{"id":27342,"date":"2022-03-18T21:48:54","date_gmt":"2022-03-18T13:48:54","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=27342"},"modified":"2025-11-05T17:40:49","modified_gmt":"2025-11-05T09:40:49","slug":"what-to-do-if-youre-hit-by-an-uninsured-driver","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/info\/what-to-do-if-youre-hit-by-an-uninsured-driver","title":{"rendered":"What To Do If You&#8217;re Hit By An Uninsured Driver"},"content":{"rendered":"\n<p>A lot of things can happen while on the road, including accidents. Have you ever thought of the chances to get into an accident with an uninsured driver? What should you do in such a situation? Can you claim insurance from the involved party?<\/p>\n\n\n\n<p>Read on for more details regarding the matter in this article.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d838119bfa7\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d838119bfa7\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/info\/what-to-do-if-youre-hit-by-an-uninsured-driver\/#Can_you_claim_insurance_if_you_get_hit_by_an_uninsured_driver\" title=\"Can you claim insurance if you get hit by an uninsured driver? \">Can you claim insurance if you get hit by an uninsured driver? <\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/info\/what-to-do-if-youre-hit-by-an-uninsured-driver\/#What_should_you_do\" title=\"What should you do?\">What should you do?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/info\/what-to-do-if-youre-hit-by-an-uninsured-driver\/#Don%E2%80%99t_panic_and_know_your_rights_when_dealing_with_an_uninsured_driver\" title=\"Don&#8217;t panic and know your rights when dealing with an uninsured driver\">Don&#8217;t panic and know your rights when dealing with an uninsured driver<\/a><\/li><\/ul><\/nav><\/div>\n<h2 id=\"bolehkah-anda-tuntut-kerugian-jika-dilanggar-kenderaan-tiada-insurans\"><span class=\"ez-toc-section\" id=\"Can_you_claim_insurance_if_you_get_hit_by_an_uninsured_driver\"><\/span>Can you claim insurance if you get hit by an uninsured driver? <span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>To your knowledge, the answer is YES.<\/p>\n\n\n\n<p>You may claim losses from them even though the driver who hit your vehicle does not have insurance.<\/p>\n\n\n\n<p>The <strong>claim can be made to the party at fault and the vehicle owner<\/strong> (if the individual who runs over you is not the vehicle owner). You can <strong>sue them on personal capacity <\/strong>as the individual does not have insurance coverage. Typically, the claim will be forwarded to the court for a trial. <\/p>\n\n\n\n<p>For a claim against the negligence of uninsured individuals, you will need to get their details. This includes their name and details to start the sue filing.<\/p>\n\n\n\n<p>Your attempt to sue will not be successful without the details.<\/p>\n\n\n\n<h2 id=\"ini-yang-anda-perlu-lakukan\"><span class=\"ez-toc-section\" id=\"What_should_you_do\"><\/span>What should you do?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img src=\"https:\/\/i1.wp.com\/bjak.com\/blog\/wp-content\/uploads\/2021\/10\/211008_BjakBlog_Nurul_A6-01-05-1024x1024.png?resize=854%2C854&amp;ssl=1\" alt=\"Cara tuntut insurans jika terbabit kemalangan dengan kenderaan tanpa insurans\"\/><\/figure>\n\n\n\n<p>The followings are the steps that you need to take in the event of an accident with an uninsured vehicle:<\/p>\n\n\n\n<ol><li>Take a photo of the driver&#8217;s car that hit you and your car&#8217;s condition.<\/li><li>Jot down the plat number of the involved driver to facilitate the Road Transport Department in tracking down the car in the system.<\/li><li>Get the phone number and full name of the involved driver.<\/li><li>Make sure you lodge a police report within 24 hours after the incident.<\/li><li>Contact your insurer.<\/li><li>The procedure to file a sue will start at the court <\/li><\/ol>\n\n\n\n<h2 id=\"jangan-panik-tahu-hak-anda\"><span class=\"ez-toc-section\" id=\"Don%E2%80%99t_panic_and_know_your_rights_when_dealing_with_an_uninsured_driver\"><\/span>Don&#8217;t panic and know your rights when dealing with an uninsured driver<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>We hope this article may give you an insight if you are dealing with any similar situation as stated above. <\/p>\n\n\n\n<p>Please exercise your rights. Make sure you follow the steps to claim losses from the involved party.<\/p>\n\n\n\n<p>On another note, make sure you renew your insurance and road tax before hitting the road. This is to prevent you from facing possible legal action taken against you and facilitate any <a href=\"https:\/\/bjak.my\/blog\/5-things-to-know-before-filing-an-insurance-claim\/\">insurance claim<\/a> procedure if any untoward incident happens.<\/p>\n\n\n\n<p>It is not difficult to renew your vehicle road tax and insurance. You can do it online using Bjak! There are 15 options of insurance brands for you to choose from. Choose the right one following your need and budget.<\/p>\n\n\n\n<p>You may visit Bjak to get quotations for free.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<p><em>Bjak is one of Malaysia&#8217;s biggest insurance comparison websites, offering policies from over 10 brands. Get your free insurance quote from Bjak today!<\/em><\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-black-color has-luminous-vivid-amber-background-color has-text-color has-background\" href=\"https:\/\/bjak.my\/en?utm_source=blogen&amp;utm_campaign=what-to-do-if-youre-hit-by-an-uninsured-driver\" target=\"_blank\" rel=\"noreferrer noopener\"><strong data-l-s=\"50547\">Get Free Quote<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<p><em>Read more:<\/em><\/p>\n\n\n\n<ul><li><a href=\"https:\/\/bjak.my\/blog\/car-insurance-rates\/\"><strong><em>7 Factors That Determine Your Car Insurance Premium<\/em><\/strong><\/a><\/li><li><strong><em><a href=\"https:\/\/bjak.my\/blog\/renew-road-tax-deceased-owner\/\">How To Renew Road Tax If The Car Owner Is Deceased?<\/a><\/em><\/strong><\/li><li><strong><em><a href=\"https:\/\/bjak.my\/blog\/puspakom-hire-purchase-inspection\/\">Puspakom Hire Purchase Inspection For Used Vehicles<\/a><\/em><\/strong><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Learn the necessary steps to take if you are involved in an accident\/ collision with an uninsured driver.<\/p>\n","protected":false},"author":7,"featured_media":23687,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[1],"tags":[429,37,59],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What To Do If You&#039;re Hit By An Uninsured Driver | BJAK<\/title>\n<meta name=\"description\" content=\"Learn the necessary steps to take if you are involved in an accident\/ collision with an uninsured driver.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/info\/what-to-do-if-youre-hit-by-an-uninsured-driver\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What To Do If You&#039;re Hit By An Uninsured Driver | BJAK\" \/>\n<meta property=\"og:description\" content=\"Learn the necessary steps to take if you are involved in an accident\/ collision with an uninsured driver.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bjak.my\/blog\/info\/what-to-do-if-youre-hit-by-an-uninsured-driver\" \/>\n<meta property=\"og:site_name\" content=\"BJAK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bjak.my\" \/>\n<meta property=\"article:published_time\" content=\"2022-03-18T13:48:54+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-05T09:40:49+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/02\/photo_2022-02-17_11-44-41.jpg?fit=1280%2C809&#038;ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"809\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:site\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Nurul\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/bjak.my\/blog\/#organization\",\"name\":\"Bjak\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/bjak.my\",\"https:\/\/www.instagram.com\/bjak.my\",\"https:\/\/www.linkedin.com\/company\/14607755\/admin\/\",\"https:\/\/twitter.com\/bjakmy\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"width\":756,\"height\":756,\"caption\":\"Bjak\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bjak.my\/blog\/#website\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"name\":\"BJAK\",\"description\":\"Renew your car and motor insurance at the lowest price! 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