{"id":30066,"date":"2022-05-11T14:35:47","date_gmt":"2022-05-11T06:35:47","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=30066"},"modified":"2022-05-11T14:35:49","modified_gmt":"2022-05-11T06:35:49","slug":"%e4%bf%9d%e9%99%a9%e7%b4%a2%e8%b5%94%ef%bc%9a%e4%bb%80%e4%b9%88%e6%98%af%e4%ba%92%e6%92%9e%e8%87%aa%e8%b5%94%ef%bc%88od-kfk%ef%bc%89","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e4%bf%9d%e9%99%a9%e7%b4%a2%e8%b5%94%ef%bc%9a%e4%bb%80%e4%b9%88%e6%98%af%e4%ba%92%e6%92%9e%e8%87%aa%e8%b5%94%ef%bc%88od-kfk%ef%bc%89","title":{"rendered":"\u4fdd\u9669\u7d22\u8d54\uff1a\u4ec0\u4e48\u662f\u201c\u4e92\u649e\u81ea\u8d54\uff08OD KFK\uff09\u201d\uff1f"},"content":{"rendered":"\n<p>\u6b63\u6240\u8c13\u201c\u9a6c\u8def\u5982\u864e\u53e3\u201d\uff0c\u5f00\u8f66\u4e0a\u8def\u80af\u5b9a\u4f1a\u6709\u98ce\u9669\uff0c\u9a7e\u9a76\u8005\u9664\u4e86\u8981\u5c0f\u5fc3\u5f00\u8f66\uff0c\u8fd8\u8981\u505a\u597d\u5fc3\u7406\u51c6\u5907\u968f\u65f6\u53d1\u751f\u72b6\u51b5\u3002<\/p>\n\n\n\n<p>\u5728\u53d1\u751f\u610f\u5916\u4e8b\u6545\u65f6\uff0c<a href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9%e5%ae%8c%e6%95%b4%e6%8c%87%e5%8d%97\/\">\u6c7d\u8f66\u4fdd\u9669<\/a>\u5728\u4fdd\u969c\u8f66\u8f86\u65b9\u9762\u53d1\u6325\u7740\u91cd\u8981\u4f5c\u7528\u3002<\/p>\n\n\n\n<p>\u901a\u8fc7\u62e5\u6709\u6c7d\u8f66\u4fdd\u9669\uff0c\u53ea\u8981\u7b26\u5408<a href=\"https:\/\/bjak.my\/blog\/%E6%83%B3%E8%A6%81%E7%B4%A2%E8%B5%94%E4%BF%9D%E9%99%A9%EF%BC%9F%E5%85%88%E4%BA%86%E8%A7%A3%E7%B4%A2%E8%B5%94%E7%B1%BB%E5%9E%8B%E5%92%8C%E6%96%B9%E6%B3%95\/\">\u4fdd\u9669\u7d22\u8d54<\/a>\u7684\u6761\u4ef6\uff0c\u8f66\u4e3b\u5c31\u53ef\u4ee5\u63d0\u51fa\u4fdd\u9669\u7d22\u8d54\u4ee5\u4fee\u590d\u635f\u574f\u7684\u6c7d\u8f66\uff0c\u4ece\u800c\u51cf\u8f7b\u7ecf\u6d4e\u4e0a\u7684\u8d1f\u62c5\u3002<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d7b3efda5ed\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d7b3efda5ed\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e4%bf%9d%e9%99%a9%e7%b4%a2%e8%b5%94%ef%bc%9a%e4%bb%80%e4%b9%88%e6%98%af%e4%ba%92%e6%92%9e%e8%87%aa%e8%b5%94%ef%bc%88od-kfk%ef%bc%89\/#%E4%BB%80%E4%B9%88%E6%98%AF%E2%80%9C%E4%BA%92%E6%92%9E%E8%87%AA%E8%B5%94%E2%80%9D%EF%BC%88OWN_DAMAGE_KNOCK-FOR-KNOCK_%EF%BC%89%EF%BC%9F\" title=\"\u4ec0\u4e48\u662f\u201c\u4e92\u649e\u81ea\u8d54\u201d\uff08OWN DAMAGE KNOCK-FOR-KNOCK \uff09\uff1f\">\u4ec0\u4e48\u662f\u201c\u4e92\u649e\u81ea\u8d54\u201d\uff08OWN DAMAGE KNOCK-FOR-KNOCK \uff09\uff1f<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e4%bf%9d%e9%99%a9%e7%b4%a2%e8%b5%94%ef%bc%9a%e4%bb%80%e4%b9%88%e6%98%af%e4%ba%92%e6%92%9e%e8%87%aa%e8%b5%94%ef%bc%88od-kfk%ef%bc%89\/#%E4%BA%92%E6%92%9E%E8%87%AA%E8%B5%94%E5%8D%8F%E8%AE%AE\" title=\"\u4e92\u649e\u81ea\u8d54\u534f\u8bae\">\u4e92\u649e\u81ea\u8d54\u534f\u8bae<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e4%bf%9d%e9%99%a9%e7%b4%a2%e8%b5%94%ef%bc%9a%e4%bb%80%e4%b9%88%e6%98%af%e4%ba%92%e6%92%9e%e8%87%aa%e8%b5%94%ef%bc%88od-kfk%ef%bc%89\/#%E4%B8%BA%E4%BB%80%E4%B9%88%E4%B8%8D%E6%8F%90%E5%87%BA%E7%AC%AC%E4%B8%89%E6%96%B9%E4%BF%9D%E9%99%A9%E7%B4%A2%E8%B5%94%EF%BC%9F\" title=\"\u4e3a\u4ec0\u4e48\u4e0d\u63d0\u51fa\u7b2c\u4e09\u65b9\u4fdd\u9669\u7d22\u8d54\uff1f\">\u4e3a\u4ec0\u4e48\u4e0d\u63d0\u51fa\u7b2c\u4e09\u65b9\u4fdd\u9669\u7d22\u8d54\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e4%bf%9d%e9%99%a9%e7%b4%a2%e8%b5%94%ef%bc%9a%e4%bb%80%e4%b9%88%e6%98%af%e4%ba%92%e6%92%9e%e8%87%aa%e8%b5%94%ef%bc%88od-kfk%ef%bc%89\/#%E6%8F%90%E5%87%BA%E4%BA%92%E6%92%9E%E8%87%AA%E8%B5%94%E7%9A%84%E6%9D%A1%E4%BB%B6%E6%98%AF%E4%BB%80%E4%B9%88%EF%BC%9F\" title=\"\u63d0\u51fa\u4e92\u649e\u81ea\u8d54\u7684\u6761\u4ef6\u662f\u4ec0\u4e48\uff1f\">\u63d0\u51fa\u4e92\u649e\u81ea\u8d54\u7684\u6761\u4ef6\u662f\u4ec0\u4e48\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e4%bf%9d%e9%99%a9%e7%b4%a2%e8%b5%94%ef%bc%9a%e4%bb%80%e4%b9%88%e6%98%af%e4%ba%92%e6%92%9e%e8%87%aa%e8%b5%94%ef%bc%88od-kfk%ef%bc%89\/#%E6%8F%90%E5%87%BA%E4%BA%92%E6%92%9E%E8%87%AA%E8%B5%94%E9%9C%80%E8%A6%81%E5%93%AA%E4%BA%9B%E6%96%87%E4%BB%B6%EF%BC%9F\" title=\"\u63d0\u51fa\u4e92\u649e\u81ea\u8d54\u9700\u8981\u54ea\u4e9b\u6587\u4ef6\uff1f\">\u63d0\u51fa\u4e92\u649e\u81ea\u8d54\u9700\u8981\u54ea\u4e9b\u6587\u4ef6\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e4%bf%9d%e9%99%a9%e7%b4%a2%e8%b5%94%ef%bc%9a%e4%bb%80%e4%b9%88%e6%98%af%e4%ba%92%e6%92%9e%e8%87%aa%e8%b5%94%ef%bc%88od-kfk%ef%bc%89\/#%E8%B0%81%E5%8F%AF%E4%BB%A5%E6%8F%90%E5%87%BA%E4%BA%92%E6%92%9E%E8%87%AA%E8%B5%94%EF%BC%9F\" title=\"\u8c01\u53ef\u4ee5\u63d0\u51fa\u4e92\u649e\u81ea\u8d54\uff1f\">\u8c01\u53ef\u4ee5\u63d0\u51fa\u4e92\u649e\u81ea\u8d54\uff1f<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e4%bf%9d%e9%99%a9%e7%b4%a2%e8%b5%94%ef%bc%9a%e4%bb%80%e4%b9%88%e6%98%af%e4%ba%92%e6%92%9e%e8%87%aa%e8%b5%94%ef%bc%88od-kfk%ef%bc%89\/#%E4%BA%86%E8%A7%A3%E4%BD%A0%E8%A6%81%E6%8F%90%E5%87%BA%E7%9A%84%E7%B4%A2%E8%B5%94%E7%B1%BB%E5%9E%8B\" title=\"\u4e86\u89e3\u4f60\u8981\u63d0\u51fa\u7684\u7d22\u8d54\u7c7b\u578b\">\u4e86\u89e3\u4f60\u8981\u63d0\u51fa\u7684\u7d22\u8d54\u7c7b\u578b<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"%E4%BB%80%E4%B9%88%E6%98%AF%E2%80%9C%E4%BA%92%E6%92%9E%E8%87%AA%E8%B5%94%E2%80%9D%EF%BC%88OWN_DAMAGE_KNOCK-FOR-KNOCK_%EF%BC%89%EF%BC%9F\"><\/span>\u4ec0\u4e48\u662f\u201c\u4e92\u649e\u81ea\u8d54\u201d\uff08OWN DAMAGE KNOCK-FOR-KNOCK \uff09\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5728\u53d1\u751f\u4ea4\u901a\u4e8b\u6545\u540e\uff0c\u4f60\u53ef\u4ee5\u63d0\u51fa<a href=\"https:\/\/bjak.my\/blog\/%e6%83%b3%e8%a6%81%e7%b4%a2%e8%b5%94%e4%bf%9d%e9%99%a9%ef%bc%9f%e5%85%88%e4%ba%86%e8%a7%a3%e7%b4%a2%e8%b5%94%e7%b1%bb%e5%9e%8b%e5%92%8c%e6%96%b9%e6%b3%95\/#%E6%B1%BD%E8%BD%A6%E4%BF%9D%E9%99%A9%E7%B4%A2%E8%B5%94%E7%9A%84%E7%B1%BB%E5%9E%8B\">\u4e09\u79cd\u7c7b\u578b\u7684\u4fdd\u9669\u7d22\u8d54<\/a>\uff0c\u5373\uff1a<\/p>\n\n\n\n<ul><li><a href=\"https:\/\/bjak.my\/blog\/%e5%a6%82%e6%9e%9c%e6%82%a8%e6%98%af%e8%82%87%e7%a5%b8%e8%80%85%e5%8f%af%e4%bb%a5%e6%8f%90%e5%87%ba%e8%87%aa%e6%8d%9f%e7%b4%a2%e8%b5%94%e5%90%97\/\">\u81ea\u635f\u7d22\u8d54\uff08Own Damage Claim\uff09(OD CLAIM)&nbsp;<\/a><\/li><li><a href=\"https:\/\/bjak.my\/blog\/%e5%a6%82%e4%bd%95%e5%90%91%e7%ac%ac%e4%b8%89%e6%96%b9%e6%8f%90%e5%87%ba%e4%bf%9d%e9%99%a9%e7%b4%a2%e8%b5%94%ef%bc%9f\/\">\u7b2c\u4e09\u65b9\u4fdd\u9669\u7d22\u8d54\uff08THIRD PARTY CLAIM \uff09(TP CLAIM)<\/a><\/li><li>\u81ea\u8eab\u4fdd\u9669\u7d22\u8d54\u6216\u79f0\u4e92\u649e\u81ea\u8d54\uff08OWN DAMAGE KNOCK-FOR-KNOCK CLAIM \uff09(OD KFK CLAIM)<\/li><\/ul>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"%E4%BA%92%E6%92%9E%E8%87%AA%E8%B5%94%E5%8D%8F%E8%AE%AE\"><\/span>\u4e92\u649e\u81ea\u8d54\u534f\u8bae<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u4e92\u649e\u81ea\u8d54\u534f\u8bae\u662f\u9a6c\u6765\u897f\u4e9a\u6240\u6709\u4fdd\u9669\u516c\u53f8\u7b7e\u7f72\u7684\u534f\u8bae\uff0c\u76ee\u7684\u662f\u786e\u4fdd\u4fdd\u9669\u516c\u53f8\u5bf9\u5176\u6295\u4fdd\u4eba\u8f66\u8f86\u7684\u635f\u574f\u627f\u62c5\u8d23\u4efb\uff0c\u5373\u4f7f\u662f\u7b2c\u4e09\u65b9\u9020\u6210\u8f66\u7978\uff0c\u4e5f\u4e0d\u5411\u7b2c\u4e09\u65b9\u7684\u4fdd\u9669\u516c\u53f8\u7d22\u8d54\u3002<\/p>\n\n\n\n<p>\u901a\u8fc7\u6b64\u534f\u8bae\uff0c\u7efc\u5408\u578b\u4fdd\u9669\u7684\u6295\u4fdd\u4eba\u53ef\u4ee5\u5c31\u610f\u5916\u63d0\u51fa\u7d22\u8d54\uff0c\u524d\u63d0\u662f\u610f\u5916\u4e0d\u662f\u4ed6\u81ea\u5df1\u9020\u6210\u7684\u3002<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"%E4%B8%BA%E4%BB%80%E4%B9%88%E4%B8%8D%E6%8F%90%E5%87%BA%E7%AC%AC%E4%B8%89%E6%96%B9%E4%BF%9D%E9%99%A9%E7%B4%A2%E8%B5%94%EF%BC%9F\"><\/span>\u4e3a\u4ec0\u4e48\u4e0d\u63d0\u51fa\u7b2c\u4e09\u65b9\u4fdd\u9669\u7d22\u8d54\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image\"><img src=\"https:\/\/i1.wp.com\/bjak.com\/blog\/wp-content\/uploads\/2021\/09\/BeFunky-collage-9-1.jpg?resize=800%2C400&amp;ssl=1\" alt=\"\u4e0e\u63d0\u51fa\u7b2c\u4e09\u65b9\u4fdd\u9669\u7d22\u8d54\u76f8\u6bd4\uff0c\u4e92\u649e\u81ea\u8d54\u7684\u7d22\u8d54\u8fc7\u7a0b\u6bd4\u8f83\u5feb\"\/><\/figure>\n\n\n\n<p>\u5728\u53d1\u751f\u610f\u5916\u63d0\u51fa\u4fdd\u9669\u7d22\u8d54\u65f6\uff0c\u82e5\u63d0\u51fa<a href=\"https:\/\/bjak.my\/blog\/%e6%83%b3%e8%a6%81%e7%b4%a2%e8%b5%94%e4%bf%9d%e9%99%a9%ef%bc%9f%e5%85%88%e4%ba%86%e8%a7%a3%e7%b4%a2%e8%b5%94%e7%b1%bb%e5%9e%8b%e5%92%8c%e6%96%b9%e6%b3%95\/#%E8%87%AA%E6%8D%9F%E7%B4%A2%E8%B5%94%EF%BC%88Own_Damage_Claim%EF%BC%89OD_CLAIM\">\u81ea\u635f\u7d22\u8d54<\/a>\uff0c\u4f60\u7684<a href=\"https:\/\/bjak.my\/blog\/%e6%82%a8%e5%bf%85%e9%a1%bb%e7%9f%a5%e9%81%93%e7%9a%84%e6%97%a0%e7%b4%a2%e5%81%bf%e6%8a%98%e6%89%a3%e7%8e%87%ef%bc%88ncd%ef%bc%89\/\">\u65e0\u7d22\u507f\u6298\u6263\u7387\uff08NCD<\/a>\uff09\u5c06\u91cd\u5f52\u4e3a\u96f6\uff0c\u5373\u8868\u793a\u4f60\u4e0b\u4e00\u6b21\u7684\u8f66\u9669\u4fdd\u8d39\u5c06\u65e0\u6cd5\u83b7\u5f97\u6298\u6263\u3002<\/p>\n\n\n\n<p>\u7136\u800c\uff0c\u5982\u679c\u4f60\u63d0\u51fa\u4e92\u649e\u81ea\u8d54\uff0c\u4f60\u5c06\u53ef\u4eab\u6709\u4ee5\u4e0b\u7684\u597d\u5904\uff1a<\/p>\n\n\n\n<ul><li>\u4e0d\u4f1a\u5f71\u54cd\u4f60\u7684NCD<\/li><li>\u4e0e\u63d0\u51fa<a 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