{"id":37739,"date":"2023-05-22T11:38:42","date_gmt":"2023-05-22T03:38:42","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=37739"},"modified":"2023-06-22T15:56:03","modified_gmt":"2023-06-22T07:56:03","slug":"motorcycle-insurance-4-key-reasons-why-you-need-it","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/motorcycle-insurance\/motorcycle-insurance-4-key-reasons-why-you-need-it","title":{"rendered":"Motorcycle Insurance: 4 Key Reasons Why You Need It"},"content":{"rendered":"\n<p>In Malaysia, motorcycles are all the rage! They&#8217;re not only more affordable than cars but also a popular choice because they can zip around quickly, especially during rush hour. But here&#8217;s the thing &#8211; motorcycle riders and owners face bigger risks than those behind the wheel of a car. That&#8217;s why it&#8217;s crucial to have <a href=\"https:\/\/bjak.my\/blog\/motorcycle-insurance\/\">motor insurance<\/a> to protect yourself from potential hazards. Trust me, you don&#8217;t want to ride without it!<\/p>\n\n\n\n<p>And to convince you further, let us share some compelling reasons why every motorcycle owner should have insurance.<\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-black-color has-luminous-vivid-amber-background-color has-text-color has-background\" href=\"https:\/\/bjak.my\/en?utm_source=blogen&amp;utm_campaign=\" target=\"_blank\" rel=\"noreferrer noopener\"><strong data-l-s=\"50547\">Get Free Quote<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d7b069b24a7\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d7b069b24a7\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/motorcycle-insurance\/motorcycle-insurance-4-key-reasons-why-you-need-it\/#Motorcycle_insurance_is_mandatory\" title=\"Motorcycle insurance is mandatory.\">Motorcycle insurance is mandatory.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/motorcycle-insurance\/motorcycle-insurance-4-key-reasons-why-you-need-it\/#More_prone_to_theft\" title=\"More prone to theft\">More prone to theft<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/motorcycle-insurance\/motorcycle-insurance-4-key-reasons-why-you-need-it\/#Higher_risk_of_accident\" title=\"Higher risk of accident\">Higher risk of accident<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/motorcycle-insurance\/motorcycle-insurance-4-key-reasons-why-you-need-it\/#Protection_against_third-party_claims\" title=\"Protection against third-party claims\">Protection against third-party claims<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/motorcycle-insurance\/motorcycle-insurance-4-key-reasons-why-you-need-it\/#Protect_you_your_motorcycle_with_insurance\" title=\"Protect you &amp; your motorcycle with insurance!\">Protect you &amp; your motorcycle with insurance!<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Motorcycle_insurance_is_mandatory\"><\/span>Motorcycle insurance is mandatory.<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Did you know that motorcycle insurance is mandatory in Malaysia? That&#8217;s right! If you own a registered motorcycle, you must have a valid road tax under the Road Transport Act 1987. But before you can renew your road tax, you must first renew your insurance. <\/p>\n\n\n\n<p>So, make sure to have at least the most basic insurance, which is a third-party policy, to avoid being fined up to RM2,000 or even spending three months in jail for riding without valid insurance. Stay safe on the road and don&#8217;t forget to renew your insurance!<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"More_prone_to_theft\"><\/span>More prone to theft<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Shocking statistics from 2020 revealed that there were 16,057 cases of motorcycle theft, compared to only 4,596 cases of car theft. That&#8217;s a huge difference! That&#8217;s why it&#8217;s important to have comprehensive or third-party motorcycle insurance coverage that includes protection against theft and fire. This way, you can rest assured that you will have coverage and be able to make a claim with ease if the worst does happen.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Higher_risk_of_accident\"><\/span>Higher risk of accident<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Frightening statistics reveal that for the past two decades, more than 60% of road accidents in Malaysia involve motorcyclists. That&#8217;s right, you heard it! Additionally, the Malaysian Institute of Road Safety Research (MIROS) even confirmed last year that 20% of the whopping 500,000 reported accidents involved motorcycles. It&#8217;s alarming, isn&#8217;t it? That&#8217;s why you need insurance! <\/p>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/comprehensive-car-insurance\/\">Comprehensive insurance<\/a> coverage allows you to breathe easy and make claims if you cause an accident. Moreover, you can also make third-party insurance claims (with any type of policy, including third-party policies) if another vehicle hits you. But beware of it too! The party that caused the accident will not be liable for any claims if you don&#8217;t have proper insurance, leaving you high and dry. This can cause significant financial losses, and no one wants that!<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Protection_against_third-party_claims\"><\/span>Protection against third-party claims<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/auto-insurance-grab-paylater\/\">Auto insurance<\/a> in Malaysia serves an important purpose &#8211; protecting you from third-party claims. This means that if you cause an accident that results in injury or damage to someone else&#8217;s property, your insurance will cover their losses. And even the most basic insurance policy provides this protection! <\/p>\n\n\n\n<p>Furthermore, this will help ease the mental stress of an accident and also prevent a huge financial burden. By having insurance, victims of the accident can make claims against your policy, ultimately reducing the financial burden on you.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Protect_you_your_motorcycle_with_insurance\"><\/span>Protect you &amp; your motorcycle with insurance!<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Don&#8217;t let the joy of riding your motorcycle be overshadowed by the risk of potential accidents or damage. As a motorcycle owner, it&#8217;s crucial to take precautions and protect yourself with valid insurance. Make sure your beloved ride is always covered and safeguarded against any unforeseen circumstances!<\/p>\n\n\n\n<p>Visit Bjak now at&nbsp;<a href=\"https:\/\/bjak.my\/\">https:\/\/bjak.my<\/a>\/&nbsp;to enjoy exclusive discounts, attractive prices and benefits for your motor insurance without any hassle!<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<p><em data-l-s=\"67471\"><em><em data-l-s=\"67471\"><em>Bjak is one of Malaysia&#8217;s biggest insurance comparison websites, offering policies from over 10 brands. Get your <a href=\"https:\/\/bjak.my\/en?utm_source=blogen&amp;utm_campaign=\">free insurance quote<\/a> from Bjak today!<\/em><\/em><\/em><\/em><\/p>\n\n\n\n<div class=\"wp-container-2 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-black-color has-luminous-vivid-amber-background-color has-text-color has-background\" href=\"https:\/\/bjak.my\/en?utm_source=blogen&amp;utm_campaign=\" target=\"_blank\" rel=\"noreferrer noopener\"><strong data-l-s=\"50547\">Get Free Quote<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<p><strong>Read more:<\/strong><\/p>\n\n\n\n<ul><li><a href=\"https:\/\/bjak.my\/blog\/comparing-car-insurance-why-you-must-do-it-before-purchasing\/\" target=\"_blank\" rel=\"noreferrer noopener\">Comparing Car Insurance: Why You Must Do It Before Purchasing<\/a><\/li><li><a href=\"https:\/\/bjak.my\/blog\/car-insurance-add-ons-types-of-extra-protection-you-can-pick\/\">Car Insurance Add-Ons: Types of Extra Protection You Can Pick<\/a><\/li><li><a href=\"https:\/\/bjak.my\/blog\/guide-to-car-insurance-the-must-know-things\/\">Guide to Car Insurance: The Must-Know Things<\/a><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Find out why motorcycle insurance is a must-have. Keep your two-wheeled beauty safe from harm with the perfect coverage &#8211; read on now!<\/p>\n","protected":false},"author":20,"featured_media":37967,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[1898],"tags":[59,952],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Motorcycle Insurance: 4 Key Reasons Why You Need It | BJAK<\/title>\n<meta name=\"description\" content=\"Find out why motorcycle insurance is a must-have. 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