786e\u8ba4\u81ea\u5df1\u4e0d\u662f\u8087\u7978\u8005\uff0c\u60a8\u5c31\u53ef\u4ee5\u5411\u7b2c\u4e09\u65b9\u63d0\u51fa\u7d22\u8d54\"\/><\/figure>\n\n\n\n<p>\u7b2c\u4e09\u65b9\u4fdd\u9669\u7d22\u8d54\u662f\u6307\u5728\u4e8b\u6545\u4e0d\u662f\u7531\u60a8\u9020\u6210\u7684\u60c5\u51b5\u4e0b\uff0c\u5411\u53e6\u4e00\u65b9\u7684\u4fdd\u9669\u516c\u53f8\uff08\u7b2c\u4e09\u65b9\uff09\u63d0\u51fa\u7d22\u8d54\u7684\u8fc7\u7a0b\u3002<\/p>\n\n\n\n<h2 id=\"\u6211\u53ef\u4ee5\u7b2c\u4e09\u65b9\u4fdd\u9669\u63d0\u51fa\u4ec0\u4e48\u7d22\u8d54\"><span class=\"ez-toc-section\" id=\"%E6%88%91%E5%8F%AF%E4%BB%A5%E7%AC%AC%E4%B8%89%E6%96%B9%E4%BF%9D%E9%99%A9%E6%8F%90%E5%87%BA%E4%BB%80%E4%B9%88%E7%B4%A2%E8%B5%94%EF%BC%9F\"><\/span>\u6211\u53ef\u4ee5\u7b2c\u4e09\u65b9\u4fdd\u9669\u63d0\u51fa\u4ec0\u4e48\u7d22\u8d54\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>a) \u60a8\u7684\u6c7d\u8f66\u635f\u574f\u6216\u8d22\u7269\u635f\u5931\uff08\u7531\u7b2c\u4e09\u65b9\u9020\u6210\u7684\u9053\u8def\u610f\u5916\u4e8b\u6545\uff09<\/p>\n\n\n\n<p>b) \u5176\u4ed6\u8d22\u7269\u635f\u5931\uff0c\u4f8b\u5982\u8bc4\u4f30\u7ef4\u4fee\u65f6\u95f4 (CART) \u548c<a href=\"https:\/\/bjak.my\/blog\/%e9%82%a3%e4%ba%9b%e6%82%a8%e5%bf%85%e9%a1%bb%e7%9f%a5%e9%81%93%e7%9a%84%e8%bd%a6%e9%99%a9%e6%9d%a1%e6%ac%be\/#%E8%87%AA%E4%BB%98%E9%87%91%E9%A2%9D%E5%9E%AB%E5%BA%95%E8%B4%B9%EF%BC%88Ekcess%EF%BC%89\" rel=\"sponsored 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id=\"\u8c01\u53ef\u4ee5\u63d0\u51fa\u7b2c\u4e09\u65b9\u4fdd\u9669\u7d22\u8d54\"><span class=\"ez-toc-section\" id=\"%E8%B0%81%E5%8F%AF%E4%BB%A5%E6%8F%90%E5%87%BA%E7%AC%AC%E4%B8%89%E6%96%B9%E4%BF%9D%E9%99%A9%E7%B4%A2%E8%B5%94%EF%BC%9F\"><\/span>\u8c01\u53ef\u4ee5\u63d0\u51fa\u7b2c\u4e09\u65b9\u4fdd\u9669\u7d22\u8d54\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u6bcf\u4efd\u4fdd\u5355\u90fd\u4f1a\u4e3a\u7b2c\u4e09\u65b9\u7684\u8d22\u7269\u635f\u5931\u6216\u635f\u574f\u3001\u53d7\u4f24\u6216\u6b7b\u4ea1\u63d0\u4f9b\u4fdd\u969c\u3002\u56e0\u6b64\uff0c\u5982\u679c\u60a8\u662f\u53d7\u5bb3\u8005\u5e76\u4e14\u88ab\u786e\u8ba4\u4e0d\u662f\u8087\u7978\u8005\uff0c\u60a8\u5c31\u53ef\u4ee5\u5411\u7b2c\u4e09\u65b9\u63d0\u51fa\u7d22\u8d54\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"21991\" data-permalink=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e5%a6%82%e4%bd%95%e5%90%91%e7%ac%ac%e4%b8%89%e6%96%b9%e6%8f%90%e5%87%ba%e4%bf%9d%e9%99%a9%e7%b4%a2%e8%b5%94%ef%bc%9f\/attachment\/image-4-_-table-2\" data-orig-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/02\/Image-4-_-table.jpg?fit=1080%2C1080&amp;ssl=1\" data-orig-size=\"1080,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Image-4-_-table\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/02\/Image-4-_-table.jpg?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/02\/Image-4-_-table.jpg?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"1024\" src=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/02\/Image-4-_-table.jpg?resize=1024%2C1024&#038;ssl=1\" alt=\"\u4e09\u79cd\u6c7d\u8f66\u4fdd\u9669\u7684\u4fdd\u969c\u8303\u56f4\" class=\"wp-image-21991\" srcset=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/02\/Image-4-_-table.jpg?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/02\/Image-4-_-table.jpg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/02\/Image-4-_-table.jpg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/02\/Image-4-_-table.jpg?resize=768%2C768&amp;ssl=1 768w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/02\/Image-4-_-table.jpg?w=1080&amp;ssl=1 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<h2 id=\"\u63d0\u51fa\u7b2c\u4e09\u65b9\u4fdd\u9669\u7d22\u8d54\u4f1a\u5f71\u54cdncd\u5417\"><span class=\"ez-toc-section\" id=\"%E6%8F%90%E5%87%BA%E7%AC%AC%E4%B8%89%E6%96%B9%E4%BF%9D%E9%99%A9%E7%B4%A2%E8%B5%94%E4%BC%9A%E5%BD%B1%E5%93%8DNCD%E5%90%97%EF%BC%9F\"><\/span>\u63d0\u51fa\u7b2c\u4e09\u65b9\u4fdd\u9669\u7d22\u8d54\u4f1a\u5f71\u54cdNCD\u5417\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u4e0d\u4f1a\u3002\u63d0\u51fa\u7b2c\u4e09\u65b9\u4fdd\u9669\u7d22\u8d54\u5c06\u4e0d\u4f1a\u5f71\u54cd\u60a8\u7684<a href=\"https:\/\/bjak.my\/blog\/%e6%82%a8%e5%bf%85%e9%a1%bb%e7%9f%a5%e9%81%93%e7%9a%84%e6%97%a0%e7%b4%a2%e5%81%bf%e6%8a%98%e6%89%a3%e7%8e%87%ef%bc%88ncd%ef%bc%89\/\">\u65e0\u7d22\u507f\u6298\u6263\u7387<\/a>NCD\u3002\u53cd\u4e4b\uff0c\u4e00\u65e6\u7d22\u8d54\u6210\u529f\uff0c\u5bf9\u65b9\u5c06\u5931\u53bb\u4ed6\u7684NCD\u3002<\/p>\n\n\n\n<h2 id=\"\u63d0\u51fa\u7b2c\u4e09\u65b9\u4fdd\u9669\u7d22\u8d54\u7684\u6b65\u9aa4\"><span class=\"ez-toc-section\" id=\"%E6%8F%90%E5%87%BA%E7%AC%AC%E4%B8%89%E6%96%B9%E4%BF%9D%E9%99%A9%E7%B4%A2%E8%B5%94%E7%9A%84%E6%AD%A5%E9%AA%A4\"><\/span>\u63d0\u51fa\u7b2c\u4e09\u65b9\u4fdd\u9669\u7d22\u8d54\u7684\u6b65\u9aa4<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/02\/photo_2022-02-03_17-56-27-4.jpg?resize=854%2C854&amp;ssl=1\" alt=\"\u63d0\u51fa\u7b2c\u4e09\u65b9\u4fdd\u9669\u7d22\u8d54\u7684\u6b65\u9aa4\"\/><\/figure>\n\n\n\n<ol><li>\u5982\u679c\u60a8\u7684\u6c7d\u8f66\u4e25\u91cd\u635f\u574f\u5e76\u9700\u8981\u62d6\u8f66\u670d\u52a1\uff0c\u8bf7\u8054\u7cfb\u60a8\u7684<a href=\"https:\/\/bjak.my\/blog\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e4%bf%9d%e9%99%a9%e5%85%ac%e5%8f%b8%e7%83%ad%e7%ba%bf%e7%94%b5%e8%af%9d%e6%b1%87%e6%80%bb\/\">\u4fdd\u9669\u516c\u53f8<\/a>\u6216\u63d0\u4f9b 24 \u5c0f\u65f6\u5ba2\u6237\u670d\u52a1\u7684<a href=\"https:\/\/bjak.my\/blog\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e4%bf%9d%e9%99%a9%e5%85%ac%e5%8f%b8%e7%83%ad%e7%ba%bf%e7%94%b5%e8%af%9d%e6%b1%87%e6%80%bb\/#%E6%84%8F%E5%A4%96%E6%8F%B4%E5%8A%A9%E5%91%BC%E5%8F%AB%E4%B8%AD%E5%BF%83_%EF%BC%88Accident_Assist_Call_Centre_AACC%EF%BC%89\">\u610f\u5916\u63f4\u52a9\u547c\u53eb\u4e2d\u5fc3 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href=\"https:\/\/bjak.my\/blog\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e4%bf%9d%e9%99%a9%e5%85%ac%e5%8f%b8%e6%8e%88%e6%9d%83%e6%b1%bd%e8%bd%a6%e7%bb%b4%e4%bf%ae%e5%8e%82\/\" rel=\"sponsored 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