{"id":21997,"date":"2022-02-08T11:20:33","date_gmt":"2022-02-08T03:20:33","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=21997"},"modified":"2025-11-05T18:48:05","modified_gmt":"2025-11-05T10:48:05","slug":"%e9%9a%86%e9%99%86%e4%ba%a4%e5%b1%80%e5%bc%806130%e7%bd%9a%e5%8d%95-%e8%bd%a6%e9%99%a9%e4%b8%8e%e8%b7%af%e7%a8%8e%e9%80%be%e6%9c%9f%e5%8d%a0%e5%a4%9a%e6%95%b0","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/%e8%b5%84%e8%ae%af\/%e9%9a%86%e9%99%86%e4%ba%a4%e5%b1%80%e5%bc%806130%e7%bd%9a%e5%8d%95-%e8%bd%a6%e9%99%a9%e4%b8%8e%e8%b7%af%e7%a8%8e%e9%80%be%e6%9c%9f%e5%8d%a0%e5%a4%9a%e6%95%b0","title":{"rendered":"\u9686\u9646\u4ea4\u5c40\u5f006130\u7f5a\u5355 \u8f66\u9669\u4e0e\u8def\u7a0e\u903e\u671f\u5360\u591a\u6570"},"content":{"rendered":"\n<p>\u9686\u5e02\u9646\u8def\u4ea4\u901a\u5c40\u81ea1\u670825\u65e5\u622a\u81f3\u672c\u67085\u65e5\uff0c<a href=\"https:\/\/www.orientaldaily.com.my\/news\/nation\/2022\/02\/06\/466264\">\u4e00\u5171\u5f00\u51fa6130\u5f20\u4ea4\u901a\u7f5a\u5355<\/a>\u3002<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d79aec7012e\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 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href=\"https:\/\/bjak.my\/blog\/%e8%b5%84%e8%ae%af\/%e9%9a%86%e9%99%86%e4%ba%a4%e5%b1%80%e5%bc%806130%e7%bd%9a%e5%8d%95-%e8%bd%a6%e9%99%a9%e4%b8%8e%e8%b7%af%e7%a8%8e%e9%80%be%e6%9c%9f%e5%8d%a0%e5%a4%9a%e6%95%b0\/#%E8%B6%85%E8%BF%87%E5%8D%8A%E6%95%B0%E7%BD%9A%E5%8D%95%E8%BD%A6%E9%99%A9%E4%B8%8E%E8%B7%AF%E7%A8%8E%E9%80%BE%E6%9C%9F\" title=\"\u8d85\u8fc7\u534a\u6570\u7f5a\u5355\u8f66\u9669\u4e0e\u8def\u7a0e\u903e\u671f\">\u8d85\u8fc7\u534a\u6570\u7f5a\u5355\u8f66\u9669\u4e0e\u8def\u7a0e\u903e\u671f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/%e8%b5%84%e8%ae%af\/%e9%9a%86%e9%99%86%e4%ba%a4%e5%b1%80%e5%bc%806130%e7%bd%9a%e5%8d%95-%e8%bd%a6%e9%99%a9%e4%b8%8e%e8%b7%af%e7%a8%8e%e9%80%be%e6%9c%9f%e5%8d%a0%e5%a4%9a%e6%95%b0\/#%E8%BD%A6%E9%99%A9%E4%B8%8E%E8%B7%AF%E7%A8%8E%E8%BF%87%E6%9C%9F%E7%9A%84%E5%90%8E%E6%9E%9C\" 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href=\"https:\/\/bjak.my\/blog\/%e8%b5%84%e8%ae%af\/%e9%9a%86%e9%99%86%e4%ba%a4%e5%b1%80%e5%bc%806130%e7%bd%9a%e5%8d%95-%e8%bd%a6%e9%99%a9%e4%b8%8e%e8%b7%af%e7%a8%8e%e9%80%be%e6%9c%9f%e5%8d%a0%e5%a4%9a%e6%95%b0\/#%E6%97%A0%E7%B4%A2%E5%81%BF%E6%8A%98%E6%89%A3%E7%8E%87%EF%BC%88NCD%EF%BC%89%E9%99%8D%E4%BD%8E\" title=\"\u65e0\u7d22\u507f\u6298\u6263\u7387\uff08NCD\uff09\u964d\u4f4e\">\u65e0\u7d22\u507f\u6298\u6263\u7387\uff08NCD\uff09\u964d\u4f4e<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/%e8%b5%84%e8%ae%af\/%e9%9a%86%e9%99%86%e4%ba%a4%e5%b1%80%e5%bc%806130%e7%bd%9a%e5%8d%95-%e8%bd%a6%e9%99%a9%e4%b8%8e%e8%b7%af%e7%a8%8e%e9%80%be%e6%9c%9f%e5%8d%a0%e5%a4%9a%e6%95%b0\/#%E9%9D%A2%E4%B8%B4%E8%B4%A2%E5%8A%A1%E8%B4%9F%E6%8B%85\" title=\"\u9762\u4e34\u8d22\u52a1\u8d1f\u62c5\">\u9762\u4e34\u8d22\u52a1\u8d1f\u62c5<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link 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title=\"\u7d22\u8d54\u534f\u52a9\">\u7d22\u8d54\u534f\u52a9<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/bjak.my\/blog\/%e8%b5%84%e8%ae%af\/%e9%9a%86%e9%99%86%e4%ba%a4%e5%b1%80%e5%bc%806130%e7%bd%9a%e5%8d%95-%e8%bd%a6%e9%99%a9%e4%b8%8e%e8%b7%af%e7%a8%8e%e9%80%be%e6%9c%9f%e5%8d%a0%e5%a4%9a%e6%95%b0\/#%E5%A6%82%E4%BD%95%E4%BB%A5%E6%9C%80%E5%BF%AB%E7%9A%84%E9%80%9F%E5%BA%A6%E6%9B%B4%E6%96%B0%E8%BD%A6%E9%99%A9%EF%BC%9F\" title=\"\u5982\u4f55\u4ee5\u6700\u5feb\u7684\u901f\u5ea6\u66f4\u65b0\u8f66\u9669\uff1f\">\u5982\u4f55\u4ee5\u6700\u5feb\u7684\u901f\u5ea6\u66f4\u65b0\u8f66\u9669\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/bjak.my\/blog\/%e8%b5%84%e8%ae%af\/%e9%9a%86%e9%99%86%e4%ba%a4%e5%b1%80%e5%bc%806130%e7%bd%9a%e5%8d%95-%e8%bd%a6%e9%99%a9%e4%b8%8e%e8%b7%af%e7%a8%8e%e9%80%be%e6%9c%9f%e5%8d%a0%e5%a4%9a%e6%95%b0\/#%E5%88%AB%E5%BF%98%E4%BA%86%E6%9B%B4%E6%96%B0%E8%BD%A6%E9%99%A9%E4%B8%8E%E8%B7%AF%E7%A8%8E\" title=\"\u522b\u5fd8\u4e86\u66f4\u65b0\u8f66\u9669\u4e0e\u8def\u7a0e\">\u522b\u5fd8\u4e86\u66f4\u65b0\u8f66\u9669\u4e0e\u8def\u7a0e<\/a><\/li><\/ul><\/nav><\/div>\n<h2 id=\"\u8d85\u8fc7\u534a\u6570\u7f5a\u5355\u8f66\u9669\u4e0e\u8def\u7a0e\u903e\u671f\"><span class=\"ez-toc-section\" id=\"%E8%B6%85%E8%BF%87%E5%8D%8A%E6%95%B0%E7%BD%9A%E5%8D%95%E8%BD%A6%E9%99%A9%E4%B8%8E%E8%B7%AF%E7%A8%8E%E9%80%BE%E6%9C%9F\"><\/span>\u8d85\u8fc7\u534a\u6570\u7f5a\u5355\u8f66\u9669\u4e0e\u8def\u7a0e\u903e\u671f<span 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src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-1-Roadblock.jpg?resize=768%2C432&amp;ssl=1\" alt=\"\u9686\u9646\u4ea4\u5c40\u5728\u65b0\u5e74\u671f\u95f4\u5f00\u4e866130\u7f5a\u5355\uff0c\u5176\u4e2d3250\u5f20\u662f\u8def\u7a0e\u548c\u4fdd\u9669\u903e\u671f\uff01\"\/><\/figure>\n\n\n\n<p>\u5728\u66f4\u65b0\u8def\u7a0e\u4e4b\u524d\uff0c\u60a8\u5fc5\u987b\u5148\u66f4\u65b0\u60a8\u7684\u8f66\u9669\u3002\u56e0\u6b64\uff0c\u5982\u679c\u60a8\u88ab\u53d1\u73b0\u8f66\u9669\u5df2\u7ecf\u8fc7\u671f\uff0c\u6267\u6cd5\u5355\u4f4d\u5c31\u4f1a\u9488\u5bf9\u60a8\u7684\u8f66\u5b50\u5f00\u51fa\u7f5a\u5355\uff0c<a href=\"https:\/\/bjak.my\/blog\/%e5%85%a8%e5%9b%bd24%e6%97%a5%e8%b5%b7%e8%ae%be%e8%b7%af%e9%9a%9c%e5%8f%96%e7%bc%94%e6%97%a0%e8%bd%a6%e9%99%a9%e8%bd%a6%e8%be%86\/\">\u7f5a\u6b3e\u4e0d\u8d85\u8fc71000\u4ee4\u5409\uff0c\u5e76\u540a\u9500\u9a7e\u716712\u4e2a\u6708<\/a>\u3002<\/p>\n\n\n\n<p>\u4e0e\u5176\u82b1\u94b1\u7f34\u4ed8\u7f5a\u5355\uff0c\u5012\u4e0d\u5982\u66f4\u65b0\u8f66\u9669\uff0c\u8fd9\u7edd\u5bf9\u662f\u66f4\u5b89\u5168\u3001\u66f4\u5b89\u5fc3\u7684\u65b9\u5f0f\u3002<\/p>\n\n\n\n<h3 id=\"\u65e0\u7d22\u507f\u6298\u6263\u7387-ncd-\u964d\u4f4e\"><span class=\"ez-toc-section\" id=\"%E6%97%A0%E7%B4%A2%E5%81%BF%E6%8A%98%E6%89%A3%E7%8E%87%EF%BC%88NCD%EF%BC%89%E9%99%8D%E4%BD%8E\"><\/span>\u65e0\u7d22\u507f\u6298\u6263\u7387\uff08NCD\uff09\u964d\u4f4e<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u5982\u679c\u60a8\u5728\u89c4\u5b9a\u671f\u9650\u5185\u5ef6\u8fdf\u66f4\u65b0\u4fdd\u9669\uff0c\u8fd9\u5c06\u5bfc\u81f4\u60a8\u7684\u8f66\u5b50\u7684<a href=\"https:\/\/bjak.my\/blog\/%e6%82%a8%e5%bf%85%e9%a1%bb%e7%9f%a5%e9%81%93%e7%9a%84%e6%97%a0%e7%b4%a2%e5%81%bf%e6%8a%98%e6%89%a3%e7%8e%87%ef%bc%88ncd%ef%bc%89\/\">\u65e0\u7d22\u507f\u6298\u6263\u7387<\/a>\u9010\u6e10\u964d\u4f4e\u3002<\/p>\n\n\n\n<p>\u4e3e\u4e2a\u4f8b\u5b50\uff0c\u60a8\u7684\u8f66\u5b50\u7684\u65e0\u7d22\u507f\u6298\u6263\u7387\u662f55%\uff0c\u5728\u60a8\u672a\u66f4\u65b0\u6c7d\u8f66\u4fdd\u9669\u7684\u4e00\u5e74\u540e\uff0c\u60a8\u7684\u65e0\u7d22\u507f\u6298\u6263\u7387\u5c06\u4e0b\u964d\u81f345%\uff0c\u4ee5\u6b64\u7c7b\u63a8\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img data-attachment-id=\"6186\" data-permalink=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9%e8%bf%87%e6%9c%9f%e5%be%88%e4%b9%85%e4%ba%86%ef%bc%9f-%e6%82%a8%e5%8f%af%e8%83%bd%e9%9d%a2%e4%b8%b4%e8%bf%99%e4%ba%9b%e5%90%8e%e6%9e%9c%ef%bc%81\/attachment\/image-1-_-ncd-2\" data-orig-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-1-_-NCD-2.jpg?fit=1080%2C1080&amp;ssl=1\" data-orig-size=\"1080,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Image-1-_-NCD-2\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-1-_-NCD-2.jpg?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-1-_-NCD-2.jpg?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"1024\" src=\"https:\/\/i2.wp.com\/bjak.com\/blog\/wp-content\/uploads\/2021\/10\/Image-1-_-NCD-2-1024x1024.jpg?resize=854%2C854&amp;ssl=1\" alt=\"\u6c7d\u8f66\u65e0\u7d22\u507f\u6298\u6263\u7387 (NCD)\" class=\"wp-image-6186\" srcset=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-1-_-NCD-2.jpg?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-1-_-NCD-2.jpg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-1-_-NCD-2.jpg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-1-_-NCD-2.jpg?resize=768%2C768&amp;ssl=1 768w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-1-_-NCD-2.jpg?w=1080&amp;ssl=1 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h3 id=\"\u9762\u4e34\u8d22\u52a1\u8d1f\u62c5\"><span class=\"ez-toc-section\" id=\"%E9%9D%A2%E4%B8%B4%E8%B4%A2%E5%8A%A1%E8%B4%9F%E6%8B%85\"><\/span><strong>\u9762\u4e34\u8d22\u52a1\u8d1f\u62c5<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image\"><img src=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/BeFunky-collage-32-1.jpg?resize=800%2C400&amp;ssl=1\" alt=\"\u8fc7\u671f\u7684\u8f66\u9669\u5c06\u5bfc\u81f4\u60a8\u5728\u610f\u5916\u65f6\u9762\u4e34\u7ecf\u6d4e\u5206\u62c5\"\/><\/figure>\n\n\n\n<p>\u5982\u679c\u60a8\u65e0\u6cd5\u6309\u65f6\u66f4\u65b0\u6c7d\u8f66\u4fdd\u9669\uff0c\u8fd9\u5c06\u4f7f\u60a8\u7684\u8f66\u5b50\u9762\u4e34\u66f4\u591a\u98ce\u9669\uff0c\u5305\u62ec\u8d22\u52a1\u8d1f\u62c5\u3002<\/p>\n\n\n\n<p>\u60a8\u53ef\u80fd\u8ba4\u4e3a\u4e0d\u66f4\u65b0\u8f66\u9669\u53ef\u4ee5\u4e3a\u60a8\u7701\u94b1\uff0c\u4f46\u4e8b\u5b9e\u5374\u6070\u6070\u76f8\u53cd\u3002\u8f66\u9669\u8fc7\u671f\u800c\u672a\u66f4\u65b0\uff0c\u8868\u793a\u60a8\u7684\u8f66\u5b50\u4e0d\u53d7\u4efb\u4f55\u4fdd\u9669\u4fdd\u969c\u3002\u5982\u679c\u53d1\u751f\u8f66\u7978\u5bfc\u81f4\u8f66\u5b50\u635f\u574f\uff0c\u60a8\u5c31\u5fc5\u987b\u81ea\u638f\u8170\u5305\u627f\u62c5\u7ef4\u4fee\u8f66\u5b50\u7684\u6240\u6709\u8d39\u7528\uff0c\u8fd9\u53ef\u80fd\u6bd4\u60a8\u7684\u4fdd\u8d39\u8fd8\u8981\u9ad8\u3002<\/p>\n\n\n\n<h2 id=\"\u5982\u4f55\u5728\u6700\u540e\u4e00\u5206\u949f\u5feb\u901f\u66f4\u65b0\u8f66\u9669\"><span class=\"ez-toc-section\" id=\"%E5%A6%82%E4%BD%95%E5%9C%A8%E6%9C%80%E5%90%8E%E4%B8%80%E5%88%86%E9%92%9F%E5%BF%AB%E9%80%9F%E6%9B%B4%E6%96%B0%E8%BD%A6%E9%99%A9%EF%BC%9F\"><\/span>\u5982\u4f55\u5728\u6700\u540e\u4e00\u5206\u949f\u5feb\u901f\u66f4\u65b0\u8f66\u9669\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5c3d\u7ba1\u8f66\u9669\u4e0e\u8def\u7a0e\u5fc5\u987b\u6bcf\u5e74\u66f4\u65b0\uff0c\u4f46\u6709\u4e9b\u8f66\u4e3b\u5374\u603b\u662f\u4f1a\u5fd8\u8bb0\u8fd9\u4ef6\u91cd\u8981\u7684\u5c0f\u4e8b\uff0c\u5f80\u5f80\u5728\u8f66\u9669\u4e0e\u8def\u7a0e\u5230\u671f\u524d\u4e00\u5929\u624d\u53d1\u73b0\uff0c\u751a\u81f3\u903e\u671f\u4e86\u4e5f\u5168\u7136\u4e0d\u77e5\uff0c\u76f4\u5230\u901a\u8fc7\u8def\u969c\u88ab\u6267\u6cd5\u90e8\u95e8\u5f00\u7f5a\u5355\u65f6\u624d\u610f\u8bc6\u5230\u8fd9\u4e00\u70b9\u3002<\/p>\n\n\n\n<p>\u7136\u800c\uff0c\u4e0d\u7ba1\u662f\u5de5\u4f5c\u5fd9\u788c\u6216\u662f\u5065\u5fd8\uff0c\u8f66\u9669\u548c\u8def\u7a0e\u4ecd\u7136\u9700\u8981\u66f4\u65b0\uff0c\u8fd9\u6837\u8f66\u5b50\u624d\u80fd\u5728\u8def\u4e0a\u5408\u6cd5\u884c\u9a76\uff0c\u5e76\u968f\u65f6\u4eab\u6709\u4fdd\u969c\u3002<\/p>\n\n\n\n<p>\u5373\u4f7f\u60a8\u9700\u8981\u5728\u6700\u540e\u4e00\u523b\u66f4\u65b0\u8f66\u9669\uff0c\u5728\u9009\u62e9\u6c7d\u8f66\u4fdd\u9669\u4e4b\u524d\uff0c\u60a8\u8fd8\u662f\u9700\u8981\u8c28\u614e\u884c\u4e8b\u3002<\/p>\n\n\n\n<h3 id=\"\u6bd4\u8f83\u4ef7\u683c\u53ca\u798f\u5229\"><span class=\"ez-toc-section\" id=\"%E6%AF%94%E8%BE%83%E4%BB%B7%E6%A0%BC%E5%8F%8A%E7%A6%8F%E5%88%A9\"><\/span>\u6bd4\u8f83\u4ef7\u683c\u53ca\u798f\u5229<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image\"><img data-attachment-id=\"7655\" data-permalink=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e8%b4%ad%e4%b9%b0%e8%bd%a6%e9%99%a9%e4%b9%8b%e5%89%8d%ef%bc%8c%e4%b8%ba%e4%bb%80%e4%b9%88%e8%a6%81%e5%85%88%e6%af%94%e8%be%83%ef%bc%9f\/attachment\/image-2_-perbandingan-harga-insurans-1-1\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-2_-Perbandingan-harga-insurans-1-1.jpg?fit=1600%2C900&amp;ssl=1\" data-orig-size=\"1600,900\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Image-2_-Perbandingan-harga-insurans-1-1\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-2_-Perbandingan-harga-insurans-1-1.jpg?fit=300%2C169&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-2_-Perbandingan-harga-insurans-1-1.jpg?fit=1080%2C608&amp;ssl=1\" loading=\"lazy\" width=\"1600\" height=\"900\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-2_-Perbandingan-harga-insurans-1-1.jpg?resize=854%2C481&amp;ssl=1\" alt=\"\u6bd4\u8f83\u4fdd\u9669\" class=\"wp-image-7655\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-2_-Perbandingan-harga-insurans-1-1.jpg?w=1600&amp;ssl=1 1600w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-2_-Perbandingan-harga-insurans-1-1.jpg?resize=300%2C169&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-2_-Perbandingan-harga-insurans-1-1.jpg?resize=1080%2C608&amp;ssl=1 1080w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-2_-Perbandingan-harga-insurans-1-1.jpg?resize=768%2C432&amp;ssl=1 768w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-2_-Perbandingan-harga-insurans-1-1.jpg?resize=1536%2C864&amp;ssl=1 1536w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" 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id=\"%E9%80%89%E6%8B%A9%E7%AE%80%E5%8D%95%E3%80%81%E5%BF%AB%E6%8D%B7%E7%9A%84%E6%9C%8D%E5%8A%A1\"><\/span>\u9009\u62e9\u7b80\u5355\u3001\u5feb\u6377\u7684\u670d\u52a1<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image\"><img data-attachment-id=\"6324\" data-permalink=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e5%a6%82%e4%bd%95%e6%9b%b4%e6%96%b0%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/attachment\/image-4_-excess-is-an-amount-to-pay-before-claim-1\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-4_-Excess-is-an-amount-to-pay-before-claim-1.jpg?fit=1600%2C900&amp;ssl=1\" data-orig-size=\"1600,900\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Image-4_-Excess-is-an-amount-to-pay-before-claim-1\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-4_-Excess-is-an-amount-to-pay-before-claim-1.jpg?fit=300%2C169&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-4_-Excess-is-an-amount-to-pay-before-claim-1.jpg?fit=1024%2C576&amp;ssl=1\" loading=\"lazy\" width=\"1600\" height=\"900\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-4_-Excess-is-an-amount-to-pay-before-claim-1.jpg?resize=854%2C480&amp;ssl=1\" alt=\"\u7b80\u5355\u3001\u5feb\u901f\u66f4\u65b0\u4fdd\u9669\" class=\"wp-image-6324\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-4_-Excess-is-an-amount-to-pay-before-claim-1.jpg?w=1600&amp;ssl=1 1600w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-4_-Excess-is-an-amount-to-pay-before-claim-1.jpg?resize=300%2C169&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-4_-Excess-is-an-amount-to-pay-before-claim-1.jpg?resize=1024%2C576&amp;ssl=1 1024w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-4_-Excess-is-an-amount-to-pay-before-claim-1.jpg?resize=768%2C432&amp;ssl=1 768w, 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data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211105_BjakBlog_Athirah_A6101-01-03-1.jpg?fit=1080%2C1080&amp;ssl=1\" data-orig-size=\"1080,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"211105_BjakBlog_Athirah_A6101-01-03-1\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211105_BjakBlog_Athirah_A6101-01-03-1.jpg?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211105_BjakBlog_Athirah_A6101-01-03-1.jpg?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"1080\" src=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211105_BjakBlog_Athirah_A6101-01-03-1.jpg?resize=854%2C854&amp;ssl=1\" alt=\"\u7d22\u8d54\u534f\u52a9\" class=\"wp-image-9715\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211105_BjakBlog_Athirah_A6101-01-03-1.jpg?w=1080&amp;ssl=1 1080w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211105_BjakBlog_Athirah_A6101-01-03-1.jpg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211105_BjakBlog_Athirah_A6101-01-03-1.jpg?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211105_BjakBlog_Athirah_A6101-01-03-1.jpg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211105_BjakBlog_Athirah_A6101-01-03-1.jpg?resize=768%2C768&amp;ssl=1 768w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" \/><\/figure>\n\n\n\n<p>\u867d\u7136\u7acb\u5373\u83b7\u5f97\u4fdd\u9669\u5f88\u91cd\u8981\uff0c\u4f46\u4e0d\u8981\u5fd8\u8bb0\u67e5\u770b\u4fdd\u9669\u516c\u53f8\u5728\u63d0\u4f9b<a href=\"https:\/\/bjak.my\/blog\/%e6%83%b3%e8%a6%81%e7%b4%a2%e8%b5%94%e4%bf%9d%e9%99%a9%ef%bc%9f%e5%85%88%e4%ba%86%e8%a7%a3%e7%b4%a2%e8%b5%94%e7%b1%bb%e5%9e%8b%e5%92%8c%e6%96%b9%e6%b3%95\/\">\u7d22\u8d54<\/a>\u534f\u52a9\u65b9\u9762\u662f\u5426\u5b58\u5728\u4efb\u4f55\u95ee\u9898\u3002\u60a8\u53ef\u4ee5\u6d4f\u89c8\u5ba2\u6237\u5bf9\u4e8e\u4fdd\u9669\u516c\u53f8\u7684\u8bc4\u8bba\u4e0e\u53cd\u9988\uff0c\u4ee5\u514d\u5728\u65e5\u540e\u63d0\u51fa\u7d22\u8d54\u65f6\u9047\u5230\u95ee\u9898\u6216\u5ef6\u8bef\u3002<\/p>\n\n\n\n<h2 id=\"\u5982\u4f55\u4ee5\u6700\u5feb\u7684\u901f\u5ea6\u66f4\u65b0\u8f66\u9669\"><span class=\"ez-toc-section\" id=\"%E5%A6%82%E4%BD%95%E4%BB%A5%E6%9C%80%E5%BF%AB%E7%9A%84%E9%80%9F%E5%BA%A6%E6%9B%B4%E6%96%B0%E8%BD%A6%E9%99%A9%EF%BC%9F\"><\/span>\u5982\u4f55\u4ee5\u6700\u5feb\u7684\u901f\u5ea6\u66f4\u65b0\u8f66\u9669\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img data-attachment-id=\"7302\" data-permalink=\"https:\/\/bjak.my\/blog\/info\/tempoh-moratorium-pembaharuan-cukai-jalan-lanjut-hingga-31-dis\/attachment\/image-4-_-renew-roadtax-di-bjak\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/IMAGE-4-_-RENEW-ROADTAX-DI-BJAK.jpg?fit=1600%2C900&amp;ssl=1\" data-orig-size=\"1600,900\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"IMAGE-4-_-RENEW-ROADTAX-DI-BJAK\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/IMAGE-4-_-RENEW-ROADTAX-DI-BJAK.jpg?fit=300%2C169&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/IMAGE-4-_-RENEW-ROADTAX-DI-BJAK.jpg?fit=1080%2C608&amp;ssl=1\" loading=\"lazy\" width=\"1600\" height=\"900\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/IMAGE-4-_-RENEW-ROADTAX-DI-BJAK.jpg?resize=854%2C481&amp;ssl=1\" alt=\"\u5728\u5fc5\u4f73\u7ebf\u4e0a\u66f4\u65b0\u8f66\u9669\" class=\"wp-image-7302\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/IMAGE-4-_-RENEW-ROADTAX-DI-BJAK.jpg?w=1600&amp;ssl=1 1600w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/IMAGE-4-_-RENEW-ROADTAX-DI-BJAK.jpg?resize=300%2C169&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/IMAGE-4-_-RENEW-ROADTAX-DI-BJAK.jpg?resize=1080%2C608&amp;ssl=1 1080w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/IMAGE-4-_-RENEW-ROADTAX-DI-BJAK.jpg?resize=768%2C432&amp;ssl=1 768w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/IMAGE-4-_-RENEW-ROADTAX-DI-BJAK.jpg?resize=1536%2C864&amp;ssl=1 1536w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" 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