{"id":37190,"date":"2023-05-03T14:07:14","date_gmt":"2023-05-03T06:07:14","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=37190"},"modified":"2023-05-03T14:08:11","modified_gmt":"2023-05-03T06:08:11","slug":"%e5%b8%82%e5%9c%ba%e4%bb%b7%e5%80%bc%e8%bf%98%e6%98%af%e7%ba%a6%e5%ae%9a%e4%bb%b7%e5%80%bc%ef%bc%9f%e6%9b%b4%e6%96%b0%e8%bd%a6%e9%99%a9%e6%97%b6%e6%80%8e%e4%b9%88%e9%80%89","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e5%b8%82%e5%9c%ba%e4%bb%b7%e5%80%bc%e8%bf%98%e6%98%af%e7%ba%a6%e5%ae%9a%e4%bb%b7%e5%80%bc%ef%bc%9f%e6%9b%b4%e6%96%b0%e8%bd%a6%e9%99%a9%e6%97%b6%e6%80%8e%e4%b9%88%e9%80%89","title":{"rendered":"\u5e02\u573a\u4ef7\u503c\u8fd8\u662f\u7ea6\u5b9a\u4ef7\u503c\uff1f\u66f4\u65b0\u8f66\u9669\u65f6\u600e\u4e48\u9009"},"content":{"rendered":"\n<p>\u66f4\u65b0\u8f66\u9669\u65f6\uff0c\u5230\u5e95\u662f\u8981\u9009\u62e9\u5e02\u573a\u4ef7\u503c\u8fd8\u662f\u7ea6\u5b9a\u4ef7\u503c\u7ed9\u8f66\u8f86\u6295\u4fdd\uff1f\u8981\u8ba9\u4fdd\u8d39\u4f4e\u4e00\u70b9\uff0c\u7701\u4e00\u70b9\uff0c\u81ea\u7136\u5c31\u4f1a\u9009\u62e9\u5e02\u573a\u4ef7\u503c\uff0c\u4f46\u8fd9\u6837\u505a\u597d\u5417\uff1f\u8fd9\u91cc\u5fc5\u987b\u63d0\u9192\u8f66\u4e3b\u4eec\uff0c\u786e\u5b9a\u8f66\u9669\u4fdd\u989d\u975e\u5e38\u91cd\u8981\uff0c\u56e0\u4e3a\u53ea\u6709\u7ed9\u8f66\u5b50\u8d2d\u4e70\u8db3\u591f\u7684\u4fdd\u989d\uff0c\u624d\u80fd\u5728\u610f\u5916\u53d1\u751f\u8f66\u5b50\u635f\u574f\u65f6\uff0c\u83b7\u53d6\u8db3\u591f\u7684\u4fdd\u969c\u3002<\/p>\n\n\n\n<p>\u5bf9\u4e8e\u65b0\u8f66\u624b\u6765\u8bf4\uff0c\u6216\u8bb8\u8fd8\u4e0d\u4e86\u89e3\u4ec0\u4e48\u662f\u3010\u5e02\u573a\u4ef7\u503c\u3011\u548c\u3010\u7ea6\u5b9a\u4ef7\u503c\u3011\uff0c\u8fd9\u91cc\u5c31\u5148\u7b80\u5355\u89e3\u91ca\u3002<\/p>\n\n\n\n<h2 class=\"has-vivid-red-color has-text-color\"><strong>\u5e02\u573a\u4ef7\u503c\uff08Market Value\uff09<\/strong><\/h2>\n\n\n\n<p>\u8bf4\u7684\u5c31\u662f\u6c7d\u8f66<strong>\u6309\u7167\u5e02\u573a\u4ef7\u683c\u6240\u4f30\u7b97\u51fa\u7684\u4ef7\u503c<\/strong>\uff0c\u8fd9\u4e2a\u4ef7\u503c\u4f1a\u56e0\u4e3a\u6c7d\u8f66\u54c1\u724c\u3001\u8f66\u578b\u548c\u51fa\u4ea7\u5e74\u4efd\u800c\u6709\u6240\u4e0d\u540c\u3002\u5fc5\u987b\u4e00\u63d0\u7684\u662f\uff0c<strong>\u6c7d\u8f66\u7684\u5e02\u573a\u4ef7\u503c\u662f\u6bcf\u5e74\u4e0b\u964d\u5927\u7ea6 10 &#8211; 15%<\/strong>\u3002\u5982\u679c\u53d1\u751f\u5168\u989d\u635f\u5931\uff08total loss\uff09\u6216\u88ab\u76d7\u7d22\u8d54\uff0c\u4fdd\u9669\u516c\u53f8\u662f\u6839\u636e\u8be5\u6c7d\u8f66\u7684\u5e02\u573a\u4ef7\u4f5c\u4e3a\u8d54\u507f\u3002<\/p>\n\n\n\n<p>\u7531\u4e8e\u6c7d\u8f66\u662f\u4f1a\u8d2c\u503c\u7684\uff0c\u6240\u4ee5\u5982\u679c\u4f60\u6295\u4fdd\u7684\u4fdd\u989d\u662f RM50,000\uff0c\u4f46\u5f53\u4f60\u8981\u6c42\u5168\u989d\u635f\u5931\u7d22\u8d54\u65f6\uff0c\u5f53\u65f6\u6c7d\u8f66\u7684\u5e02\u573a\u4ef7\u662f RM35,000\uff0c\u90a3\u4f60\u6240\u80fd\u5f97\u5230\u7684\u8d54\u507f\u91d1\u80af\u5b9a\u662f\u4f9d\u636e\u5e02\u573a\u4ef7 RM35,000 \u6216\u66f4\u4f4e\u3002<\/p>\n\n\n\n<h2 class=\"has-vivid-red-color has-text-color\"><strong>\u7ea6\u5b9a\u4ef7\u503c\uff08Agreed Value\uff09<\/strong><\/h2>\n\n\n\n<p>\u81f3\u4e8e\u7ea6\u5b9a\u4ef7\u503c\uff0c\u6307\u7684\u5219\u662f<strong>\u4f60\u548c\u4fdd\u9669\u516c\u53f8\u53cc\u65b9\u540c\u610f\u7684\u6307\u5b9a\u91d1\u989d<\/strong>\uff0c\u4e0d\u4f1a\u56e0\u4e3a\u6c7d\u8f66\u7684\u5e02\u573a\u4ef7\u503c\u4e0b\u6ed1\u800c\u66f4\u52a8\u3002\u8fd9\u6837\u4e00\u6765\uff0c\u5c31\u4e0d\u4f1a\u51fa\u73b0\u6295\u4fdd\u4e0d\u8db3\u6216\u53d7\u4fdd\u8fc7\u5ea6\u7684\u60c5\u51b5\u3002\u4e5f\u5c31\u662f\u8bf4\uff0c<strong>\u5982\u679c\u53d1\u751f\u5168\u989d\u635f\u5931\uff08total loss\uff09\u6216\u88ab\u76d7\u7d22\u8d54\uff0c\u4fdd\u9669\u516c\u53f8\u662f\u4f1a\u6309\u7167\u7ea6\u5b9a\u4ef7\u503c\u5168\u989d\u8d54\u507f<\/strong>\u3002<\/p>\n\n\n\n<p>\u5047\u8bbe\u4f60\u548c\u4fdd\u9669\u516c\u53f8\u53cc\u65b9\u540c\u610f\u5236\u5b9a\u4fdd\u989d\u4e3a RM50,000\uff0c\u90a3\u4e48\u5f53\u4f60\u8981\u6c42\u5168\u989d\u635f\u5931\u7684\u7d22\u8d54\u65f6\uff0c\u5c31\u7b97\u6c7d\u8f66\u7684\u5e02\u573a\u4ef7\u5df2\u7ecf\u4e0b\u6ed1\u5230 RM45,000\uff0c\u4f60\u8fd8\u662f\u53ef\u4ee5\u5f97\u5230 RM50,000 \u7684\u8d54\u507f\u91d1\u3002<\/p>\n\n\n\n<p>\u6240\u4ee5\uff0c\u5f88\u81ea\u7136\u7684\uff0c\u5982\u679c\u4f60\u9009\u62e9\u662f\u5e02\u573a\u4ef7\u503c\u7684\u4fdd\u989d\uff0c\u6240\u9700\u8981\u652f\u4ed8\u7684\u4fdd\u8d39\u5c31\u6bd4\u8f83\u4f4e\u3002\u76f8\u53cd\u7684\uff0c\u5982\u679c\u9009\u62e9\u7684\u662f\u7ea6\u5b9a\u4ef7\u503c\uff0c\u4fdd\u8d39\u81ea\u7136\u6807\u9ad8\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"28425\" data-permalink=\"https:\/\/bjak.my\/blog\/info\/how-to-keep-a-safe-following-distance-on-the-road\/attachment\/bigstock-highway-2083024-1\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/bigstock-Highway-2083024-1.jpg?fit=1080%2C1080&amp;ssl=1\" data-orig-size=\"1080,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;NIKON D80&quot;,&quot;caption&quot;:&quot;Cars driving on the highway early evening traffic\\r\\n** Note: Slight blurriness, best at smaller sizes&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;Bigstock&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"bigstock-Highway-2083024-1\" data-image-description=\"\" data-image-caption=\"&lt;p&gt;Cars driving on the highway early evening traffic&lt;br \/&gt;\n** Note: Slight blurriness, best at smaller sizes&lt;\/p&gt;\n\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/bigstock-Highway-2083024-1.jpg?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/bigstock-Highway-2083024-1.jpg?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"1024\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/bigstock-Highway-2083024-1.jpg?resize=1024%2C1024&#038;ssl=1\" alt=\"\" class=\"wp-image-28425\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/bigstock-Highway-2083024-1.jpg?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/bigstock-Highway-2083024-1.jpg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/bigstock-Highway-2083024-1.jpg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/bigstock-Highway-2083024-1.jpg?resize=768%2C768&amp;ssl=1 768w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/04\/bigstock-Highway-2083024-1.jpg?w=1080&amp;ssl=1 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<p>\u90a3\u5230\u5e95\u5e94\u8be5\u600e\u4e48\u9009\u5462\uff1f\u8fd9\u91cc\u6709\u4e2a\u5c0f\u5c0f\u5efa\u8bae\uff1a<\/p>\n\n\n\n<p>\u5982\u679c\u4f60\u662f\u521a\u4e70\u56de\u6765\u7684\u65b0\u8f66\uff0c\u53ef\u4ee5\u9009\u62e9<strong>\u3010\u7ea6\u5b9a\u4ef7\u503c\u3011<\/strong>\uff0c\u8fd9\u6837\u4e07\u4e00\u4e0d\u5e78\u53d1\u751f\u8f66\u5b50\u5168\u635f\u6216\u88ab\u76d7\u65f6\uff0c\u4fdd\u9669\u516c\u53f8\u5c31\u4f1a\u6839\u636e\u7ea6\u5b9a\u7684\u4ef7\u503c\u8d54\u507f\uff0c\u4f60\u5c31\u53ef\u4ee5\u5229\u7528\u8fd9\u7b14\u8d54\u507f\u91d1\u507f\u8fd8\u8d37\u6b3e\u6216\u8d2d\u4e70\u53e6\u4e00\u8f86\u65b0\u8f66\u3002<\/p>\n\n\n\n<p>\u81f3\u4e8e\u5df2\u7ecf\u8fd8\u6e05\u8d37\u6b3e\u7684\u8f66\u5b50\uff0c\u6216\u5df2\u7ecf\u4f7f\u7528 10 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