{"id":32810,"date":"2022-06-24T09:17:37","date_gmt":"2022-06-24T01:17:37","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=32810"},"modified":"2022-07-13T12:12:46","modified_gmt":"2022-07-13T04:12:46","slug":"%e6%b1%bd%e8%bd%a6%e6%b3%a1%e6%b0%b4%e6%8d%9f%e5%9d%8f%e8%af%a5%e5%a6%82%e4%bd%95%e7%b4%a2%e8%b5%94","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e6%b1%bd%e8%bd%a6%e6%b3%a1%e6%b0%b4%e6%8d%9f%e5%9d%8f%e8%af%a5%e5%a6%82%e4%bd%95%e7%b4%a2%e8%b5%94","title":{"rendered":"\u4fdd\u9669\u7d22\u8d54\uff1a\u6c7d\u8f66\u6ce1\u6c34\u635f\u574f\uff0c\u8be5\u5982\u4f55\u7d22\u8d54\uff1f"},"content":{"rendered":"\n<p>\u53bb\u5e7412\u6708\uff0c<a 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Berhad\uff09\u7684\u6570\u636e\u663e\u793a<\/a>\uff0c\u53bb\u5e74\u56e0\u6c34\u707e\u9700\u8981\u5411\u4fdd\u9669\u516c\u53f8\u547c\u53eb\u62d6\u8f66\u670d\u52a1\u7684\u53d7\u4fdd\u6c7d\u8f66\u5f53\u4e2d\uff0c<strong>\u53ea\u670918%\u7684\u6c7d\u8f66\u6709\u8d2d\u4e70\u6c34\u707e\u9669\u6216\u5929\u707e\u9669\uff0c\u800c82%\u88ab\u6c34\u707e\u635f\u574f\u7684\u6c7d\u8f66\u9700\u8981\u8f66\u4e3b\u81ea\u4ed8\u7ef4\u4fee\u8d39<\/strong>\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u4f60\u7684\u8f66\u5b50\u56e0\u4e3a\u81ea\u7136\u707e\u5bb3\u5982\u6c34\u707e\u6216\u571f\u5d29\u5bfc\u81f4\u635f\u574f\u800c\u63d0\u51fa\u4fdd\u9669\u7d22\u8d54\uff0c\u4f60\u7684<a href=\"https:\/\/bjak.my\/blog\/%e6%82%a8%e5%bf%85%e9%a1%bb%e7%9f%a5%e9%81%93%e7%9a%84%e6%97%a0%e7%b4%a2%e5%81%bf%e6%8a%98%e6%89%a3%e7%8e%87%ef%bc%88ncd%ef%bc%89\/\">\u65e0\u7d22\u507f\u6298\u6263\u7387\uff08NCD\uff09<\/a>\u5c06\u4f1a\u91cd\u5f52\u4e3a0%\uff0c\u7136\u800c\uff0c\u5982\u679c\u4f60\u5728\u66f4\u65b0\u8f66\u9669\u65f6\u8d2d\u4e70\u4e86\u201c\u81ea\u7136\u707e\u5bb3\u4fdd\u969c\u201d\uff0c\u90a3\u4e48\u7d22\u8d54\u4fdd\u9669\u5c31\u4e0d\u4f1a\u5f71\u54cd\u4f60\u7684\u65e0\u7d22\u507f\u6298\u6263\u7387\u3002<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d7904ca08de\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d7904ca08de\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e6%b1%bd%e8%bd%a6%e6%b3%a1%e6%b0%b4%e6%8d%9f%e5%9d%8f%e8%af%a5%e5%a6%82%e4%bd%95%e7%b4%a2%e8%b5%94\/#%E8%87%AA%E7%84%B6%E7%81%BE%E5%AE%B3%E4%BF%9D%E9%9A%9C%EF%BC%88Special_Perils_Cover_%EF%BC%89\" title=\"\u81ea\u7136\u707e\u5bb3\u4fdd\u969c\uff08Special Perils Cover \uff09\">\u81ea\u7136\u707e\u5bb3\u4fdd\u969c\uff08Special Perils Cover \uff09<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e6%b1%bd%e8%bd%a6%e6%b3%a1%e6%b0%b4%e6%8d%9f%e5%9d%8f%e8%af%a5%e5%a6%82%e4%bd%95%e7%b4%a2%e8%b5%94\/#%E6%B1%BD%E8%BD%A6%E6%B3%A1%E6%B0%B4%E6%8D%9F%E5%9D%8F%EF%BC%8C%E5%A6%82%E4%BD%95%E6%8F%90%E5%87%BA%E4%BF%9D%E9%99%A9%E7%B4%A2%E8%B5%94%EF%BC%9F\" title=\"\u6c7d\u8f66\u6ce1\u6c34\u635f\u574f\uff0c\u5982\u4f55\u63d0\u51fa\u4fdd\u9669\u7d22\u8d54\uff1f\">\u6c7d\u8f66\u6ce1\u6c34\u635f\u574f\uff0c\u5982\u4f55\u63d0\u51fa\u4fdd\u9669\u7d22\u8d54\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e6%b1%bd%e8%bd%a6%e6%b3%a1%e6%b0%b4%e6%8d%9f%e5%9d%8f%e8%af%a5%e5%a6%82%e4%bd%95%e7%b4%a2%e8%b5%94\/#%E8%AE%A9%E7%88%B1%E8%BD%A6%E8%8E%B7%E5%BE%97%E5%85%A8%E9%9D%A2%E4%BF%9D%E9%9A%9C\" title=\"\u8ba9\u7231\u8f66\u83b7\u5f97\u5168\u9762\u4fdd\u969c\">\u8ba9\u7231\u8f66\u83b7\u5f97\u5168\u9762\u4fdd\u969c<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"%E8%87%AA%E7%84%B6%E7%81%BE%E5%AE%B3%E4%BF%9D%E9%9A%9C%EF%BC%88Special_Perils_Cover_%EF%BC%89\"><\/span>\u81ea\u7136\u707e\u5bb3\u4fdd\u969c\uff08Special Perils Cover \uff09<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img src=\"https:\/\/lh6.googleusercontent.com\/XzXUBCmR-9bbmMO8hJwoIIKcTXQzmS1Hybh_CaEP1ZbkBZ4YAqEm3gdKYby-1voAWEzMLahLcMO5uTeu_6aEMPmzpeqsiB2b6JeK4H8yy_lky1ZkFaelQsvJZj65xxfsSJLCKZhu01WO5f1awA\" alt=\"\u6c7d\u8f66\u6ce1\u6c34\uff0c\u5982\u4f55\u63d0\u51fa\u7d22\u8d54\"\/><\/figure>\n\n\n\n<p>\u81ea\u7136\u707e\u5bb3\u4fdd\u969c\u6307\u7684\u662f\u6d89\u53ca\u81ea\u7136\u707e\u5bb3\uff0c\u5982\u6c34\u707e\u3001\u98ce\u66b4\u3001\u571f\u5d29\u3001\u5730\u9707\u7b49\u9020\u6210\u8f66\u5b50\u635f\u574f\u800c\u83b7\u5f97\u8d54\u507f\u7684\u4fdd\u969c\u3002<\/p>\n\n\n\n<p>\u4efb\u4f55\u5929\u707e\u5bfc\u81f4\u6c7d\u8f66\u53d7\u635f\u90fd\u53ef\u4ee5\u7eb3\u5165\u81ea\u7136\u707e\u5bb3\u4fdd\u969c\uff0c\u4f46<strong>\u5fc5\u987b\u662f\u201c\u5929\u707e\u201d\uff0c\u800c\u4e0d\u662f\u201c\u4eba\u4e3a\u201d\u7684<\/strong>\u3002\u6253\u4e2a\u6bd4\u65b9\uff0c\u5982\u679c\u66b4\u98ce\u96e8\u628a\u5927\u6811\u522e\u5012\uff0c\u9020\u6210\u5927\u6811\u5012\u4e0b\u538b\u574f\u4e86\u60a8\u7684\u8f66\uff0c\u800c\u4fdd\u9669\u516c\u53f8\u67e5\u660e\u662f\u5929\u707e\u56e0\u7d20\u5c31\u4f1a\u505a\u51fa\u7d22\u8d54\uff1b\u53ef\u5982\u679c\u662f\u4eba\u4e3a\u56e0\u7d20\uff0c\u6bd4\u5982\u5df4\u58eb\u649e\u5012\u5927\u6811\u5bfc\u81f4\u5927\u6811\u538b\u574f\u60a8\u7684\u8f66\uff0c\u5c31\u65e0\u6cd5\u5f52\u7c7b\u4e3a\u81ea\u7136\u707e\u5bb3\u4fdd\u969c\u4e86\u3002<\/p>\n\n\n\n<h2><span 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href=\"https:\/\/bjak.my\/blog\/%e6%82%a8%e7%9a%84%e8%bd%a6%e5%ad%90%e9%9c%80%e8%a6%81%e8%87%aa%e7%84%b6%e7%81%be%e5%ae%b3%e4%bf%9d%e9%9a%9c%e5%90%97%ef%bc%9f\/\">\u81ea\u7136\u707e\u5bb3\u4fdd\u969c<\/a>\uff0c\u5f53\u8f66\u8f86\u56e0\u6c34\u707e\u800c\u9020\u6210\u635f\u574f\u65f6\uff0c\u4f60\u5c31\u53ef\u4ee5\u5411\u4fdd\u9669\u516c\u53f8\u63d0\u51fa\u7d22\u8d54\u3002<\/p>\n\n\n\n<p>\u4ee5\u4e0b\u662f\u63d0\u51fa\u4fdd\u9669\u7d22\u8d54\u7684\u6b65\u9aa4\uff1a<\/p>\n\n\n\n<ol><li>\u5982\u679c\u6c7d\u8f66\u6d78\u6ce1\u6c34\u4e2d\uff0c\u8bf7\u4e0d\u8981\u542f\u52a8\u6c7d\u8f66\u3001\u6e05\u6d17\u6216\u6e05\u7406\u6c7d\u8f66\u5185\u5916\u3002\u56e0\u4e3a\u4f60\u9700\u8981\u5c06\u6b64\u4f5c\u4e3a\u8bc1\u636e\u63d0\u4f9b\u7ed9\u4f60\u7684\u4fdd\u9669\u516c\u53f8\u3002<\/li><li>\u62cd\u6444\u8f66\u8f86\u635f\u574f\u7684\u7167\u7247\u548c\u89c6\u9891\uff0c\u4ee5\u4fbf\u63d0\u51fa\u7d22\u8d54\u3002<\/li><li>\u572824\u5c0f\u65f6\u5185\u62a5\u8b66\u3002<\/li><li><a href=\"https:\/\/bjak.my\/blog\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e4%bf%9d%e9%99%a9%e5%85%ac%e5%8f%b8%e7%83%ad%e7%ba%bf%e7%94%b5%e8%af%9d%e6%b1%87%e6%80%bb\/\">\u4e0e\u4fdd\u9669\u516c\u53f8\u8054\u7cfb<\/a>\uff0c\u8ba9\u4ed6\u4eec\u77e5\u9053\u4f60\u7684\u60c5\u51b5\u3002<\/li><li>\u901a\u77e5\u4fdd\u9669\u516c\u53f8\u540e\uff0c\u4ed6\u4eec\u4f1a\u5b89\u6392\u62d6\u8f66\u5c06\u4f60\u7684\u6c7d\u8f66\u8fd0\u9001\u5230<a href=\"https:\/\/bjak.my\/blog\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e4%bf%9d%e9%99%a9%e5%85%ac%e5%8f%b8%e6%8e%88%e6%9d%83%e6%b1%bd%e8%bd%a6%e7%bb%b4%e4%bf%ae%e5%8e%82\/#%E9%A9%AC%E6%9D%A5%E8%A5%BF%E4%BA%9A%E4%BF%9D%E9%99%A9%E5%85%AC%E5%8F%B8%E6%8E%88%E6%9D%83%E8%BD%A6%E5%8E%82%E5%88%97%E8%A1%A8\">\u6388\u6743\u8f66\u5382<\/a>\u8fdb\u884c\u7ef4\u4fee\u3002<\/li><li>\u8f66\u5b50\u4e00\u65e6\u4fee\u597d\u540e\uff0c\u7ef4\u4fee\u8d39\u5c06\u7531\u4fdd\u9669\u516c\u53f8\u627f\u62c5\u3002<\/li><\/ol>\n\n\n\n<h2><span class=\"ez-toc-section\" 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