{"id":35355,"date":"2022-11-15T09:12:02","date_gmt":"2022-11-15T01:12:02","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=35355"},"modified":"2025-09-17T14:40:08","modified_gmt":"2025-09-17T06:40:08","slug":"5-things-to-know-before-filing-an-insurance-claim","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/car-insurance\/5-things-to-know-before-filing-an-insurance-claim","title":{"rendered":"5 Things To Know Before Filing An Insurance Claim!"},"content":{"rendered":"\n<p>Insurance is like a financial safety net, helping you recover in the event of untoward incidents. Examples are car accidents, fire, or theft. Such recovery costs are not cheap &#8211; they can cost hundreds and even reach thousands!<\/p>\n\n\n\n<p>Therefore, with a <a href=\"https:\/\/bjak.my\/blog\/understand-your-car-insurance-policy\/\">car policy<\/a> in place, you do not have to worry much about the cost. Your insurance will cover the cost. Your responsibility is to file the claim correctly and accordingly to ensure a smooth process.<\/p>\n\n\n\n<p>However, is there any chance of a hiccup during the claim process? Yes, there can be, and the insurer can reject your claim. <\/p>\n\n\n\n<p>But don&#8217;t worry! Let us share several factors that you can take note of to reduce the possibility of your claim being rejected by the insurance company.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d767519218c\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d767519218c\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/5-things-to-know-before-filing-an-insurance-claim\/#5_things_to_take_note_of\" title=\"5 things to take note of\">5 things to take note of<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/5-things-to-know-before-filing-an-insurance-claim\/#Type_of_insurance_policy\" title=\"Type of insurance policy\">Type of insurance policy<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/5-things-to-know-before-filing-an-insurance-claim\/#Police_report_and_insurance_issues_to_insert_in_an_insurance_claim\" title=\"Police report and insurance issues to insert in an insurance claim\">Police report and insurance issues to insert in an insurance claim<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/5-things-to-know-before-filing-an-insurance-claim\/#Not_named_driver\" title=\"Not named driver\">Not named driver<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/5-things-to-know-before-filing-an-insurance-claim\/#Accident_situations\" title=\"Accident situations\">Accident situations<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/5-things-to-know-before-filing-an-insurance-claim\/#Necessary_documents_for_an_insurance_claim\" title=\"Necessary documents for an insurance claim\">Necessary documents for an insurance claim<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"5_things_to_take_note_of\"><\/span>5 things to take note of<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img src=\"https:\/\/lh3.googleusercontent.com\/H14TS0J8EBREBEZ8IGDQrurHfTEPuE1gorprh9Cv3KntVZAhL0mi7fr_E8gUuCwCcznlpvZrAdT0HvKlaehdfc8V1iUX0s0MRBh4Q2zDtolR_XWoGXhd8KoGiyiwKgFfSlrhdlllHP0wWf7J_jFZ9G9O2lBGLvXhxUUheiXOMYR2J7RX_KQ4d8e64g\" alt=\"Car insurance claim\"\/><\/figure>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Type_of_insurance_policy\"><\/span>Type of insurance policy<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Can you claim if you have insurance? <\/p>\n\n\n\n<p>Of course, the insurer will cover you depending on the policy type. It does not mean that the policy will cover all types of incidents. Read below:<\/p>\n\n\n\n<p><strong>Third-party policy<\/strong><\/p>\n\n\n\n<p>For example, if you purchase a third-party policy &#8211; you are not entitled to make any claim if the accident is caused by you.<\/p>\n\n\n\n<p>The policy will only allow the involved party in the accident (third party) to file a claim. It means <strong>the insurer will only cover the cost of vehicle damage and bodily injury sustained by the third party<\/strong>. <\/p>\n\n\n\n<p>How about your vehicle damages resulting from the incident? You will have to foot the bill yourself.<\/p>\n\n\n\n<p><strong>Third-party, fire, and theft policy<\/strong><\/p>\n\n\n\n<p>This policy is less likely to provide the same coverage as a Third-Party policy. The policy will not cover damage to your car caused by your negligence. You will have to cover the cost yourself.<\/p>\n\n\n\n<p>However, in the event of a car fire or theft (accidental), you are allowed to file a claim.<\/p>\n\n\n\n<p><strong>Comprehensive policy<\/strong><\/p>\n\n\n\n<p>The comprehensive policy does provide quite extensive coverage to the policyholder. However, it doesn&#8217;t guarantee that you can claim every damage to your car. <\/p>\n\n\n\n<p>Some examples include:<\/p>\n\n\n\n<ul><li>Total loss<\/li><li>Self-injury or death due to an accident caused by oneself <\/li><li>Loss of car accessories<\/li><li>Damages due to riots<\/li><li>Damages due to natural disasters<\/li><\/ul>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Police_report_and_insurance_issues_to_insert_in_an_insurance_claim\"><\/span>Police report and insurance issues to insert in an insurance claim<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image\"><img src=\"https:\/\/lh3.googleusercontent.com\/ohBWImR9qu7pPfZ-O_pB2ZE-aPbQTw1Lz-d1ByEtuVejwKr5BzMEA9QZks36AkZSmetBJTegKRIT0lru6IeYNzf4pU6is317AzCEhtJ76qkAwZBrPsSBumLR-PzuzIrcWxfUxA5dXzwteE0PaCYWd4Z5qMmiSqgrFCSptAEdPL8ybb0toGzXALQoTQ\" alt=\"Police report for insurance claim\"\/><\/figure>\n\n\n\n<p>You need to lodge a police report immediately following an accident.<\/p>\n\n\n\n<p>How fast do you have to be? You need to report the accident <a href=\"https:\/\/bjak.my\/blog\/what-happens-if-you-dont-lodge-a-police-report-in-24-hours\/\">within 24 hours<\/a> of participating in an accident. Do not forget to inform your insurer too &#8211; 7 days after the accident.<\/p>\n\n\n\n<p>Insurance companies will recommend that you inform them about your vehicle damage as soon as the damage occurs.<\/p>\n\n\n\n<p>Here is the recommended timeframe:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Procedure<\/strong><\/td><td><strong>Timeframe<\/strong><\/td><\/tr><tr><td>Inform the insurance company of the damage<\/td><td>24 hours from the incident (car accident\/breakdown)<\/td><\/tr><tr><td>Lodge a police report of the accident<\/td><td>24 hours from the time you detect the damage or accident<\/td><\/tr><tr><td>File an insurance claim if you are not warded at the hospital<\/td><td>7 days from the time you detect the damage or accident<\/td><\/tr><tr><td>File an insurance claim if you are warded at the hospital<\/td><td>30 days from the time you detect the damage or accident<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Can you delay filing an insurance claim? Yes, you are allowed to do so under certain circumstances. You can put off the insurance claim should you be warded at the hospital due to injury following an accident.<\/p>\n\n\n\n<p>If you delay the claim (exceeding the timeframe) without relevant reason, your claim is more or less likely will be rejected.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Not_named_driver\"><\/span>Not named driver<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Most insurance companies allow additional drivers (up to two persons other than you) in the policy. Doing so will allow you to claim (without fines) if your car has an accident caused by another driver.<\/p>\n\n\n\n<p>However, some policies allow you to name more than two named drivers in the policy. An example is Etiqa Takaful.<\/p>\n\n\n\n<p>If your car participates in an accident (caused by an unnamed driver), the car owner (you) will have to pay mandatory excess or fine of up to RM400 when filing an insurance claim. Chances are high for the claim to be rejected.<\/p>\n\n\n\n<p>Therefore, we recommend you insert additional named drivers (who use your car frequently) to avoid complications during a claim.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Accident_situations\"><\/span>Accident situations<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image\"><img src=\"https:\/\/lh3.googleusercontent.com\/vTS8yvw6w4TEIhyNmbhjn3QXJqbsQqOVtXz0JE9uEiOSSl3pWkQGaC7aYKzbfSxXRdU5_B-qWuZE26jfzmDsrOZYl1_9M_aUrYNB9fdkO3XDeZtLAo-bKwN7xP3_t_zlO6g9Xp1u0NjvfvZrrAHMXDrRnG4bPPQZlykwfnymbWeiGun5ak3TJeS__g\" alt=\"Car insurance claim after an accident\"\/><\/figure>\n\n\n\n<p>Not all accident situations will allow you to make an insurance claim. An example is, driving under the influence of alcohol.<\/p>\n\n\n\n<p>Driving under the <a href=\"https:\/\/bjak.my\/blog\/drunk-driving-accident-can-you-claim-insurance\/\">influence of alcohol<\/a> is a general exception to insurance policies in Malaysia.<\/p>\n\n\n\n<p>Insurance companies will not cover any damages to the vehicle or properties caused by drunk driving. However, the insurer will pay for damages and injuries borne by the third party. But please note that the insurance company has the right to re-claim what is insured.<\/p>\n\n\n\n<p>Following the accident (drunk driving), the insurer may revoke your policy or demand you pay two times the vehicle insurance for causing the accident. That does not sound good&#8230;<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Necessary_documents_for_an_insurance_claim\"><\/span>Necessary documents for an insurance claim<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>A <a href=\"https:\/\/bjak.my\/blog\/guide-to-car-insurance-the-must-know-things\/\">car insurance<\/a> claim will require you to prepare the necessary documents to support your claim.<\/p>\n\n\n\n<p>Failure to provide these may appear to be a disturbance in your insurance claim process. Or worse, be denied.<\/p>\n\n\n\n<p>The following documents that you need to provide when filing a claim are:<\/p>\n\n\n\n<ul><li>Original copy of police report<\/li><li>Insurance policy<\/li><li>MyKad (copy)<\/li><li>Driving licence (copy)<\/li><li>Pictures of damages to the vehicle (your vehicle and the involved party&#8217;s vehicle)<\/li><li>Photos of the accident scene<\/li><li>Car ownership certificate<\/li><li>Car repair bill or invoice (copy)<\/li><\/ul>\n\n\n\n<p>The number of documents needed is not fixed, however, as it will vary across insurers.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<p><em><em><em><em>Bjak is one of Malaysia&#8217;s biggest insurance comparison sites, with more than 10 insurance brands to choose from. Get your <a href=\"https:\/\/bjak.my\/en?utm_source=blogen&amp;utm_campaign=\" target=\"_blank\" rel=\"noreferrer noopener\">free insurance quote<\/a>&nbsp;at Bjak today!<\/em><\/em><\/em><\/em><\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button is-style-fill\"><a class=\"wp-block-button__link has-black-color has-luminous-vivid-amber-background-color has-text-color has-background\" href=\"https:\/\/bjak.my\/en?utm_source=blogen&amp;utm_campaign=5-things-to-know-before-filing-an-insurance-claim\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Get free quote<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<p><em>Also read:&nbsp;<\/em><\/p>\n\n\n\n<ul><li><em><a href=\"https:\/\/bjak.my\/blog\/mistakes-to-avoid-when-filing-car-accident-insurance-claim\/\">Mistakes To Avoid When Filing Car Accident Insurance Claim<\/a><\/em><\/li><li><em><a href=\"https:\/\/bjak.my\/blog\/what-can-you-do-when-your-insurance-claim-is-denied\/\">What Can You Do When Your Insurance Claim Is Denied?<\/a><\/em><\/li><li><em><a href=\"https:\/\/bjak.my\/blog\/frequently-asked-questions-about-car-insurance-claim\/\">Frequently Asked Questions About Car Insurance Claims<\/a><\/em><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>There are several factors that you can take note of to reduce the possibility of claim rejection by the insurance company.<\/p>\n","protected":false},"author":7,"featured_media":35411,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[431],"tags":[429,59],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Insurance Claim: 5 Things To Know Before Filing It<\/title>\n<meta name=\"description\" content=\"There are several factors that you can take note of to reduce the possibility of claim rejection by the insurance company.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/5-things-to-know-before-filing-an-insurance-claim\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Insurance Claim: 5 Things To Know Before Filing It\" \/>\n<meta property=\"og:description\" content=\"There are several factors that you can take note of to reduce the possibility of claim rejection by the insurance company.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bjak.my\/blog\/car-insurance\/5-things-to-know-before-filing-an-insurance-claim\" \/>\n<meta property=\"og:site_name\" content=\"BJAK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bjak.my\" \/>\n<meta property=\"article:published_time\" content=\"2022-11-15T01:12:02+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-09-17T06:40:08+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/11\/photo_2022-11-15-09.03.08.jpeg?fit=1600%2C1012&#038;ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"1012\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:site\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Nurul\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/bjak.my\/blog\/#organization\",\"name\":\"Bjak\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/bjak.my\",\"https:\/\/www.instagram.com\/bjak.my\",\"https:\/\/www.linkedin.com\/company\/14607755\/admin\/\",\"https:\/\/twitter.com\/bjakmy\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"width\":756,\"height\":756,\"caption\":\"Bjak\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bjak.my\/blog\/#website\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"name\":\"BJAK\",\"description\":\"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!\",\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/bjak.my\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/5-things-to-know-before-filing-an-insurance-claim#primaryimage\",\"url\":\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/11\/photo_2022-11-15-09.03.08.jpeg?fit=1600%2C1012&ssl=1\",\"contentUrl\":\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/11\/photo_2022-11-15-09.03.08.jpeg?fit=1600%2C1012&ssl=1\",\"width\":1600,\"height\":1012},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/5-things-to-know-before-filing-an-insurance-claim#webpage\",\"url\":\"https:\/\/bjak.my\/blog\/car-insurance\/5-things-to-know-before-filing-an-insurance-claim\",\"name\":\"Insurance Claim: 5 Things To Know Before Filing It\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/5-things-to-know-before-filing-an-insurance-claim#primaryimage\"},\"datePublished\":\"2022-11-15T01:12:02+00:00\",\"dateModified\":\"2025-09-17T06:40:08+00:00\",\"description\":\"There are several factors that you can take note of to reduce the possibility of claim rejection by the insurance company.\",\"breadcrumb\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/5-things-to-know-before-filing-an-insurance-claim#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/bjak.my\/blog\/car-insurance\/5-things-to-know-before-filing-an-insurance-claim\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/5-things-to-know-before-filing-an-insurance-claim#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/bjak.my\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"5 Things To Know Before Filing An Insurance Claim!\"}]},{\"@type\":\"Article\",\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/5-things-to-know-before-filing-an-insurance-claim#article\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/5-things-to-know-before-filing-an-insurance-claim#webpage\"},\"author\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/61a67d540bcf28158825938f12c23476\"},\"headline\":\"5 Things To Know Before Filing An Insurance Claim!\",\"datePublished\":\"2022-11-15T01:12:02+00:00\",\"dateModified\":\"2025-09-17T06:40:08+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/5-things-to-know-before-filing-an-insurance-claim#webpage\"},\"wordCount\":966,\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/5-things-to-know-before-filing-an-insurance-claim#primaryimage\"},\"thumbnailUrl\":\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/11\/photo_2022-11-15-09.03.08.jpeg?fit=1600%2C1012&ssl=1\",\"keywords\":[\"Car insurance\",\"EN\"],\"articleSection\":[\"Car Insurance\"],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/61a67d540bcf28158825938f12c23476\",\"name\":\"Nurul\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/efe7c28f15006a16066c9be6282f5f7b?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/efe7c28f15006a16066c9be6282f5f7b?s=96&d=mm&r=g\",\"caption\":\"Nurul\"},\"description\":\"I write to express.\",\"url\":\"https:\/\/bjak.my\/blog\/author\/nurulazwamohdaris\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Insurance Claim: 5 Things To Know Before Filing It","description":"There are several factors that you can take note of to reduce the possibility of claim rejection by the insurance company.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/bjak.my\/blog\/car-insurance\/5-things-to-know-before-filing-an-insurance-claim","og_locale":"en_US","og_type":"article","og_title":"Insurance Claim: 5 Things To Know Before Filing It","og_description":"There are several factors that you can take note of to reduce the possibility of claim rejection by the insurance company.","og_url":"https:\/\/bjak.my\/blog\/car-insurance\/5-things-to-know-before-filing-an-insurance-claim","og_site_name":"BJAK","article_publisher":"https:\/\/www.facebook.com\/bjak.my","article_published_time":"2022-11-15T01:12:02+00:00","article_modified_time":"2025-09-17T06:40:08+00:00","og_image":[{"width":1600,"height":1012,"url":"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/11\/photo_2022-11-15-09.03.08.jpeg?fit=1600%2C1012&ssl=1","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_creator":"@bjakmy","twitter_site":"@bjakmy","twitter_misc":{"Written by":"Nurul","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Organization","@id":"https:\/\/bjak.my\/blog\/#organization","name":"Bjak","url":"https:\/\/bjak.my\/blog\/","sameAs":["https:\/\/www.facebook.com\/bjak.my","https:\/\/www.instagram.com\/bjak.my","https:\/\/www.linkedin.com\/company\/14607755\/admin\/","https:\/\/twitter.com\/bjakmy"],"logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","contentUrl":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","width":756,"height":756,"caption":"Bjak"},"image":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/"}},{"@type":"WebSite","@id":"https:\/\/bjak.my\/blog\/#website","url":"https:\/\/bjak.my\/blog\/","name":"BJAK","description":"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!","publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/bjak.my\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/car-insurance\/5-things-to-know-before-filing-an-insurance-claim#primaryimage","url":"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/11\/photo_2022-11-15-09.03.08.jpeg?fit=1600%2C1012&ssl=1","contentUrl":"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/11\/photo_2022-11-15-09.03.08.jpeg?fit=1600%2C1012&ssl=1","width":1600,"height":1012},{"@type":"WebPage","@id":"https:\/\/bjak.my\/blog\/car-insurance\/5-things-to-know-before-filing-an-insurance-claim#webpage","url":"https:\/\/bjak.my\/blog\/car-insurance\/5-things-to-know-before-filing-an-insurance-claim","name":"Insurance Claim: 5 Things To Know Before Filing It","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/5-things-to-know-before-filing-an-insurance-claim#primaryimage"},"datePublished":"2022-11-15T01:12:02+00:00","dateModified":"2025-09-17T06:40:08+00:00","description":"There are several factors that you can take note of to reduce the possibility of claim rejection by the insurance company.","breadcrumb":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/5-things-to-know-before-filing-an-insurance-claim#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/bjak.my\/blog\/car-insurance\/5-things-to-know-before-filing-an-insurance-claim"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/bjak.my\/blog\/car-insurance\/5-things-to-know-before-filing-an-insurance-claim#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/bjak.my\/blog\/"},{"@type":"ListItem","position":2,"name":"5 Things To Know Before Filing An Insurance Claim!"}]},{"@type":"Article","@id":"https:\/\/bjak.my\/blog\/car-insurance\/5-things-to-know-before-filing-an-insurance-claim#article","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/5-things-to-know-before-filing-an-insurance-claim#webpage"},"author":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/61a67d540bcf28158825938f12c23476"},"headline":"5 Things To Know Before Filing An Insurance Claim!","datePublished":"2022-11-15T01:12:02+00:00","dateModified":"2025-09-17T06:40:08+00:00","mainEntityOfPage":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/5-things-to-know-before-filing-an-insurance-claim#webpage"},"wordCount":966,"publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"image":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/5-things-to-know-before-filing-an-insurance-claim#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/11\/photo_2022-11-15-09.03.08.jpeg?fit=1600%2C1012&ssl=1","keywords":["Car insurance","EN"],"articleSection":["Car Insurance"],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/61a67d540bcf28158825938f12c23476","name":"Nurul","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/efe7c28f15006a16066c9be6282f5f7b?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/efe7c28f15006a16066c9be6282f5f7b?s=96&d=mm&r=g","caption":"Nurul"},"description":"I write to express.","url":"https:\/\/bjak.my\/blog\/author\/nurulazwamohdaris"}]}},"jetpack_featured_media_url":"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/11\/photo_2022-11-15-09.03.08.jpeg?fit=1600%2C1012&ssl=1","_links":{"self":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/35355"}],"collection":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/comments?post=35355"}],"version-history":[{"count":10,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/35355\/revisions"}],"predecessor-version":[{"id":51477,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/35355\/revisions\/51477"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media\/35411"}],"wp:attachment":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media?parent=35355"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/categories?post=35355"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/tags?post=35355"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}