{"id":37090,"date":"2023-04-26T20:33:03","date_gmt":"2023-04-26T12:33:03","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=37090"},"modified":"2023-04-27T15:30:45","modified_gmt":"2023-04-27T07:30:45","slug":"%e5%b0%b1%e7%ae%97%e4%b9%b0%e4%ba%861%e5%8f%b7%e8%bd%a6%e9%99%a9%ef%bc%8c%e8%bf%99%e4%ba%9b%e6%84%8f%e5%a4%96%e5%8f%91%e7%94%9f%e4%ba%86%e4%b9%9f%e6%98%af%e4%b8%8d%e4%bf%9d%ef%bc%81","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e5%b0%b1%e7%ae%97%e4%b9%b0%e4%ba%861%e5%8f%b7%e8%bd%a6%e9%99%a9%ef%bc%8c%e8%bf%99%e4%ba%9b%e6%84%8f%e5%a4%96%e5%8f%91%e7%94%9f%e4%ba%86%e4%b9%9f%e6%98%af%e4%b8%8d%e4%bf%9d%ef%bc%81","title":{"rendered":"\u5c31\u7b97\u4e70\u4e861\u53f7\u8f66\u9669\uff0c\u8fd9\u4e9b\u610f\u5916\u53d1\u751f\u4e86\u4e5f\u662f\u4e0d\u4fdd\uff01"},"content":{"rendered":"\n<p>\u5728\u8d2d\u4e70\u6c7d\u8f66\u4fdd\u9669\u65f6\uff0c\u76f8\u4fe1\u5927\u90e8\u5206\u7684\u8f66\u4e3b\uff0c\u5c24\u5176\u662f\u8f66\u5b50\u8f66\u9f84\u4e0d\u8d85\u8fc710\u5e74\u7684\uff0c\u4e00\u822c\u4e0a\u90fd\u4f1a\u9009\u62e9\u6700\u5168\u9762\u76841\u53f7\u8f66\u9669\u3002\u4f46\u662f\uff0c\u8d2d\u4e70\u4e861\u53f7\u8f66\u9669\u5c31\u4ee3\u8868\u4ec0\u4e48\u90fd\u6709\u4fdd\u969c\u4e86\u5417\uff1f\u4f60\u662f\u5426\u6e05\u695a\u81ea\u5df1\u8d2d\u4e70\u76841\u53f7\u8f66\u9669\u5305\u542b\u4e86\u4ec0\u4e48\u6761\u4ef6\uff1f\u82e5\u662f\u4e0d\u6e05\u4e0d\u695a\uff0c\u90a3\u53ef\u80fd\u5728\u63d0\u51fa\u7d22\u8d54\u65f6\uff0c\u4f1a\u9762\u5bf9\u88ab\u62d2\u3001\u4e0d\u53d7\u7406\u7684\u60c5\u51b5\uff0c\u5230\u65f6\u5019\u5c31\u7b97\u518d\u600e\u4e48\u5435\u4e5f\u65e0\u4e8b\u4e8e\u8865\u3002<\/p>\n\n\n\n<p>1\u53f7\u8f66\u9669\u4e5f\u88ab\u79f0\u4e3a<strong>\u201c\u7efc\u5408\u578b\u4fdd\u9669\u201d<\/strong>\uff0c\u56e0\u4e3a\u5b83\u63d0\u4f9b\u7684\u4fdd\u969c\u5305\u62ec\u4e86\u7b2c\u4e09\u65b9\u3001\u5931\u706b\u53ca\u5931\u7a83\uff0c\u8fd8\u6709\u82e5\u8f66\u5b50\u56e0\u610f\u5916\u9020\u6210\u635f\u574f\u4e5f\u6709\u4fdd\u969c\u3002\u4e0d\u8fc7\uff0c\u4e5f\u8981\u6ce8\u610f\u7684\u662f\uff0c1\u53f7\u8f66\u9669\u4e0d\u662f\u4ec0\u4e48\u90fd\u4fdd\uff0c\u4ee5\u4e0b\u8fd9\u4e9b\u5c31\u662f1\u53f7\u8f66\u9669\u4e0d\u62c5\u4fdd\u7684\u4e8b\u9879\uff1a<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"6031\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-kereta\/insurans-kereta-perlindungan-tambahan-peril-khas-bencana-alam\/attachment\/image-2-gambar-kereta-ditenggelami-banjir-gambar-kereta-dimasuki-air-banjir\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-2-Gambar-kereta-ditenggelami-banjir-Gambar-kereta-dimasuki-air-banjir.jpg?fit=1600%2C900&amp;ssl=1\" data-orig-size=\"1600,900\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Image-2-Gambar-kereta-ditenggelami-banjir-Gambar-kereta-dimasuki-air-banjir\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-2-Gambar-kereta-ditenggelami-banjir-Gambar-kereta-dimasuki-air-banjir.jpg?fit=300%2C169&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-2-Gambar-kereta-ditenggelami-banjir-Gambar-kereta-dimasuki-air-banjir.jpg?fit=1024%2C576&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"576\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-2-Gambar-kereta-ditenggelami-banjir-Gambar-kereta-dimasuki-air-banjir.jpg?resize=1024%2C576&#038;ssl=1\" alt=\"\" class=\"wp-image-6031\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-2-Gambar-kereta-ditenggelami-banjir-Gambar-kereta-dimasuki-air-banjir.jpg?resize=1024%2C576&amp;ssl=1 1024w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-2-Gambar-kereta-ditenggelami-banjir-Gambar-kereta-dimasuki-air-banjir.jpg?resize=300%2C169&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-2-Gambar-kereta-ditenggelami-banjir-Gambar-kereta-dimasuki-air-banjir.jpg?resize=768%2C432&amp;ssl=1 768w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-2-Gambar-kereta-ditenggelami-banjir-Gambar-kereta-dimasuki-air-banjir.jpg?resize=1536%2C864&amp;ssl=1 1536w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-2-Gambar-kereta-ditenggelami-banjir-Gambar-kereta-dimasuki-air-banjir.jpg?w=1600&amp;ssl=1 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d756bb85a7d\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d756bb85a7d\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e5%b0%b1%e7%ae%97%e4%b9%b0%e4%ba%861%e5%8f%b7%e8%bd%a6%e9%99%a9%ef%bc%8c%e8%bf%99%e4%ba%9b%e6%84%8f%e5%a4%96%e5%8f%91%e7%94%9f%e4%ba%86%e4%b9%9f%e6%98%af%e4%b8%8d%e4%bf%9d%ef%bc%81\/#%E8%87%AA%E7%84%B6%E7%81%BE%E5%AE%B3%E9%80%A0%E6%88%90%E7%9A%84%E8%BD%A6%E5%AD%90%E6%8D%9F%E5%9D%8F\" title=\"\u81ea\u7136\u707e\u5bb3\u9020\u6210\u7684\u8f66\u5b50\u635f\u574f\">\u81ea\u7136\u707e\u5bb3\u9020\u6210\u7684\u8f66\u5b50\u635f\u574f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e5%b0%b1%e7%ae%97%e4%b9%b0%e4%ba%861%e5%8f%b7%e8%bd%a6%e9%99%a9%ef%bc%8c%e8%bf%99%e4%ba%9b%e6%84%8f%e5%a4%96%e5%8f%91%e7%94%9f%e4%ba%86%e4%b9%9f%e6%98%af%e4%b8%8d%e4%bf%9d%ef%bc%81\/#%E6%9C%AC%E8%BA%AB%E5%8F%97%E4%BC%A4%E6%88%96%E6%AD%BB%E4%BA%A1\" title=\"\u672c\u8eab\u53d7\u4f24\u6216\u6b7b\u4ea1\">\u672c\u8eab\u53d7\u4f24\u6216\u6b7b\u4ea1<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e5%b0%b1%e7%ae%97%e4%b9%b0%e4%ba%861%e5%8f%b7%e8%bd%a6%e9%99%a9%ef%bc%8c%e8%bf%99%e4%ba%9b%e6%84%8f%e5%a4%96%e5%8f%91%e7%94%9f%e4%ba%86%e4%b9%9f%e6%98%af%e4%b8%8d%e4%bf%9d%ef%bc%81\/#%E9%9D%9E%E5%8E%9F%E5%8E%82%E9%85%8D%E4%BB%B6\" title=\"\u975e\u539f\u5382\u914d\u4ef6\">\u975e\u539f\u5382\u914d\u4ef6<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e5%b0%b1%e7%ae%97%e4%b9%b0%e4%ba%861%e5%8f%b7%e8%bd%a6%e9%99%a9%ef%bc%8c%e8%bf%99%e4%ba%9b%e6%84%8f%e5%a4%96%e5%8f%91%e7%94%9f%e4%ba%86%e4%b9%9f%e6%98%af%e4%b8%8d%e4%bf%9d%ef%bc%81\/#%E4%B9%98%E5%AE%A2%E5%90%91%E4%BD%A0%E7%B4%A2%E8%B5%94\" title=\"\u4e58\u5ba2\u5411\u4f60\u7d22\u8d54&nbsp;\">\u4e58\u5ba2\u5411\u4f60\u7d22\u8d54&nbsp;<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"has-vivid-red-color has-text-color\"><span class=\"ez-toc-section\" id=\"%E8%87%AA%E7%84%B6%E7%81%BE%E5%AE%B3%E9%80%A0%E6%88%90%E7%9A%84%E8%BD%A6%E5%AD%90%E6%8D%9F%E5%9D%8F\"><\/span><strong>\u81ea\u7136\u707e\u5bb3\u9020\u6210\u7684\u8f66\u5b50\u635f\u574f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u8fd1\u5e74\u6765\u6c34\u707e\u9891\u9891\u53d1\u751f\uff0c\u76f8\u4fe1\u5f88\u591a\u8f66\u4e3b\u90fd\u5df2\u7ecf\u610f\u8bc6\u5230\u8fd9\u662f\u4e00\u822c\u6c7d\u8f66\u4fdd\u9669\u4e0d\u4f1a\u8d54\u507f\u7684\u3002\u53ea\u8981\u662f\u6c34\u707e\u3001\u6811\u6728\u5012\u4e0b\u3001\u571f\u5d29\u7b49\u81ea\u7136\u707e\u5bb3\u9020\u6210\u7684\u635f\u574f\uff0c\u90fd\u662f\u65e0\u6cd5\u7d22\u8d54\u7684\u3002\u9664\u975e\u4f60\u5728\u8d2d\u4e70\u6c7d\u8f66\u4fdd\u9669\u65f6\uff0c\u989d\u5916\u6dfb\u52a0\u4e86\u81ea\u7136\u707e\u5bb3\u4fdd\u969c\u3002<strong>\u4e00\u822c\u4e0a\uff0c\u81ea\u7136\u707e\u5bb3\u4fdd\u969c\u7684\u4fdd\u8d39\u4e3a\u4fdd\u989d\u76840.5%<\/strong>\u3002<\/p>\n\n\n\n<h2 class=\"has-vivid-red-color has-text-color\"><span class=\"ez-toc-section\" id=\"%E6%9C%AC%E8%BA%AB%E5%8F%97%E4%BC%A4%E6%88%96%E6%AD%BB%E4%BA%A1\"><\/span><strong>\u672c\u8eab\u53d7\u4f24\u6216\u6b7b\u4ea1<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5047\u8bbe\u53d1\u751f\u8f66\u7978\u53d7\u4f24\uff0c\u5982\u679c\u8087\u4e8b\u8005\u662f\u5bf9\u65b9\uff0c\u90a3\u4f60\u53ef\u4ee5\u5411\u5bf9\u65b9\u7d22\u8d54\u3002\u4f46\uff0c<strong>\u5982\u679c\u8087\u4e8b\u8005\u662f\u4f60\u672c\u8eab\uff0c\u4fdd\u9669\u516c\u53f8\u662f\u4e0d\u4f1a\u505a\u51fa\u4efb\u4f55\u8d54\u507f<\/strong>\u3002\u60f3\u8981\u4fdd\u969c\u81ea\u8eab\u5b89\u5168\uff0c\u4f60\u9700\u8981\u7684\u662f\u533b\u7597\u4fdd\u9669\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"35199\" data-permalink=\"https:\/\/bjak.my\/blog\/car-insurance\/importance-to-claim-insurance-on-time\/attachment\/photo_2022-10-19-09-36-45\" data-orig-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/10\/photo_2022-10-19-09.36.45.jpeg?fit=1080%2C1080&amp;ssl=1\" data-orig-size=\"1080,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"photo_2022-10-19-09.36.45\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/10\/photo_2022-10-19-09.36.45.jpeg?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/10\/photo_2022-10-19-09.36.45.jpeg?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"1024\" src=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/10\/photo_2022-10-19-09.36.45.jpeg?resize=1024%2C1024&#038;ssl=1\" alt=\"\" class=\"wp-image-35199\" srcset=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/10\/photo_2022-10-19-09.36.45.jpeg?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/10\/photo_2022-10-19-09.36.45.jpeg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/10\/photo_2022-10-19-09.36.45.jpeg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/10\/photo_2022-10-19-09.36.45.jpeg?resize=768%2C768&amp;ssl=1 768w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/10\/photo_2022-10-19-09.36.45.jpeg?w=1080&amp;ssl=1 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<h2 class=\"has-vivid-red-color has-text-color\"><span class=\"ez-toc-section\" id=\"%E9%9D%9E%E5%8E%9F%E5%8E%82%E9%85%8D%E4%BB%B6\"><\/span><strong>\u975e\u539f\u5382\u914d\u4ef6<\/strong><span 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