{"id":37324,"date":"2023-05-09T11:07:00","date_gmt":"2023-05-09T03:07:00","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=37324"},"modified":"2023-05-10T08:25:49","modified_gmt":"2023-05-10T00:25:49","slug":"%e7%88%b1%e8%bd%a6%e8%a2%ab%e5%81%b7%e4%ba%86%e6%80%8e%e4%b9%88%e5%8a%9e%ef%bc%9f%e8%bd%a6%e9%99%a9%e4%bc%9a%e8%b5%94%e5%90%97%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e7%88%b1%e8%bd%a6%e8%a2%ab%e5%81%b7%e4%ba%86%e6%80%8e%e4%b9%88%e5%8a%9e%ef%bc%9f%e8%bd%a6%e9%99%a9%e4%bc%9a%e8%b5%94%e5%90%97%ef%bc%9f","title":{"rendered":"\u7231\u8f66\u88ab\u5077\u4e86\u600e\u4e48\u529e\uff1f\u8f66\u9669\u4f1a\u8d54\u5417\uff1f"},"content":{"rendered":"\n<p>\u6700\u8fd1\u5e38\u5e38\u5728\u7f51\u4e0a\u770b\u5230\u8f66\u5b50\u88ab\u76d7\u7684\u5e16\u6587\uff0c\u4e0d\u5f97\u4e0d\u8bf4\u6211\u56fd\u7684\u5931\u8f66\u95ee\u9898\u771f\u7684\u975e\u5e38\u4e25\u91cd\uff01\u6839\u636e\u5927\u9a6c\u51cf\u5c11\u8f66\u8f86\u76d7\u7a83\u59d4\u5458\u4f1a\uff08VTREC\uff09\u7684\u6570\u636e\uff0c\u57282020\u5e74\u95f4\uff0c\u6211\u56fd\u6bcf75\u5206\u949f\u5c31\u6709\u4e00\u8f86\u8f66\u5b50\u88ab\u5077\uff0c\u5e73\u5747\u4e0b\u6765<strong>\u6bcf\u5929\u5c31\u670920\u8f86\u8f66\u88ab\u76d7<\/strong>\uff01\u6570\u636e\u4e5f\u663e\u793a\uff0c\u5c3d\u7ba1\u5b9d\u817e\u5a01\u62c9\uff08Proton Wira\uff09\u5df2\u7ecf\u57282009\u5e74\u505c\u4ea7\uff0c\u4f46\u5b83\u8fd8\u662f\u8fde\u7eed11\u5e74\u6210\u4e3a\u5077\u8f66\u8d3c\u6700\u559c\u6b22\u76d7\u8d70\u7684\u6c7d\u8f66\uff0c\u81f3\u4e8e\u201c\u56fd\u6c11\u6218\u8f66\u201d\u8fc8\u5a01\uff08Perodua Myvi\uff09\u5219\u5728\u699c\u5f53\u4e2d\u6392\u540d\u7b2c6\u3002<\/p>\n\n\n\n<p>\u90a3\u4e48\uff0c\u4e07\u4e00\u6709\u4e00\u5929\u4f60\u7684\u8f66\u5b50\u4e5f\u4e0d\u5e78\u88ab\u5077\u8d70\u4e86\uff0c\u4fdd\u9669\u516c\u53f8\u4f1a\u4e0d\u4f1a\u8d54\u507f\u5462\uff1f\u5982\u679c\u53ef\u4ee5\uff0c\u53c8\u5e94\u8be5\u5982\u4f55\u63d0\u51fa\u7d22\u8d54\uff0c\u4f60\u6e05\u695a\u5417\uff1f\u73b0\u5728\u5c31\u8ba9\u5fc5\u4f73\u4e00\u4e00\u544a\u8bc9\u4f60\u3002<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d76d965cac2\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d76d965cac2\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e7%88%b1%e8%bd%a6%e8%a2%ab%e5%81%b7%e4%ba%86%e6%80%8e%e4%b9%88%e5%8a%9e%ef%bc%9f%e8%bd%a6%e9%99%a9%e4%bc%9a%e8%b5%94%e5%90%97%ef%bc%9f\/#%E5%8F%91%E7%8E%B0%E8%BD%A6%E5%AD%90%E4%B8%8D%E8%A7%81%E4%BA%86%EF%BC%8C%E5%BA%94%E8%AF%A5%E6%80%8E%E4%B9%88%E5%8A%9E%EF%BC%9F\" title=\"\u53d1\u73b0\u8f66\u5b50\u4e0d\u89c1\u4e86\uff0c\u5e94\u8be5\u600e\u4e48\u529e\uff1f\">\u53d1\u73b0\u8f66\u5b50\u4e0d\u89c1\u4e86\uff0c\u5e94\u8be5\u600e\u4e48\u529e\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e7%88%b1%e8%bd%a6%e8%a2%ab%e5%81%b7%e4%ba%86%e6%80%8e%e4%b9%88%e5%8a%9e%ef%bc%9f%e8%bd%a6%e9%99%a9%e4%bc%9a%e8%b5%94%e5%90%97%ef%bc%9f\/#%E6%89%80%E9%9C%80%E8%A6%81%E5%91%88%E4%BA%A4%E7%BB%99%E4%BF%9D%E9%99%A9%E5%85%AC%E5%8F%B8%E7%9A%84%E6%96%87%E4%BB%B6\" title=\"\u6240\u9700\u8981\u5448\u4ea4\u7ed9\u4fdd\u9669\u516c\u53f8\u7684\u6587\u4ef6\">\u6240\u9700\u8981\u5448\u4ea4\u7ed9\u4fdd\u9669\u516c\u53f8\u7684\u6587\u4ef6<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e7%88%b1%e8%bd%a6%e8%a2%ab%e5%81%b7%e4%ba%86%e6%80%8e%e4%b9%88%e5%8a%9e%ef%bc%9f%e8%bd%a6%e9%99%a9%e4%bc%9a%e8%b5%94%e5%90%97%ef%bc%9f\/#%E5%A6%82%E6%9E%9C%E5%9C%A8%E6%8F%90%E5%87%BA%E7%B4%A2%E8%B5%94%E5%90%8E%EF%BC%8C%E6%89%BE%E5%9B%9E%E7%88%B1%E8%BD%A6%EF%BC%8C%E6%80%8E%E4%B9%88%E5%8A%9E%EF%BC%9F\" title=\"\u5982\u679c\u5728\u63d0\u51fa\u7d22\u8d54\u540e\uff0c\u627e\u56de\u7231\u8f66\uff0c\u600e\u4e48\u529e\uff1f\">\u5982\u679c\u5728\u63d0\u51fa\u7d22\u8d54\u540e\uff0c\u627e\u56de\u7231\u8f66\uff0c\u600e\u4e48\u529e\uff1f<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"has-vivid-red-color has-text-color\"><span class=\"ez-toc-section\" id=\"%E5%8F%91%E7%8E%B0%E8%BD%A6%E5%AD%90%E4%B8%8D%E8%A7%81%E4%BA%86%EF%BC%8C%E5%BA%94%E8%AF%A5%E6%80%8E%E4%B9%88%E5%8A%9E%EF%BC%9F\"><\/span><strong>\u53d1\u73b0\u8f66\u5b50\u4e0d\u89c1\u4e86\uff0c\u5e94\u8be5\u600e\u4e48\u529e\uff1f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5047\u8bbe\u6709\u4e00\u5929\uff0c\u4f60\u51fa\u95e8\u53d6\u8f66\u65f6\uff0c\u53d1\u73b0\u8f66\u5b50\u4e0d\u5728\u539f\u6709\u7684\u4f4d\u7f6e\u65f6\uff0c\u5148\u60f3\u60f3\u4f60\u662f\u5426\u8fdd\u89c4\u505c\u8f66\uff0c\u5148\u5411\u6267\u6cd5\u5355\u4f4d\u786e\u8ba4\u8f66\u5b50\u662f\u5426\u88ab\u62d6\u8d70\u3002\u5982\u679c\u786e\u8ba4\u4e86\u8f66\u5b50\u771f\u7684\u88ab\u5077\uff0c\u800c\u4e14\u662f\u5728\u4e0d\u77e5\u60c5\u7684\u60c5\u51b5\u4e0b\u53d1\u751f\uff0c\u90a3\u4f60\u662f\u53ef\u4ee5\u5411\u4fdd\u9669\u516c\u53f8\u63d0\u51fa\u7d22\u8d54\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img data-attachment-id=\"37325\" data-permalink=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e7%88%b1%e8%bd%a6%e8%a2%ab%e5%81%b7%e4%ba%86%e6%80%8e%e4%b9%88%e5%8a%9e%ef%bc%9f%e8%bd%a6%e9%99%a9%e4%bc%9a%e8%b5%94%e5%90%97%ef%bc%9f\/attachment\/10\" data-orig-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/05\/10.jpg?fit=960%2C719&amp;ssl=1\" data-orig-size=\"960,719\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"10\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/05\/10.jpg?fit=300%2C225&amp;ssl=1\" data-large-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/05\/10.jpg?fit=960%2C719&amp;ssl=1\" loading=\"lazy\" width=\"960\" height=\"719\" src=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/05\/10.jpg?resize=960%2C719&#038;ssl=1\" alt=\"\" class=\"wp-image-37325\" srcset=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/05\/10.jpg?w=960&amp;ssl=1 960w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/05\/10.jpg?resize=300%2C225&amp;ssl=1 300w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/05\/10.jpg?resize=768%2C575&amp;ssl=1 768w\" sizes=\"(max-width: 960px) 100vw, 960px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<p>\u6b65\u9aa4\u5982\u4e0b\uff1a<\/p>\n\n\n\n<p>1. \u5148\u5230\u9644\u8fd1\u7684\u8b66\u5c40\u62a5\u6848<\/p>\n\n\n\n<p>2. \u63d0\u4f9b\u8f7f\u8f66\u7684\u8be6\u7ec6\u8d44\u6599\uff0c\u5305\u62ec\u8f66\u5185\u503c\u94b1\u7684\u7269\u54c1\u4e5f\u8981\u8be6\u7ec6\u544a\u8bc9\u8b66\u5bdf<\/p>\n\n\n\n<p>3. \u901a\u77e5\u4fdd\u9669\u516c\u53f8\u6216\u4fdd\u9669\u4ee3\u7406<\/p>\n\n\n\n<p>4. \u586b\u5199\u201c\u76d7\u7a83\u7d22\u8d54\u8868\u683c\u201d\uff0c\u5e76\u5728\u8f66\u5b50\u88ab\u5077\u76847\u5929\u5185\u5448\u4ea4&nbsp;<\/p>\n\n\n\n<h2 class=\"has-vivid-red-color has-text-color\"><span class=\"ez-toc-section\" id=\"%E6%89%80%E9%9C%80%E8%A6%81%E5%91%88%E4%BA%A4%E7%BB%99%E4%BF%9D%E9%99%A9%E5%85%AC%E5%8F%B8%E7%9A%84%E6%96%87%E4%BB%B6\"><\/span><strong>\u6240\u9700\u8981\u5448\u4ea4\u7ed9\u4fdd\u9669\u516c\u53f8\u7684\u6587\u4ef6<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>1. \u5df2\u7ecf\u586b\u597d\u7684\u76d7\u7a83\u7d22\u8d54\u8868\u683c<\/p>\n\n\n\n<p>2. \u62a5\u6848\u7eb8<\/p>\n\n\n\n<p>3. \u8eab\u4efd\u8bc1\u526f\u672c<\/p>\n\n\n\n<p>4. \u9a7e\u9a76\u6267\u7167\u526f\u672c<\/p>\n\n\n\n<p>5. \u8f66\u5361&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"5521\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-kereta\/tuntutan-insurans-kereta-akibat-kemalangan\/attachment\/nurul_a6_featuredimage-02\" data-orig-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Nurul_A6_FeaturedImage-02.jpg?fit=1600%2C900&amp;ssl=1\" data-orig-size=\"1600,900\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"Car insurance claims in Malaysia\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Nurul_A6_FeaturedImage-02.jpg?fit=300%2C169&amp;ssl=1\" data-large-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Nurul_A6_FeaturedImage-02.jpg?fit=1080%2C608&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"608\" src=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Nurul_A6_FeaturedImage-02.jpg?resize=1080%2C608&#038;ssl=1\" alt=\"Car insurance claims in Malaysia\" class=\"wp-image-5521\" srcset=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Nurul_A6_FeaturedImage-02.jpg?resize=1080%2C608&amp;ssl=1 1080w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Nurul_A6_FeaturedImage-02.jpg?resize=300%2C169&amp;ssl=1 300w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Nurul_A6_FeaturedImage-02.jpg?resize=768%2C432&amp;ssl=1 768w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Nurul_A6_FeaturedImage-02.jpg?resize=1536%2C864&amp;ssl=1 1536w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Nurul_A6_FeaturedImage-02.jpg?resize=1024%2C576&amp;ssl=1 1024w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Nurul_A6_FeaturedImage-02.jpg?w=1600&amp;ssl=1 1600w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<h2 class=\"has-vivid-red-color has-text-color\"><span class=\"ez-toc-section\" id=\"%E5%A6%82%E6%9E%9C%E5%9C%A8%E6%8F%90%E5%87%BA%E7%B4%A2%E8%B5%94%E5%90%8E%EF%BC%8C%E6%89%BE%E5%9B%9E%E7%88%B1%E8%BD%A6%EF%BC%8C%E6%80%8E%E4%B9%88%E5%8A%9E%EF%BC%9F\"><\/span><strong>\u5982\u679c\u5728\u63d0\u51fa\u7d22\u8d54\u540e\uff0c\u627e\u56de\u7231\u8f66\uff0c\u600e\u4e48\u529e\uff1f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u7531\u4e8e\u8b66\u65b9\u548c\u4fdd\u9669\u516c\u53f8\u9700\u8981\u53cc\u8fb9\u8c03\u67e5\uff0c\u6240\u4ee5\u7d22\u8d54\u8fc7\u7a0b\u53ef\u80fd\u4f1a\u9700\u89816\u4e2a\u6708\u6216\u66f4\u957f\u7684\u65f6\u95f4\uff0c\u624d\u80fd\u6536\u5230\u4fdd\u9669\u516c\u53f8\u652f\u4ed8\u7684\u8d54\u507f\u3002\u6240\u4ee5\uff0c\u5f88\u6709\u53ef\u80fd\u5728\u8fd9\u8fc7\u7a0b\u4e2d\uff0c\u4f60\u7a81\u7136\u627e\u56de\u4e86\u8f66\u5b50&#8230;&#8230;<\/p>\n\n\n\n<p>1. \u5982\u679c\u662f\u53d1\u751f\u5728\u6536\u5230<strong>\u7d22\u8d54\u4e4b\u524d<\/strong>\uff0c\u90a3\u4e48\u4f60\u7684\u7d22\u8d54\u4f1a\u76f4\u63a5\u53d6\u6d88\uff0c\u5e76\u53d6\u56de\u8f66\u5b50\u3002<\/p>\n\n\n\n<p>2. 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