{"id":37742,"date":"2023-05-22T11:39:52","date_gmt":"2023-05-22T03:39:52","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=37742"},"modified":"2025-09-17T12:49:33","modified_gmt":"2025-09-17T04:49:33","slug":"car-insurance-premium-8-tricks-to-save-money-on-your-next-purchase","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-premium-8-tricks-to-save-money-on-your-next-purchase","title":{"rendered":"Car Insurance Premium: 8 Tricks to Save Money On Your Next Purchase"},"content":{"rendered":"\n<p>If you&#8217;re tired of breaking the bank with high car insurance premiums, then you&#8217;re in luck! By understanding the various elements that influence your <a href=\"https:\/\/bjak.my\/blog\/auto-life-insurance\/\">auto insurance<\/a> rates, you can take steps to cut costs and keep more money in your pocket. Check out these 8 useful tips to help you save on your car insurance expenses.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d7b0b1c5f85\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d7b0b1c5f85\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-premium-8-tricks-to-save-money-on-your-next-purchase\/#Increase_your_NCD\" title=\"Increase your NCD\">Increase your NCD<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-premium-8-tricks-to-save-money-on-your-next-purchase\/#Choose_the_right_coverage\" title=\"Choose the right coverage\">Choose the right coverage<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-premium-8-tricks-to-save-money-on-your-next-purchase\/#Choose_the_right_add-ons\" title=\"Choose the right add-ons\">Choose the right add-ons<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-premium-8-tricks-to-save-money-on-your-next-purchase\/#Do_not_modify_your_car\" title=\"Do not modify your car\">Do not modify your car<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-premium-8-tricks-to-save-money-on-your-next-purchase\/#Do_not_over-insure\" title=\"Do not over-insure\">Do not over-insure<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-premium-8-tricks-to-save-money-on-your-next-purchase\/#Do_not_under-insure\" title=\"Do not under-insure\">Do not under-insure<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-premium-8-tricks-to-save-money-on-your-next-purchase\/#Pick_an_affordable_car_to_buy\" title=\"Pick an affordable car to buy\">Pick an affordable car to buy<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-premium-8-tricks-to-save-money-on-your-next-purchase\/#Compare_insurance_online_before_buying\" title=\"Compare insurance online before buying\">Compare insurance online before buying<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Increase_your_NCD\"><\/span>Increase your NCD<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Earn rewards for being a responsible driver by building up your No Claim Discount (NCD) &#8211; a special entitlement offered by insurers to policyholders who have had no claims made on their <a href=\"https:\/\/bjak.my\/blog\/is-it-safe-to-purchase-car-insurance-policy-online\/\">car insurance policy<\/a> within a one-year period.<\/p>\n\n\n\n<p>Driving safely not only prevents accidents but can also save you money on your insurance premiums. By being mindful on the road, you can lower your risk of getting into accidents or receiving traffic tickets, which can impact your insurance rates. Remember, your driving record plays a crucial role in determining the cost of your policy.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Choose_the_right_coverage\"><\/span>Choose the right coverage<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>When it comes to car insurance, there are three options available, but choosing the right one is crucial. If you&#8217;re a cautious driver with a new car, <a href=\"https:\/\/bjak.my\/blog\/comprehensive-insurance-misunderstandings\/\">comprehensive coverage<\/a> is your best bet. However, if you&#8217;re driving an old car or not hitting the road too often, a third party or third party, fire and theft policy may be just what you need. Be sure to consider factors like driving habits and vehicle age before making a decision.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Choose_the_right_add-ons\"><\/span>Choose the right add-ons<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Don&#8217;t waste money on unnecessary car insurance add-ons! While comprehensive policies may offer a variety of additional coverages, like riot protection and named driver coverage. You only need to consider adding the ones that make sense for your situation. For example, if you&#8217;re in an area with lots of debris on the roads, windscreen coverage might be a wise investment. Remember, it&#8217;s all about being practical and getting only what you need to keep you and your car protected.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Do_not_modify_your_car\"><\/span>Do not modify your car<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Don&#8217;t fall for the temptation of modifying your car &#8211; not only can it increase the likelihood of your car being stolen, but it can also hike up your insurance costs! Keep in mind that even the slightest modifications to your vehicle&#8217;s parts can be considered a breach of the manufacturer&#8217;s specifications, which insurers take seriously. So, if you want to save money on your premium, resist the urge to tweak your car and keep it as it is.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Do_not_over-insure\"><\/span>Do not over-insure<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Don&#8217;t fall into the trap of over-insuring your car for more than its actual market value. You might end up losing out on potential claims. Imagine agreeing to a policy that values your car at RM65,000. But when it&#8217;s damaged in an accident and the repairs cost RM15,000. Your insurer will only pay out the amount based on the actual repair bill, not the inflated value you insured it for.<\/p>\n\n\n\n<p>Let&#8217;s break it down &#8211; based on your loss amount of RM80,000, with maximum coverage of RM75,000, you&#8217;ll be paid out RM15,000. However, don&#8217;t forget about the RM1,000 excess, which unfortunately won&#8217;t be refunded to you.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Do_not_under-insure\"><\/span>Do not under-insure<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Are you aware that insuring your car below the market value could leave you at risk of being underinsured? Picture this: you insure your car for RM37,500, half of its actual worth, and get into an accident that causes RM15,000 in damages. Unfortunately, your insurer can only cover half of the cost, leaving you to pay the rest out of pocket. Don&#8217;t make this mistake! Insure your car for its agreed value to avoid being left high and dry when you need coverage the most.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Pick_an_affordable_car_to_buy\"><\/span>Pick an affordable car to buy<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Buying an affordable model can save you big bucks in the long run. While luxury cars might be tempting with their fancy features, keep in mind that they often come with higher insurance premiums due to their expensive repair costs. So, do your research and choose a car that won&#8217;t break the bank on insurance.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Compare_insurance_online_before_buying\"><\/span>Compare insurance online before buying<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Don&#8217;t get ripped off with your car insurance premium! Instead, take charge of your finances and make an informed decision. Before buying a car insurance premium, do your homework and compare policies from various providers. <\/p>\n\n\n\n<p>Don&#8217;t just look for the cheapest option; consider the coverage and benefits, too. Remember, the goal is to find an insurance company that offers excellent value for money and has a good reputation for service. So, take your time and don&#8217;t settle for anything less!<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<p><em data-l-s=\"67471\"><em>Bjak is one of Malaysia&#8217;s biggest insurance comparison sites, with more than 10 insurance brands to choose from. Get your free insurance quote at Bjak today!<\/em><\/em><\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-black-color has-luminous-vivid-amber-background-color has-text-color has-background\" href=\"https:\/\/bjak.my\/en?utm_source=blogen&amp;utm_campaign=car-insurance-premium-8-tricks-to-save-money-on-your-next-purchase\" target=\"_blank\" rel=\"noreferrer noopener\"><strong data-l-s=\"29047\">Get Free Quote<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<p><strong>Read more:<\/strong><\/p>\n\n\n\n<ul><li><a href=\"https:\/\/bjak.my\/blog\/comparing-car-insurance-why-you-must-do-it-before-purchasing\/\" target=\"_blank\" rel=\"noreferrer noopener\">Comparing Car Insurance: Why You Must Do It Before Purchasing<\/a><\/li><li><a href=\"https:\/\/bjak.my\/blog\/car-insurance-add-ons-types-of-extra-protection-you-can-pick\/\">Car Insurance Add-Ons: Types of Extra Protection You Can Pick<\/a><\/li><li><a href=\"https:\/\/bjak.my\/blog\/guide-to-car-insurance-the-must-know-things\/\">Guide to Car Insurance: The Must-Know Things<\/a><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Say goodbye to skyrocketing car insurance premiums with these 8 savvy tricks that can help you save big!<\/p>\n","protected":false},"author":20,"featured_media":37965,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[431],"tags":[429,59],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Car Insurance Premium: 8 Tricks to Save Money On Your Next Purchase<\/title>\n<meta name=\"description\" content=\"Say goodbye to skyrocketing car insurance premium with these 8 savvy tricks that can help you save big money!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-premium-8-tricks-to-save-money-on-your-next-purchase\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Car Insurance Premium: 8 Tricks to Save Money On Your Next Purchase\" \/>\n<meta property=\"og:description\" content=\"Say goodbye to skyrocketing car insurance premium with these 8 savvy tricks that can help you save big money!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-premium-8-tricks-to-save-money-on-your-next-purchase\" \/>\n<meta property=\"og:site_name\" content=\"BJAK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bjak.my\" \/>\n<meta property=\"article:published_time\" content=\"2023-05-22T03:39:52+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-09-17T04:49:33+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/05\/photo1684487507-1.jpeg?fit=1280%2C809&#038;ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"809\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:site\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Waydi\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/bjak.my\/blog\/#organization\",\"name\":\"Bjak\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/bjak.my\",\"https:\/\/www.instagram.com\/bjak.my\",\"https:\/\/www.linkedin.com\/company\/14607755\/admin\/\",\"https:\/\/twitter.com\/bjakmy\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"width\":756,\"height\":756,\"caption\":\"Bjak\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bjak.my\/blog\/#website\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"name\":\"BJAK\",\"description\":\"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!\",\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/bjak.my\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-premium-8-tricks-to-save-money-on-your-next-purchase#primaryimage\",\"url\":\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/05\/photo1684487507-1.jpeg?fit=1280%2C809&ssl=1\",\"contentUrl\":\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/05\/photo1684487507-1.jpeg?fit=1280%2C809&ssl=1\",\"width\":1280,\"height\":809,\"caption\":\"Save money on car insurance premiums with these 8 savvy tricks that can help you save big!\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-premium-8-tricks-to-save-money-on-your-next-purchase#webpage\",\"url\":\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-premium-8-tricks-to-save-money-on-your-next-purchase\",\"name\":\"Car Insurance Premium: 8 Tricks to Save Money On Your Next Purchase\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-premium-8-tricks-to-save-money-on-your-next-purchase#primaryimage\"},\"datePublished\":\"2023-05-22T03:39:52+00:00\",\"dateModified\":\"2025-09-17T04:49:33+00:00\",\"description\":\"Say goodbye to skyrocketing car insurance premium with these 8 savvy tricks that can help you save big money!\",\"breadcrumb\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-premium-8-tricks-to-save-money-on-your-next-purchase#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-premium-8-tricks-to-save-money-on-your-next-purchase\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-premium-8-tricks-to-save-money-on-your-next-purchase#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/bjak.my\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Car Insurance Premium: 8 Tricks to Save Money On Your Next Purchase\"}]},{\"@type\":\"Article\",\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-premium-8-tricks-to-save-money-on-your-next-purchase#article\",\"isPartOf\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-premium-8-tricks-to-save-money-on-your-next-purchase#webpage\"},\"author\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/9e53bbffee2e178662ba744e1cc8ce26\"},\"headline\":\"Car Insurance Premium: 8 Tricks to Save Money On Your Next Purchase\",\"datePublished\":\"2023-05-22T03:39:52+00:00\",\"dateModified\":\"2025-09-17T04:49:33+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-premium-8-tricks-to-save-money-on-your-next-purchase#webpage\"},\"wordCount\":811,\"publisher\":{\"@id\":\"https:\/\/bjak.my\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-premium-8-tricks-to-save-money-on-your-next-purchase#primaryimage\"},\"thumbnailUrl\":\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/05\/photo1684487507-1.jpeg?fit=1280%2C809&ssl=1\",\"keywords\":[\"Car insurance\",\"EN\"],\"articleSection\":[\"Car Insurance\"],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/9e53bbffee2e178662ba744e1cc8ce26\",\"name\":\"Waydi\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/5ce52a2c7dce34d86a9a298060ca8ed8?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/5ce52a2c7dce34d86a9a298060ca8ed8?s=96&d=mm&r=g\",\"caption\":\"Waydi\"},\"url\":\"https:\/\/bjak.my\/blog\/author\/waydi\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Car Insurance Premium: 8 Tricks to Save Money On Your Next Purchase","description":"Say goodbye to skyrocketing car insurance premium with these 8 savvy tricks that can help you save big money!","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-premium-8-tricks-to-save-money-on-your-next-purchase","og_locale":"en_US","og_type":"article","og_title":"Car Insurance Premium: 8 Tricks to Save Money On Your Next Purchase","og_description":"Say goodbye to skyrocketing car insurance premium with these 8 savvy tricks that can help you save big money!","og_url":"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-premium-8-tricks-to-save-money-on-your-next-purchase","og_site_name":"BJAK","article_publisher":"https:\/\/www.facebook.com\/bjak.my","article_published_time":"2023-05-22T03:39:52+00:00","article_modified_time":"2025-09-17T04:49:33+00:00","og_image":[{"width":1280,"height":809,"url":"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/05\/photo1684487507-1.jpeg?fit=1280%2C809&ssl=1","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_creator":"@bjakmy","twitter_site":"@bjakmy","twitter_misc":{"Written by":"Waydi","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Organization","@id":"https:\/\/bjak.my\/blog\/#organization","name":"Bjak","url":"https:\/\/bjak.my\/blog\/","sameAs":["https:\/\/www.facebook.com\/bjak.my","https:\/\/www.instagram.com\/bjak.my","https:\/\/www.linkedin.com\/company\/14607755\/admin\/","https:\/\/twitter.com\/bjakmy"],"logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","contentUrl":"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1","width":756,"height":756,"caption":"Bjak"},"image":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/"}},{"@type":"WebSite","@id":"https:\/\/bjak.my\/blog\/#website","url":"https:\/\/bjak.my\/blog\/","name":"BJAK","description":"Renew your car and motor insurance at the lowest price! Fastest way to renew in Malaysia!","publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/bjak.my\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-premium-8-tricks-to-save-money-on-your-next-purchase#primaryimage","url":"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/05\/photo1684487507-1.jpeg?fit=1280%2C809&ssl=1","contentUrl":"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/05\/photo1684487507-1.jpeg?fit=1280%2C809&ssl=1","width":1280,"height":809,"caption":"Save money on car insurance premiums with these 8 savvy tricks that can help you save big!"},{"@type":"WebPage","@id":"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-premium-8-tricks-to-save-money-on-your-next-purchase#webpage","url":"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-premium-8-tricks-to-save-money-on-your-next-purchase","name":"Car Insurance Premium: 8 Tricks to Save Money On Your Next Purchase","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-premium-8-tricks-to-save-money-on-your-next-purchase#primaryimage"},"datePublished":"2023-05-22T03:39:52+00:00","dateModified":"2025-09-17T04:49:33+00:00","description":"Say goodbye to skyrocketing car insurance premium with these 8 savvy tricks that can help you save big money!","breadcrumb":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-premium-8-tricks-to-save-money-on-your-next-purchase#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-premium-8-tricks-to-save-money-on-your-next-purchase"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-premium-8-tricks-to-save-money-on-your-next-purchase#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/bjak.my\/blog\/"},{"@type":"ListItem","position":2,"name":"Car Insurance Premium: 8 Tricks to Save Money On Your Next Purchase"}]},{"@type":"Article","@id":"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-premium-8-tricks-to-save-money-on-your-next-purchase#article","isPartOf":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-premium-8-tricks-to-save-money-on-your-next-purchase#webpage"},"author":{"@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/9e53bbffee2e178662ba744e1cc8ce26"},"headline":"Car Insurance Premium: 8 Tricks to Save Money On Your Next Purchase","datePublished":"2023-05-22T03:39:52+00:00","dateModified":"2025-09-17T04:49:33+00:00","mainEntityOfPage":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-premium-8-tricks-to-save-money-on-your-next-purchase#webpage"},"wordCount":811,"publisher":{"@id":"https:\/\/bjak.my\/blog\/#organization"},"image":{"@id":"https:\/\/bjak.my\/blog\/car-insurance\/car-insurance-premium-8-tricks-to-save-money-on-your-next-purchase#primaryimage"},"thumbnailUrl":"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/05\/photo1684487507-1.jpeg?fit=1280%2C809&ssl=1","keywords":["Car insurance","EN"],"articleSection":["Car Insurance"],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/9e53bbffee2e178662ba744e1cc8ce26","name":"Waydi","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/bjak.my\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/5ce52a2c7dce34d86a9a298060ca8ed8?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/5ce52a2c7dce34d86a9a298060ca8ed8?s=96&d=mm&r=g","caption":"Waydi"},"url":"https:\/\/bjak.my\/blog\/author\/waydi"}]}},"jetpack_featured_media_url":"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/05\/photo1684487507-1.jpeg?fit=1280%2C809&ssl=1","_links":{"self":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/37742"}],"collection":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/users\/20"}],"replies":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/comments?post=37742"}],"version-history":[{"count":7,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/37742\/revisions"}],"predecessor-version":[{"id":51439,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/posts\/37742\/revisions\/51439"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media\/37965"}],"wp:attachment":[{"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/media?parent=37742"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/categories?post=37742"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bjak.my\/blog\/wp-json\/wp\/v2\/tags?post=37742"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}