{"id":23218,"date":"2022-02-15T16:39:33","date_gmt":"2022-02-15T08:39:33","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=23218"},"modified":"2022-02-15T16:39:35","modified_gmt":"2022-02-15T08:39:35","slug":"apa-itu-betterment-untuk-insurans-kenderaan","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-betterment-untuk-insurans-kenderaan","title":{"rendered":"Apa Itu Betterment untuk Insurans Kenderaan?"},"content":{"rendered":"\n<p>Di dalam polisi insurans kereta, antara terma yang akan sering dijumpai adalah <strong><em>\u2018betterment\u2019<\/em><\/strong>. Namun, adakah anda sudah betul-betul fahami apakah yang dimaksudkan dengan <em>betterment<\/em> dan apakah kaitannya dengan tuntutan untuk kenderaan anda?<\/p>\n\n\n\n<p>Untuk mengetahui lebih lanjut mengenai maksud<em> betterment<\/em>, teruskan membaca artikel ini.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d7b73cb4548\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d7b73cb4548\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-betterment-untuk-insurans-kenderaan\/#Definisi_betterment\" title=\"Definisi betterment\">Definisi betterment<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-betterment-untuk-insurans-kenderaan\/#Pada_siapakah_caj_betterment_dikenakan\" title=\"Pada siapakah caj betterment dikenakan?\">Pada siapakah caj betterment dikenakan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-betterment-untuk-insurans-kenderaan\/#Mengapa_caj_betterment_dikenakan\" title=\"Mengapa caj betterment dikenakan?\">Mengapa caj betterment dikenakan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-betterment-untuk-insurans-kenderaan\/#Berapakah_kadar_caj_betterment_yang_dikenakan\" title=\"Berapakah kadar caj betterment yang dikenakan?\">Berapakah kadar caj betterment yang dikenakan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-betterment-untuk-insurans-kenderaan\/#Bagaimanakah_cara_untuk_mendapat_pengecualian_pembayaran_caj_betterment\" title=\"Bagaimanakah cara untuk mendapat pengecualian pembayaran caj betterment?\">Bagaimanakah cara untuk mendapat pengecualian pembayaran caj betterment?<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-betterment-untuk-insurans-kenderaan\/#Apakah_manfaat_waiver_of_betterment\" title=\"Apakah manfaat waiver of betterment?\">Apakah manfaat waiver of betterment?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-betterment-untuk-insurans-kenderaan\/#Siapakah_yang_boleh_mendapatkan_perlindungan_tambahan_waiver_of_betterment\" title=\"Siapakah yang boleh mendapatkan perlindungan tambahan waiver of betterment?\">Siapakah yang boleh mendapatkan perlindungan tambahan waiver of betterment?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-betterment-untuk-insurans-kenderaan\/#Kesimpulan\" title=\"Kesimpulan\">Kesimpulan<\/a><\/li><\/ul><\/nav><\/div>\n<h2 id=\"definisi-betterment\"><span class=\"ez-toc-section\" id=\"Definisi_betterment\"><\/span>Definisi <em>betterment<\/em><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><\/p>\n\n\n\n<p>Untuk makluman anda, <em>betterment<\/em> merujuk kepada <strong>kos tambahan<\/strong> yang pemegang polisi perlu tanggung <strong>bagi alat ganti baru <\/strong>semasa membuat tuntutan di pusat servis jenama kenderaan mereka.\u00a0<\/p>\n\n\n\n<p>Dalam erti kata lain, <em>betterment <\/em>bermaksud kos yang perlu ditanggung oleh anda (sebagai penuntut insurans) untuk perbezaan kos penggantian komponen lama kepada komponen baru.<\/p>\n\n\n\n<p><strong><em>Contoh:&nbsp;<\/em><\/strong><\/p>\n\n\n\n<p>Bumper kereta telah dilanggar dan perlu dibaiki sepenuhnya kerana terdapat bahagian yang sudah pecah. Jadi, keseluruhan daripada bumper tersebut perlu ditukar dan digantikan dengan bumper baharu. Apabila membuat tuntutan, akan ada caj tambahan kerana nilai bumper baharu tidak sama dengan bumper terpakai. Maka, perbezaan harga inilah yang dinamakan sebagai<em> betterment<\/em>.\u00a0<\/p>\n\n\n\n<p><strong>Nota:<\/strong><strong><em> <\/em><\/strong><strong><em>Ketika membaik pulih, kebanyakan perlindungan insurans hanya akan menanggung kos bagi penggunaan alat ganti terpakai (bagi kenderaan berusia 5 tahun ke atas).<\/em><\/strong><\/p>\n\n\n\n<p>Satu perkara lagi yang anda perlu ketahui adalah meskipun kerosakan pada bahagian kereta tersebut bukan berpunca daripada anda (bermakna anda dilanggar oleh pihak lain), namun anda tidak akan dapat menuntut kos <em>betterment<\/em> daripada pihak yang melanggar.\u00a0<\/p>\n\n\n\n<p>Mengapa? Ini kerana yang akan mendapat manfaat daripada penggantian komponen baharu itu nanti adalah anda.&nbsp;<\/p>\n\n\n\n<h2 id=\"pada-siapakah-caj-betterment-dikenakan\"><span class=\"ez-toc-section\" id=\"Pada_siapakah_caj_betterment_dikenakan\"><\/span>Pada siapakah caj <em>betterment<\/em> dikenakan?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Meskipun polisi insurans komprehensif sememangnya merangkumi kos pembaikan kereta akibat kemalangan, namun bagi pemilik kenderaan\/ pemegang polisi bagi kenderaan yang berumur 5 tahun ke atas, caj <em>betterment<\/em> akan dikenakan sekiranya alat ganti baharu diperlukan untuk pembaikan kereta.<\/p>\n\n\n\n<p>Secara ringkasnya,<strong> caj <em>betterment <\/em>hanya dikenakan pada kereta yang berusia 5 tahun dan ke atas sahaja.<\/strong><\/p>\n\n\n\n<h2 id=\"mengapa-caj-betterment-dikenakan\"><span class=\"ez-toc-section\" id=\"Mengapa_caj_betterment_dikenakan\"><\/span>Mengapa caj <em>betterment<\/em> dikenakan?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Selain untuk pengurusan risiko syarikat insurans, ia bagi membantu untuk mencegah perbuatan merosakkan komponen kereta dengan sengaja dan menggunakan tuntutan insurans untuk menukar kepada komponen baharu.&nbsp;<\/p>\n\n\n\n<h2 id=\"berapakah-kadar-caj-betterment-yang-dikenakan\"><span class=\"ez-toc-section\" id=\"Berapakah_kadar_caj_betterment_yang_dikenakan\"><\/span>Berapakah kadar caj betterment yang dikenakan?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Berikut merupakan kadar kos\/ caj <em>betterment<\/em> yang dikenakan:<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/35998.jpg?resize=768%2C768&amp;ssl=1\" alt=\"\"\/><figcaption>Sumber info: <a href=\"https:\/\/piam.org.my\/blog\/2019\/09\/20\/piam-explains-the-betterment-factor\/\">PIAM<\/a><\/figcaption><\/figure>\n\n\n\n<h2 id=\"bagaimanakah-cara-untuk-mendapat-pengecualian-pembayaran-caj-betterment\"><span class=\"ez-toc-section\" id=\"Bagaimanakah_cara_untuk_mendapat_pengecualian_pembayaran_caj_betterment\"><\/span>Bagaimanakah cara untuk mendapat pengecualian pembayaran caj <em>betterment<\/em>?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Untuk pengetahuan anda, anda boleh mengecualikan diri daripada dikenakan caj<em> betterment<\/em> iaitu dengan mempunyai<a href=\"https:\/\/bjak.my\/blog\/apakah-itu-waiver-of-betterment-ketahui-maksud-fungsi-cara-dapatkan\/#Definisi_waiver_of_betterment\"> perlindungan tambahan <em>waiver of betterment <\/em><\/a>di dalam polisi insurans anda.\u00a0<\/p>\n\n\n\n<h3 id=\"apakah-manfaat-waiver-of-betterment\"><span class=\"ez-toc-section\" id=\"Apakah_manfaat_waiver_of_betterment\"><\/span>Apakah manfaat <em>waiver of betterment<\/em>?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Untuk memahami manfaat memiliki perlindungan tambahan <em>waiver of betterment<\/em>, sila fahamkan situasi di bawah:<\/p>\n\n\n\n<p><em>Kereta anda telah berusia 7 tahun dan alat ganti baharu yang perlu ditukar pada kenderaan anda bernilai 3,000. Maka, anda sepatutnya perlu mengeluarkan wang sendiri iaitu sebanyak RM750 (25%) manakala baki RM2,250 (75%) lagi akan ditanggung oleh pihak insurans.&nbsp;<\/em><\/p>\n\n\n\n<p>Namun dengan adanya perlindungan tambahan <em>waiver of betterment<\/em>, anda tidak perlu membayar atau dikecualikan untuk membayar caj<em> betterment <\/em>sebanyak RM750 itu tadi kepada syarikat insurans, dan kos alat ganti baharu tersebut akan dibayar sepenuhnya oleh pihak insurans.\u00a0<\/p>\n\n\n\n<p><strong>Nota: <\/strong><strong><em>Kos tambahan ini adalah hanya bagi barangan alat ganti sahaja dan tidak termasuk kos upah.<\/em><\/strong><\/p>\n\n\n\n<p>Dengan <em>waiver of betterment<\/em>, anda secara tidak langsung boleh mendapatkan alat ganti yang baru berbanding <em>second-hand<\/em>. Barang-barang yang akan digunakan juga adalah terus dari kilang dan bukannnya diambil daripada kereta lain yang sudah tidak digunakan lagi.\u00a0<\/p>\n\n\n\n<h3 id=\"siapakah-yang-boleh-mendapatkan-perlindungan-tambahan-waiver-of-betterment\"><span class=\"ez-toc-section\" id=\"Siapakah_yang_boleh_mendapatkan_perlindungan_tambahan_waiver_of_betterment\"><\/span>Siapakah yang boleh mendapatkan perlindungan tambahan<em> waiver of betterment<\/em>?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Perlindungan tambahan ini hanya layak kepada kenderaan berusia 5 hingga 10 tahun sahaja (namun ia mungkin berbeza mengikut syarikat insurans).\u00a0<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img src=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211105_BjakBlog_Athirah_A297-01-04.png?resize=768%2C768&amp;ssl=1\" alt=\"\"\/><\/figure>\n\n\n\n<h2 id=\"kesimpulan\"><span class=\"ez-toc-section\" id=\"Kesimpulan\"><\/span>Kesimpulan<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Sebagai pemegang polisi dan pemilik kenderaan, anda digalakkan untuk memahami setiap terma yang ada di dalam polisi, contohnya<em> betterment<\/em> ini. Dengan memahami terma tersebut, ia boleh mengelakkan salah faham dan memudahkan urusan tuntutan anda dengan pihak insurans.<\/p>\n\n\n\n<p>Dalam pada itu, jika kereta anda sudah berusia lebih 5 tahun, dapatkanlah perlindungan tambahan <em>waiver of betterment<\/em>. Ia bagi mengelakkan anda daripada perlu membayar caj<em> betterment<\/em> sekiranya alat ganti baharu diperlukan untuk membaiki kerosakan pada kereta. Selain lebih murah berbanding terpaksa membayar caj tersebut, anda juga boleh mendapatkan alat ganti baharu tanpa sebarang masalah.<\/p>\n\n\n\n<p>Untuk ketahui lebih lanjut mengenai perlindungan tambahan <em>waiver of betterment <\/em>dan syarikat insurans yang menyediakannya, sila baca <a href=\"https:\/\/bjak.my\/blog\/apakah-itu-waiver-of-betterment-ketahui-maksud-fungsi-cara-dapatkan\/#Waiver_of_betterment\">artikel berkaitannya<\/a> seperti yang pernah dikongsikan sebelum ini.\u00a0<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<p><em>Bjak menyediakan 15 syarikat insurans untuk pengguna lakukan perbandingan sebelum memperbaharui insurans. Dapatkan<a href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=blogms\"><strong>\u00a0sebut harga percuma<\/strong><\/a>\u00a0di Bjak hari ini dan renew insurans kereta atau motosikal anda dengan mudah dan pantas.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ketahui penjelasan lanjut mengenai salah satu terma penting dalam polisi insurans kenderaan, iaitu betterment. Moga bermanfaat untuk anda!<\/p>\n","protected":false},"author":4,"featured_media":23219,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[350],"tags":[626,26,243],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Apa Itu Betterment untuk Insurans Kenderaan? | BJAK<\/title>\n<meta name=\"description\" content=\"Ketahui penjelasan lanjut mengenai salah satu terma penting dalam polisi insurans kenderaan, iaitu betterment. Moga bermanfaat untuk anda!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-betterment-untuk-insurans-kenderaan\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Apa Itu Betterment untuk Insurans Kenderaan? | BJAK\" \/>\n<meta property=\"og:description\" content=\"Ketahui penjelasan lanjut mengenai salah satu terma penting dalam polisi insurans kenderaan, iaitu betterment. Moga bermanfaat untuk anda!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-betterment-untuk-insurans-kenderaan\" \/>\n<meta property=\"og:site_name\" content=\"BJAK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bjak.my\" \/>\n<meta property=\"article:published_time\" content=\"2022-02-15T08:39:33+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-02-15T08:39:35+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/02\/220215_A11-01-01.jpg?fit=1600%2C1012&#038;ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"1012\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:site\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Athirah Hanapiah\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/bjak.my\/blog\/#organization\",\"name\":\"Bjak\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/bjak.my\",\"https:\/\/www.instagram.com\/bjak.my\",\"https:\/\/www.linkedin.com\/company\/14607755\/admin\/\",\"https:\/\/twitter.com\/bjakmy\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"width\":756,\"height\":756,\"caption\":\"Bjak\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bjak.my\/blog\/#website\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"name\":\"BJAK\",\"description\":\"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!\",\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/bjak.my\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-betterment-untuk-insurans-kenderaan#primaryimage\",\"url\":\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/02\/220215_A11-01-01.jpg?fit=1600%2C1012&ssl=1\",\"contentUrl\":\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/02\/220215_A11-01-01.jpg?fit=1600%2C1012&ssl=1\",\"width\":1600,\"height\":1012,\"caption\":\"Penjelasan mengenai betterment dalam polisi insurans kenderaan\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-betterment-untuk-insurans-kenderaan#webpage\",\"url\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-betterment-untuk-insurans-kenderaan\",\"name\":\"Apa Itu Betterment untuk Insurans Kenderaan? | BJAK\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-betterment-untuk-insurans-kenderaan#primaryimage\"},\"datePublished\":\"2022-02-15T08:39:33+00:00\",\"dateModified\":\"2022-02-15T08:39:35+00:00\",\"description\":\"Ketahui penjelasan lanjut mengenai salah satu terma penting dalam polisi insurans kenderaan, iaitu betterment. Moga bermanfaat untuk anda!\",\"breadcrumb\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-betterment-untuk-insurans-kenderaan#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-betterment-untuk-insurans-kenderaan\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-betterment-untuk-insurans-kenderaan#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/bjak.my\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Apa Itu Betterment untuk Insurans Kenderaan?\"}]},{\"@type\":\"Article\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-betterment-untuk-insurans-kenderaan#article\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-betterment-untuk-insurans-kenderaan#webpage\"},\"author\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/ac6242ed7b78cf446e0c0aeb4802a375\"},\"headline\":\"Apa Itu Betterment untuk Insurans Kenderaan?\",\"datePublished\":\"2022-02-15T08:39:33+00:00\",\"dateModified\":\"2022-02-15T08:39:35+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-betterment-untuk-insurans-kenderaan#webpage\"},\"wordCount\":680,\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-betterment-untuk-insurans-kenderaan#primaryimage\"},\"thumbnailUrl\":\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/02\/220215_A11-01-01.jpg?fit=1600%2C1012&ssl=1\",\"keywords\":[\"betterment\",\"BM\",\"insurans kereta\"],\"articleSection\":[\"Insurans Kereta\"],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/ac6242ed7b78cf446e0c0aeb4802a375\",\"name\":\"Athirah Hanapiah\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/67ccc05099376966340f5762284125cf?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/67ccc05099376966340f5762284125cf?s=96&d=mm&r=g\",\"caption\":\"Athirah Hanapiah\"},\"description\":\"\\\"A word after a word after a word is power\\\"\",\"url\":\"https:\/\/bjak.my\/blog\/author\/athirahbjak\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Apa Itu Betterment untuk Insurans Kenderaan? | BJAK","description":"Ketahui penjelasan lanjut mengenai salah satu terma penting dalam polisi insurans kenderaan, iaitu betterment. Moga bermanfaat untuk anda!","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-betterment-untuk-insurans-kenderaan","og_locale":"en_US","og_type":"article","og_title":"Apa Itu Betterment untuk Insurans Kenderaan? | BJAK","og_description":"Ketahui penjelasan lanjut mengenai salah satu terma penting dalam polisi insurans kenderaan, iaitu betterment. Moga bermanfaat untuk anda!","og_url":"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-betterment-untuk-insurans-kenderaan","og_site_name":"BJAK","article_publisher":"https:\/\/www.facebook.com\/bjak.my","article_published_time":"2022-02-15T08:39:33+00:00","article_modified_time":"2022-02-15T08:39:35+00:00","og_image":[{"width":1600,"height":1012,"url":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/02\/220215_A11-01-01.jpg?fit=1600%2C1012&ssl=1","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_creator":"@bjakmy","twitter_site":"@bjakmy","twitter_misc":{"Written by":"Athirah Hanapiah","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Organization","@id":"https:\/\/bjak.my\/blog\/#organization","name":"Bjak","url":"https:\/\/bjak.my\/blog\/","sameAs":["https:\/\/www.facebook.com\/bjak.my","https:\/\/www.instagram.com\/bjak.my","https:\/\/www.linkedin.com\/company\/14607755\/admin\/","https:\/\/twitter.com\/bjakmy"],"logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","contentUrl":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","width":756,"height":756,"caption":"Bjak"},"image":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/"}},{"@type":"WebSite","@id":"https:\/\/bjak.my\/blog\/#website","url":"https:\/\/bjak.my\/blog\/","name":"BJAK","description":"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!","publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/bjak.my\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-betterment-untuk-insurans-kenderaan#primaryimage","url":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/02\/220215_A11-01-01.jpg?fit=1600%2C1012&ssl=1","contentUrl":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/02\/220215_A11-01-01.jpg?fit=1600%2C1012&ssl=1","width":1600,"height":1012,"caption":"Penjelasan mengenai betterment dalam polisi insurans kenderaan"},{"@type":"WebPage","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-betterment-untuk-insurans-kenderaan#webpage","url":"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-betterment-untuk-insurans-kenderaan","name":"Apa Itu Betterment untuk Insurans Kenderaan? | BJAK","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-betterment-untuk-insurans-kenderaan#primaryimage"},"datePublished":"2022-02-15T08:39:33+00:00","dateModified":"2022-02-15T08:39:35+00:00","description":"Ketahui penjelasan lanjut mengenai salah satu terma penting dalam polisi insurans kenderaan, iaitu betterment. Moga bermanfaat untuk anda!","breadcrumb":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-betterment-untuk-insurans-kenderaan#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-betterment-untuk-insurans-kenderaan"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-betterment-untuk-insurans-kenderaan#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/bjak.my\/blog\/"},{"@type":"ListItem","position":2,"name":"Apa Itu Betterment untuk Insurans Kenderaan?"}]},{"@type":"Article","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-betterment-untuk-insurans-kenderaan#article","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-betterment-untuk-insurans-kenderaan#webpage"},"author":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/ac6242ed7b78cf446e0c0aeb4802a375"},"headline":"Apa Itu Betterment untuk Insurans Kenderaan?","datePublished":"2022-02-15T08:39:33+00:00","dateModified":"2022-02-15T08:39:35+00:00","mainEntityOfPage":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-betterment-untuk-insurans-kenderaan#webpage"},"wordCount":680,"publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"image":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/apa-itu-betterment-untuk-insurans-kenderaan#primaryimage"},"thumbnailUrl":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/02\/220215_A11-01-01.jpg?fit=1600%2C1012&ssl=1","keywords":["betterment","BM","insurans kereta"],"articleSection":["Insurans Kereta"],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/ac6242ed7b78cf446e0c0aeb4802a375","name":"Athirah Hanapiah","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/67ccc05099376966340f5762284125cf?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/67ccc05099376966340f5762284125cf?s=96&d=mm&r=g","caption":"Athirah Hanapiah"},"description":"\"A word after a word after a word is power\"","url":"https:\/\/bjak.my\/blog\/author\/athirahbjak"}]}},"jetpack_featured_media_url":"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/02\/220215_A11-01-01.jpg?fit=1600%2C1012&ssl=1","_links":{"self":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/23218"}],"collection":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/comments?post=23218"}],"version-history":[{"count":12,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/23218\/revisions"}],"predecessor-version":[{"id":23246,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/23218\/revisions\/23246"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media\/23219"}],"wp:attachment":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media?parent=23218"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/categories?post=23218"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/tags?post=23218"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}