{"id":34669,"date":"2022-08-30T15:00:40","date_gmt":"2022-08-30T07:00:40","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=34669"},"modified":"2022-08-30T16:34:30","modified_gmt":"2022-08-30T08:34:30","slug":"can-an-insurance-company-refuse-to-insure-your-vehicle","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/car-insurance\/can-an-insurance-company-refuse-to-insure-your-vehicle","title":{"rendered":"Can An Insurance Company Refuse to Insure Your Vehicle?"},"content":{"rendered":"\n<p>When it comes to purchasing insurance, you must want to get a reliable insurer that can assist in case of emergencies.  As a consumer, you can choose and reject whichever insurance provider. However, can they, the insurance provider do the same to you? Can a car insurance company refuse to insure your vehicle?<\/p>\n\n\n\n<p>You might think that a car insurance company serves you and makes money on every driver, so they would not pass on the client that can bring them money. But, a&nbsp;car insurance company&nbsp;can refuse to take you on as a client and insure your vehicle under certain circumstances. But why would that happen? <\/p>\n\n\n\n<p>Read on as we share the circumstances that give them enough reason to deny coverage.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d767b3601c3\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d767b3601c3\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/can-an-insurance-company-refuse-to-insure-your-vehicle\/#Why_would_an_insurance_company_refuse_to_insure_your_vehicle\" title=\"Why would an insurance company refuse to insure your vehicle?\">Why would an insurance company refuse to insure your vehicle?<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/can-an-insurance-company-refuse-to-insure-your-vehicle\/#History_of_not_paying_on_time\" title=\"History of not paying on time\">History of not paying on time<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/can-an-insurance-company-refuse-to-insure-your-vehicle\/#Traffic_violations\" title=\"Traffic violations\">Traffic violations<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/can-an-insurance-company-refuse-to-insure-your-vehicle\/#Lying_on_an_Application\" title=\"Lying on an Application\">Lying on an Application<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/can-an-insurance-company-refuse-to-insure-your-vehicle\/#Expensive_car\" title=\"Expensive car\">Expensive car<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/can-an-insurance-company-refuse-to-insure-your-vehicle\/#No_driving_licence\" title=\"No driving licence\">No driving licence<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/can-an-insurance-company-refuse-to-insure-your-vehicle\/#What_can_you_do_if_you%E2%80%99re_denied_coverage\" title=\"What can you do if you&#8217;re denied coverage?\">What can you do if you&#8217;re denied coverage?<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Why_would_an_insurance_company_refuse_to_insure_your_vehicle\"><\/span>Why would an insurance company refuse to insure your vehicle?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"History_of_not_paying_on_time\"><\/span>History of not paying on time<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The problem might lie in your payment history. For instance, <a href=\"https:\/\/bjak.my\/blog\/what-happens-if-you-skip-your-car-insurance-renewal\/#What_are_the_consequences_if_you_delayskip_renewing_insurance\">making late payments<\/a> could result in your car insurance being canceled. Hence, the coverage is no longer valid for your vehicle.<\/p>\n\n\n\n<p>The insurance company may see you as irresponsible and cannot afford to renew. Generally, you\u2019ll get a warning for non-payment and have some time to get it paid before your policy is cancelled. But this can depend on the insurance company and if you\u2019ve missed more than one payment.&nbsp;<\/p>\n\n\n\n<p><strong>When is your payment considered late?<\/strong><\/p>\n\n\n\n<p>Payments are generally considered late after it passes the day after the due date as soon as the clock ticks at 12.01 am. A late payment could lead to a <a href=\"https:\/\/bjak.my\/blog\/grace-period-in-car-insurance-policy\/\">lapse in coverage<\/a>, eventually total policy cancellation. <\/p>\n\n\n\n<p>A lapse in coverage\u00a0means you would lose protection for your vehicle. Anything that happens after your car insurance lapses is beyond your insurer&#8217;s responsibility. In the event of a car accident, you\u2019ll have to pay out of pocket for any damage you cause to yourself, another involved party, and your car.<\/p>\n\n\n\n<p><em>*Please check with your insurer and notify them that you\u2019ll have to make a late payment. Different car insurance companies may have different rules on late payments.<\/em><\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Traffic_violations\"><\/span>Traffic violations<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"34686\" data-permalink=\"https:\/\/bjak.my\/blog\/car-insurance\/can-an-insurance-company-refuse-to-insure-your-vehicle\/attachment\/photo_2022-08-30-13-53-58\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/08\/photo_2022-08-30-13.53.58.jpeg?fit=1080%2C1080&amp;ssl=1\" data-orig-size=\"1080,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"photo_2022-08-30-13.53.58\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/08\/photo_2022-08-30-13.53.58.jpeg?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/08\/photo_2022-08-30-13.53.58.jpeg?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"1024\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/08\/photo_2022-08-30-13.53.58.jpeg?resize=1024%2C1024&#038;ssl=1\" alt=\"\" class=\"wp-image-34686\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/08\/photo_2022-08-30-13.53.58.jpeg?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/08\/photo_2022-08-30-13.53.58.jpeg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/08\/photo_2022-08-30-13.53.58.jpeg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/08\/photo_2022-08-30-13.53.58.jpeg?resize=768%2C768&amp;ssl=1 768w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/08\/photo_2022-08-30-13.53.58.jpeg?w=1080&amp;ssl=1 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<p>Having a number of traffic violations can affect your insurance application. Here we list some traffic records that can cause an insurer to deny coverage. <\/p>\n\n\n\n<p>1. Multiple&nbsp;road accidents&nbsp;\u2013 getting involved in several road crashes may depict you as a risky individual. Your insurance company will see you as a liability instead and will be very careful in choosing whether to accept your application.<\/p>\n\n\n\n<p>2. Serious offences \u2013&nbsp;<a href=\"https:\/\/bjak.my\/blog\/drunk-driving-accident-can-you-claim-insurance\/\">driving under the influence<\/a> is a major traffic offence by law. Getting caught on one or multiple occasions may cause your application to get declined.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Lying_on_an_Application\"><\/span>Lying on an Application<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"34687\" data-permalink=\"https:\/\/bjak.my\/blog\/car-insurance\/can-an-insurance-company-refuse-to-insure-your-vehicle\/attachment\/photo_2022-08-30-13-54-01\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/08\/photo_2022-08-30-13.54.01.jpeg?fit=1080%2C1080&amp;ssl=1\" data-orig-size=\"1080,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"photo_2022-08-30-13.54.01\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/08\/photo_2022-08-30-13.54.01.jpeg?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/08\/photo_2022-08-30-13.54.01.jpeg?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"1024\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/08\/photo_2022-08-30-13.54.01.jpeg?resize=1024%2C1024&#038;ssl=1\" alt=\"\" class=\"wp-image-34687\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/08\/photo_2022-08-30-13.54.01.jpeg?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/08\/photo_2022-08-30-13.54.01.jpeg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/08\/photo_2022-08-30-13.54.01.jpeg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/08\/photo_2022-08-30-13.54.01.jpeg?resize=768%2C768&amp;ssl=1 768w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/08\/photo_2022-08-30-13.54.01.jpeg?w=1080&amp;ssl=1 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<p>Please be honest when you apply for car insurance. You need to answer honestly and complete it fully to be eligible for coverage. A dishonest or incomplete application form may cause a coverage denial.<\/p>\n\n\n\n<p>If it is incomplete, the insurance company will likely send it back for you to complete.&nbsp;If you lie on an application, your <a href=\"https:\/\/piam.org.my\/fraud-reporting\/\">car insurance could be voided if the misrepresentation is discovered<\/a>. <\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Expensive_car\"><\/span>Expensive car<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Some insurance companies may not be able to provide coverage for an expensive car that comes with costly repairs. <\/p>\n\n\n\n<p> That is why you need to find an agency ready to insure high-valued vehicles.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"No_driving_licence\"><\/span>No driving licence<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"34688\" data-permalink=\"https:\/\/bjak.my\/blog\/car-insurance\/can-an-insurance-company-refuse-to-insure-your-vehicle\/attachment\/photo_2022-08-30-13-54-04\" data-orig-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/08\/photo_2022-08-30-13.54.04.jpeg?fit=1080%2C1080&amp;ssl=1\" data-orig-size=\"1080,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"photo_2022-08-30-13.54.04\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/08\/photo_2022-08-30-13.54.04.jpeg?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/08\/photo_2022-08-30-13.54.04.jpeg?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"1024\" src=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/08\/photo_2022-08-30-13.54.04.jpeg?resize=1024%2C1024&#038;ssl=1\" alt=\"\" class=\"wp-image-34688\" srcset=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/08\/photo_2022-08-30-13.54.04.jpeg?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/08\/photo_2022-08-30-13.54.04.jpeg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/08\/photo_2022-08-30-13.54.04.jpeg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/08\/photo_2022-08-30-13.54.04.jpeg?resize=768%2C768&amp;ssl=1 768w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/08\/photo_2022-08-30-13.54.04.jpeg?w=1080&amp;ssl=1 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<p>You cannot drive without a valid driving licence. Doing so can land you in trouble &#8211; you are liable for a fine. The following is the amount that you have to pay over time.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><strong>Period<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Amount<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">1 \u2013 15 days<\/td><td class=\"has-text-align-center\" data-align=\"center\">RM150<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">16 \u2013 30 days<\/td><td class=\"has-text-align-center\" data-align=\"center\">RM200<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">31 \u2013 60 days<\/td><td class=\"has-text-align-center\" data-align=\"center\">RM300<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>To your knowledge, a driving licence is among the required documents that you need to present when applying for coverage. The insurance provider will not be able to provide coverage to an individual driving without a valid licence.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"What_can_you_do_if_you%E2%80%99re_denied_coverage\"><\/span>What can you do if you&#8217;re denied coverage?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>You may have no other option if the insurance company refuses to insure your vehicle. You may seem a risky individual or liable for coverage. It is the company&#8217;s right to deny you coverage if they think that you are not honest or you are a high-risk driver.&nbsp;<\/p>\n\n\n\n<p>Therefore, what can you do here is look for other insurers. There are still insurers that are happy to provide policies for the majority of motorists who have been refused elsewhere. Insurance companies each evaluate applications differently, so one may provide coverage while another may not.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<p><em><em><a href=\"https:\/\/www.nst.com.my\/lifestyle\/bots\/2020\/10\/634003\/compare-widest-range-car-insurance-zero-hassle-online-platform\"><strong><em>Bjak is one of Malaysia\u2019s largest car insurance comparison sites<\/em><\/strong><\/a><strong><em>. Get&nbsp;<a href=\"https:\/\/bjak.my\/en?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=blogen\">free quotes<\/a>&nbsp;at Bjak and&nbsp;<a href=\"https:\/\/bjak.my\/blog\/how-to-renew-car-insurance\/#Renew_car_insurance_online_through_insurance_comparison_sites\">renew car insurance<\/a>&nbsp;and&nbsp;<a href=\"https:\/\/bjak.my\/blog\/how-to-renew-roadtax-bjak-myeg-mysikap-jpj\/#Renew_roadtax_online_at_Bjak\">road tax<\/a>&nbsp;online in just 5 minutes.<\/em><\/strong><\/em><\/em><\/p>\n\n\n\n<p><strong>Also read:<\/strong><\/p>\n\n\n\n<ul><li><a href=\"https:\/\/bjak.my\/blog\/what-happens-if-you-skip-your-car-insurance-renewal\/#What_are_the_consequences_if_you_delayskip_renewing_insurance\">What Happens If You Skip Your Car Insurance Renewal?<\/a><\/li><li><a href=\"https:\/\/bjak.my\/blog\/grace-period-in-car-insurance-policy\/\">Grace Period in Car Insurance Policy<\/a><\/li><li><a href=\"https:\/\/bjak.my\/blog\/what-can-you-do-when-your-insurance-claim-is-denied\/\">What Can You Do When Your Insurance Claim Is Denied?<\/a><\/li><\/ul>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>A car insurance company can refuse to insure your vehicle. <\/p>\n<p>Read on as the circumstances that give them enough reason to deny coverage.<\/p>\n","protected":false},"author":7,"featured_media":34685,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[431],"tags":[429,59],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Can An Insurance Company Refuse to Insure Your Vehicle? | BJAK<\/title>\n<meta name=\"description\" content=\"A car insurance company can refuse to insure your vehicle. 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