{"id":35957,"date":"2023-03-02T12:41:02","date_gmt":"2023-03-02T04:41:02","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=35957"},"modified":"2026-10-02T16:04:38","modified_gmt":"2026-10-02T08:04:38","slug":"melancong-ke-thailand","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/travel-insurance\/melancong-ke-thailand","title":{"rendered":"Nak Pergi Melancong ke Thailand? Ini Insurans yang Anda Perlu Ada!"},"content":{"rendered":"\n<p>Thailand kekal sebagai destinasi percutian pilihan rakyat Malaysia, sama ada melalui penerbangan terus atau memandu kenderaan sendiri ke Hat Yai, Krabi, Phuket, dan kawasan selatan Thailand. Jika anda merancang percutian ke negara jiran ini, persediaan dokumen perjalanan dan perlindungan insurans yang betul adalah langkah pertama yang paling penting.<br>Berikut adalah panduan lengkap mengenai dokumen, syarat kemasukan terkini, dan jenis insurans yang anda perlukan sebelum bermusafir ke Thailand.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img data-attachment-id=\"62426\" data-permalink=\"https:\/\/bjak.my\/blog\/travel-insurance\/melancong-ke-thailand\/attachment\/jalan-ke-thai-jpg-1\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/10\/jalan-ke-thai.jpg-1.webp?fit=1024%2C1024&amp;ssl=1\" data-orig-size=\"1024,1024\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"jalan-ke-thai.jpg-1\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/10\/jalan-ke-thai.jpg-1.webp?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/10\/jalan-ke-thai.jpg-1.webp?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"1024\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/10\/jalan-ke-thai.jpg-1.webp?resize=1024%2C1024&#038;ssl=1\" alt=\"\" class=\"wp-image-62426\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/10\/jalan-ke-thai.jpg-1.webp?w=1024&amp;ssl=1 1024w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/10\/jalan-ke-thai.jpg-1.webp?resize=300%2C300&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2026\/10\/jalan-ke-thai.jpg-1.webp?resize=768%2C768&amp;ssl=1 768w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-6ac2d2d3d4e42\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-6ac2d2d3d4e42\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/travel-insurance\/melancong-ke-thailand\/#Dokumen_Penting_Sebelum_ke_Thailand\" title=\"Dokumen Penting Sebelum ke Thailand\">Dokumen Penting Sebelum ke Thailand<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/travel-insurance\/melancong-ke-thailand\/#Peraturan_Kemasukan_Terkini_ke_Thailand_2026\" title=\"Peraturan Kemasukan Terkini ke Thailand (2026)\">Peraturan Kemasukan Terkini ke Thailand (2026)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/travel-insurance\/melancong-ke-thailand\/#Pilihan_Perjalanan_Udara_vs_Darat\" title=\"Pilihan Perjalanan: Udara vs. Darat\">Pilihan Perjalanan: Udara vs. Darat<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/travel-insurance\/melancong-ke-thailand\/#Insurans_Yang_Perlu_Dipertimbangkan\" title=\"Insurans Yang Perlu Dipertimbangkan\">Insurans Yang Perlu Dipertimbangkan<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/travel-insurance\/melancong-ke-thailand\/#1_Insurans_Kenderaan_Thailand_Jika_Memandu_Sendiri\" title=\"1. Insurans Kenderaan Thailand (Jika Memandu Sendiri)\">1. Insurans Kenderaan Thailand (Jika Memandu Sendiri)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/travel-insurance\/melancong-ke-thailand\/#2_Insurans_Perjalanan_Travel_Insurance\" title=\"2. Insurans Perjalanan (Travel Insurance)\">2. Insurans Perjalanan (Travel Insurance)<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bjak.my\/blog\/travel-insurance\/melancong-ke-thailand\/#Bandingkan_dan_Beli_Insurans_Perjalanan_di_BJAK\" title=\"Bandingkan dan Beli Insurans Perjalanan di BJAK\">Bandingkan dan Beli Insurans Perjalanan di BJAK<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Dokumen_Penting_Sebelum_ke_Thailand\"><\/span>Dokumen Penting Sebelum ke Thailand<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Keperluan dokumen boleh berbeza mengikut mod pengangkutan dan tujuan lawatan. Secara asasnya, pastikan anda menyediakan:<\/p>\n\n\n\n<ul><li>Pasport yang sah (sekurang-kurangnya 6 bulan tempoh sah laku).<\/li><li>Thailand Digital Arrival Card (TDAC).<\/li><li>Visa (jika perjalanan melebihi tempoh pengecualian).<\/li><li>Bukti tempahan penginapan (jika diminta oleh pihak imigresen).<\/li><li>Insurans perjalanan.<\/li><li>Dokumen kenderaan dan insurans Thailand (jika memandu masuk).<\/li><\/ul>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Peraturan_Kemasukan_Terkini_ke_Thailand_2026\"><\/span>Peraturan Kemasukan Terkini ke Thailand (2026)<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>1. Isi Thailand Digital Arrival Card (TDAC)<\/strong>Semua pelawat bukan warga Thailand (termasuk kanak-kanak dan bayi) wajib mengisi TDAC sebelum tiba, tidak kira sama ada anda masuk melalui udara, darat, atau laut. TDAC ini bukanlah visa, sebaliknya kad ketibaan digital yang perlu dihantar dalam tempoh 3 hari (72 jam) sebelum ketibaan.<a target=\"_blank\" rel=\"noreferrer noopener\" href=\"https:\/\/www.google.com\/search?q=%23\">TDAC rasmi Imigresen Thailand<\/a><br><strong>2. Pengecualian Visa Rakyat Malaysia (30 Hari)<\/strong>Rakyat Malaysia masih menikmati pengecualian visa, tetapi tempoh yang dibenarkan telah dikemas kini. Bermula 15 September 2026, pemegang pasport Malaysia boleh tinggal di Thailand sehingga <strong>30 hari<\/strong> tanpa visa (berbanding 60 hari sebelum ini). Jika anda merancang lawatan yang lebih lama, semak keperluan visa dengan pihak berkuasa Thailand terlebih dahulu.<br><strong>3. Insurans Perjalanan Bukan Syarat Wajib, Tetapi Berbaloi<\/strong>Walaupun insurans perjalanan tidak diwajibkan untuk kemasukan biasa, ia sangat disyorkan untuk melindungi anda daripada kejadian tidak dijangka seperti kecemasan perubatan, kemalangan, bagasi hilang, penerbangan tertunda, atau pembatalan perjalanan.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Pilihan_Perjalanan_Udara_vs_Darat\"><\/span>Pilihan Perjalanan: Udara vs. Darat<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>Menaiki Kapal Terbang<\/strong>Pilihan paling pantas untuk ke Bangkok, Phuket, atau Chiang Mai. Anda hanya perlukan pasport yang sah, TDAC yang telah diisi, dan salinan tempahan penginapan serta insurans perjalanan anda.<br><strong>Memandu Kenderaan Sendiri<\/strong>Memandu ke selatan Thailand menjanjikan pengalaman yang menarik, tetapi ia memerlukan lebih banyak urusan dokumen di sempadan. Anda wajib menyediakan:<\/p>\n\n\n\n<ul><li>Geran asal atau salinan dokumen pendaftaran kenderaan.<\/li><li>Pasport pemandu dan penumpang.<\/li><li>Insurans kenderaan Thailand (wajib).<\/li><li>Surat kebenaran pemilik kenderaan (jika anda memandu kereta yang bukan didaftarkan atas nama anda).<\/li><\/ul>\n\n\n\n<p><em>Tip:<\/em> Malaysia mempunyai perjanjian pengangkutan jalan dengan Thailand, jadi kenderaan berdaftar Malaysia dibenarkan masuk sementara melalui pintu sempadan darat selepas melengkapkan prosedur kastam.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Insurans_Yang_Perlu_Dipertimbangkan\"><\/span>Insurans Yang Perlu Dipertimbangkan<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"1_Insurans_Kenderaan_Thailand_Jika_Memandu_Sendiri\"><\/span>1. Insurans Kenderaan Thailand (Jika Memandu Sendiri)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Insurans kenderaan komprehensif Malaysia anda tidak sah digunakan sepenuhnya di Thailand. Anda perlu mendapatkan perlindungan khusus di sana:<\/p>\n\n\n\n<ul><li><strong>Compulsory Insurance (CI):<\/strong> Perlindungan wajib di sisi undang-undang Thailand yang merangkumi kecederaan atau kematian akibat kemalangan jalan raya.<\/li><li><strong>Voluntary Insurance (VI):<\/strong> Perlindungan tambahan pilihan untuk liabiliti pihak ketiga dan kerosakan kenderaan (bergantung kepada polisi). Pastikan anda mendapatkan insurans ini sebelum atau sebaik sahaja tiba di sempadan.<\/li><\/ul>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"2_Insurans_Perjalanan_Travel_Insurance\"><\/span>2. Insurans Perjalanan (Travel Insurance)<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Polisi ini melindungi anda daripada kos luar jangka sepanjang percutian. Harga insurans perjalanan berbeza mengikut destinasi, tempoh lawatan, umur, jenis pelan (individu\/keluarga), dan jumlah perlindungan. Jika anda kerap melancong, pelan tahunan mungkin lebih menjimatkan berbanding pelan pergi-balik (single-trip).<br>Sebelum membeli pelan insurans perjalanan, pastikan anda menyemak perkara berikut:<\/p>\n\n\n\n<ul><li><strong>Perlindungan perubatan:<\/strong> Had maksimum tuntutan untuk rawatan klinik atau hospital.<\/li><li><strong>Perlindungan bagasi:<\/strong> Pampasan jika bagasi hilang, rosak, atau lewat tiba.<\/li><li><strong>Pembatalan perjalanan:<\/strong> Perlindungan jika percutian terpaksa dibatalkan atas sebab-sebab kecemasan.<\/li><li><strong>Tempoh perlindungan:<\/strong> Pastikan tarikh bermula dari hari anda berlepas sehingga hari anda kembali ke Malaysia.<\/li><li><strong>Pengecualian polisi (Exclusions):<\/strong> Fahami aktiviti atau situasi yang tidak dilindungi oleh polisi.<\/li><\/ul>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Bandingkan_dan_Beli_Insurans_Perjalanan_di_BJAK\"><\/span>Bandingkan dan Beli Insurans Perjalanan di BJAK<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Walaupun BJAK bekerjasama dengan 16 syarikat insurans dan pengendali takaful berlesen di Malaysia secara keseluruhan, penawaran khusus untuk <strong>insurans perjalanan<\/strong> di platform kami pada masa ini didukung oleh tiga penyedia terkemuka:<\/p>\n\n\n\n<ul><li><strong>Zurich General Takaful Malaysia Berhad<\/strong><\/li><li><strong>Allianz General Insurance Company (Malaysia) Berhad<\/strong><\/li><li><strong>Liberty General Insurance Berhad<\/strong><\/li><\/ul>\n\n\n\n<p>Ini memudahkan anda untuk membandingkan sebut harga secara terus dan memilih pelan yang menawarkan perlindungan terbaik daripada tiga syarikat ini\u2014sama ada untuk kos perubatan, bagasi, mahupun kelewatan penerbangan.<br>Sebelum bertolak, pastikan senarai semak ini sudah lengkap: Pasport, TDAC, tempahan penginapan, insurans perjalanan, serta dokumen dan insurans kenderaan (jika memandu). Peraturan di sempadan sentiasa berubah, jadi pastikan dokumen anda dikemas kini.<br>Dapatkan sebut harga perlindungan anda di <a target=\"_blank\" rel=\"noreferrer noopener\" href=\"https:\/\/www.google.com\/search?q=%23\">Insurans Perjalanan BJAK<\/a> dan nikmati percutian ke Thailand dengan tenang.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Dapatkan perlindungan insurans sebelum anda ingin melancong ke Thailand supaya lebih dilindungi dan selamat.<\/p>\n","protected":false},"author":4,"featured_media":35959,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[1646],"tags":[26,2002,1988],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Nak Pergi Melancong ke Thailand? Ini Insurans yang Anda Perlu Ada!<\/title>\n<meta name=\"description\" content=\"Dapatkan perlindungan insurans sebelum anda ingin melancong ke Thailand supaya lebih dilindungi dan selamat.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/travel-insurance\/melancong-ke-thailand\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Nak Pergi Melancong ke Thailand? Ini Insurans yang Anda Perlu Ada!\" \/>\n<meta property=\"og:description\" content=\"Dapatkan perlindungan insurans sebelum anda ingin melancong ke Thailand supaya lebih dilindungi dan selamat.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bjak.my\/blog\/travel-insurance\/melancong-ke-thailand\" \/>\n<meta property=\"og:site_name\" content=\"BJAK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bjak.my\" \/>\n<meta property=\"article:published_time\" content=\"2023-03-02T04:41:02+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-10-02T08:04:38+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:image\" content=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/03\/thailand.jpg.webp?fit=1708%2C1080&amp;ssl=1\" \/>\n<meta name=\"twitter:creator\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:site\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Athirah Hanapiah\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/bjak.my\/blog\/#organization\",\"name\":\"Bjak\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/bjak.my\",\"https:\/\/www.instagram.com\/bjak.my\",\"https:\/\/www.linkedin.com\/company\/14607755\/admin\/\",\"https:\/\/twitter.com\/bjakmy\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"width\":756,\"height\":756,\"caption\":\"Bjak\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bjak.my\/blog\/#website\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"name\":\"BJAK\",\"description\":\"Renew your car and motor insurance at the lowest price! 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