{"id":35845,"date":"2023-02-16T13:46:45","date_gmt":"2023-02-16T05:46:45","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=35845"},"modified":"2023-06-21T11:02:02","modified_gmt":"2023-06-21T03:02:02","slug":"5-salah-faham-yang-sering-berlaku-dalam-insurans-kenderaan","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/insurans-kereta\/5-salah-faham-yang-sering-berlaku-dalam-insurans-kenderaan","title":{"rendered":"5 Salah Faham Yang Sering Berlaku Dalam Insurans Kenderaan"},"content":{"rendered":"\n<p>Meskipun setiap tahun insurans kenderaan diperbaharui, namun boleh dikatakan ramai lagi pemilik kenderaan tidak betul-betul memahami apakah bentuk perlindungan yang diberikan, justeru timbul salah faham ketika ingin membuat tuntutan.<\/p>\n\n\n\n<p>Ada beberapa perkara atau situasi yang biasanya disalah erti oleh pemegang polisi dan menganggap perlindungan akan turut ditawarkan syarikat insurans terutamanya apabila sudah membeli pelan komprehensif, yang juga dikenali sebagai <a href=\"https:\/\/bjak.my\/blog\/kenapa-anda-perlu-beli-insurans-kereta-1st-party\/\">insurans kereta 1st party<\/a>. Salah faham ini berlaku kerana ramai dalam kalangan kita tidak membaca terma &amp; syarat dalam polisi dan kurang jelas mengenai bentuk perlindungan sebenar yang diberikan.\u00a0<\/p>\n\n\n\n<p>Jadi pada artikel ini, Bjak akan senaraikan beberapa salah faham dalam insurans kenderaan yang sering berlaku supaya anda dapat fahami dengan lebih baik.<\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-luminous-vivid-amber-background-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=5-salah-faham-yang-sering-berlaku-dalam-insurans-kenderaan\">Renew Insurans<\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69e0b135881fd\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69e0b135881fd\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/5-salah-faham-yang-sering-berlaku-dalam-insurans-kenderaan\/#Salah_faham_dalam_insurans_kenderaan\" title=\"Salah faham dalam insurans kenderaan\">Salah faham dalam insurans kenderaan<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/5-salah-faham-yang-sering-berlaku-dalam-insurans-kenderaan\/#%E2%80%9CSaya_dilindungi_insurans_jika_cedera_atau_meninggal_dunia_akibat_kemalangan%E2%80%9D\" title=\"\u201cSaya dilindungi insurans jika cedera atau meninggal dunia akibat kemalangan\u201d\">\u201cSaya dilindungi insurans jika cedera atau meninggal dunia akibat kemalangan\u201d<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/5-salah-faham-yang-sering-berlaku-dalam-insurans-kenderaan\/#%E2%80%9CKereta_rosak_sebab_banjir_takpelah_boleh_claim_insurans%E2%80%9D\" title=\"\u201cKereta rosak sebab banjir, takpelah boleh claim insurans\u201d\">\u201cKereta rosak sebab banjir, takpelah boleh claim insurans\u201d<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/5-salah-faham-yang-sering-berlaku-dalam-insurans-kenderaan\/#%E2%80%9CAksesori_dan_modifikasi_dalam_kereta_saya_dilindungi_jika_rosak_atau_dicuri%E2%80%9D\" title=\"\u201cAksesori dan modifikasi dalam kereta saya dilindungi jika rosak atau dicuri\u201d\">\u201cAksesori dan modifikasi dalam kereta saya dilindungi jika rosak atau dicuri\u201d<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/5-salah-faham-yang-sering-berlaku-dalam-insurans-kenderaan\/#%E2%80%9CAda_motor_accident_sebab_penumpang_saya_buka_pintu_kereta_tiba-tiba_Nasib_boleh_claim_je_nanti%E2%80%9D\" title=\"\u201cAda motor accident sebab penumpang saya buka pintu kereta tiba-tiba. Nasib boleh claim je nanti\u201d\">\u201cAda motor accident sebab penumpang saya buka pintu kereta tiba-tiba. Nasib boleh claim je nanti\u201d<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/5-salah-faham-yang-sering-berlaku-dalam-insurans-kenderaan\/#%E2%80%9CLaptop_saya_dicuri_ketika_letak_dalam_kereta_boleh_kot_claim_insurans_nanti%E2%80%9D\" title=\"\u201cLaptop saya dicuri ketika letak dalam kereta, boleh kot claim insurans nanti\u201d\">\u201cLaptop saya dicuri ketika letak dalam kereta, boleh kot claim insurans nanti\u201d<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Salah_faham_dalam_insurans_kenderaan\"><\/span>Salah faham dalam insurans kenderaan<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Antara salah faham mengenai insurans kenderaan yang sering berlaku adalah:<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"%E2%80%9CSaya_dilindungi_insurans_jika_cedera_atau_meninggal_dunia_akibat_kemalangan%E2%80%9D\"><\/span>\u201cSaya dilindungi insurans jika cedera atau meninggal dunia akibat kemalangan\u201d<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image size-large is-style-default\"><img data-attachment-id=\"35853\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-kereta\/5-salah-faham-yang-sering-berlaku-dalam-insurans-kenderaan\/attachment\/cedera\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/02\/cedera.jpg?fit=1080%2C1080&amp;ssl=1\" data-orig-size=\"1080,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"cedera\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/02\/cedera.jpg?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/02\/cedera.jpg?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"1024\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/02\/cedera.jpg?resize=1024%2C1024&#038;ssl=1\" alt=\"insurans kenderaan tidak melindungi kederaaan badan akibat kemalangan yang berpunca daripada diri sendiri\" class=\"wp-image-35853\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/02\/cedera.jpg?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/02\/cedera.jpg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/02\/cedera.jpg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/02\/cedera.jpg?resize=768%2C768&amp;ssl=1 768w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/02\/cedera.jpg?w=1080&amp;ssl=1 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<p>Oppss! Tolong jangan salah faham lagi ya. Anda tidak akan diberikan ganti rugi oleh syarikat insurans sekiranya mengalami kecederaan atau meninggal dunia dalam kemalangan yang berpunca daripada diri sendiri. Melainkan anda adalah pihak ketiga (pihak yang dilanggar), maka anda boleh dan layak mendapat pampasan dengan membuat tuntutan di bawah polisi pihak yang melanggar anda.&nbsp;<\/p>\n\n\n\n<p>Jadi, apa boleh anda buat?&nbsp;<\/p>\n\n\n\n<p>Jika anda ada membeli perlindungan insurans untuk kemalangan peribadi di bawah polisi insurans kenderaan anda atau insurans kemalangan peribadi yang berasingan, maka tuntutan insurans bolehlah dilakukan jika anda cedera atau meninggal dunia akibat kemalangan yang berpunca daripada diri sendiri. Disebabkan itu, penting untuk anda membeli insurans kemalangan peribadi ini kerana tidak ada siapa pun tahu apa yang akan berlaku ketika sedang memandu.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"%E2%80%9CKereta_rosak_sebab_banjir_takpelah_boleh_claim_insurans%E2%80%9D\"><\/span>\u201cKereta rosak sebab banjir, takpelah boleh claim insurans\u201d<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Perlu anda tahu, jika anda miliki polisi komprehensif sekalipun, anda tidak layak untuk membuat tuntutan insurans ya jika kereta rosak akibat banjir atau bahkan bencana alam lain seperti tanah runtuh, gempa bumi dan lain-lain.<\/p>\n\n\n\n<p>Tuntutan hanya boleh dibuat jika anda ada membeli perlindungan tambahan peril khas (bencana alam) di dalam polisi komprehensif anda ketika memperbaharui insurans tempoh hari.&nbsp;<\/p>\n\n\n\n<p>Jadi, sila pastikan anda miliki dan beli perlindungan tambahan peril khas ini terutama jika lokasi anda terdedah kepada bencana seperti banjir.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"%E2%80%9CAksesori_dan_modifikasi_dalam_kereta_saya_dilindungi_jika_rosak_atau_dicuri%E2%80%9D\"><\/span>\u201cAksesori dan modifikasi dalam kereta saya dilindungi jika rosak atau dicuri\u201d<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Malangnya tidak ya! Contoh jika anda memakai sport rim baru, atau kerusi kulit yang dipasang oleh anda sendiri rosak atau hilang, anda tidak boleh membuat tuntutan insurans atas kerugian yang berlaku ya.&nbsp;<\/p>\n\n\n\n<p>Melainkan anda ada menginsuranskan aksesori tersebut dalam polisi insurans komprehensif anda, jadi bolehlah anda buat tuntutan insurans. Bagaimanapun, sudah tentulah premium insurans anda juga akan lebih mahal apabila menambah perlindungan tambahan untuk aksesori kereta anda itu.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"%E2%80%9CAda_motor_accident_sebab_penumpang_saya_buka_pintu_kereta_tiba-tiba_Nasib_boleh_claim_je_nanti%E2%80%9D\"><\/span>\u201cAda motor accident sebab penumpang saya buka pintu kereta tiba-tiba. Nasib boleh claim je nanti\u201d<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Penting ya untuk anda ingatkan penumpang anda supaya sentiasa berhati-hati dan tidak melakukan sesuatu yang boleh membahayakan pengguna jalan raya lain.<\/p>\n\n\n\n<p>Antara yang biasa dilakukan penumpang adalah membuka pintu kenderaan secara tiba-tiba tanpa melihat keadaan sekeliling. Malang pula bila ada motosikal tiba-tiba melalui jalan itu dan terjatuh akibat perbuatan yang dilakukan penumpang tersebut.<\/p>\n\n\n\n<p>Kemalangan yang berlaku disebabkan oleh penumpang yang cuai ini tidak akan dilindungi <a href=\"https:\/\/bjak.my\/blog\/panduan-lengkap-insurans-kereta\/\">insurans kereta<\/a>, jadi sila pastikan penumpang anda sentiasa berhati-hati agar tidak memberi masalah kepada anda.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"%E2%80%9CLaptop_saya_dicuri_ketika_letak_dalam_kereta_boleh_kot_claim_insurans_nanti%E2%80%9D\"><\/span>\u201cLaptop saya dicuri ketika letak dalam kereta, boleh kot claim insurans nanti\u201d<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<figure class=\"wp-block-image size-large is-resized is-style-default\"><img data-attachment-id=\"35854\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-kereta\/5-salah-faham-yang-sering-berlaku-dalam-insurans-kenderaan\/attachment\/masked-thief-in-a-balaclava-stealing-laptop-computer-from-ca\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/02\/curi-laptop.jpg?fit=1080%2C1080&amp;ssl=1\" data-orig-size=\"1080,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;Masked thief in a balaclava stealing laptop computer from ca&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;Masked thief in a balaclava stealing laptop computer from ca&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"Masked thief in a balaclava stealing laptop computer from ca\" data-image-description=\"\" data-image-caption=\"&lt;p&gt;Masked thief in a balaclava stealing laptop computer from ca&lt;\/p&gt;\n\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/02\/curi-laptop.jpg?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/02\/curi-laptop.jpg?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/02\/curi-laptop.jpg?resize=840%2C840&#038;ssl=1\" alt=\"insurans kenderaan tidak melindungi kecurian barangan peribadi dari dalam kereta\" class=\"wp-image-35854\" width=\"840\" height=\"840\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/02\/curi-laptop.jpg?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/02\/curi-laptop.jpg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/02\/curi-laptop.jpg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/02\/curi-laptop.jpg?resize=768%2C768&amp;ssl=1 768w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/02\/curi-laptop.jpg?w=1080&amp;ssl=1 1080w\" sizes=\"(max-width: 840px) 100vw, 840px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<p>Ini kecuaian anda sendiri, dan pihak insurans tidak akan melayan tuntutan anda itu. Anda tidak akan dibayar pampasan atas kehilangan barangan peribadi yang disimpan di dalam kereta.&nbsp;<\/p>\n\n\n\n<p>Disebabkan itu, jangan sesekali meletakkan barang berharga seperti laptop, telefon bimbit, jam, beg atau lain-lain di dalam kereta khususnya ketika anda meninggalkan kenderaan.<\/p>\n\n\n\n<p>Ingat, kecurian dan rompakan boleh berlaku dalam sekelip mata. Jadi sila jaga barang peribadi anda dengan baik pada setiap masa.&nbsp;<\/p>\n\n\n\n<p>Jangan mengharapkan segalanya akan dilindungi pihak insurans kenderaan. Setiap syarikat insurans mengenakan terma &amp; syarat berbeza-beza, jadi sila semak dan baca dengan teliti polisi insurans anda itu bagi mengelakkan salah faham pada masa akan datang.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<p>Bjak menyediakan lebih 10 jenama insurans untuk pengguna lakukan perbandingan. Dapatkan\u00a0<a href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=5-salah-faham-yang-sering-berlaku-dalam-insurans-kenderaan\">sebut\u00a0harga percuma<\/a>\u00a0di Bjak dan pilih pelan terbaik hari ini!<\/p>\n\n\n\n<div class=\"wp-container-2 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-nv-dark-bg-color has-luminous-vivid-amber-background-color has-text-color has-background\" href=\"https:\/\/bjak.my\/ms?utm_source=blog&amp;utm_medium=ad&amp;utm_campaign=5-salah-faham-yang-sering-berlaku-dalam-insurans-kenderaan\">Renew Insurans<\/a><\/div>\n<\/div>\n\n\n\n<p><strong>Baca juga:<\/strong><\/p>\n\n\n\n<ul><li><a href=\"https:\/\/bjak.my\/blog\/4-kesilapan-yang-sering-dilakukan-sebelum-ingin-membuat-tuntutan-insurans-kenderaan\/\">4 Kesilapan Yang Sering Dilakukan Sebelum Ingin Membuat Tuntutan Insurans Kenderaan<\/a><\/li><li><a href=\"https:\/\/bjak.my\/blog\/pa-dalam-insurans-kenderaan-perlu-atau-tidak\/\">\u2018PA\u2019 dalam Insurans Kenderaan \u2013 Perlu atau Tidak?<\/a><\/li><li><a href=\"https:\/\/bjak.my\/blog\/tak-tahu-tahap-perlindungan-insurans-yang-sesuai-untuk-kenderaan-tanya-diri-anda-5-soalan-ini\/\">Tak Tahu Tahap Perlindungan Insurans Yang Sesuai Untuk Kenderaan? Tanya Diri Anda 5 Soalan Ini<\/a><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Pemilik kenderaan perlu membaca dan memahami terma &#038; syarat dalam polisi insurans bagi mengelakkan masalah ketika tuntutan<\/p>\n","protected":false},"author":4,"featured_media":35852,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[350],"tags":[26,243,248],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>5 Salah Faham Yang Sering Berlaku Dalam Insurans Kenderaan<\/title>\n<meta name=\"description\" content=\"Pemilik kenderaan perlu membaca dan memahami terma &amp; syarat dalam polisi insurans bagi mengelakkan masalah ketika tuntutan\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/insurans-kereta\/5-salah-faham-yang-sering-berlaku-dalam-insurans-kenderaan\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"5 Salah Faham Yang Sering Berlaku Dalam Insurans Kenderaan\" \/>\n<meta property=\"og:description\" content=\"Pemilik kenderaan perlu membaca dan memahami terma &amp; syarat dalam polisi insurans bagi mengelakkan masalah ketika tuntutan\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bjak.my\/blog\/insurans-kereta\/5-salah-faham-yang-sering-berlaku-dalam-insurans-kenderaan\" \/>\n<meta property=\"og:site_name\" content=\"BJAK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bjak.my\" \/>\n<meta property=\"article:published_time\" content=\"2023-02-16T05:46:45+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-06-21T03:02:02+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/02\/polisi-insurans.jpg?fit=1600%2C1012&#038;ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"1012\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:site\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Athirah Hanapiah\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/bjak.my\/blog\/#organization\",\"name\":\"Bjak\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/bjak.my\",\"https:\/\/www.instagram.com\/bjak.my\",\"https:\/\/www.linkedin.com\/company\/14607755\/admin\/\",\"https:\/\/twitter.com\/bjakmy\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"width\":756,\"height\":756,\"caption\":\"Bjak\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bjak.my\/blog\/#website\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"name\":\"BJAK\",\"description\":\"Renew your car and motor insurance at the lowest price! 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