{"id":36983,"date":"2023-04-26T19:43:37","date_gmt":"2023-04-26T11:43:37","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=36983"},"modified":"2023-04-27T15:20:07","modified_gmt":"2023-04-27T07:20:07","slug":"%e5%8e%9f%e6%9d%a5%e8%bf%99%e6%a0%b7%e6%9b%b4%e6%96%b0%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9%e7%9c%81%e6%9b%b4%e5%a4%9a","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e5%8e%9f%e6%9d%a5%e8%bf%99%e6%a0%b7%e6%9b%b4%e6%96%b0%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9%e7%9c%81%e6%9b%b4%e5%a4%9a","title":{"rendered":"\u539f\u6765\u8fd9\u6837\u66f4\u65b0\u6c7d\u8f66\u4fdd\u9669\u7701\u66f4\u591a\uff01"},"content":{"rendered":"\n<p>\u516c\u5171\u4ea4\u901a\u4e0d\u65b9\u4fbf\uff0c\u4e0d\u5f00\u8f66\u771f\u7684\u4e0d\u65b9\u4fbf\uff01\u6240\u4ee5\uff0c\u6211\u56fd\u7684\u6ce8\u518c\u8f66\u8f86\u5df2\u7ecf\u57282021\u5e74\u8d85\u8d8a\u4e86\u603b\u4eba\u53e3\uff0c\u56e0\u6b64\u5168\u56fd\u4ea4\u901a\u62e5\u5835\u65e5\u8d8b\u4e25\u91cd\uff0c\u5c24\u5176\u662f\u9996\u90fd\u5409\u9686\u5761\uff0c\u4e00\u70b9\u90fd\u4e0d\u51fa\u5947\u3002\u867d\u8bf4\u4e70\u8f66\u597d\u50cf\u5f88\u5bb9\u6613\uff0c\u4f46\u9664\u4e86\u6bcf\u6708\u8981\u7f34\u8fd8\u7684\u8f66\u8d37\u3001\u6dfb\u6cb9\u8d39\u7528\uff0c\u8fd8\u6709\u8f66\u5b50\u7684\u5b9a\u65f6\u4fdd\u517b\u548c\u7ef4\u4fee\u8d39\u7528\uff0c\u4ee5\u53ca\u6bcf\u5e74\u9700\u8981\u66f4\u65b0\u7684\u6c7d\u8f66\u4fdd\u9669\u548c\u8def\u7a0e\uff0c\u4e5f\u96be\u602a\u4eba\u5bb6\u90fd\u8bf4\u201c\u4e70\u8f66\u5bb9\u6613\u517b\u8f66\u96be\u201d\uff01<\/p>\n\n\n\n<p>\u6bcf\u5e74\u5230\u4e86\u8981\u66f4\u65b0\u6c7d\u8f66\u4fdd\u9669\u548c\u8def\u7a0e\u65f6\uff0c\u4f60\u662f\u4e0d\u662f\u4e5f\u7279\u522b\u5934\u75bc\uff0c\u89c9\u5f97\u624b\u5934\u7d27\u5462\uff1f\u6240\u4ee5\uff0c\u4eca\u5929\u5fc5\u4f73\u5c31\u6765\u548c\u5927\u5bb6\u5206\u4eab\u5173\u4e8e\u6c7d\u8f66\u4fdd\u9669\u7684\u6298\u6263\uff0c\u5c24\u5176\u662f\u65b0\u624b\u53f8\u673a\uff0c\u5b66\u8d77\u6765\u5c31\u80fd\u591f\u4ee5\u66f4\u4fbf\u5b9c\u3001\u66f4\u4f18\u60e0\u7684\u4ef7\u683c\u6765\u66f4\u65b0\u8f66\u9669\u4e86\u3002<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d75617f1d22\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d75617f1d22\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e5%8e%9f%e6%9d%a5%e8%bf%99%e6%a0%b7%e6%9b%b4%e6%96%b0%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9%e7%9c%81%e6%9b%b4%e5%a4%9a\/#%E4%BF%9D%E6%8C%81%E8%89%AF%E5%A5%BD%E9%A9%BE%E9%A9%B6%E8%AE%B0%E5%BD%95%E6%8D%A2%E5%8F%96NCD%E6%8A%98%E6%89%A3\" title=\"\u4fdd\u6301\u826f\u597d\u9a7e\u9a76\u8bb0\u5f55\u6362\u53d6NCD\u6298\u6263&nbsp;\">\u4fdd\u6301\u826f\u597d\u9a7e\u9a76\u8bb0\u5f55\u6362\u53d6NCD\u6298\u6263&nbsp;<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e5%8e%9f%e6%9d%a5%e8%bf%99%e6%a0%b7%e6%9b%b4%e6%96%b0%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9%e7%9c%81%e6%9b%b4%e5%a4%9a\/#%E9%80%89%E6%8B%A9%E5%90%88%E9%80%82%E7%9A%84%E4%BF%9D%E9%99%A9\" title=\"\u9009\u62e9\u5408\u9002\u7684\u4fdd\u9669\">\u9009\u62e9\u5408\u9002\u7684\u4fdd\u9669<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e5%8e%9f%e6%9d%a5%e8%bf%99%e6%a0%b7%e6%9b%b4%e6%96%b0%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9%e7%9c%81%e6%9b%b4%e5%a4%9a\/#%E7%BA%BF%E4%B8%8A%E6%9B%B4%E6%96%B0%E8%BD%A6%E9%99%A9\" title=\"\u7ebf\u4e0a\u66f4\u65b0\u8f66\u9669\">\u7ebf\u4e0a\u66f4\u65b0\u8f66\u9669<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e5%8e%9f%e6%9d%a5%e8%bf%99%e6%a0%b7%e6%9b%b4%e6%96%b0%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9%e7%9c%81%e6%9b%b4%e5%a4%9a\/#%E5%A4%9A%E6%AF%94%E8%BE%83%E5%87%A0%E5%AE%B6%E6%B1%BD%E8%BD%A6%E4%BF%9D%E9%99%A9%E7%9A%84%E4%BB%B7%E6%A0%BC\" title=\"\u591a\u6bd4\u8f83\u51e0\u5bb6\u6c7d\u8f66\u4fdd\u9669\u7684\u4ef7\u683c&nbsp;\">\u591a\u6bd4\u8f83\u51e0\u5bb6\u6c7d\u8f66\u4fdd\u9669\u7684\u4ef7\u683c&nbsp;<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"has-vivid-red-color has-text-color\"><span class=\"ez-toc-section\" id=\"%E4%BF%9D%E6%8C%81%E8%89%AF%E5%A5%BD%E9%A9%BE%E9%A9%B6%E8%AE%B0%E5%BD%95%E6%8D%A2%E5%8F%96NCD%E6%8A%98%E6%89%A3\"><\/span><strong>\u4fdd\u6301\u826f\u597d\u9a7e\u9a76\u8bb0\u5f55\u6362\u53d6NCD\u6298\u6263&nbsp;<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"has-black-color has-text-color\">\u4f60\u77e5\u9053\u5417\uff1f\u5982\u679c\u9a7e\u9a76\u8bb0\u5f55\u826f\u597d\uff0c\u4e14\u6ca1\u6709\u63d0\u51fa\u4efb\u4f55\u7d22\u8d54\uff0c\u5728\u66f4\u65b0\u8f66\u9669\u65f6\u5019\u662f\u53ef\u4ee5\u4eab\u6709\u6298\u6263\uff0c\u4e5f\u5c31\u662f\u6240\u8c13\u7684Non Claim Discount\uff08NCD\uff09\u3002\u5fc5\u987b\u4e00\u63d0\u7684\u662f\uff0c\u8fd9\u9879\u6298\u6263\u662f\u9010\u5e74\u589e\u52a0\u7684\uff0c<strong>\u53ea\u8981\u6ca1\u6709\u7d22\u8d546\u5e74\u6216\u4ee5\u4e0a\uff0cNCD\u6298\u6263\u53ef\u9ad8\u8fbe55%\uff01<\/strong>\u6240\u4ee5\uff0c\u542c\u5988\u5988\u7684\u8bdd\u5c0f\u5fc3\u5f00\u8f66\uff0c\u4fdd\u6301\u826f\u597d\u9a7e\u9a76\u8bb0\u5f55\uff0c\u5c31\u53ef\u4ee5\u7701\u94b1\u5566\uff01<\/p>\n\n\n\n<h2 class=\"has-vivid-red-color has-text-color\"><span class=\"ez-toc-section\" id=\"%E9%80%89%E6%8B%A9%E5%90%88%E9%80%82%E7%9A%84%E4%BF%9D%E9%99%A9\"><\/span><strong>\u9009\u62e9\u5408\u9002\u7684\u4fdd\u9669<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u53ea\u8981\u6709\u5f00\u8f66\u7684\u670b\u53cb\uff0c\u76f8\u4fe1\u90fd\u77e5\u9053\u8f66\u9669\u662f\u5206\u4e3a\u4e09\u79cd\u7c7b\u578b\uff1a<\/p>\n\n\n\n<div class=\"wp-block-columns\">\n<div class=\"wp-block-column\" style=\"flex-basis:100%\">\n<div class=\"wp-container-2 wp-block-group\"><div class=\"wp-block-group__inner-container\">\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-text-color\">&#8211; \u7efc\u5408\u578b\u4fdd\u9669<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-text-color\">&#8211; \u7b2c\u4e09\u65b9\u3001\u706b\u707e\u548c\u76d7\u7a83\u4fdd\u9669<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-text-color\">&#8211; \u7b2c\u4e09\u65b9\u4fdd\u9669<\/a><\/div>\n<\/div>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<p>\u4e0d\u540c\u7c7b\u578b\u7684\u4fdd\u9669\uff0c\u4ef7\u683c\u81ea\u7136\u4e0d\u540c\uff0c\u4f46\u4e3a\u4e86\u907f\u514d\u53d1\u751f\u610f\u5916\u540e\uff0c\u624d\u53d1\u73b0\u4e0d\u80fd\u7d22\u8d54\uff0c\u9700\u8981\u81ea\u638f\u8170\u5305\uff0c\u82b1\u66f4\u591a\u7684\u94b1\uff0c\u5c0f\u7f16\u662f\u5efa\u8bae\u5927\u5bb6\u8d2d\u4e70<strong>\u3010\u7efc\u5408\u578b\u4fdd\u9669\u3011<\/strong>\uff0c\u56e0\u4e3a\u5b83\u63d0\u4f9b\u7684\u4fdd\u969c\u662f\u6700\u5168\u9762\u7684\u3002\u53e6\u5916\u4e5f\u53ef\u4ee5\u518d\u6839\u636e\u81ea\u5df1\u7684\u9700\u6c42\u6dfb\u52a0<strong>\u3010\u9644\u52a0\u4fdd\u9669\u3011<\/strong>\uff0c\u50cf\u662f\u6c7d\u8f66\u5927\u955c\u3001\u6c7d\u8f66\u914d\u4ef6\u4fdd\u969c\u7b49\u7b49\u3002\u52a0\u4e0a\u9644\u52a0\u4fdd\u9669\uff0c\u4fdd\u8d39\u81ea\u7136\u4f1a\u53d8\u66f4\u591a\uff0c\u6240\u4ee5\u5efa\u8bae\u53ea\u8d2d\u4e70\u9700\u8981\u7684\u9644\u52a0\u4fdd\u9669\u3002<\/p>\n\n\n\n<h2 class=\"has-vivid-red-color has-text-color\"><span class=\"ez-toc-section\" id=\"%E7%BA%BF%E4%B8%8A%E6%9B%B4%E6%96%B0%E8%BD%A6%E9%99%A9\"><\/span><strong>\u7ebf\u4e0a\u66f4\u65b0\u8f66\u9669<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5f88\u591a\u4eba\u4e3a\u4e86\u65b9\u4fbf\uff0c\u90fd\u4f1a\u901a\u8fc7\u4fdd\u9669\u4e2d\u4ecb\uff08Agent\uff09\u66f4\u65b0\u8f66\u9669\u548c\u8def\u7a0e\uff0c\u4f46\u5176\u5b9e\u901a\u8fc7\u4e2d\u4ecb\u66f4\u65b0\u8f66\u9669\uff0c<strong>\u603b\u4fdd\u8d39\u4e2d\u768410%\u662f\u4e2d\u4ecb\u8d5a\u53d6\u7684\u4f63\u91d1<\/strong>\u3002\u6253\u4e2a\u6bd4\u65b9\uff0c\u5982\u679c\u4f60\u4e00\u5e74\u7684\u4fdd\u8d39\u662fRM1500\uff0c\u90a3\u5176\u4e2d\u7684RM150\u662f\u4ed8\u7ed9\u4e2d\u4ecb\u7684\uff0c\u6240\u4ee5\u4f60\u7684\u5b9e\u9645\u4fdd\u8d39\u5176\u5b9e\u53ea\u9700RM1350\u3002\u5982\u679c\u901a\u8fc7\u7ebf\u4e0a\u66f4\u65b0\u8f66\u9669\uff0c\u5c31\u4e0d\u9700\u8981\u652f\u4ed8\u4efb\u4f55\u4e2d\u4ecb\u8d39\u6216\u5176\u5b83\u9690\u85cf\u8d39\u7528\uff0c\u7701\u4e0b\u7684\u767e\u591a\u5757\u62ff\u53bb\u5403\u996d\u3001\u4e70\u559c\u6b22\u7684\u4e1c\u897f\uff0c\u4e0d\u662f\u66f4\u597d\u5417\uff1f<\/p>\n\n\n\n<figure 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