{"id":37431,"date":"2023-05-09T18:30:28","date_gmt":"2023-05-09T10:30:28","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=37431"},"modified":"2025-09-17T13:22:52","modified_gmt":"2025-09-17T05:22:52","slug":"first-party-car-insurance-4-reasons-why-you-need-it","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/car-insurance\/first-party-car-insurance-4-reasons-why-you-need-it","title":{"rendered":"First Party Car Insurance: 4 Reasons Why You Need It"},"content":{"rendered":"\n<p>Are you also one of those who are confused about whether to get a comprehensive or third-party car insurance policy? Don&#8217;t worry, you&#8217;re not alone! We&#8217;ve been asked this question a lot, so, sit back, relax, and let us explain to you four reasons why you need a first-party <a href=\"https:\/\/bjak.my\/blog\/is-it-safe-to-purchase-car-insurance-policy-online\/\">car insurance policy<\/a>.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d7c6eb14f4a\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d7c6eb14f4a\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/first-party-car-insurance-4-reasons-why-you-need-it\/#Make_accident_claims\" title=\"Make accident claims\">Make accident claims<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/first-party-car-insurance-4-reasons-why-you-need-it\/#Free_towing_services\" title=\"Free towing services\">Free towing services<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/first-party-car-insurance-4-reasons-why-you-need-it\/#Emergency_assistance\" title=\"Emergency assistance\">Emergency assistance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/first-party-car-insurance-4-reasons-why-you-need-it\/#Claim_for_car_mirrors\" title=\"Claim for car mirrors\">Claim for car mirrors<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/first-party-car-insurance-4-reasons-why-you-need-it\/#Get_First_Party_car_insurance_at_Bjak\" title=\"Get First Party car insurance at Bjak\">Get First Party car insurance at Bjak<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Make_accident_claims\"><\/span>Make accident claims<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>By purchasing comprehensive car insurance, you not only protect your car against fire and theft but also cover repairs resulting from road accidents.<\/p>\n\n\n\n<p>For example, if you are found guilty of damaging a third-party vehicle, first-party car insurance will protect your car and the third-party car. When your car is repaired at an insurance panel workshop, you don&#8217;t have to spend your own money. The repair costs will be covered by the insurance policy.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Free_towing_services\"><\/span>Free towing services<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Did you know that if you have a comprehensive car insurance policy, you could be eligible for free towing services? That&#8217;s right! In addition to providing broader coverage, <a href=\"https:\/\/bjak.my\/blog\/comprehensive-insurance-misunderstandings\/\">comprehensive insurance<\/a> also includes various extra protections at no extra cost. One of these benefits is free towing services for a certain distance.<\/p>\n\n\n\n<p>This benefit is not available with third-party insurance policies. So, it&#8217;s another reason why you should consider getting comprehensive car insurance. With comprehensive coverage, you won&#8217;t have to worry about what to do if your car suddenly breaks down on the road. Simply contact your insurance provider, and they&#8217;ll send a tow truck to your location at no charge to you.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Emergency_assistance\"><\/span>Emergency assistance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>As a first-party car insurance policyholder, you can receive more than just towing services in case of an emergency. Subject to terms and conditions, you have the entitlement to free roadside assistance. This includes services like jump-starting your car, changing your battery, replacing your tire, refuelling your tank, and even minor electrical repairs.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Claim_for_car_mirrors\"><\/span>Claim for car mirrors<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>You can make a claim for car mirrors with comprehensive insurance. However, please note that if you choose to replace your car mirrors without additional coverage, your claim will cause you to lose your No Claim Discount (NCD). When you renew your car insurance the following year, the insurance company will reset your NCD to 0%. But don&#8217;t worry, you have another alternative.<\/p>\n\n\n\n<p>Luckily, only comprehensive insurance policyholders are eligible for this additional coverage, so you have a solution to protect your NCD.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Get_First_Party_car_insurance_at_Bjak\"><\/span>Get First Party car insurance at Bjak<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>We&#8217;ve given you some reasons why you need a first-party or comprehensive insurance policy, but now it&#8217;s up to you to choose the right type of insurance that suits your vehicle&#8217;s needs. Make sure to compare the coverage offered by each type of insurance before purchasing or renewing your car insurance policy. Don&#8217;t leave your car&#8217;s protection to chance &#8211; trust Bjak to keep you covered on the road!<\/p>\n\n\n\n<p>Visit Bjak now at&nbsp;<a href=\"https:\/\/bjak.my\/\">https:\/\/bjak.my<\/a>\/&nbsp;to enjoy exclusive discounts, attractive prices and benefits for your car insurance without any hassle!<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<p><em data-l-s=\"67471\"><em>Bjak is one of Malaysia&#8217;s biggest insurance comparison sites, with more than 10 insurance brands to choose from. Get your <a href=\"https:\/\/bjak.my\/en?utm_source=blogen&amp;utm_campaign=\" target=\"_blank\" rel=\"noreferrer noopener\">free insurance quote<\/a> at Bjak today!<\/em><\/em><\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-black-color has-luminous-vivid-amber-background-color has-text-color has-background\" href=\"https:\/\/bjak.my\/en?utm_source=blogen&amp;utm_campaign=first-party-car-insurance-4-reasons-why-you-need-it\" target=\"_blank\" rel=\"noreferrer noopener\"><strong data-l-s=\"50547\">Get A Quote<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<p><strong>Read more:<\/strong><\/p>\n\n\n\n<ul><li><a href=\"https:\/\/bjak.my\/blog\/cheap-car-insurance-heres-how-you-get-can-one\/\" target=\"_blank\" rel=\"noreferrer noopener\">Renewing Road Tax with Summons: What You Should Kn<\/a><a href=\"https:\/\/bjak.my\/blog\/renew-car-road-tax-with-summons-what-you-should-know\/\" target=\"_blank\" rel=\"noreferrer noopener\">ow<\/a><\/li><li><a href=\"https:\/\/bjak.my\/blog\/road-tax-renewal-period-what-you-need-to-know\/\">Road Tax Renewal Period: What You Need to Know<\/a><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>If you&#8217;re unsure which car insurance to get, let us share with you the reasons why you should buy a first party or comprehensive car insurance policy.<\/p>\n","protected":false},"author":20,"featured_media":37447,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[431],"tags":[429,59],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - 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