{"id":33130,"date":"2022-07-05T11:56:42","date_gmt":"2022-07-05T03:56:42","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=33130"},"modified":"2025-10-29T18:31:22","modified_gmt":"2025-10-29T10:31:22","slug":"5-types-of-insurance-coverage-worth-considering","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/car-insurance\/5-types-of-insurance-coverage-worth-considering","title":{"rendered":"5 Types Of Insurance Coverage Worth Considering"},"content":{"rendered":"\n<p>Many view &#8216;insurance&#8217; as a burdening commitment that financial burden that requires endless commitment every month. But, please don&#8217;t think of insurance that way. Insurance coverage is a necessary investment that will protect you against any untoward event in the future. The coverage is extended to the whole family, not particularly an individual.<\/p>\n\n\n\n<p>Let us give a breakdown of the 5 types of insurance you should have and consider to protect yourself and even your loved ones.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69e37c50a292b\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69e37c50a292b\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/5-types-of-insurance-coverage-worth-considering\/#Medical_Card\" title=\"Medical Card\">Medical Card<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/5-types-of-insurance-coverage-worth-considering\/#Life_Insurance\" title=\"Life Insurance\">Life Insurance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/5-types-of-insurance-coverage-worth-considering\/#Travel_Insurance\" title=\"Travel Insurance\u00a0\">Travel Insurance\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/5-types-of-insurance-coverage-worth-considering\/#Home_Insurance\" title=\"Home Insurance\">Home Insurance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/5-types-of-insurance-coverage-worth-considering\/#Motor_Insurance\" title=\"Motor Insurance\">Motor Insurance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/5-types-of-insurance-coverage-worth-considering\/#Get_insurance_coverage_for_yourself_and_your_family\" title=\"Get insurance coverage for yourself and your family\">Get insurance coverage for yourself and your family<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Medical_Card\"><\/span>Medical Card<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"33268\" data-permalink=\"https:\/\/bjak.my\/blog\/travel-insurance\/6-reasons-why-you-need-travel-insurance\/attachment\/photo_6206339558354825520_y\" data-orig-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/07\/photo_6206339558354825520_y.jpeg?fit=1080%2C1081&amp;ssl=1\" data-orig-size=\"1080,1081\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"photo_6206339558354825520_y\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/07\/photo_6206339558354825520_y.jpeg?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/07\/photo_6206339558354825520_y.jpeg?fit=1023%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"1023\" height=\"1024\" src=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/07\/photo_6206339558354825520_y.jpeg?resize=1023%2C1024&#038;ssl=1\" alt=\"Medical card\" class=\"wp-image-33268\" srcset=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/07\/photo_6206339558354825520_y.jpeg?resize=1023%2C1024&amp;ssl=1 1023w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/07\/photo_6206339558354825520_y.jpeg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/07\/photo_6206339558354825520_y.jpeg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/07\/photo_6206339558354825520_y.jpeg?resize=768%2C769&amp;ssl=1 768w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/07\/photo_6206339558354825520_y.jpeg?w=1080&amp;ssl=1 1080w\" sizes=\"(max-width: 1023px) 100vw, 1023px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<p>Are you among those who have yet to own a medical card? If you are still not covered, we suggest you consider purchasing it immediately.<\/p>\n\n\n\n<p>A medical card will come in handy in your time of need. A health setback can mean you require hospitalisation or even surgery. The bills can be expensive and outrageous for you to foot. <\/p>\n\n\n\n<p>In such an event, having medical insurance or a medical card will help cover the medical costs for you to get the much-needed treatment.<\/p>\n\n\n\n<p><em>&#8220;But I am already covered by my medical card work.&#8221; <\/em><\/p>\n\n\n\n<p>Yes, that&#8217;s fine. Make the best use of the medical card provided by your company. Using your medical card work can help you save on the annual limit on your personal medical card.<\/p>\n\n\n\n<p>Initially, it would be wasteful to give a medical card a skip. On top of that, you do not know how long you will be working at your company.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Life_Insurance\"><\/span>Life Insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"11639\" data-permalink=\"https:\/\/bjak.my\/blog\/211118_bjakblog-a6-01-03\" data-orig-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-A6-01-03.jpg?fit=1080%2C1080&amp;ssl=1\" data-orig-size=\"1080,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"211118_BjakBlog-A6-01-03\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-A6-01-03.jpg?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-A6-01-03.jpg?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"1024\" src=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-A6-01-03.jpg?resize=1024%2C1024&#038;ssl=1\" alt=\"Insurans nyawa akan melindungi insan kesayangan anda jika berlaku sesuatu kepada diri anda\" class=\"wp-image-11639\" srcset=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-A6-01-03.jpg?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-A6-01-03.jpg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-A6-01-03.jpg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-A6-01-03.jpg?resize=768%2C768&amp;ssl=1 768w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-A6-01-03.jpg?w=1080&amp;ssl=1 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<p>Who on earth does not value their family? <\/p>\n\n\n\n<p>Getting yourself insured with <a href=\"https:\/\/bjak.my\/blog\/life-vs-health-insurance-whats-the-difference\/#H1_What_is_Life_Insurance\">life insurance<\/a> is a token of appreciation that you can do to your loved ones after your passing in the future. It can ensure your family&#8217;s financial guarantees. <\/p>\n\n\n\n<p>Life insurance provides benefits in the form of financial assistance to your family upon your passing. It is a financial contribution scheme that requires your commitment to pay on a monthly\/ annual basis.<\/p>\n\n\n\n<p>On another note, you are entitled to a restricted up to RM6,000&nbsp;tax&nbsp;relief for&nbsp;life insurance&nbsp;premiums.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Travel_Insurance\"><\/span>Travel Insurance\u00a0<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"11641\" data-permalink=\"https:\/\/bjak.my\/blog\/211118_bjakblog-a6-01-04\" data-orig-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-A6-01-04.jpg?fit=1080%2C1080&amp;ssl=1\" data-orig-size=\"1080,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"211118_BjakBlog-A6-01-04\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-A6-01-04.jpg?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-A6-01-04.jpg?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"1024\" src=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-A6-01-04.jpg?resize=1024%2C1024&#038;ssl=1\" alt=\"Insurans perjalanan sesuai untuk anda yang kerap melancong ke luar negara\" class=\"wp-image-11641\" srcset=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-A6-01-04.jpg?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-A6-01-04.jpg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-A6-01-04.jpg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-A6-01-04.jpg?resize=768%2C768&amp;ssl=1 768w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-A6-01-04.jpg?w=1080&amp;ssl=1 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<p>Travel insurance is necessary to protect you against losses or disruptions during travel. <\/p>\n\n\n\n<p>Typically, this insurance is limited to the time and duration of a person\u2019s travel. It&#8217;s beneficial insurance for individuals travelling locally or internationally.<\/p>\n\n\n\n<p>The plan covers a range of possibilities such as loss of passport and personal belonging cover, loss of checked-in baggage, etc.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Home_Insurance\"><\/span>Home Insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"11642\" data-permalink=\"https:\/\/bjak.my\/blog\/211118_bjakblog-a6-01-05\" data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-A6-01-05.jpg?fit=1080%2C1080&amp;ssl=1\" data-orig-size=\"1080,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"211118_BjakBlog-A6-01-05\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-A6-01-05.jpg?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-A6-01-05.jpg?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"1024\" src=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-A6-01-05.jpg?resize=1024%2C1024&#038;ssl=1\" alt=\"Insurance coverages - home\" class=\"wp-image-11642\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-A6-01-05.jpg?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-A6-01-05.jpg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-A6-01-05.jpg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-A6-01-05.jpg?resize=768%2C768&amp;ssl=1 768w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-A6-01-05.jpg?w=1080&amp;ssl=1 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<p>Are you a homeowner? If so, have you insured your property?<\/p>\n\n\n\n<p>Home insurance provides compensation for your losses or damages. There are three common types of home insurance coverage in Malaysia.<\/p>\n\n\n\n<p><strong>Home policy<\/strong>: Protect your home property from losses or damages in the event of disasters. Examples are fire, lightning, and explosion.<\/p>\n\n\n\n<p><strong>Household policy<\/strong>: Provide coverage for the price of goods from losses or damages due to events such as fire, floods, and others.<\/p>\n\n\n\n<p><strong>Basic fire policy<\/strong>: Protect property in the home from loss or damage due to fire, explosion and lightning.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Motor_Insurance\"><\/span><a data-l-s=\"69340\" href=\"https:\/\/bjak.my\/blog\/what-you-need-to-know-about-car-insurance\/\">Motor Insurance<\/a><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"11643\" data-permalink=\"https:\/\/bjak.my\/blog\/211118_bjakblog-a6-01-06\" data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-A6-01-06.jpg?fit=1080%2C1080&amp;ssl=1\" data-orig-size=\"1080,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"211118_BjakBlog-A6-01-06\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-A6-01-06.jpg?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-A6-01-06.jpg?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"1024\" src=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-A6-01-06.jpg?resize=1024%2C1024&#038;ssl=1\" alt=\"Insurance coverages - car\" class=\"wp-image-11643\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-A6-01-06.jpg?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-A6-01-06.jpg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-A6-01-06.jpg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-A6-01-06.jpg?resize=768%2C768&amp;ssl=1 768w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/211118_BjakBlog-A6-01-06.jpg?w=1080&amp;ssl=1 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<p>All vehicle drivers are mandated to purchase <a href=\"https:\/\/bjak.my\/en?utm_source=google&amp;utm_medium=cpc&amp;utm_campaign=gg_bjak-insurance_sem_brd_phrase&amp;utm_content=bijak%20malaysia&amp;gclid=EAIaIQobChMI7OKnmPbG9gIVbpJmAh0eAQUjEAAYASAAEgL1ivD_BwE\">motor insurance<\/a>. Motor insurance provides financial protection if something happens to your vehicle or a third party.<\/p>\n\n\n\n<p>At least all or part of the damage cost will be borne by the insurance company. Your insurance premium is determined by following these factors:<\/p>\n\n\n\n<p><strong>Basic premium &#8211; NCD + any additional insurance coverage + 6% SST + RM10 Stamp Duty = Premium<\/strong><\/p>\n\n\n\n<p><em>*Note: The amount you pay for your insurance every month.<\/em><\/p>\n\n\n\n<p>Simply purchase insurance for your car or motorcycle easily at Bjak. You can compare more than 15 insurance and Takaful companies to enjoy incredible savings of up to RM480.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Get_insurance_coverage_for_yourself_and_your_family\"><\/span>Get insurance coverage for yourself and your family<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Due to the high inflation in this decade, we highly encourage you to have one of the coverages. This is especially the medical card and also life insurance. <\/p>\n\n\n\n<p>The medical card helps you cover the cost of your treatment in the hospital if you fall ill one day. Meanwhile, life insurance will help your next of kin and family if something happens to you later. <\/p>\n\n\n\n<p>Don\u2019t procrastinate any longer as the premium will get higher following your age. On top of that, you will get fewer coverage benefits as an older individual is seen as a risky group. Therefore, it is advisable to purchase insurance in your youth.<\/p>\n\n\n\n<p>How about purchasing them both? You can conveniently do so using Bjak! You may <a href=\"https:\/\/bjak.com\/life\/en\/\">visit our website<\/a> for more inquiries. <\/p>\n\n\n\n<p>Should you need assistance, you may reach our friendly agents to help you at any time at your convenience.<\/p>\n\n\n\n<ul><li><a href=\"https:\/\/bjak.my\/blog\/understand-your-car-insurance-policy\/\">Understand Your Car Insurance Policy<\/a><\/li><li><a href=\"https:\/\/bjak.my\/blog\/motorcycle-insurance-single-rider-vs-all-riders-coverage\/\">Motorcycle Insurance: \u2018Single Rider\u2019 vs \u2018All Riders\u2019 Coverage<\/a><\/li><li><a href=\"https:\/\/bjak.my\/blog\/annual-vs-single-trip-travel-insurance\/\">Annual vs Single Trip Travel Insurance<\/a><\/li><\/ul>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-black-color has-luminous-vivid-amber-background-color has-text-color has-background\" href=\"https:\/\/bjak.my\/en?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=blogen\" target=\"_blank\" rel=\"noreferrer noopener\"><strong data-l-s=\"67251\">Get <\/strong><strong>q<\/strong><strong data-l-s=\"67251\">uote<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Insurance coverage is not only beneficial for yourself. It will also protect your family financially after your passing.<\/p>\n","protected":false},"author":7,"featured_media":11637,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[431],"tags":[429,59,127,143],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>5 Types Of Insurance Coverage Worth Considering<\/title>\n<meta name=\"description\" content=\"Insurance coverage is not only beneficial for yourself. 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