{"id":34903,"date":"2022-09-15T11:11:07","date_gmt":"2022-09-15T03:11:07","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=34903"},"modified":"2025-09-17T14:56:58","modified_gmt":"2025-09-17T06:56:58","slug":"no-driving-licence-can-you-claim-insurance-for-motorcycle-theft","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/motorcycle-insurance\/no-driving-licence-can-you-claim-insurance-for-motorcycle-theft","title":{"rendered":"No Driving Licence: Can You Claim Insurance For Motorcycle Theft?"},"content":{"rendered":"\n<p>In Malaysia, motorcycles are the most stolen vehicles compared to cars and lorries. About 6,057 motorcycle theft were recorded in 2020. The amount is higher than cars (4,596) and heavy vehicles (925). In the event of accidental motorcycle theft, the owner can file a claim from their insurer. <\/p>\n\n\n\n<p>However, what happens if the owner does not possess a driving licence? Are they still eligible to file a claim? Read on as we explain further regarding the concern in question.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d8cde8e988e\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d8cde8e988e\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/motorcycle-insurance\/no-driving-licence-can-you-claim-insurance-for-motorcycle-theft\/#Requirements_to_file_for_a_motorcycle_theft_claim\" title=\"Requirements to file for a motorcycle theft claim\">Requirements to file for a motorcycle theft claim<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/motorcycle-insurance\/no-driving-licence-can-you-claim-insurance-for-motorcycle-theft\/#No_driving_licence_Can_you_claim_insurance_for_motorcycle_theft\" title=\"No driving licence: Can you claim insurance for motorcycle theft?\">No driving licence: Can you claim insurance for motorcycle theft?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/motorcycle-insurance\/no-driving-licence-can-you-claim-insurance-for-motorcycle-theft\/#Necessary_documents_for_a_motorcycle_theft_claim\" title=\"Necessary documents for a motorcycle theft claim\">Necessary documents for a motorcycle theft claim<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/motorcycle-insurance\/no-driving-licence-can-you-claim-insurance-for-motorcycle-theft\/#Get_a_valid_driving_licence\" title=\"Get a valid driving licence\">Get a valid driving licence<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Requirements_to_file_for_a_motorcycle_theft_claim\"><\/span>Requirements to file for a motorcycle theft claim<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>You need to meet the following requirements before proceeding with the claim.<\/p>\n\n\n\n<ol><li>Purchase a <a href=\"https:\/\/bjak.my\/blog\/comprehensive-car-insurance\/\">comprehensive insurance<\/a> policy or third-party, fire and theft policy<\/li><li>Insurance and road tax is still valid<\/li><li>Possess a valid motorcycle licence<\/li><\/ol>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"No_driving_licence_Can_you_claim_insurance_for_motorcycle_theft\"><\/span>No driving licence: Can you claim insurance for motorcycle theft?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Referring to the requirements above, you need to ensure you have a valid licence to avoid claim denial. Therefore, if you do not have a licence at the time of the incident (theft), your insurer has the right to reject your claim application. <\/p>\n\n\n\n<p>In a nutshell, <strong>a person cannot claim insurance if the person does not have a valid licence<\/strong>.<\/p>\n\n\n\n<p>Under Section 26 (1) of the Road Transport Act (APJ), you are liable for a fine of up to RM300. In addition, your vehicle can be confiscated if you are found to be driving without a licence.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Necessary_documents_for_a_motorcycle_theft_claim\"><\/span>Necessary documents for a motorcycle theft claim<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ol><li>Copy of MyKad<\/li><li>Copy of valid driving licence<\/li><li>Police report<\/li><li>Insurance policy<\/li><li>Spare key of the motorcycle<\/li><\/ol>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Get_a_valid_driving_licence\"><\/span>Get a valid driving licence<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img src=\"https:\/\/lh3.googleusercontent.com\/AlPq4yxQ7UdsftwgtM7yMDpwaoOZgyWcrHDv_A9GN--WVwNepjohUXcfC8OKGsY9p6zI05EUd1sONi_CKwKqE73461Ty1H29bp19JB5eB_Mf5oKp0TgfpR0jTT-dqkR6ZXWVkJc3O_DqH8qOkQk\" alt=\"Lesen memandu diperlukan oleh semua pemilik kenderaan\"\/><\/figure>\n\n\n\n<p>Please ensure that you have a valid licence. The absence of a driving licence will land you in serious trouble in case of emergencies, be it theft or an accident.<\/p>\n\n\n\n<p>The estimated price of driving licences for motorcycles and cars are as follows:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td>Licence type<\/td><td>Class<\/td><td>Price<\/td><\/tr><tr><td>Motorcycle<\/td><td>B2<\/td><td>RM350 &#8211; RM450<\/td><\/tr><tr><td>Motorcycle<\/td><td>B<\/td><td>RM900 &#8211; RM1,100<\/td><\/tr><tr><td>Manual car<\/td><td>D<\/td><td>RM1,150 &#8211; RM1,300<\/td><\/tr><tr><td>Automatic car<\/td><td>DA<\/td><td>RM1,250 &#8211; RM1,500<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Please refer to our previous article to get further information regarding the <a href=\"https:\/\/bjak.my\/blog\/beware-of-lesen-terbang-syndicate\/#Say_no_to_lesen_terbang_get_a_driving_license_legally\">steps to get a driving licence<\/a> for your reference.<\/p>\n\n\n\n<p>On another note, we would like to advise you to obtain the licence through the proper channel. Do not be fooled by such a scam that offers a shortcut to get the licence such as the &#8216;lesen terbang&#8217; syndicate.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<p><em data-l-s=\"67471\"><em><em data-l-s=\"67471\"><em>Bjak is one of Malaysia&#8217;s biggest insurance comparison websites, offering policies from over 10 brands. Get your <a href=\"https:\/\/bjak.my\/en?utm_source=blogen&amp;utm_campaign=\">free insurance quote<\/a> from Bjak today!<\/em><\/em><\/em><\/em><\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-black-color has-luminous-vivid-amber-background-color has-text-color has-background\" href=\"https:\/\/bjak.my\/en?utm_source=blogen&amp;utm_campaign=no-driving-licence-can-you-claim-insurance-for-motorcycle-theft\" target=\"_blank\" rel=\"noreferrer noopener\"><strong data-l-s=\"50547\">Get Free Quote<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p><em><a href=\"https:\/\/bjak.my\/#facebook\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a><\/em><\/p>\n\n\n\n<p><strong>Read more:<\/strong><\/p>\n\n\n\n<ul><li><a href=\"https:\/\/bjak.my\/blog\/how-to-renew-your-driving-licence\/\">How To Renew Your Driving Licence?<\/a><\/li><li><a data-l-s=\"67103\" href=\"https:\/\/bjak.my\/blog\/how-to-claim-insurance-after-motorcycle-accident\/\">How to Claim Insurance After A Motorcycle Accident<\/a><\/li><li><a href=\"https:\/\/bjak.my\/blog\/motorcycle-theft-how-to-claim-insurance\/\">Motorcycle Theft: How to Claim Insurance<\/a><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Did you lose your motorcycle In such a situation, you can file a claim to your insurer for compensation. <\/p>\n<p>However, what if you do not possess a valid driving licence? Can you file a claim for motorcycle theft Find out through this article!<\/p>\n","protected":false},"author":7,"featured_media":34941,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[1898],"tags":[59,1073,952],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>No Driving Licence: Can You Claim Insurance For Motorcycle Theft?<\/title>\n<meta name=\"description\" content=\"What if you do not possess a valid driving licence? 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