{"id":37955,"date":"2023-05-19T16:50:05","date_gmt":"2023-05-19T08:50:05","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=37955"},"modified":"2023-05-19T19:10:53","modified_gmt":"2023-05-19T11:10:53","slug":"%e4%b8%8e%e6%9c%aa%e6%8a%95%e4%bf%9d%e5%8f%b8%e6%9c%ba%e5%8f%91%e7%94%9f%e7%9b%b8%e6%92%9e%ef%bc%81%e7%b4%a2%e8%b5%94%e6%ad%a5%e9%aa%a4%e5%ad%a6%e8%b5%b7%e6%9d%a5","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e4%b8%8e%e6%9c%aa%e6%8a%95%e4%bf%9d%e5%8f%b8%e6%9c%ba%e5%8f%91%e7%94%9f%e7%9b%b8%e6%92%9e%ef%bc%81%e7%b4%a2%e8%b5%94%e6%ad%a5%e9%aa%a4%e5%ad%a6%e8%b5%b7%e6%9d%a5","title":{"rendered":"\u4e0e\u672a\u6295\u4fdd\u53f8\u673a\u53d1\u751f\u76f8\u649e\uff01\u7d22\u8d54\u6b65\u9aa4\u5b66\u8d77\u6765"},"content":{"rendered":"\n<p>\u9a7e\u8f66\u8def\u4e0a\uff0c\u96be\u514d\u4f1a\u6709\u610f\u5916\u53d1\u751f\uff0c\u8fd9\u65f6\u5019\u4f60\u6bcf\u5e74\u66f4\u65b0\u8d2d\u4e70\u7684\u6c7d\u8f66\u4fdd\u9669\u5c31\u53d1\u6325\u4f5c\u7528\u4e86\u3002\u867d\u7136\u6211\u56fd\u6cd5\u4ee4\u89c4\u5b9a\u6240\u6709\u5728\u8def\u4e0a\u884c\u9a76\u7684\u8f66\u5b50\u90fd\u5fc5\u987b\u62e5\u6709\u6709\u6548\u7684\u8f66\u9669\u548c\u8def\u7a0e\uff0c\u4f46\u96be\u514d\u8fd8\u662f\u6f0f\u7f51\u4e4b\u9c7c\uff0c\u8981\u662f\u906d\u5230\u672a\u6295\u4fdd\u7684\u53f8\u673a\u76f8\u649e\u53d1\u751f\u610f\u5916\uff0c\u8fd8\u80fd\u7d22\u8d54\u635f\u5931\u5417\uff1f<\/p>\n\n\n\n<p>\u7b54\u6848\u662f\uff1a<strong>\u53ef\u4ee5\u7684\uff01<\/strong>\u4f60\u53ef\u4ee5\u5411\u8087\u4e8b\u8005\u6216\u8f66\u4e3b\uff08\u82e5\u5f53\u65f6\u649e\u4f60\u7684\u4eba\u4e0d\u662f\u8f66\u4e3b\uff09\u7d22\u8d54\u3002<\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-black-color has-luminous-vivid-amber-background-color has-text-color has-background\" href=\"https:\/\/bjak.my\/zh?utm_source=blogzh&amp;utm_campaign=article23\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u7d22\u53d6\u62a5\u4ef7<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d76db9a58a9\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: 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href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e4%b8%8e%e6%9c%aa%e6%8a%95%e4%bf%9d%e5%8f%b8%e6%9c%ba%e5%8f%91%e7%94%9f%e7%9b%b8%e6%92%9e%ef%bc%81%e7%b4%a2%e8%b5%94%e6%ad%a5%e9%aa%a4%e5%ad%a6%e8%b5%b7%e6%9d%a5\/#%E8%A6%81%E5%A6%82%E4%BD%95%E5%90%91%E6%B2%A1%E6%9C%89%E4%BF%9D%E9%99%A9%E7%9A%84%E5%8F%B8%E6%9C%BA%E7%B4%A2%E8%B5%94%EF%BC%9F\" title=\"\u8981\u5982\u4f55\u5411\u6ca1\u6709\u4fdd\u9669\u7684\u53f8\u673a\u7d22\u8d54\uff1f\">\u8981\u5982\u4f55\u5411\u6ca1\u6709\u4fdd\u9669\u7684\u53f8\u673a\u7d22\u8d54\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e4%b8%8e%e6%9c%aa%e6%8a%95%e4%bf%9d%e5%8f%b8%e6%9c%ba%e5%8f%91%e7%94%9f%e7%9b%b8%e6%92%9e%ef%bc%81%e7%b4%a2%e8%b5%94%e6%ad%a5%e9%aa%a4%e5%ad%a6%e8%b5%b7%e6%9d%a5\/#%E5%90%91%E6%9C%AA%E6%8A%95%E4%BF%9D%E5%8F%B8%E6%9C%BA%E7%B4%A2%E8%B5%94%E6%AD%A5%E9%AA%A4\" title=\"\u5411\u672a\u6295\u4fdd\u53f8\u673a\u7d22\u8d54\u6b65\u9aa4\">\u5411\u672a\u6295\u4fdd\u53f8\u673a\u7d22\u8d54\u6b65\u9aa4<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e4%b8%8e%e6%9c%aa%e6%8a%95%e4%bf%9d%e5%8f%b8%e6%9c%ba%e5%8f%91%e7%94%9f%e7%9b%b8%e6%92%9e%ef%bc%81%e7%b4%a2%e8%b5%94%e6%ad%a5%e9%aa%a4%e5%ad%a6%e8%b5%b7%e6%9d%a5\/#1_%E6%89%8B%E6%9C%BA%E7%85%A7%E7%89%87%E8%AF%81%E6%8D%AE\" title=\"1. \u624b\u673a\u7167\u7247\u8bc1\u636e\">1. \u624b\u673a\u7167\u7247\u8bc1\u636e<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e4%b8%8e%e6%9c%aa%e6%8a%95%e4%bf%9d%e5%8f%b8%e6%9c%ba%e5%8f%91%e7%94%9f%e7%9b%b8%e6%92%9e%ef%bc%81%e7%b4%a2%e8%b5%94%e6%ad%a5%e9%aa%a4%e5%ad%a6%e8%b5%b7%e6%9d%a5\/#2_%E8%AE%B0%E4%B8%8B%E8%BD%A6%E7%89%8C%E5%8F%B7%E7%A0%81\" title=\"2. \u8bb0\u4e0b\u8f66\u724c\u53f7\u7801\">2. \u8bb0\u4e0b\u8f66\u724c\u53f7\u7801<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e4%b8%8e%e6%9c%aa%e6%8a%95%e4%bf%9d%e5%8f%b8%e6%9c%ba%e5%8f%91%e7%94%9f%e7%9b%b8%e6%92%9e%ef%bc%81%e7%b4%a2%e8%b5%94%e6%ad%a5%e9%aa%a4%e5%ad%a6%e8%b5%b7%e6%9d%a5\/#3_%E6%94%B6%E9%9B%86%E6%B6%89%E6%A1%88%E5%8F%B8%E6%9C%BA%E7%9A%84%E8%AF%A6%E7%BB%86%E8%B5%84%E6%96%99\" title=\"3. \u6536\u96c6\u6d89\u6848\u53f8\u673a\u7684\u8be6\u7ec6\u8d44\u6599\">3. \u6536\u96c6\u6d89\u6848\u53f8\u673a\u7684\u8be6\u7ec6\u8d44\u6599<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e4%b8%8e%e6%9c%aa%e6%8a%95%e4%bf%9d%e5%8f%b8%e6%9c%ba%e5%8f%91%e7%94%9f%e7%9b%b8%e6%92%9e%ef%bc%81%e7%b4%a2%e8%b5%94%e6%ad%a5%e9%aa%a4%e5%ad%a6%e8%b5%b7%e6%9d%a5\/#4_%E6%8A%A5%E8%AD%A6\" title=\"4. \u62a5\u8b66\">4. \u62a5\u8b66<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e4%b8%8e%e6%9c%aa%e6%8a%95%e4%bf%9d%e5%8f%b8%e6%9c%ba%e5%8f%91%e7%94%9f%e7%9b%b8%e6%92%9e%ef%bc%81%e7%b4%a2%e8%b5%94%e6%ad%a5%e9%aa%a4%e5%ad%a6%e8%b5%b7%e6%9d%a5\/#5_%E9%80%9A%E7%9F%A5%E4%BF%9D%E9%99%A9%E5%85%AC%E5%8F%B8\" title=\"5. \u901a\u77e5\u4fdd\u9669\u516c\u53f8\">5. \u901a\u77e5\u4fdd\u9669\u516c\u53f8<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 class=\"has-vivid-red-color has-text-color\"><span class=\"ez-toc-section\" id=\"%E8%A6%81%E5%A6%82%E4%BD%95%E5%90%91%E6%B2%A1%E6%9C%89%E4%BF%9D%E9%99%A9%E7%9A%84%E5%8F%B8%E6%9C%BA%E7%B4%A2%E8%B5%94%EF%BC%9F\"><\/span><strong>\u8981\u5982\u4f55\u5411\u6ca1\u6709\u4fdd\u9669\u7684\u53f8\u673a\u7d22\u8d54\uff1f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u7531\u4e8e\u5bf9\u65b9\u6ca1\u6709\u4fdd\u9669\uff0c\u6240\u4ee5\u4f60\u53ef\u4ee5\u4ee5\u4e2a\u4eba\u8eab\u4efd\u8d77\u8bc9\u4ed6\uff0c\u4f60\u7684\u4e00\u5207\u7d22\u8d54\u5c06\u4ea4\u7531\u6cd5\u9662\u5ba1\u7406\uff0c\u4ee5\u786e\u5b9a\u8fc7\u5931\u65b9\u3002<\/p>\n\n\n\n<p>\u4e0d\u8fc7\uff0c\u5728\u8d77\u8bc9\u5bf9\u65b9\u4e4b\u524d\uff0c\u8bf7\u786e\u4fdd\u4f60\u62e5\u6709\u4ee5\u4e0b\u8d44\u6599\uff0c\u5426\u5219\u7d22\u8d54\u53ef\u80fd\u5931\u8d25\u3002<\/p>\n\n\n\n<p>1. \u6d89\u6848\u53f8\u673a\u540d\u5b57<\/p>\n\n\n\n<p>2. \u6d89\u6848\u8f66\u5b50\u8f66\u724c<\/p>\n\n\n\n<p>3. \u4e8b\u6545\u73b0\u573a\u7167\u7247\u548c\u8f66\u5b50\u72b6\u51b5<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"5933\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-kereta\/tuntutan-insurans-kereta-akibat-kemalangan\/attachment\/211008_bjakblog_nurul_a6-01-01\" data-orig-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/211008_BjakBlog_Nurul_A6-01-01.png?fit=1080%2C1080&amp;ssl=1\" data-orig-size=\"1080,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Tuntutan insurans disebabkan kerosakan pada kenderaan akibat kemalangan\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/211008_BjakBlog_Nurul_A6-01-01.png?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/211008_BjakBlog_Nurul_A6-01-01.png?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"1024\" src=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/211008_BjakBlog_Nurul_A6-01-01.png?resize=1024%2C1024&#038;ssl=1\" alt=\"Tuntutan insurans disebabkan kerosakan pada kenderaan akibat kemalangan\" class=\"wp-image-5933\" srcset=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/211008_BjakBlog_Nurul_A6-01-01.png?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/211008_BjakBlog_Nurul_A6-01-01.png?resize=300%2C300&amp;ssl=1 300w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/211008_BjakBlog_Nurul_A6-01-01.png?resize=150%2C150&amp;ssl=1 150w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/211008_BjakBlog_Nurul_A6-01-01.png?resize=768%2C768&amp;ssl=1 768w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/211008_BjakBlog_Nurul_A6-01-01.png?w=1080&amp;ssl=1 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<h2 class=\"has-vivid-red-color has-text-color\"><span class=\"ez-toc-section\" id=\"%E5%90%91%E6%9C%AA%E6%8A%95%E4%BF%9D%E5%8F%B8%E6%9C%BA%E7%B4%A2%E8%B5%94%E6%AD%A5%E9%AA%A4\"><\/span><strong>\u5411\u672a\u6295\u4fdd\u53f8\u673a\u7d22\u8d54\u6b65\u9aa4<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"1_%E6%89%8B%E6%9C%BA%E7%85%A7%E7%89%87%E8%AF%81%E6%8D%AE\"><\/span>1. \u624b\u673a\u7167\u7247\u8bc1\u636e<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u62cd\u4e0b\u4f60\u7684\u8f66\u5b50\u635f\u574f\u60c5\u51b5\u3001\u8087\u4e8b\u8f66\u8f86\u548c\u5176\u5b83\u76f8\u5173\u7ec6\u8282\uff0c\u4ee5\u65b9\u4fbf\u8fdb\u884c\u7d22\u8d54\u3002\u540c\u65f6\u4e5f\u8981\u62cd\u4e0b\u4f60\u7684\u8def\u7a0e\uff0c\u4ee5\u907f\u514d\u5f15\u8d77\u4e0d\u5fc5\u8981\u7684\u4e89\u8bae\u3002<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"2_%E8%AE%B0%E4%B8%8B%E8%BD%A6%E7%89%8C%E5%8F%B7%E7%A0%81\"><\/span>2. \u8bb0\u4e0b\u8f66\u724c\u53f7\u7801<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u4e00\u5b9a\u8981\u8bb0\u5f55\u6d89\u6848\u8f66\u8f86\u7684\u8f66\u724c\u53f7\uff0c\u8fd9\u662f\u4e3a\u4e86\u8ba9\u9646\u8def\u4ea4\u901a\u5c40\u53ef\u4ee5\u8ffd\u8e2a\u8f66\u4e3b\u7684\u8be6\u7ec6\u4fe1\u606f\u3002<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"3_%E6%94%B6%E9%9B%86%E6%B6%89%E6%A1%88%E5%8F%B8%E6%9C%BA%E7%9A%84%E8%AF%A6%E7%BB%86%E8%B5%84%E6%96%99\"><\/span>3. \u6536\u96c6\u6d89\u6848\u53f8\u673a\u7684\u8be6\u7ec6\u8d44\u6599<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u4ed6\u7684\u5168\u540d\u3001\u7535\u8bdd\u53f7\u7801\u548c\u5176\u5b83\u76f8\u5173\u4fe1\u606f\u3002\u6b64\u5916\uff0c\u4e5f\u8981\u8bb0\u5f55\u4e8b\u6545\u53d1\u751f\u7684\u65f6\u95f4\u548c\u5730\u70b9\uff0c\u8fd9\u662f\u62a5\u6848\u65f6\u5019\u6240\u9700\u7684\u8d44\u6599\u3002<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"4_%E6%8A%A5%E8%AD%A6\"><\/span>4. \u62a5\u8b66<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u8bf7\u5728\u4e8b\u6545\u53d1\u751f\u540e\u768424\u5c0f\u65f6\u5185\u62a5\u6848\u3002\u5ef6\u8fdf\u62a5\u8b66\uff0c\u53ef\u80fd\u4f1a\u5f15\u8d77\u6df7\u6dc6\u3002<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"5_%E9%80%9A%E7%9F%A5%E4%BF%9D%E9%99%A9%E5%85%AC%E5%8F%B8\"><\/span>5. \u901a\u77e5\u4fdd\u9669\u516c\u53f8<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u4e0d\u8981\u5fd8\u4e86\u5728\u4e8b\u6545\u53d1\u751f\u76847\u5929\u5185\u901a\u77e5\u4fdd\u9669\u516c\u53f8\u3002<\/p>\n\n\n\n<p>\u82e5\u771f\u7684\u4e0d\u5e78\u4e0e\u672a\u6295\u4fdd\u7684\u53f8\u673a\u53d1\u751f\u76f8\u649e\uff0c\u8bb0\u5f97\u884c\u4f7f\u4f60\u7684\u6743\u5229\uff0c\u6309\u4e0a\u9762\u6b65\u9aa4\u505a\uff0c\u4ee5\u786e\u4fdd\u4f60\u7684\u7d22\u8d54\u8fc7\u7a0b\u987a\u5229\u8fdb\u884c\u3002<\/p>\n\n\n\n<p>\u8fd8\u6709\uff0c\u522b\u8ba9\u4f60\u7684\u8f66\u9669\u8fc7\u671f\uff01\u8bb0\u5f97\u5728\u8fc7\u671f\u524d\u66f4\u65b0\u8f66\u9669\uff0c\u4ee5\u4eab\u6709\u4fdd\u969c\u3002\u4eca\u5929\u5c31\u4e0a<a href=\"https:\/\/bjak.my\/zh?utm_source=blogzh&amp;utm_campaign=article23\" data-type=\"URL\" data-id=\"https:\/\/bjak.my\/zh?utm_source=blogzh&amp;utm_campaign=article23\" target=\"_blank\" rel=\"noreferrer 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