{"id":34664,"date":"2022-08-30T11:19:14","date_gmt":"2022-08-30T03:19:14","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=34664"},"modified":"2023-09-19T15:35:25","modified_gmt":"2023-09-19T07:35:25","slug":"soalan-lazim-mengenai-insurans-motosikal-di-malaysia","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/insurans-motosikal\/soalan-lazim-mengenai-insurans-motosikal-di-malaysia","title":{"rendered":"Soalan Lazim Mengenai Insurans Motosikal di Malaysia"},"content":{"rendered":"\n<p>Jika anda pertama kali memiliki kenderaan seperti motosikal, anda mungkin kurang arif perihal mengenai insurans kenderaan, termasuklah insurans motosikal dan perkara lain yang berkaitan. Kebimbangan sedemikian mungkin termasuk &#8211; &#8220;Apakah jenis insurans motosikal yang perlu anda dapatkan?&#8221; \u201cDi manakah anda boleh membeli insurans motosikal?\u201d \u201cApakah jenis perlindungan yang perlu anda cari?\u201d<\/p>\n\n\n\n<p>Jangan risau, biar kami bantu kurangkan kekeliruan anda. Teruskan sahaja membaca artikel ini untuk mengetahui dengan lebih tentang insurans motosikal.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img src=\"https:\/\/lh6.googleusercontent.com\/w0VhBdvx7sPxJIl8ZY2fdvefbXwgLtwtdjAktuYLkBYAozP5mGSLfb2T7a0VUZGkqqOTZ6Wz33FJ7H9QSxiEScO0oL4SlG-d1TDixo5CrXIGE896J3cpOFY77SgtsoBZl_9Piz8x8UNTGE5xnvU4M6s\" alt=\"\"\/><\/figure>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69dfab2dda6e4\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69dfab2dda6e4\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/insurans-motosikal\/soalan-lazim-mengenai-insurans-motosikal-di-malaysia\/#Apakah_itu_insurans_motosikal\" title=\"Apakah itu insurans motosikal?\">Apakah itu insurans motosikal?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/insurans-motosikal\/soalan-lazim-mengenai-insurans-motosikal-di-malaysia\/#Apakah_jenis_insurans_motor_yang_ada\" title=\"Apakah jenis insurans motor yang ada?\">Apakah jenis insurans motor yang ada?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/insurans-motosikal\/soalan-lazim-mengenai-insurans-motosikal-di-malaysia\/#Apakah_faktor_yang_mempengaruhi_premium_insurans_saya\" title=\"Apakah faktor yang mempengaruhi premium insurans saya?\">Apakah faktor yang mempengaruhi premium insurans saya?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/insurans-motosikal\/soalan-lazim-mengenai-insurans-motosikal-di-malaysia\/#Berapa_jumlah_yang_perlu_saya_insuranskan_untuk_motosikal_saya\" title=\"Berapa jumlah yang perlu saya insuranskan untuk motosikal saya?\">Berapa jumlah yang perlu saya insuranskan untuk motosikal saya?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/insurans-motosikal\/soalan-lazim-mengenai-insurans-motosikal-di-malaysia\/#Bolehkah_saya_membuat_tuntutan_insurans_jika_motor_dicuri\" title=\"Bolehkah saya membuat tuntutan insurans jika motor dicuri?\">Bolehkah saya membuat tuntutan insurans jika motor dicuri?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/insurans-motosikal\/soalan-lazim-mengenai-insurans-motosikal-di-malaysia\/#Adakah_saya_wajib_membeli_insurans_motor\" title=\"Adakah saya wajib membeli insurans motor?\">Adakah saya wajib membeli insurans motor?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bjak.my\/blog\/insurans-motosikal\/soalan-lazim-mengenai-insurans-motosikal-di-malaysia\/#Bolehkah_%E2%80%98sesiapa_sahaja%E2%80%99_menunggang_motosikal_saya\" title=\"Bolehkah &#8216;sesiapa sahaja&#8217; menunggang motosikal saya?\">Bolehkah &#8216;sesiapa sahaja&#8217; menunggang motosikal saya?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/bjak.my\/blog\/insurans-motosikal\/soalan-lazim-mengenai-insurans-motosikal-di-malaysia\/#Bolehkah_saya_membuat_tuntutan_insurans_jika_motosikal_saya_terlibat_dalam_kemalangan_semasa_perlumbaan\" title=\"Bolehkah saya membuat tuntutan insurans jika motosikal saya terlibat dalam kemalangan semasa perlumbaan?\">Bolehkah saya membuat tuntutan insurans jika motosikal saya terlibat dalam kemalangan semasa perlumbaan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/bjak.my\/blog\/insurans-motosikal\/soalan-lazim-mengenai-insurans-motosikal-di-malaysia\/#Apakah_perlindungan_tambahan_yang_boleh_saya_sertakan_dalam_pelan_insurans_saya\" title=\"Apakah perlindungan tambahan yang boleh saya sertakan dalam pelan insurans saya?\">Apakah perlindungan tambahan yang boleh saya sertakan dalam pelan insurans saya?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/bjak.my\/blog\/insurans-motosikal\/soalan-lazim-mengenai-insurans-motosikal-di-malaysia\/#Apakah_perbezaan_antara_insurans_motosikal_dan_insurans_kemalangan_diri\" title=\"Apakah perbezaan antara insurans motosikal dan insurans kemalangan diri?\">Apakah perbezaan antara insurans motosikal dan insurans kemalangan diri?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/bjak.my\/blog\/insurans-motosikal\/soalan-lazim-mengenai-insurans-motosikal-di-malaysia\/#Apakah_pelan_insurans_motor_paling_murah_yang_boleh_saya_beli\" title=\"Apakah pelan insurans motor paling murah yang boleh saya beli?\">Apakah pelan insurans motor paling murah yang boleh saya beli?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/bjak.my\/blog\/insurans-motosikal\/soalan-lazim-mengenai-insurans-motosikal-di-malaysia\/#Di_manakah_saya_boleh_membeli_insurans_motor\" title=\"Di manakah saya boleh membeli insurans motor?\">Di manakah saya boleh membeli insurans motor?<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Apakah_itu_insurans_motosikal\"><\/span>Apakah itu insurans motosikal?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Insurans motosikal merujuk kepada satu bentuk perlindungan untuk motosikal anda sekiranya berlaku sebarang kejadian yang tidak diingini. Ia membantu melindungi anda daripada liabiliti kewangan dalam pelbagai aspek termasuklah jika anda mengalami kemalangan.&nbsp;<\/p>\n\n\n\n<p>Selain itu, sebahagian polisi juga melindungi kerosakan yang disebabkan oleh kecurian atau kebakaran terhadap motosikal.&nbsp;<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Apakah_jenis_insurans_motor_yang_ada\"><\/span>Apakah jenis insurans motor yang ada?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Terdapat tiga jenis polisi insurans motosikal yang anda boleh dapatkan iaitu:<\/p>\n\n\n\n<ul><li>Polisi pihak ketiga \u2013 menawarkan perlindungan minimum yang melindungi kematian, kecederaan, kerugian atau kerosakan harta pihak ketiga<\/li><li>Pihak ketiga, kebakaran dan kecurian \u2013 menyediakan perlindungan terhadap pihak ketiga dan kerugian atau kerosakan yang disebabkan oleh kecurian dan kebakaran&nbsp;<\/li><li>Polisi komprehensif \u2013 melindungi sebarang kerugian kewangan untuk pemegang polisi (anda) dan pihak ketiga<\/li><\/ul>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Apakah_faktor_yang_mempengaruhi_premium_insurans_saya\"><\/span>Apakah faktor yang mempengaruhi premium insurans saya?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Premium insurans akan turun naik disebabkan oleh pelbagai faktor. Faktor ini termasuk jenis motosikal, rekod pemanduan, umur, lokasi, jantina, dan sebagainya.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Berapa_jumlah_yang_perlu_saya_insuranskan_untuk_motosikal_saya\"><\/span>Berapa jumlah yang perlu saya insuranskan untuk motosikal saya?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Anda harus menginsuranskan motosikal anda mengikut nilai pasaran semasa. Penanggung insurans boleh mengenakan denda\/ penalti kepada anda jika motosikal anda diinsuranskan lebih rendah daripada nilai pasaran.<\/p>\n\n\n\n<p><em>Contoh: Jika nilai pasaran motosikal anda ialah RM10,000, tetapi anda hanya menginsuranskannya dengan harga RM8,000, anda akan dikenakan penalti (ketika membuat tuntutan) kerana terkurang insurans.<\/em><\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Bolehkah_saya_membuat_tuntutan_insurans_jika_motor_dicuri\"><\/span>Bolehkah saya membuat tuntutan insurans jika motor dicuri?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Ya, anda boleh memfailkan tuntutan kepada syarikat insurans sekiranya motosikal anda dicuri.\u00a0\u00a0<\/p>\n\n\n\n<p>Walau bagaimanapun, anda perlu memastikan bahawa anda memiliki insurans komprehensif atau insurans pihak ketiga, kebakaran dan kecurian ketika tuntutan ingin dibuat.&nbsp;<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Adakah_saya_wajib_membeli_insurans_motor\"><\/span>Adakah saya wajib membeli insurans motor?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Mengikut Akta Pengangkutan Jalan 1987, semua pemilik motosikal mesti membeli insurans untuk kenderaan mereka itu. Mereka kemudiannya perlu memperbaharui insurans setiap tahun bagi membantu menampung kerosakan (khususnya terhadap pihak ketiga) jika mereka didapati bersalah.<\/p>\n\n\n\n<p>Denda bagi kesalahan menunggang motor tanpa insurans yang sah adalah sehingga RM2000 atau penjara selama tiga bulan atau kedua-duanya di bawah Seksyen 90 Akta Pengangkutan Jalan.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Bolehkah_%E2%80%98sesiapa_sahaja%E2%80%99_menunggang_motosikal_saya\"><\/span>Bolehkah &#8216;sesiapa sahaja&#8217; menunggang motosikal saya?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Ya, sesiapa sahaja dibenarkan untuk menunggang motosikal anda sekiranya anda membeli perlindungan tambahan \u2018Semua Pemandu\u2019 atau menamakan mereka sebagai penunggang sah dalam perlindungan \u2018Pemandu yang dinamakan\u2019.<\/p>\n\n\n\n<p>Sila ambil perhatian bahawa anda hanya perlu membenarkan penunggang yang dinamakan (dalam polisi sahaja) untuk menggunakan motosikal anda. Penunggang yang dibenarkan merujuk kepada mereka yang akan dilindungi oleh insurans anda sekiranya berlaku apa-apa, bergantung pada pelan polisi anda.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Bolehkah_saya_membuat_tuntutan_insurans_jika_motosikal_saya_terlibat_dalam_kemalangan_semasa_perlumbaan\"><\/span>Bolehkah saya membuat tuntutan insurans jika motosikal saya terlibat dalam kemalangan semasa perlumbaan?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Untuk pengetahuan anda, syarikat insurans tidak akan memberikan perlindungan\/ membayar pampasan sekiranya anda menunggang motor anda ke acara berikut:<\/p>\n\n\n\n<ul><li>Berlatih atau menyertai mana-mana acara sukan permotoran, pertandingan, pencarian harta karun, <em>rally<\/em>, perlumbaan, atau ujian kelajuan<\/li><li>Menunggang di mana-mana litar perlumbaan<\/li><\/ul>\n\n\n\n<p>Walau bagaimanapun, anda boleh meluaskan pelan polisi anda dengan membeli perlindungan tambahan untuk menunggang motosikal dalam pertandingan, seterusnya menikmati perlindungan jika&nbsp;berlaku apa-apa kepada anda dalam situasi di atas.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Apakah_perlindungan_tambahan_yang_boleh_saya_sertakan_dalam_pelan_insurans_saya\"><\/span>Apakah perlindungan tambahan yang boleh saya sertakan dalam pelan insurans saya?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"34672\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-motosikal\/soalan-lazim-mengenai-insurans-motosikal-di-malaysia\/attachment\/2022-08-30-11-08-47\" data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/08\/2022-08-30-11.08.47.jpg?fit=1269%2C1280&amp;ssl=1\" data-orig-size=\"1269,1280\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"2022-08-30-11.08.47\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/08\/2022-08-30-11.08.47.jpg?fit=297%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/08\/2022-08-30-11.08.47.jpg?fit=1015%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"1015\" height=\"1024\" src=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/08\/2022-08-30-11.08.47.jpg?resize=1015%2C1024&#038;ssl=1\" alt=\"perlindungan tambahan untuk insurans motosikal\" class=\"wp-image-34672\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/08\/2022-08-30-11.08.47.jpg?resize=1015%2C1024&amp;ssl=1 1015w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/08\/2022-08-30-11.08.47.jpg?resize=297%2C300&amp;ssl=1 297w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/08\/2022-08-30-11.08.47.jpg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/08\/2022-08-30-11.08.47.jpg?resize=768%2C775&amp;ssl=1 768w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/08\/2022-08-30-11.08.47.jpg?w=1269&amp;ssl=1 1269w\" sizes=\"(max-width: 1015px) 100vw, 1015px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<p>Anda boleh membeli beberapa perlindungan tambahan untuk memastikan motosikal anda mendapat perlindungan yang mencukupi. Ia termasuklah:<\/p>\n\n\n\n<ul><li><strong>Peril khas (bencana alam) <\/strong>\u2013 melindungi kerosakan atau kehilangan motosikal akibat bencana alam seperti banjir dan tanah runtuh<\/li><li><strong>Rusuhan dan kekecohan awam<\/strong> \u2013 melindungi kerosakan motosikal akibat rusuhan, mogok atau kekecohan awam<\/li><li><strong>Aksesori tambahan<\/strong> \u2013 lindungi aksesori tambahan pada motosikal anda daripada kecurian atau kerosakan. Anda boleh membuat tuntutan insurans sekiranya aksesori tersebut rosak atau dicuri<\/li><li><strong>Liabiliti undang-undang <\/strong>\u2013 melindungi pemegang polisi terhadap liabiliti penumpang sekiranya berlaku kemalangan<\/li><li><strong>Kemalangan diri<\/strong> \u2013 memberikan pampasan sekiranya berlaku kecederaan, hilang upaya atau kematian yang disebabkan oleh kemalangan<\/li><\/ul>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Apakah_perbezaan_antara_insurans_motosikal_dan_insurans_kemalangan_diri\"><\/span>Apakah perbezaan antara insurans motosikal dan insurans kemalangan diri?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Insurans motosikal melindungi motor anda sekiranya sesuatu berlaku padanya. Ia membantu untuk menampung sebarang kerosakan\/kemalangan semasa tempoh polisi sah. Selain daripada itu, perlindungan juga diperluaskan kepada liabiliti pihak ketiga.<\/p>\n\n\n\n<p>Sementara itu, perlindungan kemalangan peribadi menyediakan pampasan kewangan sekiranya anda:<\/p>\n\n\n\n<ul><li>Mengalami kecederaan<\/li><li>Kurang upaya; atau<\/li><li>Meninggal dunia disebabkan oleh kemalangan<\/li><\/ul>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Apakah_pelan_insurans_motor_paling_murah_yang_boleh_saya_beli\"><\/span>Apakah pelan insurans motor paling murah yang boleh saya beli?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Anda boleh memilih untuk membeli polisi pihak ketiga, terutama jika motosikal anda itu sudah lama dan jarang digunakan. Perlindungan ini menyediakan perlindungan kewangan untuk pihak ketiga yang terlibat dalam kemalangan yang disebabkan oleh kecuaian anda.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Di_manakah_saya_boleh_membeli_insurans_motor\"><\/span>Di manakah saya boleh membeli insurans motor?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Secara ringkasnya, kami menasihatkan anda untuk meninjau beberapa pelan bagi insurans motor di internet terlebih dahulu. Buat perbandingan dengan beberapa syarikat insurans bagi mendapatkan polisi terbaik pada harga yang berpatutan.&nbsp;&nbsp;<\/p>\n\n\n\n<p>Untuk lebih memudahkan anda, anda juga boleh gunakan platform perbandingan insurans kenderaan terbesar di Malaysia, iaitu Bjak. Bandingkan dengan lebih 10 jenama insurans sekaligus di platform ini bagi menjimatkan masa dan wang anda.\u00a0<\/p>\n\n\n\n<p>Anda boleh layari dahulu Bjak untuk dapatkan sebut harga secara percuma dalam hanya 3 minit sahaja.&nbsp;<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<p>Bjak menyediakan lebih 10 jenama insurans untuk pengguna lakukan perbandingan.\u00a0Dapatkan\u00a0<a href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=soalan-lazim-mengenai-insurans-motosikal-di-malaysia\">sebut\u00a0harga percuma<\/a>\u00a0di Bjak dan pilih pelan terbaik hari ini!<\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-luminous-vivid-amber-background-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=soalan-lazim-mengenai-insurans-motosikal-di-malaysia\">Renew Insurans<\/a><\/div>\n<\/div>\n\n\n\n<p><strong>Baca juga:<\/strong><\/p>\n\n\n\n<ul><li><a href=\"https:\/\/bjak.my\/blog\/penting-ini-5-perkara-yang-tidak-dilindungi-dalam-polisi-insurans-motosikal\/\">Penting! Ini 5 Perkara yang Tidak Dilindungi dalam Polisi Insurans Motosikal<\/a><\/li><li><a href=\"https:\/\/bjak.my\/blog\/4-sebab-kenapa-pemilik-motosikal-perlu-ada-insurans\/\">4 Sebab Kenapa Pemilik Motosikal Perlu Ada Insurans<\/a><\/li><li><a href=\"https:\/\/bjak.my\/blog\/cara-claim-insurans-motosikal-dicuri\/\">Cara Claim Insurans Motosikal Dicuri<\/a><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Ketahui lebih lanjut beberapa info penting mengenai insurans motosikal menerusi perkongsian di dalam artikel ini. <\/p>\n","protected":false},"author":4,"featured_media":34671,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[641],"tags":[26,633],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Soalan Lazim Mengenai Insurans Motosikal di Malaysia<\/title>\n<meta name=\"description\" content=\"Ketahui lebih lanjut beberapa info penting mengenai insurans motosikal menerusi perkongsian di dalam artikel ini.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/insurans-motosikal\/soalan-lazim-mengenai-insurans-motosikal-di-malaysia\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Soalan Lazim Mengenai Insurans Motosikal di Malaysia\" \/>\n<meta property=\"og:description\" content=\"Ketahui lebih lanjut beberapa info penting mengenai insurans motosikal menerusi perkongsian di dalam artikel ini.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bjak.my\/blog\/insurans-motosikal\/soalan-lazim-mengenai-insurans-motosikal-di-malaysia\" \/>\n<meta property=\"og:site_name\" content=\"BJAK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bjak.my\" \/>\n<meta property=\"article:published_time\" content=\"2022-08-30T03:19:14+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-09-19T07:35:25+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/08\/2022-08-30-11.08.43.jpg?fit=1600%2C1013&#038;ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"1013\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:site\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Athirah Hanapiah\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/bjak.my\/blog\/#organization\",\"name\":\"Bjak\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/bjak.my\",\"https:\/\/www.instagram.com\/bjak.my\",\"https:\/\/www.linkedin.com\/company\/14607755\/admin\/\",\"https:\/\/twitter.com\/bjakmy\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"width\":756,\"height\":756,\"caption\":\"Bjak\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bjak.my\/blog\/#website\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"name\":\"BJAK\",\"description\":\"Renew your car and motor insurance at the lowest price! 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