{"id":29206,"date":"2022-04-20T11:33:23","date_gmt":"2022-04-20T03:33:23","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=29206"},"modified":"2022-04-20T11:33:25","modified_gmt":"2022-04-20T03:33:25","slug":"%e5%b0%8f%e5%bf%83%e6%8f%90%e9%98%b2%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9%e8%af%88%e9%aa%97","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e5%b0%8f%e5%bf%83%e6%8f%90%e9%98%b2%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9%e8%af%88%e9%aa%97","title":{"rendered":"\u5c0f\u5fc3\u63d0\u9632\u6c7d\u8f66\u4fdd\u9669\u8bc8\u9a97"},"content":{"rendered":"\n<p>\u6c7d\u8f66\u4fdd\u9669\u8bc8\u9a97\u5bf9\u6211\u4eec\u8bb8\u591a\u4eba\u6765\u8bf4\u65e2\u4e0d\u65b0\u9c9c\u4e5f\u4e0d\u964c\u751f\uff0c\u56e0\u4e3a\u5b83\u53ef\u80fd\u53d1\u751f\u5728\u4efb\u4f55\u4eba\u8eab\u4e0a\uff0c\u6bd4\u5982\uff1a<a href=\"https:\/\/www.orientaldaily.com.my\/news\/society\/2021\/11\/05\/448226\">\u5047\u8f66\u7978\u9a97\u4fdd\u9669\u91d1<\/a>\u6216<a href=\"https:\/\/www.wapcar.my\/zh\/penipuan-berbilion-rm-setiap-tahun-industri-insuran-kenderaan-malaysia-perlu-dirombak-35930\">\u62d6\u8f66\u515a<\/a>\u7b49\u7b49\u3002<\/p>\n\n\n\n<p>\u4ed6\u4eec\u770b\u8d77\u6765\u5c31\u50cf\u662f\u4e13\u4e1a\u6c7d\u8f66\u4fdd\u9669\u4ee3\u7406\u4eba\u6216\u62d6\u8f66\u670d\u52a1\uff0c\u4e00\u70b9\u513f\u4e5f\u770b\u4e0d\u51fa\u4ed6\u4eec\u662f\u8bc8\u9a97\u5206\u5b50\u3002<\/p>\n\n\n\n<p>\u5982\u4eca\uff0c\u6c7d\u8f66\u4fdd\u9669\u8bc8\u9a97\u6848\u5c42\u51fa\u4e0d\u7a77\uff0c\u5404\u4f4d\u8f66\u4e3b\u52a1\u5fc5\u5c0f\u5fc3\uff0c\u4ee5\u514d\u6210\u4e3a\u8bc8\u9a97\u6848\u7684\u53d7\u5bb3\u8005\u3002<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d8621c20f67\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 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href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e5%b0%8f%e5%bf%83%e6%8f%90%e9%98%b2%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9%e8%af%88%e9%aa%97\/#%E6%B1%BD%E8%BD%A6%E4%BF%9D%E9%99%A9%E8%AF%88%E9%AA%97%E7%9A%84%E7%B1%BB%E5%9E%8B\" title=\"\u6c7d\u8f66\u4fdd\u9669\u8bc8\u9a97\u7684\u7c7b\u578b\">\u6c7d\u8f66\u4fdd\u9669\u8bc8\u9a97\u7684\u7c7b\u578b<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e5%b0%8f%e5%bf%83%e6%8f%90%e9%98%b2%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9%e8%af%88%e9%aa%97\/#%E5%81%87%E4%BB%A3%E7%90%86\" title=\"\u5047\u4ee3\u7406\">\u5047\u4ee3\u7406<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e5%b0%8f%e5%bf%83%e6%8f%90%e9%98%b2%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9%e8%af%88%e9%aa%97\/#%E5%81%87%E6%84%8F%E5%A4%96\" title=\"\u5047\u610f\u5916\">\u5047\u610f\u5916<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e5%b0%8f%e5%bf%83%e6%8f%90%e9%98%b2%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9%e8%af%88%e9%aa%97\/#%E5%A4%B8%E5%A4%A7%E6%8D%9F%E5%A4%B1%E9%87%91%E9%A2%9D\" title=\"\u5938\u5927\u635f\u5931\u91d1\u989d\">\u5938\u5927\u635f\u5931\u91d1\u989d<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e5%b0%8f%e5%bf%83%e6%8f%90%e9%98%b2%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9%e8%af%88%e9%aa%97\/#%E5%A6%82%E4%BD%95%E9%81%BF%E5%85%8D%E6%88%90%E4%B8%BA%E6%B1%BD%E8%BD%A6%E4%BF%9D%E9%99%A9%E8%AF%88%E9%AA%97%E6%A1%88%E7%9A%84%E5%8F%97%E5%AE%B3%E8%80%85%EF%BC%9F\" title=\"\u5982\u4f55\u907f\u514d\u6210\u4e3a\u6c7d\u8f66\u4fdd\u9669\u8bc8\u9a97\u6848\u7684\u53d7\u5bb3\u8005\uff1f\">\u5982\u4f55\u907f\u514d\u6210\u4e3a\u6c7d\u8f66\u4fdd\u9669\u8bc8\u9a97\u6848\u7684\u53d7\u5bb3\u8005\uff1f<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e5%b0%8f%e5%bf%83%e6%8f%90%e9%98%b2%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9%e8%af%88%e9%aa%97\/#%E5%AF%B9%E4%BF%9D%E9%99%A9%E5%85%AC%E5%8F%B8%E8%BF%9B%E8%A1%8C%E6%B7%B1%E5%85%A5%E7%A0%94%E7%A9%B6\" title=\"\u5bf9\u4fdd\u9669\u516c\u53f8\u8fdb\u884c\u6df1\u5165\u7814\u7a76\">\u5bf9\u4fdd\u9669\u516c\u53f8\u8fdb\u884c\u6df1\u5165\u7814\u7a76<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e5%b0%8f%e5%bf%83%e6%8f%90%e9%98%b2%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9%e8%af%88%e9%aa%97\/#%E4%B8%8D%E8%A6%81%E5%9C%A8%E7%A9%BA%E7%99%BD%E7%9A%84%E8%A1%A8%E6%A0%BC%E4%B8%8A%E7%AD%BE%E5%90%8D\" title=\"\u4e0d\u8981\u5728\u7a7a\u767d\u7684\u8868\u683c\u4e0a\u7b7e\u540d\">\u4e0d\u8981\u5728\u7a7a\u767d\u7684\u8868\u683c\u4e0a\u7b7e\u540d<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e5%b0%8f%e5%bf%83%e6%8f%90%e9%98%b2%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9%e8%af%88%e9%aa%97\/#%E9%81%BF%E5%85%8D%E6%94%AF%E4%BB%98%E7%8E%B0%E9%87%91\" title=\"\u907f\u514d\u652f\u4ed8\u73b0\u91d1\">\u907f\u514d\u652f\u4ed8\u73b0\u91d1<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e5%b0%8f%e5%bf%83%e6%8f%90%e9%98%b2%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9%e8%af%88%e9%aa%97\/#%E8%BF%87%E4%BD%8E%E7%9A%84%E4%BF%9D%E8%B4%B9\" title=\"\u8fc7\u4f4e\u7684\u4fdd\u8d39\">\u8fc7\u4f4e\u7684\u4fdd\u8d39<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e5%b0%8f%e5%bf%83%e6%8f%90%e9%98%b2%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9%e8%af%88%e9%aa%97\/#%E5%AE%89%E8%A3%85%E8%A1%8C%E8%BD%A6%E8%AE%B0%E5%BD%95%E4%BB%AA\" title=\"\u5b89\u88c5\u884c\u8f66\u8bb0\u5f55\u4eea\">\u5b89\u88c5\u884c\u8f66\u8bb0\u5f55\u4eea<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e5%b0%8f%e5%bf%83%e6%8f%90%e9%98%b2%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9%e8%af%88%e9%aa%97\/#%E5%B0%8F%E5%BF%83%E6%8F%90%E9%98%B2%E6%B1%BD%E8%BD%A6%E4%BF%9D%E9%99%A9%E8%AF%88%E9%AA%97\" title=\"\u5c0f\u5fc3\u63d0\u9632\u6c7d\u8f66\u4fdd\u9669\u8bc8\u9a97\">\u5c0f\u5fc3\u63d0\u9632\u6c7d\u8f66\u4fdd\u9669\u8bc8\u9a97<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"%E4%BB%80%E4%B9%88%E6%98%AF%E6%B1%BD%E8%BD%A6%E4%BF%9D%E9%99%A9%E8%AF%88%E9%AA%97%EF%BC%9F\"><\/span>\u4ec0\u4e48\u662f\u6c7d\u8f66\u4fdd\u9669\u8bc8\u9a97\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><a href=\"https:\/\/piam.org.my\/fraud-reporting\/\">\u6c7d\u8f66\u4fdd\u9669\u8bc8\u9a97<\/a>\u6307\u7684\u662f\u4e00\u79cd\u6b3a\u8bc8\u884c\u4e3a\uff0c\u53d1\u751f\u5728\u6c7d\u8f66\u4fdd\u9669\u7684\u4ea4\u6613\u4e2d\uff0c\u5f62\u5f0f\u5404\u5f0f\u5404\u6837\uff0c\u6bd4\u5982\u6295\u4fdd\u4eba\u5bf9\u4e00\u4e9b\u5b58\u5728\u7684\u771f\u5b9e\u60c5\u51b5\u8fdb\u884c\u6545\u610f\u9690\u7792\u3001\u63a9\u76d6\u3001\u626d\u66f2\u6216\u8005\u6545\u610f\u5236\u9020\u3001\u7f16\u9020\u865a\u5047\u4e8b\u5b9e\uff0c\u4ece\u800c\u5938\u5927\u635f\u5931\u7a0b\u5ea6\uff0c\u9003\u907f\u4e8b\u6545\u8d23\u4efb\u7b49\uff0c\u5373\u4e0d\u9075\u5b88\u8bda\u4fe1\u539f\u5219\uff0c\u4ee5\u8c0b\u53d6\u4fdd\u9669\u8d54\u507f\u91d1\u7684\u884c\u4e3a\u3002<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"%E6%B1%BD%E8%BD%A6%E4%BF%9D%E9%99%A9%E8%AF%88%E9%AA%97%E7%9A%84%E7%B1%BB%E5%9E%8B\"><\/span>\u6c7d\u8f66\u4fdd\u9669\u8bc8\u9a97\u7684\u7c7b\u578b<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"%E5%81%87%E4%BB%A3%E7%90%86\"><\/span>\u5047\u4ee3\u7406<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u8fd9\u6837\u7684\u60c5\u51b5\u7ecf\u5e38\u53d1\u751f\u5728\u65e0\u724c\u4fdd\u9669\u516c\u53f8\u6216\u81ea\u79f0\u662f\u4fdd\u9669\u516c\u53f8\u4ee3\u7406\u4eba\u7684\u4eba\u8eab\u4e0a\u3002<\/p>\n\n\n\n<p>\u8fd9\u4e9b\u4eba\u5192\u5145<a href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9%ef%bc%9a%e4%b8%8a%e7%bd%91%e8%b4%ad%e4%b9%b0-vs-%e4%bf%9d%e9%99%a9%e4%bb%a3%e7%90%86\/\">\u4fdd\u9669\u4ee3\u7406\u4eba<\/a>\uff0c\u4ee5\u4f60\u7684\u540d\u4e49\u7533\u8bf7\u4fdd\u5355\uff0c\u63a5\u7740\uff0c\u4ed6\u4eec\u4fdd\u7559\u4f60\u7684\u4fdd\u8d39\u5e76\u5728\u4f60\u4e0d\u77e5\u60c5\u7684\u60c5\u51b5\u4e0b\u53d6\u6d88\u4fdd\u5355\u3002<\/p>\n\n\n\n<p>\u4f60\u53ea\u80fd\u5728\u63d0\u51fa<a href=\"https:\/\/bjak.my\/blog\/%e6%83%b3%e8%a6%81%e7%b4%a2%e8%b5%94%e4%bf%9d%e9%99%a9%ef%bc%9f%e5%85%88%e4%ba%86%e8%a7%a3%e7%b4%a2%e8%b5%94%e7%b1%bb%e5%9e%8b%e5%92%8c%e6%96%b9%e6%b3%95\/\">\u4fdd\u9669\u7d22\u8d54<\/a>\u65f6\u624d\u4f1a\u53d1\u73b0\u4fdd\u5355\u5df2\u7ecf\u88ab\u53d6\u6d88\u4e86\uff0c\u56e0\u4e3a\u6ca1\u6709\u5408\u6cd5\u7684\u4fdd\u5355\uff0c\u6240\u4ee5\u4f60\u7684\u7d22\u8d54\u65e0\u6548\u3002<\/p>\n\n\n\n<p>\u5047\u8bbe\u4f60\u6ca1\u6709\u63d0\u51fa\u7d22\u8d54\uff0c\u90a3\u4e48\u4f60\u5c06\u4e0d\u4f1a\u5bdf\u89c9\u4f60\u7684\u4fdd\u5355\u6709\u4efb\u4f55\u4e0d\u59a5\u3002<\/p>\n\n\n\n<p>\u56e0\u6b64\uff0c\u8bf7\u5411\u4e13\u4e1a\u4e14\u6709\u4fdd\u8bc1\u7684\u4fdd\u9669\u4ee3\u7406\u8d2d\u4e70\u4fdd\u9669\uff0c\u5426\u5219\u5c06\u5bf9\u4f60\u548c\u4f60\u7684\u5bb6\u4eba\u5e26\u6765\u5f88\u5927\u7684\u56f0\u6270\u3002<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"%E5%81%87%E6%84%8F%E5%A4%96\"><\/span>\u5047\u610f\u5916<span 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href=\"https:\/\/www.sinchew.com.my\/20220415\/%E8%B7%91%E5%90%91%E8%BD%A6%E4%BB%A5%E8%82%89%E8%BA%AB%E6%92%9E%E6%8C%A1%E9%A3%8E%E9%95%9C-%E7%94%B7%E5%AD%90%E7%A2%B0%E7%93%B7%E5%80%92%E5%9C%A8%E8%BD%A6%E5%89%8D\/\">\u4e00\u540d\u7ad9\u5728\u9a6c\u8def\u4e2d\u592e\u7684\u7537\u5b50\uff0c\u4ee5\u8089\u8eab\u649e\u5411\u884c\u9a76\u4e2d\u7684\u8f7f\u8f66\uff0c\u4f01\u56fe\u5236\u9020\u5047\u8f66\u7978\u7d22\u507f<\/a>\u3002\u6240\u5e78\u4e8b\u4e3b\u8f7f\u8f66\u88c5\u6709\u884c\u8f66\u8bb0\u5f55\u4eea\uff0c\u7537\u5b50\u81ea\u77e5\u7406\u4e8f\uff0c\u624d\u8fc5\u901f\u79bb\u53bb\u3002<\/p>\n\n\n\n<p>\u5176\u4ed6\u5173\u4e8e\u5047\u610f\u5916\u7684\u4f8b\u5b50\uff1a<\/p>\n\n\n\n<ul><li>\u5bf9\u4ece\u672a\u53d1\u751f\u8fc7\u7684\u4e8b\u6545\u6216\u4f24\u5bb3\u63d0\u51fa\u865a\u5047\u7d22\u8d54<\/li><li>\u56e0\u81ea\u6b8b\u800c\u5bf9\u4e2a\u4eba\u610f\u5916\u4fdd\u9669\u5355\u63d0\u51fa\u7d22\u8d54<\/li><li>\u5236\u9020\u6545\u610f\u6ed1\u5012\u610f\u5916<\/li><li>\u865a\u62a5\u98df\u54c1\u6216\u996e\u6599\u6709\u5f02\u7269<\/li><li>\u4f2a\u9020\u6b7b\u4ea1\u8bc1\u4ee5\u63d0\u51fa\u6b7b\u4ea1\u7d22\u8d54<\/li><li>\u6545\u610f\u76d7\u7a83\u3001\u5077\u76d7\u6216\u7834\u574f<\/li><li>\u7eb5\u706b<\/li><li>\u6545\u610f\u5077\u7a83\u6c7d\u8f66<\/li><\/ul>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"%E5%A4%B8%E5%A4%A7%E6%8D%9F%E5%A4%B1%E9%87%91%E9%A2%9D\"><\/span>\u5938\u5927\u635f\u5931\u91d1\u989d<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u5938\u5927\u635f\u5931\u91d1\u989d\uff0c\u5373\u5938\u5927\u88ab\u76d7\u6216\u635f\u574f\u8d27\u7269\u7684\u4ef7\u503c\u3002<\/p>\n\n\n\n<p>\u4f8b\u5b50\uff1a<\/p>\n\n\n\n<ul><li>\u5938\u5927\u4e8b\u6545\u4e2d\u7684\u635f\u4f24\u6216\u53d7\u4f24\u7a0b\u5ea6<\/li><li>\u5938\u5927\u88ab\u76d7\u7269\u54c1\u7684\u4ef7\u683c\u4e0a\u6da8<\/li><li>\u5938\u5927\u533b\u7597\u8d39\u7528<\/li><\/ul>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"%E5%A6%82%E4%BD%95%E9%81%BF%E5%85%8D%E6%88%90%E4%B8%BA%E6%B1%BD%E8%BD%A6%E4%BF%9D%E9%99%A9%E8%AF%88%E9%AA%97%E6%A1%88%E7%9A%84%E5%8F%97%E5%AE%B3%E8%80%85%EF%BC%9F\"><\/span>\u5982\u4f55\u907f\u514d\u6210\u4e3a\u6c7d\u8f66\u4fdd\u9669\u8bc8\u9a97\u6848\u7684\u53d7\u5bb3\u8005\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"%E5%AF%B9%E4%BF%9D%E9%99%A9%E5%85%AC%E5%8F%B8%E8%BF%9B%E8%A1%8C%E6%B7%B1%E5%85%A5%E7%A0%94%E7%A9%B6\"><\/span>\u5bf9\u4fdd\u9669\u516c\u53f8\u8fdb\u884c\u6df1\u5165\u7814\u7a76<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u4f60\u6b63\u5728\u7528\u8f9b\u82e6\u8d5a\u6765\u7684\u94b1\u652f\u4ed8\u6c7d\u8f66\u4fdd\u9669\u8d39\u3002\u56e0\u6b64\u5728\u8d2d\u4e70\u8f66\u9669\u4e4b\u524d\uff0c\u8bf7\u786e\u4fdd\u4f60\u6240\u9009\u62e9\u7684\u4fdd\u9669\u516c\u53f8\u5df2\u6ce8\u518c\u4e14\u662f\u5408\u6cd5\u7684\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u4f60\u662f\u901a\u8fc7\u4fdd\u9669\u4ee3\u7406\u8d2d\u4e70\u8f66\u9669\uff0c\u4f60\u53ef\u4ee5\u8054\u7cfb\u4fdd\u9669\u7ec4\u7ec7\uff0c\u5982<a href=\"https:\/\/piam.org.my\/fraud-reporting\/#:~:text=You%20can%20report%20a%20fraud,%2D22%2D11%2D88.\">\u666e\u901a\u4fdd\u9669\u534f\u4f1a<\/a>\uff08Persatuan Insuran Am Malaysia\uff0cPIAM\uff09\u4ee5\u786e\u4fdd\u8be5\u4ee3\u7406\u662f\u4fdd\u9669\u516c\u53f8\u6388\u6743\u7684\u4ee3\u7406\u3002<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"%E4%B8%8D%E8%A6%81%E5%9C%A8%E7%A9%BA%E7%99%BD%E7%9A%84%E8%A1%A8%E6%A0%BC%E4%B8%8A%E7%AD%BE%E5%90%8D\"><\/span>\u4e0d\u8981\u5728\u7a7a\u767d\u7684\u8868\u683c\u4e0a\u7b7e\u540d<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u4e0d\u8981\u5728\u7a7a\u767d\u7684\u8868\u683c\u6216\u652f\u7968\u4e0a\u7b7e\u540d\uff0c\u4f60\u5e94\u8be5\u81ea\u5df1\u586b\u5199\u7533\u8bf7\u8868\u683c\u6216\u76f4\u63a5\u5411\u4fdd\u9669\u516c\u53f8\u8d2d\u4e70\u4fdd\u9669\u3002<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"%E9%81%BF%E5%85%8D%E6%94%AF%E4%BB%98%E7%8E%B0%E9%87%91\"><\/span>\u907f\u514d\u652f\u4ed8\u73b0\u91d1<span 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href=\"https:\/\/bjak.my\/blog\/%e9%a9%be%e8%bd%a6%e4%ba%ba%e5%a3%ab%e5%bf%85%e5%a4%87%e8%a1%8c%e8%bd%a6%e8%ae%b0%e5%bd%95%e4%bb%aa%e9%80%89%e8%b4%ad%e6%94%bb%e7%95%a5\/\">\u884c\u8f66\u8bb0\u5f55\u4eea<\/a>\u6709\u52a9\u4e8e\u8bb0\u5f55\u4f60\u7684\u884c\u7a0b\uff0c\u5305\u62ec\u4f60\u906d\u9047\u7684\u610f\u5916\u3002\u5982\u679c\u53d1\u751f\u5047\u8f66\u7978\uff0c<a href=\"https:\/\/bjak.my\/blog\/%e9%a9%be%e8%bd%a6%e4%ba%ba%e5%a3%ab%e5%bf%85%e5%a4%87%e8%a1%8c%e8%bd%a6%e8%ae%b0%e5%bd%95%e4%bb%aa%e9%80%89%e8%b4%ad%e6%94%bb%e7%95%a5\/#%E8%BF%98%E5%8E%9F%E4%BA%A4%E9%80%9A%E4%BA%8B%E6%95%85%E8%BF%87%E7%A8%8B\">\u4f60\u7684\u884c\u8f66\u8bb0\u5f55\u4eea\u5c31\u53ef\u4ee5\u4f5c\u4e3a\u8bc1\u636e\u4fdd\u62a4\u4f60<\/a>\u3002<\/p>\n\n\n\n<p>\u4e3a\u7231\u8f66\u5b89\u88c5\u884c\u8f66\u8bb0\u5f55\u4eea\u5982\u540c\u4e3a\u7231\u8f66\u8d2d\u4e70\u6c7d\u8f66\u4fdd\u9669\uff0c\u8d70\u5728\u98ce\u9669\u5904\u5904\u7684\u9053\u8def\u4e0a\uff0c\u591a\u4e00\u4efd\u4fdd\u9669\u5c31\u591a\u4e00\u4efd\u4fdd\u969c\u3002\u8f66\u4e3b\u5728\u9009\u8d2d\u884c\u8f66\u8bb0\u5f55\u4eea\u65f6\uff0c\u5176\u5b9e\u4e5f\u65e0\u9700\u592a\u8fc7\u7ea0\u7ed3\uff0c\u53ea\u9700\u9009\u62e9\u5177\u5907\u57fa\u672c\u529f\u80fd\uff0c\u7b26\u5408\u9884\u7b97\u5373\u53ef\u3002<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" 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