{"id":28630,"date":"2022-04-12T15:58:38","date_gmt":"2022-04-12T07:58:38","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=28630"},"modified":"2022-04-12T15:58:41","modified_gmt":"2022-04-12T07:58:41","slug":"%e5%a6%82%e4%bd%95%e9%80%89%e6%8b%a9%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e5%a6%82%e4%bd%95%e9%80%89%e6%8b%a9%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9%ef%bc%9f","title":{"rendered":"\u5982\u4f55\u9009\u62e9\u6c7d\u8f66\u4fdd\u9669\uff1f"},"content":{"rendered":"\n<p>\u4ece2017\u5e747\u67081\u65e5\u5f00\u59cb\uff0c\u56fd\u5bb6\u94f6\u884c\uff08BNM\uff09\u843d\u5b9e\u4e86<a 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href=\"https:\/\/bjak.my\/blog\/%e8%b4%ad%e4%b9%b0%e8%bd%a6%e9%99%a9%e4%b9%8b%e5%89%8d%ef%bc%8c%e4%b8%ba%e4%bb%80%e4%b9%88%e8%a6%81%e5%85%88%e6%af%94%e8%be%83%ef%bc%9f\/\">\u4e00\u5b9a\u8981\u5148\u505a\u6bd4\u8f83<\/a>\u7684\u539f\u56e0\u3002<\/p>\n\n\n\n<p>\u7136\u800c\uff0c\u6211\u56fd\u5927\u7ea6\u62e5\u670920\u591a\u5bb6\u4fdd\u9669\u516c\u53f8\u63d0\u4f9b\u6c7d\u8f66\u4fdd\u9669\u3002\u5982\u4f55\u9009\u62e9\u6c7d\u8f66\u4fdd\u9669\uff1f\u5982\u4f55\u4ee5\u6700\u4f18\u60e0\u7684\u4ef7\u683c\u8d2d\u4e70\u5408\u9002\u4e14\u5168\u9762\u4fdd\u969c\u7684\u6c7d\u8f66\u4fdd\u9669\u5462\uff1f<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" 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id=\"item-69d7a34614750\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e5%a6%82%e4%bd%95%e9%80%89%e6%8b%a9%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9%ef%bc%9f\/#%E9%80%89%E6%8B%A9%E6%B1%BD%E8%BD%A6%E4%BF%9D%E9%99%A9%E7%9A%84%E6%96%B9%E6%B3%95\" title=\"\u9009\u62e9\u6c7d\u8f66\u4fdd\u9669\u7684\u65b9\u6cd5\">\u9009\u62e9\u6c7d\u8f66\u4fdd\u9669\u7684\u65b9\u6cd5<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e5%a6%82%e4%bd%95%e9%80%89%e6%8b%a9%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9%ef%bc%9f\/#%E7%A1%AE%E5%AE%9A%E4%BD%A0%E5%BF%85%E9%A1%BB%E6%94%AF%E4%BB%98%E7%9A%84%E4%BF%9D%E9%99%A9%E9%87%91%E9%A2%9D\" title=\"\u786e\u5b9a\u4f60\u5fc5\u987b\u652f\u4ed8\u7684\u4fdd\u9669\u91d1\u989d\">\u786e\u5b9a\u4f60\u5fc5\u987b\u652f\u4ed8\u7684\u4fdd\u9669\u91d1\u989d<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e5%a6%82%e4%bd%95%e9%80%89%e6%8b%a9%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9%ef%bc%9f\/#%E6%AF%94%E8%BE%83%E5%90%84%E4%BF%9D%E9%99%A9%E5%85%AC%E5%8F%B8%E6%89%80%E6%8F%90%E4%BE%9B%E7%9A%84%E4%BF%9D%E9%9A%9C%E5%8F%8A%E7%A6%8F%E5%88%A9\" title=\"\u6bd4\u8f83\u5404\u4fdd\u9669\u516c\u53f8\u6240\u63d0\u4f9b\u7684\u4fdd\u969c\u53ca\u798f\u5229\">\u6bd4\u8f83\u5404\u4fdd\u9669\u516c\u53f8\u6240\u63d0\u4f9b\u7684\u4fdd\u969c\u53ca\u798f\u5229<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e5%a6%82%e4%bd%95%e9%80%89%e6%8b%a9%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9%ef%bc%9f\/#%E6%9F%A5%E8%AF%A2%E4%BF%9D%E9%99%A9%E5%85%AC%E5%8F%B8%E6%89%80%E6%8C%87%E5%AE%9A%E7%9A%84%E6%B1%BD%E8%BD%A6%E7%BB%B4%E4%BF%AE%E5%8E%82\" title=\"\u67e5\u8be2\u4fdd\u9669\u516c\u53f8\u6240\u6307\u5b9a\u7684\u6c7d\u8f66\u7ef4\u4fee\u5382\">\u67e5\u8be2\u4fdd\u9669\u516c\u53f8\u6240\u6307\u5b9a\u7684\u6c7d\u8f66\u7ef4\u4fee\u5382<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e5%a6%82%e4%bd%95%e9%80%89%e6%8b%a9%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9%ef%bc%9f\/#%E9%80%89%E6%8B%A9%E4%BC%A0%E7%BB%9F%E4%BF%9D%E9%99%A9%E6%88%96%E5%9B%9E%E6%95%99%E4%BF%9D%E9%99%A9\" title=\"\u9009\u62e9\u4f20\u7edf\u4fdd\u9669\u6216\u56de\u6559\u4fdd\u9669\">\u9009\u62e9\u4f20\u7edf\u4fdd\u9669\u6216\u56de\u6559\u4fdd\u9669<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e5%a6%82%e4%bd%95%e9%80%89%e6%8b%a9%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9%ef%bc%9f\/#%E6%AF%94%E8%BE%83%E4%BF%9D%E9%99%A9%E5%85%AC%E5%8F%B8%E7%9A%84%E6%9C%8D%E5%8A%A1%E5%93%81%E8%B4%A8\" title=\"\u6bd4\u8f83\u4fdd\u9669\u516c\u53f8\u7684\u670d\u52a1\u54c1\u8d28\">\u6bd4\u8f83\u4fdd\u9669\u516c\u53f8\u7684\u670d\u52a1\u54c1\u8d28<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e5%a6%82%e4%bd%95%e9%80%89%e6%8b%a9%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9%ef%bc%9f\/#%E8%B4%AD%E4%B9%B0%E8%BD%A6%E9%99%A9%E4%B9%8B%E5%89%8D%EF%BC%8C%E5%85%88%E5%81%9A%E6%AF%94%E8%BE%83\" title=\"\u8d2d\u4e70\u8f66\u9669\u4e4b\u524d\uff0c\u5148\u505a\u6bd4\u8f83\">\u8d2d\u4e70\u8f66\u9669\u4e4b\u524d\uff0c\u5148\u505a\u6bd4\u8f83<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e5%a6%82%e4%bd%95%e9%80%89%e6%8b%a9%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9%ef%bc%9f\/#%E9%80%89%E6%8B%A9%E5%BF%85%E4%BD%B3%EF%BC%8C%E6%9C%80%E7%AE%80%E5%8D%95%E3%80%81%E6%9C%80%E6%96%B9%E4%BE%BF%E3%80%81%E6%9C%80%E4%BD%8E%E4%BB%B7\" title=\"\u9009\u62e9\u5fc5\u4f73\uff0c\u6700\u7b80\u5355\u3001\u6700\u65b9\u4fbf\u3001\u6700\u4f4e\u4ef7\">\u9009\u62e9\u5fc5\u4f73\uff0c\u6700\u7b80\u5355\u3001\u6700\u65b9\u4fbf\u3001\u6700\u4f4e\u4ef7<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"%E9%80%89%E6%8B%A9%E6%B1%BD%E8%BD%A6%E4%BF%9D%E9%99%A9%E7%9A%84%E6%96%B9%E6%B3%95\"><\/span>\u9009\u62e9\u6c7d\u8f66\u4fdd\u9669\u7684\u65b9\u6cd5<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3 id=\"tw-target-text\"><span class=\"ez-toc-section\" id=\"%E7%A1%AE%E5%AE%9A%E4%BD%A0%E5%BF%85%E9%A1%BB%E6%94%AF%E4%BB%98%E7%9A%84%E4%BF%9D%E9%99%A9%E9%87%91%E9%A2%9D\"><\/span>\u786e\u5b9a\u4f60\u5fc5\u987b\u652f\u4ed8\u7684\u4fdd\u9669\u91d1\u989d<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image\"><img src=\"https:\/\/i2.wp.com\/bjak.com\/blog\/wp-content\/uploads\/2021\/10\/211008_BjakBlog_Adilah_A6-01-02-copy-1024x1024.jpg?resize=854%2C854&amp;ssl=1\" alt=\"\u786e\u5b9a\u4f60\u5fc5\u987b\u652f\u4ed8\u7684\u4fdd\u9669\u91d1\u989d\"\/><\/figure>\n\n\n\n<p>\u4f60\u4e3a\u6c7d\u8f66\u4fdd\u9669\u652f\u4ed8\u7684\u4fdd\u8d39\u6216\u91d1\u989d\u56e0\u4fdd\u9669\u516c\u53f8\u800c\u5f02\u3002<\/p>\n\n\n\n<p>\u4fdd\u9669\u516c\u53f8\u6839\u636e\u6c7d\u8f66\u7684<a href=\"https:\/\/bjak.my\/blog\/%e6%8c%89%e8%bd%a6%e8%be%86%e7%9a%84%e5%b8%82%e5%9c%ba%e4%bb%b7%e5%80%bc%e6%8a%95%e4%bf%9d%e5%80%bc%e5%be%97%e5%90%97\/\">\u5e02\u573a\u4ef7\u503c<\/a>\u3001\u6c7d\u8f66\u7684\u5e74\u9f84\u4ee5\u53ca\u63d0\u4f9b\u7684\u4fdd\u969c\u7b49\u51e0\u4e2a\u56e0\u7d20\u8fdb\u884c\u98ce\u9669\u8bc4\u4f30\u3002\u4e00\u822c\u6765\u8bf4\uff0c<a href=\"https:\/\/bjak.my\/blog\/%e4%ba%86%e8%a7%a3%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9%e7%9a%843%e7%a7%8d%e7%b1%bb%e5%9e%8b\/#1_%E7%BB%BC%E5%90%88%E5%9E%8B%E4%BF%9D%E9%99%A9\">\u7efc\u5408\u578b\u4fdd\u9669<\/a>\u7684\u4fdd\u8d39\u4f1a\u6bd4\u8f83\u9ad8\uff0c\u56e0\u4e3a\u5b83\u6bd4<a href=\"https:\/\/bjak.my\/blog\/%e4%ba%86%e8%a7%a3%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9%e7%9a%843%e7%a7%8d%e7%b1%bb%e5%9e%8b\/#2_%E7%AC%AC%E4%B8%89%E6%96%B9%E4%BF%9D%E9%99%A9%E3%80%81%E5%A4%B1%E7%81%AB%E5%8F%8A%E5%A4%B1%E7%AA%83%E4%BF%9D%E9%99%A9\">\u7b2c\u4e09\u65b9\u3001\u5931\u706b\u548c\u5931\u7a83<\/a>\u4fdd\u9669\u6216<a href=\"https:\/\/bjak.my\/blog\/%e4%ba%86%e8%a7%a3%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9%e7%9a%843%e7%a7%8d%e7%b1%bb%e5%9e%8b\/#3_%E4%B8%89%E5%8F%B7%E4%BF%9D%E9%99%A9%E7%AC%AC%E4%B8%89%E6%96%B9%E4%BF%9D%E9%99%A9\">\u7b2c\u4e09\u65b9\u4fdd\u9669<\/a>\u66f4\u5168\u9762\u3002<\/p>\n\n\n\n<p>\u4e3a\u4e86\u786e\u5b9a\u4f60\u7684\u4fdd\u9669\u4fdd\u989d\uff0c\u4f60\u53ef\u4ee5\u901a\u8fc7<a href=\"https:\/\/www.mycarinfo.com.my\/\">MyCarInfo<\/a>\u7684\u7f51\u7ad9\u67e5\u8be2\u6c7d\u8f66\u7684\u5e02\u573a\u4ef7\u503c\u3002\u6211\u4eec\u5f3a\u70c8\u5efa\u8bae\u4f60\u7684\u4fdd\u989d\u4e0d\u8981\u4f4e\u4e8e\u5e02\u573a\u4ef7\u503c\u3002<\/p>\n\n\n\n<p>\u6839\u636e\u60a8\u7684\u8f66\u5b50\u8f66\u9f84\u4ee5\u53ca\u8d37\u6b3e\uff0c\u6211\u4eec\u5efa\u8bae\u4f60\u9009\u62e9<a href=\"https:\/\/bjak.my\/blog\/%e5%b8%82%e5%9c%ba%e4%bb%b7%e5%80%bc%e4%b8%8e%e7%ba%a6%e5%ae%9a%e4%bb%b7%e5%80%bc\/\">\u7ea6\u5b9a\u4ef7\u503c<\/a>\u7684\u4fdd\u989d\u3002\u4e07\u4e00\u53d1\u751f\u8f66\u7978\u6216<a href=\"https:\/\/bjak.my\/blog\/%e8%bd%a6%e5%ad%90%e8%a2%ab%e7%9b%97%ef%bc%8c%e8%af%a5%e5%a6%82%e4%bd%95%e7%b4%a2%e8%b5%94%e4%bf%9d%e9%99%a9%ef%bc%9f\/\">\u5931\u7a83<\/a>\u800c\u9700\u8981\u7533\u8bf7<a href=\"https:\/\/bjak.my\/blog\/%e8%bd%a6%e5%ad%90%e5%85%a8%e6%8d%9f%ef%bc%8c%e8%af%a5%e5%a6%82%e4%bd%95%e5%a4%84%e7%90%86%ef%bc%9f\/\">\u5168\u989d\u7d22\u8d54<\/a>\uff08total loss\uff09\uff0c\u4f60\u5c06\u6309\u7167\u7ea6\u5b9a\u4ef7\u503c\u83b7\u5f97\u8d54\u507f\u91d1\u3002\u53cd\u4e4b\uff0c\u5982\u679c\u9009\u62e9<a href=\"https:\/\/bjak.my\/blog\/%e5%b8%82%e5%9c%ba%e4%bb%b7%e5%80%bc%e4%b8%8e%e7%ba%a6%e5%ae%9a%e4%bb%b7%e5%80%bc\/\">\u5e02\u573a\u4ef7\u503c<\/a>\u7684\u4fdd\u989d\uff0c\u90a3\u4e48\u4f60\u7684\u8d54\u507f\u91d1\u5c31\u4f1a\u88ab\u5e02\u573a\u4ef7\u503c\u6240\u5f71\u54cd\uff0c\u800c\u6c7d\u8f66\u7684\u5e02\u573a\u4ef7\u503c\u6bcf\u5e74\u5e73\u5747\u4e0b\u964d10-15%\u3002<\/p>\n\n\n\n<p>\u56e0\u6b64\uff0c\u4f60\u7684\u4fdd\u8d39\u5c06\u56e0\u4e3a\u4f60\u9009\u62e9\u5e02\u573a\u4ef7\u503c\u6216\u7ea6\u5b9a\u4ef7\u503c\u800c\u6709\u6240\u4e0d\u540c\uff0c\u5728\u505a\u9009\u62e9\u65f6\u8981\u8003\u8651\u6c7d\u8f66\u7684\u72b6\u51b5\u4ee5\u53ca\u60a8\u7684\u8d22\u52a1\u72b6\u51b5\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img src=\"https:\/\/i0.wp.com\/bjak.com\/blog\/wp-content\/uploads\/2021\/10\/Image-3_-Perbandingan-Market-Value-vs-Agreed-Value%EF%BC%88change-to-mandarin-visual%EF%BC%89-3-1024x576.jpg?resize=854%2C480&amp;ssl=1\" alt=\"\u5e02\u573a\u4ef7\u503c\u53ca\u7ea6\u5b9a\u4ef7\u503c\"\/><\/figure>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"%E6%AF%94%E8%BE%83%E5%90%84%E4%BF%9D%E9%99%A9%E5%85%AC%E5%8F%B8%E6%89%80%E6%8F%90%E4%BE%9B%E7%9A%84%E4%BF%9D%E9%9A%9C%E5%8F%8A%E7%A6%8F%E5%88%A9\"><\/span>\u6bd4\u8f83\u5404\u4fdd\u9669\u516c\u53f8\u6240\u63d0\u4f9b\u7684\u4fdd\u969c\u53ca\u798f\u5229<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image\"><img src=\"https:\/\/i1.wp.com\/bjak.com\/blog\/wp-content\/uploads\/2021\/10\/211008_BjakBlog_Adilah_A5-01-04-1-1024x1024.png?resize=854%2C854&amp;ssl=1\" alt=\"\u5927\u90e8\u5206\u4fdd\u9669\u516c\u53f8\u90fd\u4f1a\u4e3a\u7efc\u5408\u578b\u4fdd\u9669\u7684\u6301\u6709\u4eba\u63d0\u4f9b\u514d\u8d39\u7684\u62d6\u8f66\u670d\u52a1\"\/><\/figure>\n\n\n\n<p>\u5982\u679c\u60f3\u8981\u83b7\u5f97\u6700\u5168\u9762\u7684\u4fdd\u969c\uff0c\u8f66\u4e3b\u4eec\u53ef\u4ee5\u5148\u6bd4\u8f83\u5404\u5bb6\u4fdd\u9669\u516c\u53f8\u6240\u63d0\u4f9b\u7684\u514d\u8d39\u4fdd\u969c\u3002<\/p>\n\n\n\n<p>\u6bd4\u5982\uff1a\u6709\u4e9b\u4fdd\u9669\u516c\u53f8\u63d0\u4f9b\u514d\u8d39\u7684<a href=\"https:\/\/bjak.my\/blog\/%e9%a9%be%e8%bd%a6%e4%ba%ba%e5%a3%ab%e4%b8%80%e5%ae%9a%e8%a6%81%e7%9f%a5%e9%81%93%e7%9a%84%e5%85%8d%e8%b4%b9%e6%8b%96%e8%bd%a6%e6%9c%8d%e5%8a%a1\/\">\u62d6\u8f66\u670d\u52a1<\/a>\uff0c\u4f46\u5c06\u6839\u636e\u4fdd\u5355\u6761\u6b3e\u800c\u6709\u8ddd\u79bb\u9650\u5236\u3002<\/p>\n\n\n\n<p>\u6709\u7684\u4fdd\u9669\u516c\u53f8\u63d0\u4f9b\u514d\u8d39\u7684\u513f\u7ae5\u5ea7\u6905\u4fdd\u969c\uff0c\u82e5\u513f\u7ae5\u5ea7\u6905\u56e0\u5931\u7a83\u6216\u53d1\u751f\u610f\u5916\u800c\u635f\u574f\uff0c\u8f66\u4e3b\u5c06\u83b7\u5f97\u8d54\u507f\u3002<\/p>\n\n\n\n<p>\u60f3\u8981\u4e86\u89e3\u66f4\u591a\u5173\u4e8e\u4fdd\u9669\u516c\u53f8\u6240\u63d0\u4f9b\u7684\u514d\u8d39\u4fdd\u969c\uff0c\u4f60\u53ef\u4ee5\u5230\u5404\u4fdd\u9669\u516c\u53f8\u7684\u7f51\u9875\u67e5\u8be2\u76f8\u5173\u7684\u4fe1\u606f\u3002<\/p>\n\n\n\n<p>\u66f4\u65b0\u8f66\u9669\u4e4b\u524d\uff0c\u53ea\u9700\u82b1\u4e00\u4e9b\u65f6\u95f4\u505a\u529f\u8bfe\uff0c\u5c31\u80fd\u83b7\u5f97\u6700\u4f73\u7684\u4fdd\u969c\u4e14\u4ef7\u683c\u4f18\u60e0\u7684\u4fdd\u8d39\u3002<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"%E6%9F%A5%E8%AF%A2%E4%BF%9D%E9%99%A9%E5%85%AC%E5%8F%B8%E6%89%80%E6%8C%87%E5%AE%9A%E7%9A%84%E6%B1%BD%E8%BD%A6%E7%BB%B4%E4%BF%AE%E5%8E%82\"><\/span>\u67e5\u8be2\u4fdd\u9669\u516c\u53f8\u6240\u6307\u5b9a\u7684\u6c7d\u8f66\u7ef4\u4fee\u5382<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image\"><img src=\"https:\/\/i0.wp.com\/bjak.com\/blog\/wp-content\/uploads\/2021\/10\/211008_BjakBlog_Adilah_A6-01-03-1024x1024.png?resize=854%2C854&amp;ssl=1\" alt=\"\u4fdd\u9669\u516c\u53f8\u6388\u6743\u6c7d\u8f66\u7ef4\u4fee\u5382\"\/><\/figure>\n\n\n\n<p>\u5728\u9009\u62e9\u4efb\u4f55\u6c7d\u8f66\u4fdd\u9669\u4e4b\u524d\uff0c\u67e5\u8be2<a href=\"https:\/\/bjak.my\/blog\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e4%bf%9d%e9%99%a9%e5%85%ac%e5%8f%b8%e6%8e%88%e6%9d%83%e6%b1%bd%e8%bd%a6%e7%bb%b4%e4%bf%ae%e5%8e%82\/\">\u6c7d\u8f66\u4fdd\u9669\u6388\u6743\u7684\u7ef4\u4fee\u5382<\/a>\u4e5f\u662f\u4e00\u4e2a\u91cd\u8981\u7684\u529f\u8bfe\u3002<\/p>\n\n\n\n<p>\u4e3a\u4e86\u786e\u4fdd\u6c7d\u8f66\u7ef4\u4fee\u5382\u7b26\u5408\u4fdd\u9669\u516c\u53f8\u6240\u89c4\u5b9a\u7684\u6807\u51c6\uff0c\u5927\u90e8\u5206\u4fdd\u9669\u516c\u53f8\u53ea\u5141\u8bb8\u4f60\u5728\u4ed6\u4eec\u6388\u6743\u7684\u4fdd\u9669\u516c\u53f8\u7ef4\u4fee\u4f60\u7684\u6c7d\u8f66\u3002<\/p>\n\n\n\n<p>\u5efa\u8bae\u4f60\u6700\u597d\u9009\u62e9\u5728\u5168\u56fd\u5404\u5730\u90fd\u6709\u6ce8\u518c\u6c7d\u8f66\u7ef4\u4fee\u5382\u7684\u4fdd\u9669\u3002\u5982\u679c\u4f60\u5c06\u8f66\u5b50\u9001\u5f80\u6ca1\u6709\u4fdd\u9669\u516c\u53f8\u6388\u6743\u7684\u6c7d\u8f66\u7ef4\u4fee\u5382\uff0c\u4f60\u53ef\u80fd\u4f1a<a href=\"https:\/\/bjak.my\/blog\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e4%bf%9d%e9%99%a9%e5%85%ac%e5%8f%b8%e6%8e%88%e6%9d%83%e6%b1%bd%e8%bd%a6%e7%bb%b4%e4%bf%ae%e5%8e%82\/#%E4%B8%BA%E4%BA%86%E7%B4%A2%E8%B5%94%E4%BF%9D%E9%99%A9\">\u7d22\u8d54\u4e0d\u6210\u529f<\/a>\u3002<\/p>\n\n\n\n<p>\u82e5\u60f3\u8981\u4e86\u89e3\u66f4\u591a\u5173\u4e8e\u9a6c\u6765\u897f\u4e9a\u6388\u6743\u6c7d\u8f66\u7ef4\u4fee\u5382\u7684\u4fdd\u9669\u516c\u53f8\uff0c\u53ef\u67e5\u9605\uff1a<a href=\"https:\/\/bjak.my\/blog\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e4%bf%9d%e9%99%a9%e5%85%ac%e5%8f%b8%e6%8e%88%e6%9d%83%e6%b1%bd%e8%bd%a6%e7%bb%b4%e4%bf%ae%e5%8e%82\/#%E9%A9%AC%E6%9D%A5%E8%A5%BF%E4%BA%9A%E4%BF%9D%E9%99%A9%E5%85%AC%E5%8F%B8%E6%8E%88%E6%9D%83%E8%BD%A6%E5%8E%82%E5%88%97%E8%A1%A8\">\u9a6c\u6765\u897f\u4e9a\u4fdd\u9669\u516c\u53f8\u6388\u6743\u8f66\u5382\u5217\u8868<\/a>\u3002<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"%E9%80%89%E6%8B%A9%E4%BC%A0%E7%BB%9F%E4%BF%9D%E9%99%A9%E6%88%96%E5%9B%9E%E6%95%99%E4%BF%9D%E9%99%A9\"><\/span>\u9009\u62e9\u4f20\u7edf\u4fdd\u9669\u6216\u56de\u6559\u4fdd\u9669<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u8fd9\u4e24\u79cd\u4fdd\u9669\u6240\u79c9\u6301\u7684\u539f\u5219\u548c\u76ee\u6807\u57fa\u672c\u4e0a\u76f8\u540c\u7684\u7684\uff0c\u5373\u662f\u5728\u6295\u4fdd\u4eba\u4e0e\u8f66\u5b50\u53d1\u751f\u610f\u5916\u3001\u5931\u7a83\u6216\u5931\u706b\u65f6\uff0c\u6839\u636e\u5404\u81ea\u7684\u4fdd\u5355\u6761\u6b3e\u4e3a\u6295\u4fdd\u4eba\u63d0\u4f9b\u4fdd\u969c\u3002<\/p>\n\n\n\n<p>\u4f60\u53ef\u4ee5\u9009\u62e9\u4e3a\u4f60\u7684\u6c7d\u8f66\u8d2d\u4e70\u4f20\u7edf\u4fdd\u9669\u6216\u56de\u6559\u4fdd\u9669\u3002<\/p>\n\n\n\n<p>\u7b80\u800c\u8a00\u4e4b\uff0c\u56de\u6559\u4fdd\u9669\u662f\u7b26\u5408\u4f0a\u65af\u5170\u6cd5\u7684\u4fdd\u5355\uff0c\u4f46\u4efb\u4f55\u4eba\u90fd\u53ef\u4ee5\u8d2d\u4e70\u56de\u6559\u4fdd\u9669\uff0c\u4e0d\u4ec5\u4ec5\u662f\u7a46\u65af\u6797\u3002<\/p>\n\n\n\n<p>\u60f3\u8981\u4e86\u89e3\u66f4\u591a\u5173\u4e8e\u56de\u6559\u4fdd\u9669\u7684\u4fe1\u606f\uff0c\u4f60\u53ef\u4ee5\u5230<a href=\"https:\/\/www.malaysiantakaful.com.my\/general-takaful\/motor-takaful\">\u9a6c\u6765\u897f\u4e9a\u56de\u6559\u4fdd\u9669\u534f\u4f1a<\/a>\u7f51\u7ad9\u67e5\u8be2\u3002<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"%E6%AF%94%E8%BE%83%E4%BF%9D%E9%99%A9%E5%85%AC%E5%8F%B8%E7%9A%84%E6%9C%8D%E5%8A%A1%E5%93%81%E8%B4%A8\"><\/span><strong>\u6bd4\u8f83\u4fdd\u9669\u516c\u53f8\u7684\u670d\u52a1\u54c1\u8d28<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image\"><img data-attachment-id=\"6576\" data-permalink=\"https:\/\/bjak.my\/blog\/211008_bjakblog_adilah_a6-01-05-1\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/211008_BjakBlog_Adilah_A6-01-05-1.png?fit=1080%2C1080&amp;ssl=1\" data-orig-size=\"1080,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"211008_BjakBlog_Adilah_A6-01-05-1\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/211008_BjakBlog_Adilah_A6-01-05-1.png?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/211008_BjakBlog_Adilah_A6-01-05-1.png?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"1024\" src=\"https:\/\/i2.wp.com\/bjak.com\/blog\/wp-content\/uploads\/2021\/10\/211008_BjakBlog_Adilah_A6-01-05-1-1024x1024.png?resize=854%2C854&amp;ssl=1\" alt=\"\u4fdd\u9669\u516c\u53f8\u7684\u670d\u52a1\u54c1\u8d28\" class=\"wp-image-6576\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/211008_BjakBlog_Adilah_A6-01-05-1.png?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/211008_BjakBlog_Adilah_A6-01-05-1.png?resize=300%2C300&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/211008_BjakBlog_Adilah_A6-01-05-1.png?resize=150%2C150&amp;ssl=1 150w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/211008_BjakBlog_Adilah_A6-01-05-1.png?resize=768%2C768&amp;ssl=1 768w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/211008_BjakBlog_Adilah_A6-01-05-1.png?w=1080&amp;ssl=1 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" 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data-medium-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/A2_-Perkara-yang-anda-wajib-tahu-sebelum-beli-insurans-kereta-2.png?fit=300%2C169&amp;ssl=1\" data-large-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/A2_-Perkara-yang-anda-wajib-tahu-sebelum-beli-insurans-kereta-2.png?fit=1080%2C608&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"608\" src=\"https:\/\/i0.wp.com\/bjak.com\/blog\/wp-content\/uploads\/2021\/10\/A2_-Perkara-yang-anda-wajib-tahu-sebelum-beli-insurans-kereta-2-1080x608.png?resize=854%2C481&amp;ssl=1\" alt=\"\u591a\u8fbe15\u5bb6\u4fdd\u9669\u516c\u53f8\u8ba9\u60a8\u9009\u62e9\" class=\"wp-image-6588\" srcset=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/A2_-Perkara-yang-anda-wajib-tahu-sebelum-beli-insurans-kereta-2.png?resize=1080%2C608&amp;ssl=1 1080w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/A2_-Perkara-yang-anda-wajib-tahu-sebelum-beli-insurans-kereta-2.png?resize=300%2C169&amp;ssl=1 300w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/A2_-Perkara-yang-anda-wajib-tahu-sebelum-beli-insurans-kereta-2.png?resize=768%2C432&amp;ssl=1 768w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/A2_-Perkara-yang-anda-wajib-tahu-sebelum-beli-insurans-kereta-2.png?resize=1536%2C864&amp;ssl=1 1536w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/A2_-Perkara-yang-anda-wajib-tahu-sebelum-beli-insurans-kereta-2.png?resize=1024%2C576&amp;ssl=1 1024w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/A2_-Perkara-yang-anda-wajib-tahu-sebelum-beli-insurans-kereta-2.png?w=1600&amp;ssl=1 1600w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" 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