{"id":35051,"date":"2022-09-29T12:08:12","date_gmt":"2022-09-29T04:08:12","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=35051"},"modified":"2025-09-17T14:53:18","modified_gmt":"2025-09-17T06:53:18","slug":"can-you-claim-insurance-if-car-windscreen-smashed-due-to-double-parking","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/car-insurance\/can-you-claim-insurance-if-car-windscreen-smashed-due-to-double-parking","title":{"rendered":"Can You Claim Insurance If Car Windscreen Smashed Due to Double Parking?"},"content":{"rendered":"\n<p>Double parking is when you park in the street next to a car already parked in a parallel parking space. <\/p>\n\n\n\n<p>Double parking occurs because the provided parking spaces are insufficient for demand, thus becoming a norm, especially in congested areas.<\/p>\n\n\n\n<p>Finding an empty parking space may be troubling. Some people are in a rush, so they double park their cars. In return, they leave a number on the dashboard in case he needs to move his car.<\/p>\n\n\n\n<p>However, you cannot&nbsp;double park, whether you leave a number or not. <strong>Double parking is not legal anywhere in Malaysia<\/strong>. You will be liable for a fine sum of at least RM300. In worse cases, you\u2019re liable under Section 48 (1) of the Road Transport Act 1987 &#8211; which means you\u2019ll be slapped with a fine of up to RM5,000 or a minimum jail term of 12 months, or both.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d8cf548a9a2\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d8cf548a9a2\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/can-you-claim-insurance-if-car-windscreen-smashed-due-to-double-parking\/#Why_are_you_not_allowed_to_double_park\" title=\"Why are you not allowed to double park?\">Why are you not allowed to double park?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/can-you-claim-insurance-if-car-windscreen-smashed-due-to-double-parking\/#Can_you_claim_insurance_if_your_windscreen_is_smashed_due_to_double-parking\" title=\"Can you claim insurance if your windscreen is smashed due to double-parking?\">Can you claim insurance if your windscreen is smashed due to double-parking?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/can-you-claim-insurance-if-car-windscreen-smashed-due-to-double-parking\/#Double-parking_Here%E2%80%99s_the_right_way\" title=\"Double-parking? Here&#8217;s the right way\">Double-parking? Here&#8217;s the right way<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Why_are_you_not_allowed_to_double_park\"><\/span>Why are you not allowed to double park?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"34497\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-kereta\/cermin-kereta-kena-pecah-sebab-double-park-boleh-ke-claim-insurans\/attachment\/2022-08-18-13-26-40\" data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/08\/2022-08-18-13.26.40.jpg?fit=1080%2C1080&amp;ssl=1\" data-orig-size=\"1080,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"2022-08-18-13.26.40\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/08\/2022-08-18-13.26.40.jpg?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/08\/2022-08-18-13.26.40.jpg?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"1024\" src=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/08\/2022-08-18-13.26.40.jpg?resize=1024%2C1024&#038;ssl=1\" alt=\"double park kereta\" class=\"wp-image-34497\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/08\/2022-08-18-13.26.40.jpg?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/08\/2022-08-18-13.26.40.jpg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/08\/2022-08-18-13.26.40.jpg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/08\/2022-08-18-13.26.40.jpg?resize=768%2C768&amp;ssl=1 768w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/08\/2022-08-18-13.26.40.jpg?w=1080&amp;ssl=1 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<p>Double parking can cause inconveniences such as:<\/p>\n\n\n\n<ul><li>Traffic congestion<\/li><li>Disputes among road users<\/li><li>Block the other vehicles<\/li><li>Possible crash<\/li><li>Disturb the pedestrians and disabled groups (OKU)<\/li><\/ul>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Can_you_claim_insurance_if_your_windscreen_is_smashed_due_to_double-parking\"><\/span>Can you claim insurance if your windscreen is smashed due to double-parking?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Yes, you can claim insurance. However, it depends on the outcome of the police report. <\/p>\n\n\n\n<p>You must file an Own Damage Claim under your policy if you are found guilty. However, please note that your NCD will be affected as you are the at-fault party.<\/p>\n\n\n\n<p>If you find your car windscreen smashed due to double parking, do a police report and inform your insurer for assistance.<\/p>\n\n\n\n<p>1. Submit your car to the panel workshop. You may call your insurance hotline number for confirmation.<\/p>\n\n\n\n<p>2. Fill up the claim form at the workshop. Ensure to inform them that you are filing a claim from your insurer.<\/p>\n\n\n\n<p>3. After the repair, you can take your car home. You do not have to pay the windscreen cost if you claim insurance. <\/p>\n\n\n\n<p>However, should the police investigation finds you to be innocent, the third party has to cover your car repair cost under their policy. You can file a Third Party claim without affecting your NCD rates!<\/p>\n\n\n\n<p><em>*Note: The third-party refers to the individual who smashed your windscreen.<\/em><\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Double-parking_Here%E2%80%99s_the_right_way\"><\/span>Double-parking? Here&#8217;s the right way<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Double parking is not illegal. But if you must, park your car properly without causing inconvenience to others.<\/p>\n\n\n\n<p>Have common sense.<\/p>\n\n\n\n<ol><li>Display your phone number on the dashboard <\/li><li>Set the gear to Neutral (N)<\/li><li>Release the handbrake<\/li><\/ol>\n\n\n\n<p>Don&#8217;t be self-centred! Have tolerance towards other road users as well.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<p><em data-l-s=\"67471\"><em><em data-l-s=\"67471\"><em>Bjak is one of Malaysia&#8217;s biggest insurance comparison websites, offering policies from over 10 brands. Get your <a href=\"https:\/\/bjak.my\/en?utm_source=blogen&amp;utm_campaign=\">free insurance quote<\/a> from Bjak today!<\/em><\/em><\/em><\/em><\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-black-color has-luminous-vivid-amber-background-color has-text-color has-background\" href=\"https:\/\/bjak.my\/en?utm_source=blogen&amp;utm_campaign=can-you-claim-insurance-if-car-windscreen-smashed-due-to-double-parking\" target=\"_blank\" rel=\"noreferrer noopener\"><strong data-l-s=\"50547\">Get Free Quote<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p><em><em><a href=\"https:\/\/bjak.my\/#facebook\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a><\/em><\/em><\/p>\n\n\n\n<p><strong>Read more<\/strong><strong data-l-s=\"11867\">:<\/strong><\/p>\n\n\n\n<ul><li><a href=\"https:\/\/bjak.my\/blog\/why-does-car-windscreen-crack\/\">Why Does Car Windscreen Crack?<\/a><\/li><li><a href=\"https:\/\/bjak.my\/blog\/cracked-windscreen-should-you-repair-or-replace\/\">Cracked Windscreen: Should You Repair or Replace?<\/a><\/li><li><a href=\"https:\/\/bjak.my\/blog\/how-to-make-a-third-party-insurance-claim\/\">How to Make a Third-Party Insurance Claim<\/a><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>You are liable for a fine of RM300 due to double-parking.<\/p>\n<p>How about for any inconvenience caused due to double-parking? Can you claim insurance?<\/p>\n","protected":false},"author":7,"featured_media":35085,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[431],"tags":[429,59],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Can You Claim Insurance If Car Windscreen Smashed Due to Double Parking? | BJAK<\/title>\n<meta name=\"description\" content=\"You are liable for a fine of RM300 due to double-parking.How about for any inconvenience caused due to double-parking? 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