{"id":35326,"date":"2022-11-09T15:54:58","date_gmt":"2022-11-09T07:54:58","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=35326"},"modified":"2023-08-08T14:13:08","modified_gmt":"2023-08-08T06:13:08","slug":"maksud-pemandu-berisiko-tinggi","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/insurans-kereta\/maksud-pemandu-berisiko-tinggi","title":{"rendered":"Maksud Pemandu Berisiko Tinggi"},"content":{"rendered":"\n<p>Untuk makluman semua pemilik kenderaan, salah satu faktor yang akan menentukan premium ketika memperbaharui insurans adalah risiko pemandu itu sendiri.&nbsp;<\/p>\n\n\n\n<p>Ia selepas pelaksanaan langkah Liberalisasi Tarif Insurans Motor oleh Bank Negara Malaysia (BNM) sejak 1 Julai 2017, di mana kadar premium bagi perlindungan jenis Komprehensif dan polisi Pihak Ketiga, Kebakaran dan Kecurian Motor telah diliberalisasikan dan harga premium ditentukan oleh penanggung insurans serta pengendali takaful masing-masing.\u00a0<\/p>\n\n\n\n<p>Susulan daripada langkah liberalisasi ini, lebih banyak faktor akan diambil kira bagi menentukan <a href=\"https:\/\/bjak.my\/blog\/maksud-premium-dalam-insurans-kereta\/\">premium insurans kereta<\/a> oleh syarikat insurans dan pengendali Takaful, termasuklah faktor risiko pemandu.\u00a0<\/p>\n\n\n\n<p>Secara dasarnya, semakin tinggi risiko pemandu, maka semakin tinggilah premium yang akan dikenakan oleh syarikat insurans terhadap pemilik kenderaan.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69e0f8fa60160\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69e0f8fa60160\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/maksud-pemandu-berisiko-tinggi\/#Apakah_maksud_pemandu_berisiko_tinggi\" title=\"Apakah maksud pemandu berisiko tinggi\">Apakah maksud pemandu berisiko tinggi<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/maksud-pemandu-berisiko-tinggi\/#Usia_pemandu\" title=\"Usia pemandu\">Usia pemandu<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/maksud-pemandu-berisiko-tinggi\/#Usia_kenderaan\" title=\"Usia kenderaan\">Usia kenderaan<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/maksud-pemandu-berisiko-tinggi\/#Jantina_pemandu\" title=\"Jantina pemandu\">Jantina pemandu<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/maksud-pemandu-berisiko-tinggi\/#Rekod_tuntutan_pemandu\" title=\"Rekod tuntutan pemandu\">Rekod tuntutan pemandu<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/maksud-pemandu-berisiko-tinggi\/#Pemasangan_sistem_peranti_kecurian\" title=\"Pemasangan sistem\/ peranti kecurian\">Pemasangan sistem\/ peranti kecurian<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/maksud-pemandu-berisiko-tinggi\/#Rekod_kesalahan_lalu_lintas\" title=\"Rekod kesalahan lalu lintas\">Rekod kesalahan lalu lintas<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/maksud-pemandu-berisiko-tinggi\/#Elak_jadi_pemandu_berisiko_tinggi\" title=\"Elak jadi pemandu berisiko tinggi\">Elak jadi pemandu berisiko tinggi<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Apakah_maksud_pemandu_berisiko_tinggi\"><\/span>Apakah maksud pemandu berisiko tinggi<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Terdapat beberapa ciri atau kriteria yang akan menentukan seseorang itu pemandu yang tinggi risikonya ataupun tidak.<\/p>\n\n\n\n<p>Di bawah ini kami kongsikan maksud\/ ciri pemandu berisiko tinggi untuk pemahaman anda:<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Usia_pemandu\"><\/span>Usia pemandu<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Pemandu muda berusia antara 17 hingga 23 tahun dianggap sebagai berisiko tinggi kerana statistik menunjukkan banyak kemalangan serius melibatkan pemandu dalam lingkungan usia ini.&nbsp;<\/p>\n\n\n\n<p>Selain itu, pemandu berusia 50 tahun dan ke atas juga berada dalam kategori ini kerana lebih cenderung untuk mempunyai tidak balas yang perlahan serta terdedah kepada penyakit yang boleh menjejaskan pemanduan, seperti Demensia, lemah jantung dan Parkinsons.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Usia_kenderaan\"><\/span>Usia kenderaan<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Kereta yang sudah lama khususnya berusia 10 tahun ke atas lebih tinggi risikonya untuk rosak berbanding kereta baru. Jadi pemiliknya akan dikategorikan sebagai pemandu berisiko tinggi oleh syarikat insurans.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Jantina_pemandu\"><\/span>Jantina pemandu<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Jangan terkejut ya! Menurut PIAM, berdasarkan kajian yang telah dilakukan di kebanyakan negara-negara maju, pemandu lelaki sebenarnya berada dalam kelompok pemandu yang mempunyai risiko lebih tinggi berbanding pemandu wanita.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Rekod_tuntutan_pemandu\"><\/span>Rekod tuntutan pemandu<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Pemandu yang kerap terlibat dalam kemalangan dan membuat tuntutan insurans dianggap sebagai berisiko tinggi dan mungkin perlu membayar premium insurans yang lebih mahal semasa pembaharuan insurans.&nbsp;&nbsp;<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Pemasangan_sistem_peranti_kecurian\"><\/span>Pemasangan sistem\/ peranti kecurian<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Untuk makluman anda, kenderaan yang tidak memiliki sistem keselamatan anti-kecurian juga dikategorikan sebagai lebih berisiko tinggi berbanding yang memilikinya.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Rekod_kesalahan_lalu_lintas\"><\/span>Rekod kesalahan lalu lintas<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Penting untuk anda tahu, mereka yang kerap dikenakan tindakan undang-undang dengan melanggar peraturan jalan raya dianggap lebih berisiko tinggi dan mungkin dikenakan premium yang lebih mahal. Jadi, sila pandu dengan selamat bukan sahaja untuk merendahkan premium insurans anda, bahkan juga demi keselamatan anda dan pengguna jalan raya lain.&nbsp;<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Elak_jadi_pemandu_berisiko_tinggi\"><\/span>Elak jadi pemandu berisiko tinggi<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Sedar atau tidak, profil anda penting dalam memastikan anda mendapat premium yang lebih rendah ketika memperbaharui insurans. Jadi, sila pastikan anda menjaga profil anda sebaik mungkin supaya anda tidak berada dalam kategori pemandu berisiko tinggi.&nbsp;<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<p>Bjak menyediakan lebih 10 jenama insurans untuk pengguna lakukan perbandingan. Dapatkan\u00a0<a href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=maksud-pemandu-berisiko-tinggi\">sebut\u00a0harga percuma<\/a>\u00a0di Bjak dan pilih pelan terbaik hari ini!<\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-luminous-vivid-amber-background-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=maksud-pemandu-berisiko-tinggi\">Renew Online<\/a><\/div>\n<\/div>\n\n\n\n<p><strong>Baca juga:&nbsp;<\/strong><\/p>\n\n\n\n<ul><li><a href=\"https:\/\/bjak.my\/blog\/5-perkara-yang-perlu-anda-tahu-sebelum-membuat-tuntutan-insurans\/\">5 Perkara Yang Perlu Anda Tahu Sebelum Membuat Tuntutan Insurans<\/a><\/li><li><a href=\"https:\/\/bjak.my\/blog\/kesilapan-yang-perlu-dielakkan-semasa-memfailkan-tuntutan-insurans-kemalangan-kereta\/\">Kesilapan Yang Perlu Dielakkan Semasa Memfailkan Tuntutan Insurans Kemalangan Kereta<\/a><\/li><li><a href=\"https:\/\/bjak.my\/blog\/risiko-pemandu-adakah-anda-pemandu-berisiko-tinggi-atau-rendah\/\">Risiko Pemandu: Adakah Anda Pemandu Berisiko Tinggi Atau Rendah?&nbsp;<\/a><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Profil pemandu berisiko tinggi boleh menjadi penyebab premium insurans menjadi lebih mahal berbanding pemandu berisiko rendah. <\/p>\n","protected":false},"author":4,"featured_media":35333,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[350],"tags":[26,243,248],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Maksud Pemandu Berisiko Tinggi<\/title>\n<meta name=\"description\" content=\"Profil pemandu berisiko tinggi boleh menjadi penyebab premium insurans menjadi lebih mahal berbanding pemandu berisiko rendah.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/maksud-pemandu-berisiko-tinggi\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Maksud Pemandu Berisiko Tinggi\" \/>\n<meta property=\"og:description\" content=\"Profil pemandu berisiko tinggi boleh menjadi penyebab premium insurans menjadi lebih mahal berbanding pemandu berisiko rendah.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bjak.my\/blog\/insurans-kereta\/maksud-pemandu-berisiko-tinggi\" \/>\n<meta property=\"og:site_name\" content=\"BJAK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bjak.my\" \/>\n<meta property=\"article:published_time\" content=\"2022-11-09T07:54:58+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-08-08T06:13:08+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/11\/2022-11-09-15.50.28.jpg?fit=1600%2C1012&#038;ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"1012\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:site\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Athirah Hanapiah\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/bjak.my\/blog\/#organization\",\"name\":\"Bjak\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/bjak.my\",\"https:\/\/www.instagram.com\/bjak.my\",\"https:\/\/www.linkedin.com\/company\/14607755\/admin\/\",\"https:\/\/twitter.com\/bjakmy\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"width\":756,\"height\":756,\"caption\":\"Bjak\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bjak.my\/blog\/#website\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"name\":\"BJAK\",\"description\":\"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!\",\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/bjak.my\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/maksud-pemandu-berisiko-tinggi#primaryimage\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/11\/2022-11-09-15.50.28.jpg?fit=1600%2C1012&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/11\/2022-11-09-15.50.28.jpg?fit=1600%2C1012&ssl=1\",\"width\":1600,\"height\":1012,\"caption\":\"pemandu berisiko tinggi\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/maksud-pemandu-berisiko-tinggi#webpage\",\"url\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/maksud-pemandu-berisiko-tinggi\",\"name\":\"Maksud Pemandu Berisiko Tinggi\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/maksud-pemandu-berisiko-tinggi#primaryimage\"},\"datePublished\":\"2022-11-09T07:54:58+00:00\",\"dateModified\":\"2023-08-08T06:13:08+00:00\",\"description\":\"Profil pemandu berisiko tinggi boleh menjadi penyebab premium insurans menjadi lebih mahal berbanding pemandu berisiko rendah.\",\"breadcrumb\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/maksud-pemandu-berisiko-tinggi#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/bjak.my\/blog\/insurans-kereta\/maksud-pemandu-berisiko-tinggi\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/maksud-pemandu-berisiko-tinggi#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/bjak.my\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Maksud Pemandu Berisiko Tinggi\"}]},{\"@type\":\"Article\",\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/maksud-pemandu-berisiko-tinggi#article\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/maksud-pemandu-berisiko-tinggi#webpage\"},\"author\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/ac6242ed7b78cf446e0c0aeb4802a375\"},\"headline\":\"Maksud Pemandu Berisiko Tinggi\",\"datePublished\":\"2022-11-09T07:54:58+00:00\",\"dateModified\":\"2023-08-08T06:13:08+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/maksud-pemandu-berisiko-tinggi#webpage\"},\"wordCount\":471,\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/insurans-kereta\/maksud-pemandu-berisiko-tinggi#primaryimage\"},\"thumbnailUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/11\/2022-11-09-15.50.28.jpg?fit=1600%2C1012&ssl=1\",\"keywords\":[\"BM\",\"insurans kereta\",\"renew insurans\"],\"articleSection\":[\"Insurans Kereta\"],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/ac6242ed7b78cf446e0c0aeb4802a375\",\"name\":\"Athirah Hanapiah\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/67ccc05099376966340f5762284125cf?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/67ccc05099376966340f5762284125cf?s=96&d=mm&r=g\",\"caption\":\"Athirah Hanapiah\"},\"description\":\"\\\"A word after a word after a word is power\\\"\",\"url\":\"https:\/\/bjak.my\/blog\/author\/athirahbjak\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Maksud Pemandu Berisiko Tinggi","description":"Profil pemandu berisiko tinggi boleh menjadi penyebab premium insurans menjadi lebih mahal berbanding pemandu berisiko rendah.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/bjak.my\/blog\/insurans-kereta\/maksud-pemandu-berisiko-tinggi","og_locale":"en_US","og_type":"article","og_title":"Maksud Pemandu Berisiko Tinggi","og_description":"Profil pemandu berisiko tinggi boleh menjadi penyebab premium insurans menjadi lebih mahal berbanding pemandu berisiko rendah.","og_url":"https:\/\/bjak.my\/blog\/insurans-kereta\/maksud-pemandu-berisiko-tinggi","og_site_name":"BJAK","article_publisher":"https:\/\/www.facebook.com\/bjak.my","article_published_time":"2022-11-09T07:54:58+00:00","article_modified_time":"2023-08-08T06:13:08+00:00","og_image":[{"width":1600,"height":1012,"url":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/11\/2022-11-09-15.50.28.jpg?fit=1600%2C1012&ssl=1","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_creator":"@bjakmy","twitter_site":"@bjakmy","twitter_misc":{"Written by":"Athirah Hanapiah","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Organization","@id":"https:\/\/bjak.my\/blog\/#organization","name":"Bjak","url":"https:\/\/bjak.my\/blog\/","sameAs":["https:\/\/www.facebook.com\/bjak.my","https:\/\/www.instagram.com\/bjak.my","https:\/\/www.linkedin.com\/company\/14607755\/admin\/","https:\/\/twitter.com\/bjakmy"],"logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","contentUrl":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","width":756,"height":756,"caption":"Bjak"},"image":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/"}},{"@type":"WebSite","@id":"https:\/\/bjak.my\/blog\/#website","url":"https:\/\/bjak.my\/blog\/","name":"BJAK","description":"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!","publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/bjak.my\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/maksud-pemandu-berisiko-tinggi#primaryimage","url":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/11\/2022-11-09-15.50.28.jpg?fit=1600%2C1012&ssl=1","contentUrl":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/11\/2022-11-09-15.50.28.jpg?fit=1600%2C1012&ssl=1","width":1600,"height":1012,"caption":"pemandu berisiko tinggi"},{"@type":"WebPage","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/maksud-pemandu-berisiko-tinggi#webpage","url":"https:\/\/bjak.my\/blog\/insurans-kereta\/maksud-pemandu-berisiko-tinggi","name":"Maksud Pemandu Berisiko Tinggi","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/maksud-pemandu-berisiko-tinggi#primaryimage"},"datePublished":"2022-11-09T07:54:58+00:00","dateModified":"2023-08-08T06:13:08+00:00","description":"Profil pemandu berisiko tinggi boleh menjadi penyebab premium insurans menjadi lebih mahal berbanding pemandu berisiko rendah.","breadcrumb":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/maksud-pemandu-berisiko-tinggi#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/bjak.my\/blog\/insurans-kereta\/maksud-pemandu-berisiko-tinggi"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/maksud-pemandu-berisiko-tinggi#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/bjak.my\/blog\/"},{"@type":"ListItem","position":2,"name":"Maksud Pemandu Berisiko Tinggi"}]},{"@type":"Article","@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/maksud-pemandu-berisiko-tinggi#article","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/maksud-pemandu-berisiko-tinggi#webpage"},"author":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/ac6242ed7b78cf446e0c0aeb4802a375"},"headline":"Maksud Pemandu Berisiko Tinggi","datePublished":"2022-11-09T07:54:58+00:00","dateModified":"2023-08-08T06:13:08+00:00","mainEntityOfPage":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/maksud-pemandu-berisiko-tinggi#webpage"},"wordCount":471,"publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"image":{"@id":"https:\/\/bjak.my\/blog\/insurans-kereta\/maksud-pemandu-berisiko-tinggi#primaryimage"},"thumbnailUrl":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/11\/2022-11-09-15.50.28.jpg?fit=1600%2C1012&ssl=1","keywords":["BM","insurans kereta","renew insurans"],"articleSection":["Insurans Kereta"],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/ac6242ed7b78cf446e0c0aeb4802a375","name":"Athirah Hanapiah","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/67ccc05099376966340f5762284125cf?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/67ccc05099376966340f5762284125cf?s=96&d=mm&r=g","caption":"Athirah Hanapiah"},"description":"\"A word after a word after a word is power\"","url":"https:\/\/bjak.my\/blog\/author\/athirahbjak"}]}},"jetpack_featured_media_url":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/11\/2022-11-09-15.50.28.jpg?fit=1600%2C1012&ssl=1","_links":{"self":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/35326"}],"collection":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/comments?post=35326"}],"version-history":[{"count":6,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/35326\/revisions"}],"predecessor-version":[{"id":41779,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/35326\/revisions\/41779"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media\/35333"}],"wp:attachment":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media?parent=35326"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/categories?post=35326"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/tags?post=35326"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}