{"id":29506,"date":"2022-05-18T14:43:03","date_gmt":"2022-05-18T06:43:03","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=29506"},"modified":"2025-11-05T16:17:45","modified_gmt":"2025-11-05T08:17:45","slug":"should-you-stick-to-the-same-car-insurance-every-year","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/info\/should-you-stick-to-the-same-car-insurance-every-year","title":{"rendered":"Should You Stick to The Same Car Insurance Every Year?"},"content":{"rendered":"\n<p>All car owners must renew <a href=\"https:\/\/bjak.my\/en\">car insurance<\/a> and road tax every year. In addition to ensuring the validity for use, it protects the car in the event of any untoward incident.<\/p>\n\n\n\n<p>Many insurers offer various vehicle coverage with different offers and benefits after the tariff liberalisation in 2017. Since then, the premium rates for insurance have varied across insurers and Takaful operators.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d7e02a953f2\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d7e02a953f2\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/info\/should-you-stick-to-the-same-car-insurance-every-year\/#Should_you_renew_the_same_car_insurance_every_year\" title=\"Should you renew the same car insurance every year?\">Should you renew the same car insurance every year?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/info\/should-you-stick-to-the-same-car-insurance-every-year\/#What_should_you_do\" title=\"What should you do?\">What should you do?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/info\/should-you-stick-to-the-same-car-insurance-every-year\/#How_to_change_car_insurance\" title=\"How to change car insurance?\">How to change car insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/info\/should-you-stick-to-the-same-car-insurance-every-year\/#Tips_to_renew_different_car_insurance_plan\" title=\"Tips to renew different car insurance plan\">Tips to renew different car insurance plan<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/info\/should-you-stick-to-the-same-car-insurance-every-year\/#Sum_insured\" title=\"Sum insured\">Sum insured<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/info\/should-you-stick-to-the-same-car-insurance-every-year\/#Choose_a_plan_with_better_benefits\" title=\"Choose a plan with better benefits\">Choose a plan with better benefits<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bjak.my\/blog\/info\/should-you-stick-to-the-same-car-insurance-every-year\/#Compare_the_insurance_premium\" title=\"Compare the insurance premium\">Compare the insurance premium<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/bjak.my\/blog\/info\/should-you-stick-to-the-same-car-insurance-every-year\/#Purchase_necessary_additional_coverage\" title=\"Purchase necessary additional coverage\">Purchase necessary additional coverage<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/bjak.my\/blog\/info\/should-you-stick-to-the-same-car-insurance-every-year\/#Convenient_way_to_renew_insurance\" title=\"Convenient way to renew insurance\">Convenient way to renew insurance<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Should_you_renew_the_same_car_insurance_every_year\"><\/span>Should you renew the same car insurance every year?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Some may feel comfortable building a trusted relationship with the same insurer. Hence, they prefer to stick to the same insurance company every year.<\/p>\n\n\n\n<p>To your knowledge, you are not advised to renew it automatically with the same insurer every year. Why is that?<\/p>\n\n\n\n<p>Please note the insurance premium you pay during renewal may not be the lowest in the market. The benefits you might receive may not even be the best there are at the time.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"What_should_you_do\"><\/span>What should you do?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>As mentioned above, various insurers offer coverage to vehicle owners.<\/p>\n\n\n\n<p>You need to compare insurance brands to see the benefits and prices offered. That way, you can evaluate which insurance companies provide the best coverage and price for you. <\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"How_to_change_car_insurance\"><\/span>How to change car insurance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>There are two situations of insurance conversion that you need to understand:<\/p>\n\n\n\n<ol><li>Switch insurance that has expired<\/li><li>Switch insurance that has yet to expire<\/li><\/ol>\n\n\n\n<p>If your car insurance has expired, you may easily renew it with a different insurer. The steps are simple. You may renew insurance with your preferred insurers directly, through agents, or on any platform that offers insurance comparisons and purchases in one go. Examples are MyEG or Bjak.<\/p>\n\n\n\n<p>If your car insurance has yet to expire, you need to cancel your existing policy first. Upon cancellation, you may proceed with renewing with the new insurance company.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Tips_to_renew_different_car_insurance_plan\"><\/span>Tips to renew different car insurance plan<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>The followings are some factors that you should consider.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Sum_insured\"><\/span>Sum insured<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Make sure you put the proper sum insured by the market value or agreed value. We recommend you avoid putting low the sum insured than the market value of your car.<\/p>\n\n\n\n<p>It may be to your detriment to you in the future if something happens to your vehicle.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Choose_a_plan_with_better_benefits\"><\/span>Choose a plan with better benefits<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image\"><img data-attachment-id=\"5462\" data-permalink=\"https:\/\/bjak.my\/blog\/?attachment_id=5462\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/A5-Senarai-Syarikat-Insurans-Takaful-Kereta-Terbaik.jpg?fit=1600%2C900&amp;ssl=1\" data-orig-size=\"1600,900\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"A5&#8211;Senarai-Syarikat-Insurans&#8211;Takaful-Kereta-Terbaik\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/A5-Senarai-Syarikat-Insurans-Takaful-Kereta-Terbaik.jpg?fit=300%2C169&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/A5-Senarai-Syarikat-Insurans-Takaful-Kereta-Terbaik.jpg?fit=1080%2C608&amp;ssl=1\" loading=\"lazy\" width=\"1600\" height=\"900\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/A5-Senarai-Syarikat-Insurans-Takaful-Kereta-Terbaik.jpg?resize=854%2C481&amp;ssl=1\" alt=\"Senarai syarikat insurans kereta di Malaysia\" class=\"wp-image-5462\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/A5-Senarai-Syarikat-Insurans-Takaful-Kereta-Terbaik.jpg?w=1600&amp;ssl=1 1600w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/A5-Senarai-Syarikat-Insurans-Takaful-Kereta-Terbaik.jpg?resize=300%2C169&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/A5-Senarai-Syarikat-Insurans-Takaful-Kereta-Terbaik.jpg?resize=1080%2C608&amp;ssl=1 1080w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/A5-Senarai-Syarikat-Insurans-Takaful-Kereta-Terbaik.jpg?resize=768%2C432&amp;ssl=1 768w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/A5-Senarai-Syarikat-Insurans-Takaful-Kereta-Terbaik.jpg?resize=1536%2C864&amp;ssl=1 1536w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/A5-Senarai-Syarikat-Insurans-Takaful-Kereta-Terbaik.jpg?resize=1024%2C576&amp;ssl=1 1024w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><\/figure>\n\n\n\n<p>The main reason to renew insurance with different insurers is to get the best coverage. Do not proceed with a plan that cannot give you utter vehicle coverage.<\/p>\n\n\n\n<p>Compare the benefits across insurers to ensure it is better compared to your existing insurance.<\/p>\n\n\n\n<p>Example: <\/p>\n\n\n\n<p>Your previous plan does not offer free Personal Accident coverage. You may want to adjust the plan for your next renewal. Try to get the insurance that offers such benefits. Examples are Takaful Malaysia and Liberty Insurance.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Compare_the_insurance_premium\"><\/span>Compare the insurance premium<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>We encourage you to compare across multiple insurers. A comparison will allow you to get a better plan at an affordable price.<\/p>\n\n\n\n<p>Premium insurance may vary up to 50% depending on the car&#8217;s condition. That said, multiple comparisons can help you save by hundreds for your premium.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Purchase_necessary_additional_coverage\"><\/span>Purchase necessary additional coverage<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>If you do not purchase additional coverage in the previous policy, you may add several important coverages in the new policy. Examples are <a href=\"https:\/\/bjak.my\/blog\/car-insurance-add-on-special-perils-cover\/\">special perils<\/a> and windscreen.<\/p>\n\n\n\n<p>These two additional coverages are necessary for all vehicle owners. It ensures your vehicle is protected and protects you from suffering financial problems.<\/p>\n\n\n\n<p>To buy these additional coverages, make sure you purchase a <a href=\"https:\/\/bjak.my\/blog\/comprehensive-car-insurance\/\">comprehensive insurance<\/a> policy.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Convenient_way_to_renew_insurance\"><\/span>Convenient way to renew insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img data-attachment-id=\"26401\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-kereta\/jimat-lebih-bila-renew-insurans-kereta-dengan-5-cara-ni\/attachment\/10168\" data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/03\/10168.jpg?fit=1080%2C1080&amp;ssl=1\" data-orig-size=\"1080,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"10168\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/03\/10168.jpg?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/03\/10168.jpg?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"1080\" src=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/03\/10168.jpg?resize=854%2C854&amp;ssl=1\" alt=\"Bandingkan harga insurans kereta di Bjak untuk penjimatan berganda\" class=\"wp-image-26401\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/03\/10168.jpg?w=1080&amp;ssl=1 1080w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/03\/10168.jpg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/03\/10168.jpg?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/03\/10168.jpg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/03\/10168.jpg?resize=768%2C768&amp;ssl=1 768w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" \/><\/figure>\n\n\n\n<p>You do not have to compare multiple insurance companies on different websites. <\/p>\n\n\n\n<p>For convenience, you can use Bjak to save your time comparing 15 insurance brands in one go. Receive a free quote in just 3 minutes through WhatsApp or email.<\/p>\n\n\n\n<p>We hope this article is helpful to you!<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<p><em>Bjak is one of Malaysia&#8217;s biggest insurance comparison websites, offering policies from over 10 brands. Get your free insurance quote from Bjak today!<\/em><\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-black-color has-luminous-vivid-amber-background-color has-text-color has-background\" href=\"https:\/\/bjak.my\/en?utm_source=blogen&amp;utm_campaign=should-you-stick-to-the-same-car-insurance-every-year\" target=\"_blank\" rel=\"noreferrer noopener\"><strong data-l-s=\"50547\">Get Free Quote<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<p><em>Read more:<\/em><\/p>\n\n\n\n<ul><li><a href=\"https:\/\/bjak.my\/blog\/car-insurance-rates\/\"><strong><em>7 Factors That Determine Your Car Insurance Premium<\/em><\/strong><\/a><\/li><li><strong><em><a href=\"https:\/\/bjak.my\/blog\/renew-road-tax-deceased-owner\/\">How To Renew Road Tax If The Car Owner Is Deceased?<\/a><\/em><\/strong><\/li><li><strong><em><a href=\"https:\/\/bjak.my\/blog\/puspakom-hire-purchase-inspection\/\">Puspakom Hire Purchase Inspection For Used Vehicles<\/a><\/em><\/strong><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Should you renew the same car insurance every years? <\/p>\n<p>Read this article to help you decide your next insurance renewal.<\/p>\n","protected":false},"author":7,"featured_media":29634,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[1],"tags":[429,59],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Should You Stick to The Same Car Insurance Every Year? | BJAK<\/title>\n<meta name=\"description\" content=\"Should you renew the same car insurance every year? Read this article to help you decide on your next insurance renewal.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/info\/should-you-stick-to-the-same-car-insurance-every-year\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Should You Stick to The Same Car Insurance Every Year? | BJAK\" \/>\n<meta property=\"og:description\" content=\"Should you renew the same car insurance every year? Read this article to help you decide on your next insurance renewal.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bjak.my\/blog\/info\/should-you-stick-to-the-same-car-insurance-every-year\" \/>\n<meta property=\"og:site_name\" content=\"BJAK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bjak.my\" \/>\n<meta property=\"article:published_time\" content=\"2022-05-18T06:43:03+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-05T08:17:45+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/photo6273554215989260337.jpg?fit=1600%2C1012&#038;ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"1012\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:site\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Nurul\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/bjak.my\/blog\/#organization\",\"name\":\"Bjak\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/bjak.my\",\"https:\/\/www.instagram.com\/bjak.my\",\"https:\/\/www.linkedin.com\/company\/14607755\/admin\/\",\"https:\/\/twitter.com\/bjakmy\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"width\":756,\"height\":756,\"caption\":\"Bjak\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bjak.my\/blog\/#website\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"name\":\"BJAK\",\"description\":\"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!\",\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/bjak.my\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/info\/should-you-stick-to-the-same-car-insurance-every-year#primaryimage\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/photo6273554215989260337.jpg?fit=1600%2C1012&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/photo6273554215989260337.jpg?fit=1600%2C1012&ssl=1\",\"width\":1600,\"height\":1012,\"caption\":\"Should You Stick to The Same Car Insurance Every Year?\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/bjak.my\/blog\/info\/should-you-stick-to-the-same-car-insurance-every-year#webpage\",\"url\":\"https:\/\/bjak.my\/blog\/info\/should-you-stick-to-the-same-car-insurance-every-year\",\"name\":\"Should You Stick to The Same Car Insurance Every Year? | BJAK\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/info\/should-you-stick-to-the-same-car-insurance-every-year#primaryimage\"},\"datePublished\":\"2022-05-18T06:43:03+00:00\",\"dateModified\":\"2025-11-05T08:17:45+00:00\",\"description\":\"Should you renew the same car insurance every year? Read this article to help you decide on your next insurance renewal.\",\"breadcrumb\":{\"@id\":\"https:\/\/bjak.my\/blog\/info\/should-you-stick-to-the-same-car-insurance-every-year#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/bjak.my\/blog\/info\/should-you-stick-to-the-same-car-insurance-every-year\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/bjak.my\/blog\/info\/should-you-stick-to-the-same-car-insurance-every-year#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/bjak.my\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Should You Stick to The Same Car Insurance Every Year?\"}]},{\"@type\":\"Article\",\"@id\":\"https:\/\/bjak.my\/blog\/info\/should-you-stick-to-the-same-car-insurance-every-year#article\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/info\/should-you-stick-to-the-same-car-insurance-every-year#webpage\"},\"author\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/61a67d540bcf28158825938f12c23476\"},\"headline\":\"Should You Stick to The Same Car Insurance Every Year?\",\"datePublished\":\"2022-05-18T06:43:03+00:00\",\"dateModified\":\"2025-11-05T08:17:45+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/info\/should-you-stick-to-the-same-car-insurance-every-year#webpage\"},\"wordCount\":677,\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/info\/should-you-stick-to-the-same-car-insurance-every-year#primaryimage\"},\"thumbnailUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/photo6273554215989260337.jpg?fit=1600%2C1012&ssl=1\",\"keywords\":[\"Car insurance\",\"EN\"],\"articleSection\":[\"Info\"],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/61a67d540bcf28158825938f12c23476\",\"name\":\"Nurul\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/efe7c28f15006a16066c9be6282f5f7b?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/efe7c28f15006a16066c9be6282f5f7b?s=96&d=mm&r=g\",\"caption\":\"Nurul\"},\"description\":\"I write to express.\",\"url\":\"https:\/\/bjak.my\/blog\/author\/nurulazwamohdaris\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Should You Stick to The Same Car Insurance Every Year? | BJAK","description":"Should you renew the same car insurance every year? Read this article to help you decide on your next insurance renewal.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/bjak.my\/blog\/info\/should-you-stick-to-the-same-car-insurance-every-year","og_locale":"en_US","og_type":"article","og_title":"Should You Stick to The Same Car Insurance Every Year? | BJAK","og_description":"Should you renew the same car insurance every year? Read this article to help you decide on your next insurance renewal.","og_url":"https:\/\/bjak.my\/blog\/info\/should-you-stick-to-the-same-car-insurance-every-year","og_site_name":"BJAK","article_publisher":"https:\/\/www.facebook.com\/bjak.my","article_published_time":"2022-05-18T06:43:03+00:00","article_modified_time":"2025-11-05T08:17:45+00:00","og_image":[{"width":1600,"height":1012,"url":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/photo6273554215989260337.jpg?fit=1600%2C1012&ssl=1","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_creator":"@bjakmy","twitter_site":"@bjakmy","twitter_misc":{"Written by":"Nurul","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Organization","@id":"https:\/\/bjak.my\/blog\/#organization","name":"Bjak","url":"https:\/\/bjak.my\/blog\/","sameAs":["https:\/\/www.facebook.com\/bjak.my","https:\/\/www.instagram.com\/bjak.my","https:\/\/www.linkedin.com\/company\/14607755\/admin\/","https:\/\/twitter.com\/bjakmy"],"logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","contentUrl":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","width":756,"height":756,"caption":"Bjak"},"image":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/"}},{"@type":"WebSite","@id":"https:\/\/bjak.my\/blog\/#website","url":"https:\/\/bjak.my\/blog\/","name":"BJAK","description":"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!","publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/bjak.my\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/info\/should-you-stick-to-the-same-car-insurance-every-year#primaryimage","url":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/photo6273554215989260337.jpg?fit=1600%2C1012&ssl=1","contentUrl":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/photo6273554215989260337.jpg?fit=1600%2C1012&ssl=1","width":1600,"height":1012,"caption":"Should You Stick to The Same Car Insurance Every Year?"},{"@type":"WebPage","@id":"https:\/\/bjak.my\/blog\/info\/should-you-stick-to-the-same-car-insurance-every-year#webpage","url":"https:\/\/bjak.my\/blog\/info\/should-you-stick-to-the-same-car-insurance-every-year","name":"Should You Stick to The Same Car Insurance Every Year? | BJAK","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/bjak.my\/blog\/info\/should-you-stick-to-the-same-car-insurance-every-year#primaryimage"},"datePublished":"2022-05-18T06:43:03+00:00","dateModified":"2025-11-05T08:17:45+00:00","description":"Should you renew the same car insurance every year? Read this article to help you decide on your next insurance renewal.","breadcrumb":{"@id":"https:\/\/bjak.my\/blog\/info\/should-you-stick-to-the-same-car-insurance-every-year#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/bjak.my\/blog\/info\/should-you-stick-to-the-same-car-insurance-every-year"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/bjak.my\/blog\/info\/should-you-stick-to-the-same-car-insurance-every-year#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/bjak.my\/blog\/"},{"@type":"ListItem","position":2,"name":"Should You Stick to The Same Car Insurance Every Year?"}]},{"@type":"Article","@id":"https:\/\/bjak.my\/blog\/info\/should-you-stick-to-the-same-car-insurance-every-year#article","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/info\/should-you-stick-to-the-same-car-insurance-every-year#webpage"},"author":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/61a67d540bcf28158825938f12c23476"},"headline":"Should You Stick to The Same Car Insurance Every Year?","datePublished":"2022-05-18T06:43:03+00:00","dateModified":"2025-11-05T08:17:45+00:00","mainEntityOfPage":{"@id":"https:\/\/bjak.my\/blog\/info\/should-you-stick-to-the-same-car-insurance-every-year#webpage"},"wordCount":677,"publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"image":{"@id":"https:\/\/bjak.my\/blog\/info\/should-you-stick-to-the-same-car-insurance-every-year#primaryimage"},"thumbnailUrl":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/photo6273554215989260337.jpg?fit=1600%2C1012&ssl=1","keywords":["Car insurance","EN"],"articleSection":["Info"],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/61a67d540bcf28158825938f12c23476","name":"Nurul","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/efe7c28f15006a16066c9be6282f5f7b?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/efe7c28f15006a16066c9be6282f5f7b?s=96&d=mm&r=g","caption":"Nurul"},"description":"I write to express.","url":"https:\/\/bjak.my\/blog\/author\/nurulazwamohdaris"}]}},"jetpack_featured_media_url":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/photo6273554215989260337.jpg?fit=1600%2C1012&ssl=1","_links":{"self":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/29506"}],"collection":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/comments?post=29506"}],"version-history":[{"count":8,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/29506\/revisions"}],"predecessor-version":[{"id":51530,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/29506\/revisions\/51530"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media\/29634"}],"wp:attachment":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media?parent=29506"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/categories?post=29506"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/tags?post=29506"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}