{"id":29198,"date":"2022-04-18T10:30:23","date_gmt":"2022-04-18T02:30:23","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=29198"},"modified":"2025-10-29T18:31:29","modified_gmt":"2025-10-29T10:31:29","slug":"financial-tips-for-hari-raya-no-5-is-important","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/car-insurance\/financial-tips-for-hari-raya-no-5-is-important","title":{"rendered":"Financial Tips for Hari Raya &#8211; No. 5 Is Important!"},"content":{"rendered":"\n<p>Aidilfitri celebration is one of the most-awaited holidays, especially by Muslims in Malaysia. Many city folks will get busy preparing for their journey to go back to their hometown for the festive. Amid the celebration, there are many things to prepare. The Raya expense\u00a0may be costly\u00a0depending\u00a0on how you manage your finances. Want to spend wisely to save your wallet? Read on as Bjak will share financial tips to spend your budget during the festive season.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d84a669546e\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d84a669546e\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/financial-tips-for-hari-raya-no-5-is-important\/#Financial_tips_for_Hari_Raya\" title=\"Financial tips for Hari Raya\">Financial tips for Hari Raya<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/financial-tips-for-hari-raya-no-5-is-important\/#Prepare_budget\" title=\"Prepare budget\">Prepare budget<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/financial-tips-for-hari-raya-no-5-is-important\/#Don%E2%80%99t_exceed_your_Raya_shopping_budget\" title=\"Don&#8217;t exceed your Raya shopping budget\">Don&#8217;t exceed your Raya shopping budget<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/financial-tips-for-hari-raya-no-5-is-important\/#Home-cook_Raya_food\" title=\"Home-cook Raya food\">Home-cook Raya food<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/financial-tips-for-hari-raya-no-5-is-important\/#Prepare_emergency_fund\" title=\"Prepare emergency fund\">Prepare emergency fund<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/financial-tips-for-hari-raya-no-5-is-important\/#Renew_insurance_roadtax\" title=\"Renew insurance &amp; roadtax \">Renew insurance &amp; roadtax <\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/financial-tips-for-hari-raya-no-5-is-important\/#Plan_financial_tips_for_splendid_Raya\" title=\"Plan financial tips for splendid Raya\">Plan financial tips for splendid Raya<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Financial_tips_for_Hari_Raya\"><\/span>Financial tips for Hari Raya<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Prepare_budget\"><\/span>Prepare budget<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"28811\" data-permalink=\"https:\/\/bjak.my\/blog\/info\/tips-urus-kewangan-sempena-hari-raya-no-5-paling-penting\/attachment\/220411_a7-01-02\" data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/220411_A7-01-02.jpg?fit=1080%2C1080&amp;ssl=1\" data-orig-size=\"1080,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"220411_A7-01-02\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/220411_A7-01-02.jpg?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/220411_A7-01-02.jpg?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"1024\" src=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/220411_A7-01-02.jpg?resize=1024%2C1024&#038;ssl=1\" alt=\"Sediakan peruntukan raya\" class=\"wp-image-28811\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/220411_A7-01-02.jpg?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/220411_A7-01-02.jpg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/220411_A7-01-02.jpg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/220411_A7-01-02.jpg?resize=768%2C768&amp;ssl=1 768w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/220411_A7-01-02.jpg?w=1080&amp;ssl=1 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<p>It is necessary to allocate your budget in the first place. This includes the budget for the festive season like <em>Aidilfitri<\/em> such as Raya clothes, balik kampung expenses, duit Raya, and car maintenance service.<\/p>\n\n\n\n<p>Does that sound a lot? Yes, that is common when you have a handful to prepare for the festive season, especially for the breadwinner in the family. People might find it a burden because they have to spend extra on the preparation. However, you can lessen your burden by planning and preparing the budget in advance.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Don%E2%80%99t_exceed_your_Raya_shopping_budget\"><\/span>Don&#8217;t exceed your <em>Raya<\/em> shopping budget<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"28812\" data-permalink=\"https:\/\/bjak.my\/blog\/info\/tips-urus-kewangan-sempena-hari-raya-no-5-paling-penting\/attachment\/220411_a7-01-03\" data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/220411_A7-01-03.jpg?fit=1080%2C1080&amp;ssl=1\" data-orig-size=\"1080,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"220411_A7-01-03\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/220411_A7-01-03.jpg?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/220411_A7-01-03.jpg?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"1024\" src=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/220411_A7-01-03.jpg?resize=1024%2C1024&#038;ssl=1\" alt=\"Elak belanja berlebihan\" class=\"wp-image-28812\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/220411_A7-01-03.jpg?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/220411_A7-01-03.jpg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/220411_A7-01-03.jpg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/220411_A7-01-03.jpg?resize=768%2C768&amp;ssl=1 768w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/220411_A7-01-03.jpg?w=1080&amp;ssl=1 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<p>Do not overbuy. Just buy what you need.<\/p>\n\n\n\n<p>For example, buy a pair or two Raya clothes at affordable prices. Don&#8217;t be too engrossed in following the trend, thus ignoring your financial situation!<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Home-cook_Raya_food\"><\/span>Home-cook Raya food<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"28813\" data-permalink=\"https:\/\/bjak.my\/blog\/info\/tips-urus-kewangan-sempena-hari-raya-no-5-paling-penting\/attachment\/220411_a7-01-04\" data-orig-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/220411_A7-01-04.jpg?fit=1080%2C1080&amp;ssl=1\" data-orig-size=\"1080,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"220411_A7-01-04\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/220411_A7-01-04.jpg?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/220411_A7-01-04.jpg?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"1024\" src=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/220411_A7-01-04.jpg?resize=1024%2C1024&#038;ssl=1\" alt=\"Masak sendiri juadah raya untuk lebih jimat dan keseronokan\" class=\"wp-image-28813\" srcset=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/220411_A7-01-04.jpg?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/220411_A7-01-04.jpg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/220411_A7-01-04.jpg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/220411_A7-01-04.jpg?resize=768%2C768&amp;ssl=1 768w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/220411_A7-01-04.jpg?w=1080&amp;ssl=1 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<p>Some people may prefer to use a catering service instead of cooking the food themselves. It is no brainer to use catering because it can cater to the crowds better during Raya. <\/p>\n\n\n\n<p>But if you want to save your wallet, you can consider cooking your Raya meals at home. You may pool the money with your siblings to save more on the groceries shopping. <\/p>\n\n\n\n<p>Treat your family and friends to these delicious homemade\u00a0recipes!<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Prepare_emergency_fund\"><\/span>Prepare emergency fund<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"28814\" data-permalink=\"https:\/\/bjak.my\/blog\/info\/tips-urus-kewangan-sempena-hari-raya-no-5-paling-penting\/attachment\/220411_a7-01-05\" data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/220411_A7-01-05.jpg?fit=1080%2C1080&amp;ssl=1\" data-orig-size=\"1080,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"220411_A7-01-05\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/220411_A7-01-05.jpg?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/220411_A7-01-05.jpg?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"1024\" src=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/220411_A7-01-05.jpg?resize=1024%2C1024&#038;ssl=1\" alt=\"Buat tabung kecemasan untuk raya beberapa bulan sebelum\" class=\"wp-image-28814\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/220411_A7-01-05.jpg?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/220411_A7-01-05.jpg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/220411_A7-01-05.jpg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/220411_A7-01-05.jpg?resize=768%2C768&amp;ssl=1 768w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/220411_A7-01-05.jpg?w=1080&amp;ssl=1 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<p>Prepare an emergency fund prior to Raya.<\/p>\n\n\n\n<p>Who knows what may happen during Raya. Should your car suddenly breaks down a few days before Raya, you could use the money to repair the damage!<\/p>\n\n\n\n<p>Your fund would have saved you from an expensive headache. You will thank yourself in the future for being cautious.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Renew_insurance_roadtax\"><\/span>Renew insurance &amp; roadtax <span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"28815\" data-permalink=\"https:\/\/bjak.my\/blog\/info\/tips-urus-kewangan-sempena-hari-raya-no-5-paling-penting\/attachment\/220411_a7-01-06\" data-orig-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/220411_A7-01-06.jpg?fit=1080%2C1080&amp;ssl=1\" data-orig-size=\"1080,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"220411_A7-01-06\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/220411_A7-01-06.jpg?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/220411_A7-01-06.jpg?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"1024\" src=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/220411_A7-01-06.jpg?resize=1024%2C1024&#038;ssl=1\" alt=\"Dapatkan insurans untuk memastikan kereta dilindungi\" class=\"wp-image-28815\" srcset=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/220411_A7-01-06.jpg?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/220411_A7-01-06.jpg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/220411_A7-01-06.jpg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/220411_A7-01-06.jpg?resize=768%2C768&amp;ssl=1 768w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/220411_A7-01-06.jpg?w=1080&amp;ssl=1 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<p>When Raya festive is approaching, many will start preparing to head to their hometown. Therefore, make sure your car has valid road tax and insurance coverage before embarking on a long-distance journey.<\/p>\n\n\n\n<p><em>Why should you ensure they are activated? <\/em><\/p>\n\n\n\n<p>The answer is simple. You do not want to be <a href=\"https:\/\/bjak.my\/blog\/what-you-need-to-know-about-roadtax\/#What_happens_if_you_do_not_renew_your_roadtax\">summonsed for driving illegally without valid insurance and road tax<\/a>. During the Raya festive, you can expect to bump into countless police officers at roadblocks. So save yourself the trouble by renewing them before hitting the road.<\/p>\n\n\n\n<p><em>How about <a href=\"https:\/\/bjak.my\/blog\/what-happens-if-you-skip-your-car-insurance-renewal\/\">not having insurance coverage for your vehicle<\/a>?<\/em><\/p>\n\n\n\n<p>Say if your car breaks down or involves an accident on your way to your hometown, you do not have a choice but to pay for the damages. What if you do not have an allocated budget to cover this &#8216;unexpected&#8217; misfortune?<\/p>\n\n\n\n<p>In this situation, you do not have to worry if you have purchased insurance for your car. Your insurer will cover the damage cost on your behalf. <\/p>\n\n\n\n<p>Hence, you need to make sure your car is covered. Please be reminded that insurance and road tax renewal does not cost as expensive compared to the amount that you have to pay by yourself for summons and car repairs.<\/p>\n\n\n\n<p>Therefore, renew your insurance and road tax before you hit the road. For your convenience, <a href=\"https:\/\/bjak.my\/en?utm_source=google&amp;utm_medium=cpc&amp;utm_campaign=gg_bjak-insurance_sem_brd_phrase&amp;utm_content=bijak%20malaysia&amp;gclid=EAIaIQobChMI7OKnmPbG9gIVbpJmAh0eAQUjEAAYASAAEgL1ivD_BwE\">do it online at Bjak<\/a>. You may compare across 15 insurance brands. You can also save up to RM480 when renewing here &#8211; worth every penny!<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Plan_financial_tips_for_splendid_Raya\"><\/span>Plan financial tips for splendid <em>Raya<\/em><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Plan your <em>Raya<\/em> expenses thoroughly to ensure you can manage the cost within your allocated budget. We hope this article is helpful to guide you better in managing your finances. Have a divine <em>Raya<\/em> alongside your loved ones.<\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link\" href=\"https:\/\/bjak.my\/en?utm_source=google&amp;utm_medium=cpc&amp;utm_campaign=gg_bjak-insurance_sem_brd_phrase&amp;utm_content=bijak%20malaysia&amp;gclid=EAIaIQobChMI7OKnmPbG9gIVbpJmAh0eAQUjEAAYASAAEgL1ivD_BwE\">Get A Quote<\/a><\/div>\n<\/div>\n\n\n\n<p><strong>Baca juga:<\/strong><\/p>\n\n\n\n<ul><li><a href=\"https:\/\/bjak.my\/blog\/vehicle-checklist-before-balik-kampung-for-raya\/\">Vehicle Checklist Before Balik Kampung For Raya!<\/a><\/li><li><a href=\"https:\/\/bjak.my\/blog\/5-safety-tips-when-refuelling-your-car-at-petrol-station\/\">5 Safety Tips When Refuelling Your Car at Petrol Station<\/a><\/li><li><a href=\"https:\/\/bjak.my\/blog\/what-happens-if-you-skip-your-car-insurance-renewal\/\">What Happens If You Skip Your Car Insurance Renewal?<\/a><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Need financial tips to manage big expenses during Raya season? <\/p>\n<p>Read on as we share financial tips on how to allocate your budget.<\/p>\n","protected":false},"author":7,"featured_media":29207,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[431],"tags":[59,1648,1617],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Financial Tips for Hari Raya - No. 5 Is Important! | BJAK<\/title>\n<meta name=\"description\" content=\"Need financial tips to manage big expenses during Raya festive? 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