{"id":35102,"date":"2022-10-07T09:50:16","date_gmt":"2022-10-07T01:50:16","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=35102"},"modified":"2025-09-17T14:50:30","modified_gmt":"2025-09-17T06:50:30","slug":"renewing-insurance-for-an-old-car-heres-what-you-need-to-know","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/car-insurance\/renewing-insurance-for-an-old-car-heres-what-you-need-to-know","title":{"rendered":"Renewing Insurance for An Old Car: Here&#8217;s What You Need To Know"},"content":{"rendered":"\n<p>Do you have old cars or antic cars stored in your home garage? Their vintage look can be aesthetically pleasing but comes with it are responsibilities to retain it.<\/p>\n\n\n\n<p>In addition to safety and maintenance, you must ensure they have valid insurance. You must ensure the validity of the insurance even if they are rarely driven.<\/p>\n\n\n\n<p>Don&#8217;t skip the renewal. Read on as we share more about the insurance renewal for old cars.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d8cddc1e1fe\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d8cddc1e1fe\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/renewing-insurance-for-an-old-car-heres-what-you-need-to-know\/#Should_I_renew_insurance_for_a_rarely_driven_car\" title=\"Should I renew insurance for a rarely driven car?\">Should I renew insurance for a rarely driven car?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/renewing-insurance-for-an-old-car-heres-what-you-need-to-know\/#Insurance_for_an_old_car\" title=\"Insurance for an old car\">Insurance for an old car<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/renewing-insurance-for-an-old-car-heres-what-you-need-to-know\/#Why_old_cars_are_not_allowed_to_renew_with_a_comprehensive_plan\" title=\"Why old cars are not allowed to renew with a comprehensive plan?\">Why old cars are not allowed to renew with a comprehensive plan?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/renewing-insurance-for-an-old-car-heres-what-you-need-to-know\/#Renew_with_the_third-party_policy\" title=\"Renew with the third-party policy\">Renew with the third-party policy<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/renewing-insurance-for-an-old-car-heres-what-you-need-to-know\/#Where_can_you_renew_insurance_for_cars_above_20_years\" title=\"Where can you renew insurance for cars above 20 years?\">Where can you renew insurance for cars above 20 years?<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Should_I_renew_insurance_for_a_rarely_driven_car\"><\/span>Should I renew insurance for a rarely driven car?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image is-resized\"><img loading=\"lazy\" src=\"https:\/\/lh6.googleusercontent.com\/72QIVz0D0rZnf_4tiLGZnMNEfsBi7TY95DYxPwzj8UeUVOrej09SWKX4H8d-uPDQA_6nmo4GJnpdO0tvCO-hosedcx5gRnRbbiUtaZ3caOkLnCw41YeTUoEwJeUUTP-lMZ8rQUKkldTx2zOo50n_wi4\" alt=\"Insurans untuk kereta lama\" width=\"840\" height=\"472\"\/><\/figure>\n\n\n\n<p>Regardless of the frequency of usage, you must ensure to protect your car with insurance. <\/p>\n\n\n\n<p>It is not an excuse to skip insurance renewal even though you seldomly drive the car. In addition to ensure the car&#8217;s validity for legal use on the road, insurance also:<\/p>\n\n\n\n<ul><li>Protect you against the third party claim (if you hit the other party)<\/li><li>Allow you to file an insurance claim if your car gets hit by the other vehicle<\/li><li>Avoid getting sued by the authority (you are unable to renew road tax without valid insurance)<\/li><\/ul>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Insurance_for_an_old_car\"><\/span>Insurance for an old car<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Cars become less safe to drive as they age, thus placing them in a risky category.<\/p>\n\n\n\n<p>That said, most insurers are less keen to insure cars above 20 years with comprehensive insurance. <\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Why_old_cars_are_not_allowed_to_renew_with_a_comprehensive_plan\"><\/span>Why old cars are not allowed to renew with a comprehensive plan?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Some insurance companies set the requirement that only a maximum of 10 or 15 years old cars can renew with a comprehensive plan. Meanwhile, some insurers set conditions up to a maximum of 20 years. This is because cars will get riskier as they age. However, the set period varies across insurance companies.<\/p>\n\n\n\n<p>Say if your car is old and not qualified to get comprehensive insurance &#8211; you need to purchase another insurance plan if no insurers are keen to insure your car. <\/p>\n\n\n\n<p>Please note that you need to protect your car, at least with the most basic plan (third-party insurance).<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Renew_with_the_third-party_policy\"><\/span>Renew with the third-party policy<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>For rarely driven cars above 20 years, you may renew insurance with the most basic policy (third-party plan).<\/p>\n\n\n\n<p>The insurer will still protect you against the third-party claim in an accident due to your negligence.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Where_can_you_renew_insurance_for_cars_above_20_years\"><\/span>Where can you renew insurance for cars above 20 years?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Similar to new cars, you may renew insurance for old cars online!<\/p>\n\n\n\n<p>Many platforms offer online insurance renewal for old cars, including Bjak. You may compare the premiums across insurers first for the lowest price before renewing them.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<p><em><em><em><em>Bjak is one of Malaysia&#8217;s biggest insurance comparison websites, offering policies from over 10 brands. Get your free insurance quote from Bjak today!<\/em><\/em><\/em><\/em><\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-black-color has-luminous-vivid-amber-background-color has-text-color has-background\" href=\"https:\/\/bjak.my\/en?utm_source=blogen&amp;utm_campaign=renewing-insurance-for-an-old-car-heres-what-you-need-to-know\" target=\"_blank\" rel=\"noreferrer noopener\"><strong data-l-s=\"50547\">Get Free Quote<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p><em><em><a href=\"https:\/\/bjak.my\/#facebook\" target=\"_blank\" rel=\"noreferrer noopener\"><\/a><\/em><\/em><\/p>\n\n\n\n<p><strong>Also read:<\/strong><\/p>\n\n\n\n<ul><li><a href=\"https:\/\/bjak.my\/blog\/car-insurance-guide-in-malaysia\/\">Car Insurance Guide In Malaysia<\/a><\/li><li><a href=\"https:\/\/bjak.my\/blog\/types-of-car-insurance-policies\/#Comprehensive_insurance\">Types of Car Insurance Policies<\/a><\/li><li><a href=\"https:\/\/bjak.my\/blog\/car-sum-insured-market-value-vs-agreed-value\/\">Car Sum Insured: Market Value vs Agreed Value<\/a><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Own an old car that is over 20 years old? Make sure it is protected by insurance &#8211; with at least the most basic policy!<\/p>\n","protected":false},"author":7,"featured_media":35123,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[431],"tags":[429,59],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Renewing Insurance for An Old Car: Here&#039;s What You Need To Know | BJAK<\/title>\n<meta name=\"description\" content=\"Own an old car that is over 20 years old? 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