{"id":22905,"date":"2022-02-14T14:41:01","date_gmt":"2022-02-14T06:41:01","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=22905"},"modified":"2022-02-14T14:41:20","modified_gmt":"2022-02-14T06:41:20","slug":"%e4%b8%ba%e4%bb%80%e4%b9%88%e6%82%a8%e7%9a%84%e8%bd%a6%e5%ad%90%e9%9c%80%e8%a6%81%e8%87%aa%e7%84%b6%e7%81%be%e5%ae%b3%e4%bf%9d%e9%9a%9c","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e4%b8%ba%e4%bb%80%e4%b9%88%e6%82%a8%e7%9a%84%e8%bd%a6%e5%ad%90%e9%9c%80%e8%a6%81%e8%87%aa%e7%84%b6%e7%81%be%e5%ae%b3%e4%bf%9d%e9%9a%9c","title":{"rendered":"\u4e3a\u4ec0\u4e48\u60a8\u7684\u8f66\u5b50\u9700\u8981\u201c\u81ea\u7136\u707e\u5bb3\u4fdd\u969c\u201d\uff1f"},"content":{"rendered":"\n<p>\u60a8\u662f\u8f66\u4e3b\u5417\uff1f\u60a8\u662f\u5426\u5df2\u7ecf\u4e3a\u60a8\u7684\u8f66\u8f86\u8d2d\u4e70\u4e86\u81ea\u7136\u707e\u5bb3\u4fdd\u969c\uff1f<\/p>\n\n\n\n<p>\u4fd7\u8bdd\u8bf4\uff0c\u5929\u6709\u4e0d\u6d4b\u98ce\u4e91\uff0c\u4eba\u6709\u65e6\u5915\u7978\u798f\u3002\u6211\u4eec\u6bcf\u5929\u5f00\u8f66\u884c\u9a76\u5728\u5927\u8def\u4e0a\uff0c\u968f\u65f6\u90fd\u53ef\u80fd\u9762\u4e34\u5371\u9669\u6216\u98ce\u9669\uff0c\u6240\u4ee5\u6c7d\u8f66\u4fdd\u9669\u5bf9\u6240\u6709\u8f66\u4e3b\u6765\u8bf4\uff0c\u5c31\u662f\u4e00\u4e2a\u4fdd\u969c\u3002<\/p>\n\n\n\n<p>\u7136\u800c\uff0c\u5c31\u7b97\u662f<a href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9%e9%a1%bb%e7%9f%a5\/#1_%E7%BB%BC%E5%90%88%E5%9E%8B%E4%BF%9D%E9%99%A9\">\u7efc\u5408\u578b\u4fdd\u9669<\/a>\uff0c\u4e5f\u4e0d\u80fd\u7ed9\u4e88\u60a8\u5168\u9762\u7684\u4fdd\u969c\u3002\u6bd4\u5982\uff1a\u6c7d\u8f66\u88ab\u5012\u4e0b\u7684\u5927\u6811\u538b\u574f\uff0c\u6216\u662f\u906d\u9047\u571f\u5d29\u3001\u6c34\u707e\u800c\u635f\u574f\u7b49\uff0c\u8fd9\u4e9b\u7279\u522b\u60c5\u51b5\u90fd\u4e0d\u5728\u7efc\u5408\u578b\u4fdd\u9669\u7684\u4fdd\u969c\u8303\u56f4\u5185\u3002<\/p>\n\n\n\n<p>\u56e0\u6b64\uff0c\u8eab\u4e3a\u8f66\u4e3b\u7684\u60a8\u52a1\u5fc5\u505a\u597d\u51c6\u5907\uff0c\u4e3a\u6c7d\u8f66\u6dfb\u52a0<a href=\"https:\/\/bjak.my\/blog\/%e6%82%a8%e7%9a%84%e8%bd%a6%e5%ad%90%e9%9c%80%e8%a6%81%e8%87%aa%e7%84%b6%e7%81%be%e5%ae%b3%e4%bf%9d%e9%9a%9c%e5%90%97%ef%bc%9f\/\">\u81ea\u7136\u707e\u5bb3\u4fdd\u969c<\/a>\u201d\uff0c\u4ee5\u4fbf\u5728\u906d\u9047\u7c7b\u4f3c\u610f\u5916\u4e8b\u6545\u65f6\u5f97\u4ee5\u5c06\u635f\u5931\u51cf\u5230\u6700\u4f4e\u3002<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d48b8d91498\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" 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href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e4%b8%ba%e4%bb%80%e4%b9%88%e6%82%a8%e7%9a%84%e8%bd%a6%e5%ad%90%e9%9c%80%e8%a6%81%e8%87%aa%e7%84%b6%e7%81%be%e5%ae%b3%e4%bf%9d%e9%9a%9c\/#%E5%A4%A7%E9%A9%AC%E8%BD%A6%E4%B8%BB%E4%B8%BA%E7%9C%81%E9%92%B1%E5%BC%83%E8%B4%AD%E5%A4%A9%E7%81%BE%E9%99%A9\" title=\"\u5927\u9a6c\u8f66\u4e3b\u4e3a\u7701\u94b1\u5f03\u8d2d\u5929\u707e\u9669\">\u5927\u9a6c\u8f66\u4e3b\u4e3a\u7701\u94b1\u5f03\u8d2d\u5929\u707e\u9669<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e4%b8%ba%e4%bb%80%e4%b9%88%e6%82%a8%e7%9a%84%e8%bd%a6%e5%ad%90%e9%9c%80%e8%a6%81%e8%87%aa%e7%84%b6%e7%81%be%e5%ae%b3%e4%bf%9d%e9%9a%9c\/#%E5%8D%8A%E5%B2%9B%E5%A4%A7%E6%B0%B4%E7%81%BE%E6%8F%90%E9%AB%98%E4%BA%86%E8%BD%A6%E4%B8%BB%E7%9A%84%E9%A2%84%E9%98%B2%E6%84%8F%E8%AF%86\" title=\"\u534a\u5c9b\u5927\u6c34\u707e\u63d0\u9ad8\u4e86\u8f66\u4e3b\u7684\u9884\u9632\u610f\u8bc6\">\u534a\u5c9b\u5927\u6c34\u707e\u63d0\u9ad8\u4e86\u8f66\u4e3b\u7684\u9884\u9632\u610f\u8bc6<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e4%b8%ba%e4%bb%80%e4%b9%88%e6%82%a8%e7%9a%84%e8%bd%a6%e5%ad%90%e9%9c%80%e8%a6%81%e8%87%aa%e7%84%b6%e7%81%be%e5%ae%b3%e4%bf%9d%e9%9a%9c\/#%E5%85%B3%E4%BA%8E%E8%87%AA%E7%84%B6%E7%81%BE%E5%AE%B3%E4%BF%9D%E9%9A%9C%E7%9A%84%E7%9B%B8%E5%85%B3%E4%BF%A1%E6%81%AF\" title=\"\u5173\u4e8e\u81ea\u7136\u707e\u5bb3\u4fdd\u969c\u7684\u76f8\u5173\u4fe1\u606f\">\u5173\u4e8e\u81ea\u7136\u707e\u5bb3\u4fdd\u969c\u7684\u76f8\u5173\u4fe1\u606f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e4%b8%ba%e4%bb%80%e4%b9%88%e6%82%a8%e7%9a%84%e8%bd%a6%e5%ad%90%e9%9c%80%e8%a6%81%e8%87%aa%e7%84%b6%e7%81%be%e5%ae%b3%e4%bf%9d%e9%9a%9c\/#%E8%AE%A9%E7%88%B1%E8%BD%A6%E5%BE%97%E5%88%B0%E5%85%A8%E9%9D%A2%E4%BF%9D%E9%9A%9C\" title=\"\u8ba9\u7231\u8f66\u5f97\u5230\u5168\u9762\u4fdd\u969c\">\u8ba9\u7231\u8f66\u5f97\u5230\u5168\u9762\u4fdd\u969c<\/a><\/li><\/ul><\/nav><\/div>\n<h2 id=\"\u5927\u9a6c\u8f66\u4e3b\u4e3a\u7701\u94b1\u5f03\u8d2d\u5929\u707e\u9669\"><span class=\"ez-toc-section\" id=\"%E5%A4%A7%E9%A9%AC%E8%BD%A6%E4%B8%BB%E4%B8%BA%E7%9C%81%E9%92%B1%E5%BC%83%E8%B4%AD%E5%A4%A9%E7%81%BE%E9%99%A9\"><\/span>\u5927\u9a6c\u8f66\u4e3b\u4e3a\u7701\u94b1\u5f03\u8d2d\u5929\u707e\u9669<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-2-Gambar-kereta-ditenggelami-banjir-Gambar-kereta-dimasuki-air-banjir.jpg?resize=1024%2C576&amp;ssl=1\" alt=\"\u81ea\u7136\u707e\u5bb3\u4fdd\u969c\u4e13\u95e8\u4e3a\u56e0\u6c34\u707e\u3001\u5012\u4e0b\u7684\u6811\u6728\u7b49\u81ea\u7136\u707e\u5bb3\u9020\u6210\u7684\u8f66\u8f86\u635f\u574f\u63d0\u4f9b\u4fdd\u969c\"\/><\/figure>\n\n\n\n<p>\u6839\u636e<a href=\"https:\/\/property.enanyang.my\/%E8%B6%8B%E5%8A%BF\/%E5%A4%A7%E9%A9%AC%E4%BA%BA-%E4%B8%BA%E7%9C%81%E9%92%B1%E5%BC%83%E8%B4%AD%E6%B0%B4%E7%81%BE%E9%99%A9\/\">\u5927\u9a6cAllianz\u666e\u901a\u4fdd\u9669\u900f\u9732<\/a>\uff0c\u5728\u51762021\u5e74\u7684111\u4e07\u540d\u5ba2\u6237\u4e2d\uff0c\u4ec5\u670911% \u6216\u7ea612\u4e073\u5343\u540d\u5ba2\u6237\u4e3a\u7efc\u5408\u4fdd\u9669\u6dfb\u52a0\u81ea\u7136\u707e\u5bb3\u4fdd\u969c\u3002<\/p>\n\n\n\n<p>Allianz\u666e\u9669\u603b\u6267\u884c\u957f\u9ec4\u4f1f\u5f3a\uff08Sean 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id=\"\u534a\u5c9b\u5927\u6c34\u707e\u63d0\u9ad8\u4e86\u8f66\u4e3b\u7684\u9884\u9632\u610f\u8bc6\"><span class=\"ez-toc-section\" id=\"%E5%8D%8A%E5%B2%9B%E5%A4%A7%E6%B0%B4%E7%81%BE%E6%8F%90%E9%AB%98%E4%BA%86%E8%BD%A6%E4%B8%BB%E7%9A%84%E9%A2%84%E9%98%B2%E6%84%8F%E8%AF%86\"><\/span>\u534a\u5c9b\u5927\u6c34\u707e\u63d0\u9ad8\u4e86\u8f66\u4e3b\u7684\u9884\u9632\u610f\u8bc6<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u53bb\u5e7412\u6708\uff0c<a href=\"https:\/\/bjak.my\/blog\/2021%e5%b9%b4%e5%8d%8a%e5%b2%9b%e5%a4%a7%e6%b0%b4%e7%81%be-%e5%85%b3%e4%ba%8e%e6%8f%b4%e5%8a%a9%e5%92%8c%e4%bf%9d%e9%99%a9%e7%b4%a2%e8%b5%94\/\">\u5927\u9a6c\u534a\u5c9b\u53d1\u751f\u4e25\u91cd\u6c34\u707e<\/a>\uff0c\u9664\u4e86\u5bfc\u81f4\u707e\u6c11\u5931\u53bb\u5bb6\u56ed\uff0c\u8bb8\u591a\u8f66\u5b50\u4e5f\u65e0\u8f9c\u906d\u6b83\u3002<\/p>\n\n\n\n<p>\u5bf9\u6b64\uff0c\u9ec4\u4f1f\u5f3a\u8868\u793a\uff0c\u201c\u8fd1\u671f\u7684\u6c34\u707e\u8bc1\u660e\u4e86\u4fdd\u9669\u7684\u5fc5\u8981\u6027\uff0c\u7279\u522b\u662f\u5982\u679c\u6211\u4eec\u62e5\u6709\u9700\u8981\u4fdd\u62a4\u7684\u8d44\u4ea7\u65f6\u3002\u6211\u4eec\u9700\u8981\u6253\u7834\u5728\u8d2d\u4e70\u4fdd\u9669\u5355\u65f6\u7684\u8282\u7ea6\u5faa\u73af\uff0c\u5426\u5219\u6211\u4eec\u5c06\u7ee7\u7eed\u9762\u4e34\u56e0\u6295\u4fdd\u4e0d\u8db3\u800c\u5bfc\u81f4\u4e8f\u672c\u7684\u98ce\u9669\u3002\u201d<\/p>\n\n\n\n<p>\u5c3d\u7ba1\u5982\u6b64\uff0c\u8fd9\u6b21\u7684\u5927\u6c34\u707e\u63d0\u9ad8\u4e86\u4eba\u4eec\u7684\u9884\u9632\u610f\u8bc6\u3002<\/p>\n\n\n\n<p>\u9ec4\u4f1f\u5f3a\u8bf4\uff0c\u201c\u7ee7\u53bb\u5e74\u7684\u6c34\u707e\u540e\uff0c\u8be5\u516c\u53f8\u57282022\u5e741\u67081\u65e5\u81f317\u65e5\u671f\u95f4\uff0c\u53d1\u73b0\u4e8622% 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