{"id":34338,"date":"2022-08-15T13:00:43","date_gmt":"2022-08-15T05:00:43","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=34338"},"modified":"2025-09-17T15:04:51","modified_gmt":"2025-09-17T07:04:51","slug":"frequently-asked-questions-about-motor-takaful","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/motor-takaful\/frequently-asked-questions-about-motor-takaful","title":{"rendered":"Frequently Asked Questions About Motor Takaful"},"content":{"rendered":"\n<p>Just like any conventional motor insurance, motor Takaful insurance also works on the&nbsp;same&nbsp;concept &#8211; that would be providing coverage to vehicles.<\/p>\n\n\n\n<p>However, they differ in the principles that they stand by. Both protect the insured, but&nbsp;Takaful&nbsp;is Shariah-compliant. They exist as a replacement for the &#8216;halal&#8217; version of conventional insurance for Muslims. <\/p>\n\n\n\n<p>It is possible that many people are still unfamiliar with the Takaful concept. There might be some Islamic terms that make it confusing to understand. Take a breath if you are one of them because it is not as complicated as it may seem. <\/p>\n\n\n\n<p>Let us explain and answer some questions that you may have in mind about Takaful in this article.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d781849ca6d\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d781849ca6d\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/motor-takaful\/frequently-asked-questions-about-motor-takaful\/#What_is_Motor_Takaful\" title=\"What is Motor Takaful?\">What is Motor Takaful?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/motor-takaful\/frequently-asked-questions-about-motor-takaful\/#What_are_the_key_features_of_Takaful\" title=\"What are the key features of Takaful?\">What are the key features of Takaful?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/motor-takaful\/frequently-asked-questions-about-motor-takaful\/#How_does_Motor_Takaful_work\" title=\"How does Motor Takaful work?\">How does Motor Takaful work?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/motor-takaful\/frequently-asked-questions-about-motor-takaful\/#What_are_the_key_differences_between_Takaful_and_conventional_insurance\" title=\"What are the key differences between Takaful and conventional insurance?\">What are the key differences between Takaful and conventional insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/motor-takaful\/frequently-asked-questions-about-motor-takaful\/#What_is_Surplus_Sharing_in_Takaful\" title=\"What is Surplus Sharing in Takaful?\">What is Surplus Sharing in Takaful?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/motor-takaful\/frequently-asked-questions-about-motor-takaful\/#Can_the_non-Muslims_purchase_Motor_Takaful\" title=\"Can the non-Muslims purchase Motor Takaful?\">Can the non-Muslims purchase Motor Takaful?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bjak.my\/blog\/motor-takaful\/frequently-asked-questions-about-motor-takaful\/#Why_is_conventional_insurance_not_permissible_in_Islam\" title=\"Why is conventional insurance not permissible in Islam?\">Why is conventional insurance not permissible in Islam?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/bjak.my\/blog\/motor-takaful\/frequently-asked-questions-about-motor-takaful\/#What_is_Gharar_Uncertainty\" title=\"What is Gharar (Uncertainty)?\">What is Gharar (Uncertainty)?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/bjak.my\/blog\/motor-takaful\/frequently-asked-questions-about-motor-takaful\/#What_is_Maysir_GamblingSpeculation\" title=\"What is Maysir (Gambling\/Speculation)?\">What is Maysir (Gambling\/Speculation)?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/bjak.my\/blog\/motor-takaful\/frequently-asked-questions-about-motor-takaful\/#What_is_Riba_Interests\" title=\"What is Riba (Interests)?\">What is Riba (Interests)?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/bjak.my\/blog\/motor-takaful\/frequently-asked-questions-about-motor-takaful\/#Where_can_I_purchase_my_Takaful_plan\" title=\"Where can I purchase my Takaful plan?\">Where can I purchase my Takaful plan?<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_is_Motor_Takaful\"><\/span>What is Motor Takaful?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Motor Takaful commonly referred to as Islamic insurance is a motor insurance plan that complies with the Shariah (Islamic) law and principles. In particular, motor takaful plans are free from prohibited Islamic principles which are:<\/p>\n\n\n\n<ul><li>Riba\u2019 (interest)<\/li><li>Maysir (gambling)<\/li><li>Gharar (uncertainty)<\/li><\/ul>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"What_are_the_key_features_of_Takaful\"><\/span>What are the key features of Takaful?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img src=\"https:\/\/lh4.googleusercontent.com\/JEEOwZnigx7RmLwPkZntnj7diOpw2IQvZqY68u6ThCBZTV-RICOFAYgZSnyzgvXzCxrLn4W6Idguoglj75skNFP1oK8qVtgwrTCE9t_aWOa6-fee6_oCSoj9sOqyZ5WQI2K2AhAZfWR5cGJJ_O1NbTA\" alt=\"\"\/><\/figure>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"How_does_Motor_Takaful_work\"><\/span>How does Motor Takaful work?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>In conventional insurance, the risk is transferred from the insured to the insurer. Takaful, on the other hand, is based on shared risk. Each participant donates to a Takaful fund; in the event of loss, the participant will receive the amount of their claim.<\/p>\n\n\n\n<p>Subsequently, Takaful participants retain an ownership interest in the fund. Contributions from the participants are later invested into Sharia-compliant funds to derive investment income.&nbsp;<\/p>\n\n\n\n<p>If the fund generates a surplus, it will be shared among the participants and the Takaful operator (in some cases). Hence, this creates a \u2018win-win\u2019 situation for all participants.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"What_are_the_key_differences_between_Takaful_and_conventional_insurance\"><\/span>What are the key differences between Takaful and conventional insurance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img src=\"https:\/\/lh3.googleusercontent.com\/JGYWmlPGN86bqtw1VoKtect2CB_l51pBOrd1o4Loch1YnDFBtMbF2wjWuvWUl9KlmA-E59vZZogvG7nkPGjEC-xUoQzOpxrmmlwDpq_Fopi6ZNjKlv2T46OTwhOFdc57ZvzDoLywSa2P6L_QCwA9pQg\" alt=\"\"\/><\/figure>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"What_is_Surplus_Sharing_in_Takaful\"><\/span>What is Surplus Sharing in Takaful?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Surplus refers to the excess of contributions over claims, plus investment return. Surplus sharing refers to the act of distributing the excess made among the participants of the Fund.<\/p>\n\n\n\n<p>What does Takaful cover?<\/p>\n\n\n\n<p>A motor Takaful plan provides coverage against loss or damage to your own vehicle due to accidental<br>fire, theft or accident; and\/or third party bodily injury or death, third party property loss or damage.<\/p>\n\n\n\n<p>In general, there are two types of cover under the motor takaful plan which are the third party policy and comprehensive policy.<\/p>\n\n\n\n<ul><li><strong>Third party policy<\/strong> protects you against the third party\u2019s death, bodily injury and\/or property damage.<\/li><li><strong>Comprehensive policy<\/strong> protects you against the third party\u2019s death, bodily injury and\/ or property damage, and loss and\/or damage to your vehicle due to accidental fire, theft or an accident.<\/li><\/ul>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Can_the_non-Muslims_purchase_Motor_Takaful\"><\/span>Can the non-Muslims purchase Motor Takaful?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Takaful isn\u2019t a religious product and it is available to everyone, including non-Muslims. Therefore, non-Muslims, too, can purchase takaful products without any worry. It is based on a cooperative concept that is beneficial to all members of the society without any discrimination based on ethnicity, creed, or colour.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Why_is_conventional_insurance_not_permissible_in_Islam\"><\/span>Why is conventional insurance not permissible in Islam?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Conventional insurance may have the elements prohibited in Islam which are Riba\u2019 (interest), Maysir (gambling), and Gharar (uncertainty). Muslims, must seek what is <em>halal <\/em>and comply with the teaching of Islam.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"What_is_Gharar_Uncertainty\"><\/span>What is Gharar (Uncertainty)?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>This is total uncertainty, or risk. Gharar exists since there is an uncertainty of what the insurance policyholder is \u201cbuying\u201d or paying for if no loss occurs and the policyholder receives nothing.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"What_is_Maysir_GamblingSpeculation\"><\/span>What is Maysir (Gambling\/Speculation)?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>This is gambling or games of chance. Maisir is present because the payment of the sum insured depends on pure chance.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"What_is_Riba_Interests\"><\/span>What is Riba (Interests)?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>This is what is known as interest in conventional finance. It comes into play when funds are invested in interest-bearing securities.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Where_can_I_purchase_my_Takaful_plan\"><\/span>Where can I purchase my Takaful plan?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>You may visit Bjak\u2019s website to get more comprehensive options for Takaful plans. Bjak offers up to four leading Takaful brands in Malaysia for you to compare.<\/p>\n\n\n\n<p>For example, Etiqa Takaful, Takaful Malaysia, Takaful Ikhlas and Zurich Takaful.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<p><em><em><em><em>Bjak is one of Malaysia&#8217;s biggest insurance comparison websites, offering policies from over 10 brands. Get your free insurance quote from Bjak today!<\/em><\/em><\/em><\/em><\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-black-color has-luminous-vivid-amber-background-color has-text-color has-background\" href=\"https:\/\/bjak.my\/en?utm_source=blogen&amp;utm_campaign=frequently-asked-questions-about-motor-takaful\" target=\"_blank\" rel=\"noreferrer noopener\"><strong data-l-s=\"50547\">Get Free Quote<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<p><strong>Also read:<\/strong><\/p>\n\n\n\n<ul><li><a href=\"https:\/\/bjak.my\/blog\/motor-takaful-definition-features-and-providers-in-malaysia\/\">Motor Takaful: Definition, Features And Providers In Malaysia<\/a><\/li><li><a href=\"https:\/\/bjak.my\/blog\/conventional-car-insurance-vs-motor-takaful\/\">Conventional Car Insurance vs Motor Takaful<\/a><\/li><li><a href=\"https:\/\/bjak.my\/blog\/ultimate-guide-to-etiqa-takaful-insurance-in-malaysia\/\">Complete Guide To Takaful Insurance in Malaysia<\/a><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Get an insight into what Takaful defines and how it operates differently than any conventional motor insurance.<\/p>\n<p>In this article, let Bjak lists some frequently asked questions that most people have about motor Takaful.<\/p>\n","protected":false},"author":7,"featured_media":34413,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[1876],"tags":[429,59,662],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Frequently Asked Questions About Motor Takaful | BJAK<\/title>\n<meta name=\"description\" content=\"Get an insight into what Takaful defines and how it operates differently than any conventional motor insurance.In this article, let Bjak lists some frequently asked questions that most people have about motor Takaful.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/motor-takaful\/frequently-asked-questions-about-motor-takaful\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Frequently Asked Questions About Motor Takaful | BJAK\" \/>\n<meta property=\"og:description\" content=\"Get an insight into what Takaful defines and how it operates differently than any conventional motor insurance.In this article, let Bjak lists some frequently asked questions that most people have about motor Takaful.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bjak.my\/blog\/motor-takaful\/frequently-asked-questions-about-motor-takaful\" \/>\n<meta property=\"og:site_name\" content=\"BJAK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bjak.my\" \/>\n<meta property=\"article:published_time\" content=\"2022-08-15T05:00:43+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-09-17T07:04:51+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/07\/photo_2022-08-12-12.12.35.jpeg?fit=1600%2C1012&#038;ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"1012\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:site\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Nurul\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/bjak.my\/blog\/#organization\",\"name\":\"Bjak\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/bjak.my\",\"https:\/\/www.instagram.com\/bjak.my\",\"https:\/\/www.linkedin.com\/company\/14607755\/admin\/\",\"https:\/\/twitter.com\/bjakmy\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"width\":756,\"height\":756,\"caption\":\"Bjak\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bjak.my\/blog\/#website\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"name\":\"BJAK\",\"description\":\"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!\",\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/bjak.my\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/motor-takaful\/frequently-asked-questions-about-motor-takaful#primaryimage\",\"url\":\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/07\/photo_2022-08-12-12.12.35.jpeg?fit=1600%2C1012&ssl=1\",\"contentUrl\":\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/07\/photo_2022-08-12-12.12.35.jpeg?fit=1600%2C1012&ssl=1\",\"width\":1600,\"height\":1012,\"caption\":\"Frequently Asked Questions About Motor Takaful\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/bjak.my\/blog\/motor-takaful\/frequently-asked-questions-about-motor-takaful#webpage\",\"url\":\"https:\/\/bjak.my\/blog\/motor-takaful\/frequently-asked-questions-about-motor-takaful\",\"name\":\"Frequently Asked Questions About Motor Takaful | BJAK\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/motor-takaful\/frequently-asked-questions-about-motor-takaful#primaryimage\"},\"datePublished\":\"2022-08-15T05:00:43+00:00\",\"dateModified\":\"2025-09-17T07:04:51+00:00\",\"description\":\"Get an insight into what Takaful defines and how it operates differently than any conventional motor insurance.In this article, let Bjak lists some frequently asked questions that most people have about motor Takaful.\",\"breadcrumb\":{\"@id\":\"https:\/\/bjak.my\/blog\/motor-takaful\/frequently-asked-questions-about-motor-takaful#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/bjak.my\/blog\/motor-takaful\/frequently-asked-questions-about-motor-takaful\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/bjak.my\/blog\/motor-takaful\/frequently-asked-questions-about-motor-takaful#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/bjak.my\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Frequently Asked Questions About Motor Takaful\"}]},{\"@type\":\"Article\",\"@id\":\"https:\/\/bjak.my\/blog\/motor-takaful\/frequently-asked-questions-about-motor-takaful#article\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/motor-takaful\/frequently-asked-questions-about-motor-takaful#webpage\"},\"author\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/61a67d540bcf28158825938f12c23476\"},\"headline\":\"Frequently Asked Questions About Motor Takaful\",\"datePublished\":\"2022-08-15T05:00:43+00:00\",\"dateModified\":\"2025-09-17T07:04:51+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/motor-takaful\/frequently-asked-questions-about-motor-takaful#webpage\"},\"wordCount\":709,\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/motor-takaful\/frequently-asked-questions-about-motor-takaful#primaryimage\"},\"thumbnailUrl\":\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/07\/photo_2022-08-12-12.12.35.jpeg?fit=1600%2C1012&ssl=1\",\"keywords\":[\"Car insurance\",\"EN\",\"Motor takaful\"],\"articleSection\":[\"Motor Takaful\"],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/61a67d540bcf28158825938f12c23476\",\"name\":\"Nurul\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/efe7c28f15006a16066c9be6282f5f7b?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/efe7c28f15006a16066c9be6282f5f7b?s=96&d=mm&r=g\",\"caption\":\"Nurul\"},\"description\":\"I write to express.\",\"url\":\"https:\/\/bjak.my\/blog\/author\/nurulazwamohdaris\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Frequently Asked Questions About Motor Takaful | BJAK","description":"Get an insight into what Takaful defines and how it operates differently than any conventional motor insurance.In this article, let Bjak lists some frequently asked questions that most people have about motor Takaful.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/bjak.my\/blog\/motor-takaful\/frequently-asked-questions-about-motor-takaful","og_locale":"en_US","og_type":"article","og_title":"Frequently Asked Questions About Motor Takaful | BJAK","og_description":"Get an insight into what Takaful defines and how it operates differently than any conventional motor insurance.In this article, let Bjak lists some frequently asked questions that most people have about motor Takaful.","og_url":"https:\/\/bjak.my\/blog\/motor-takaful\/frequently-asked-questions-about-motor-takaful","og_site_name":"BJAK","article_publisher":"https:\/\/www.facebook.com\/bjak.my","article_published_time":"2022-08-15T05:00:43+00:00","article_modified_time":"2025-09-17T07:04:51+00:00","og_image":[{"width":1600,"height":1012,"url":"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/07\/photo_2022-08-12-12.12.35.jpeg?fit=1600%2C1012&ssl=1","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_creator":"@bjakmy","twitter_site":"@bjakmy","twitter_misc":{"Written by":"Nurul","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Organization","@id":"https:\/\/bjak.my\/blog\/#organization","name":"Bjak","url":"https:\/\/bjak.my\/blog\/","sameAs":["https:\/\/www.facebook.com\/bjak.my","https:\/\/www.instagram.com\/bjak.my","https:\/\/www.linkedin.com\/company\/14607755\/admin\/","https:\/\/twitter.com\/bjakmy"],"logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","contentUrl":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","width":756,"height":756,"caption":"Bjak"},"image":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/"}},{"@type":"WebSite","@id":"https:\/\/bjak.my\/blog\/#website","url":"https:\/\/bjak.my\/blog\/","name":"BJAK","description":"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!","publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/bjak.my\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/motor-takaful\/frequently-asked-questions-about-motor-takaful#primaryimage","url":"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/07\/photo_2022-08-12-12.12.35.jpeg?fit=1600%2C1012&ssl=1","contentUrl":"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/07\/photo_2022-08-12-12.12.35.jpeg?fit=1600%2C1012&ssl=1","width":1600,"height":1012,"caption":"Frequently Asked Questions About Motor Takaful"},{"@type":"WebPage","@id":"https:\/\/bjak.my\/blog\/motor-takaful\/frequently-asked-questions-about-motor-takaful#webpage","url":"https:\/\/bjak.my\/blog\/motor-takaful\/frequently-asked-questions-about-motor-takaful","name":"Frequently Asked Questions About Motor Takaful | BJAK","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/bjak.my\/blog\/motor-takaful\/frequently-asked-questions-about-motor-takaful#primaryimage"},"datePublished":"2022-08-15T05:00:43+00:00","dateModified":"2025-09-17T07:04:51+00:00","description":"Get an insight into what Takaful defines and how it operates differently than any conventional motor insurance.In this article, let Bjak lists some frequently asked questions that most people have about motor Takaful.","breadcrumb":{"@id":"https:\/\/bjak.my\/blog\/motor-takaful\/frequently-asked-questions-about-motor-takaful#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/bjak.my\/blog\/motor-takaful\/frequently-asked-questions-about-motor-takaful"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/bjak.my\/blog\/motor-takaful\/frequently-asked-questions-about-motor-takaful#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/bjak.my\/blog\/"},{"@type":"ListItem","position":2,"name":"Frequently Asked Questions About Motor Takaful"}]},{"@type":"Article","@id":"https:\/\/bjak.my\/blog\/motor-takaful\/frequently-asked-questions-about-motor-takaful#article","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/motor-takaful\/frequently-asked-questions-about-motor-takaful#webpage"},"author":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/61a67d540bcf28158825938f12c23476"},"headline":"Frequently Asked Questions About Motor Takaful","datePublished":"2022-08-15T05:00:43+00:00","dateModified":"2025-09-17T07:04:51+00:00","mainEntityOfPage":{"@id":"https:\/\/bjak.my\/blog\/motor-takaful\/frequently-asked-questions-about-motor-takaful#webpage"},"wordCount":709,"publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"image":{"@id":"https:\/\/bjak.my\/blog\/motor-takaful\/frequently-asked-questions-about-motor-takaful#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/07\/photo_2022-08-12-12.12.35.jpeg?fit=1600%2C1012&ssl=1","keywords":["Car insurance","EN","Motor takaful"],"articleSection":["Motor Takaful"],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/61a67d540bcf28158825938f12c23476","name":"Nurul","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/efe7c28f15006a16066c9be6282f5f7b?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/efe7c28f15006a16066c9be6282f5f7b?s=96&d=mm&r=g","caption":"Nurul"},"description":"I write to express.","url":"https:\/\/bjak.my\/blog\/author\/nurulazwamohdaris"}]}},"jetpack_featured_media_url":"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/07\/photo_2022-08-12-12.12.35.jpeg?fit=1600%2C1012&ssl=1","_links":{"self":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/34338"}],"collection":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/comments?post=34338"}],"version-history":[{"count":13,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/34338\/revisions"}],"predecessor-version":[{"id":51509,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/34338\/revisions\/51509"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media\/34413"}],"wp:attachment":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media?parent=34338"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/categories?post=34338"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/tags?post=34338"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}