{"id":37963,"date":"2023-05-19T17:54:07","date_gmt":"2023-05-19T09:54:07","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=37963"},"modified":"2023-05-19T19:10:26","modified_gmt":"2023-05-19T11:10:26","slug":"%e6%83%b3%e7%9c%81%e9%92%b1%ef%bc%9f%e5%8f%8a%e6%97%b6%e6%9b%b4%e6%96%b0%e4%bf%9d%e9%99%a9%e5%be%88%e9%87%8d%e8%a6%81%ef%bc%81","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e6%83%b3%e7%9c%81%e9%92%b1%ef%bc%9f%e5%8f%8a%e6%97%b6%e6%9b%b4%e6%96%b0%e4%bf%9d%e9%99%a9%e5%be%88%e9%87%8d%e8%a6%81%ef%bc%81","title":{"rendered":"\u60f3\u7701\u94b1\uff1f\u53ca\u65f6\u66f4\u65b0\u4fdd\u9669\u5f88\u91cd\u8981\uff01"},"content":{"rendered":"\n<p>\u4e0d\u7ba1\u4f60\u5f00\u7684\u662f\u65b0\u8f66\u8fd8\u662f\u4e8c\u624b\u8f66\uff0c\u53ea\u8981\u4f5c\u4e3a\u4e00\u540d\u8f66\u4e3b\uff0c\u5c31\u6709\u5fc5\u8981\u6bcf\u5e74\u66f4\u65b0\u6c7d\u8f66\u4fdd\u9669\u3002\u8fd9\u6837\u505a\u9664\u4e86\u53ef\u4ee5\u786e\u4fdd\u8fd9\u6b21\u5728\u8def\u4e0a\u5408\u6cd5\u884c\u9a76\uff0c\u6700\u91cd\u8981\u7684\u662f\u4e07\u4e00\u53d1\u751f\u610f\u5916\u65f6\uff0c\u4e5f\u6709\u4e2a\u4fdd\u969c\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u8f66\u9669\u5df2\u7ecf\u8fc7\u671f\u6ca1\u6709\u66f4\u65b0\uff0c\u90a3\u4f60\u4e0d\u4ec5\u4e0d\u80fd\u66f4\u65b0\u8def\u7a0e\uff0c\u8fd8\u53ef\u80fd\u9762\u4e34\u8fd9\u4e9b\u98ce\u9669\u548c\u540e\u679c\uff01<\/p>\n\n\n\n<div 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href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e6%83%b3%e7%9c%81%e9%92%b1%ef%bc%9f%e5%8f%8a%e6%97%b6%e6%9b%b4%e6%96%b0%e4%bf%9d%e9%99%a9%e5%be%88%e9%87%8d%e8%a6%81%ef%bc%81\/#%E6%97%A0%E6%B3%95%E6%9B%B4%E6%96%B0%E8%B7%AF%E7%A8%8E\" title=\"\u65e0\u6cd5\u66f4\u65b0\u8def\u7a0e\">\u65e0\u6cd5\u66f4\u65b0\u8def\u7a0e<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e6%83%b3%e7%9c%81%e9%92%b1%ef%bc%9f%e5%8f%8a%e6%97%b6%e6%9b%b4%e6%96%b0%e4%bf%9d%e9%99%a9%e5%be%88%e9%87%8d%e8%a6%81%ef%bc%81\/#%E9%81%AD%E6%89%A7%E6%B3%95%E5%BD%93%E5%B1%80%E5%BC%80%E7%BD%9A%E5%8D%95\" title=\"\u906d\u6267\u6cd5\u5f53\u5c40\u5f00\u7f5a\u5355\">\u906d\u6267\u6cd5\u5f53\u5c40\u5f00\u7f5a\u5355<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e6%83%b3%e7%9c%81%e9%92%b1%ef%bc%9f%e5%8f%8a%e6%97%b6%e6%9b%b4%e6%96%b0%e4%bf%9d%e9%99%a9%e5%be%88%e9%87%8d%e8%a6%81%ef%bc%81\/#%E6%97%A0%E7%B4%A2%E5%81%BF%E6%8A%98%E6%89%A3%E7%8E%87%EF%BC%88NCD%EF%BC%89%E5%8F%97%E5%BD%B1%E5%93%8D\" title=\"\u65e0\u7d22\u507f\u6298\u6263\u7387\uff08NCD\uff09\u53d7\u5f71\u54cd\">\u65e0\u7d22\u507f\u6298\u6263\u7387\uff08NCD\uff09\u53d7\u5f71\u54cd<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e6%83%b3%e7%9c%81%e9%92%b1%ef%bc%9f%e5%8f%8a%e6%97%b6%e6%9b%b4%e6%96%b0%e4%bf%9d%e9%99%a9%e5%be%88%e9%87%8d%e8%a6%81%ef%bc%81\/#%E7%BB%8F%E6%B5%8E%E8%B4%9F%E6%8B%85%E6%9B%B4%E9%87%8D\" title=\"\u7ecf\u6d4e\u8d1f\u62c5\u66f4\u91cd\">\u7ecf\u6d4e\u8d1f\u62c5\u66f4\u91cd<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e6%83%b3%e7%9c%81%e9%92%b1%ef%bc%9f%e5%8f%8a%e6%97%b6%e6%9b%b4%e6%96%b0%e4%bf%9d%e9%99%a9%e5%be%88%e9%87%8d%e8%a6%81%ef%bc%81\/#%E4%BB%80%E4%B9%88%E6%97%B6%E5%80%99%E6%9B%B4%E6%96%B0%E6%B1%BD%E8%BD%A6%E4%BF%9D%E9%99%A9%E6%9C%80%E5%A5%BD%EF%BC%9F\" title=\"\u4ec0\u4e48\u65f6\u5019\u66f4\u65b0\u6c7d\u8f66\u4fdd\u9669\u6700\u597d\uff1f\">\u4ec0\u4e48\u65f6\u5019\u66f4\u65b0\u6c7d\u8f66\u4fdd\u9669\u6700\u597d\uff1f<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"has-vivid-red-color has-text-color\"><span class=\"ez-toc-section\" id=\"%E6%97%A0%E6%B3%95%E6%9B%B4%E6%96%B0%E8%B7%AF%E7%A8%8E\"><\/span><strong>\u65e0\u6cd5\u66f4\u65b0\u8def\u7a0e<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u4e00\u5b9a\u8981\u8bb0\u4f4f\uff01\u4f60\u7684\u6c7d\u8f66\u4fdd\u9669\u548c\u8def\u7a0e\u662f\u76f8\u8f85\u76f8\u6210\uff0c\u7f3a\u4e00\u4e0d\u53ef\u3002\u82e5\u6ca1\u6709\u6709\u6548\u7684\u8f66\u9669\uff0c\u5c31\u65e0\u6cd5\u5728\u9646\u8def\u4ea4\u901a\u5c40\uff08JPJ\uff09\u66f4\u65b0\u8def\u7a0e\u4e86\u3002\u6240\u4ee5\uff0c\u4e00\u822c\u4e0a\u6211\u4eec\u90fd\u5efa\u8bae\u5728\u66f4\u65b0\u8f66\u9669\u65f6\uff0c\u4e00\u5e76\u66f4\u65b0\u8def\u7a0e\uff0c\u8fd9\u6837\u5c31\u4e0d\u7528\u62c5\u5fc3\u88ab\u5f00\u7f5a\u5355\u5566\uff01<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"5864\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-kereta\/akibat-tidak-renew-insurans-kereta\/attachment\/image-1-roadblock\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-1-Roadblock.jpg?fit=1600%2C900&amp;ssl=1\" data-orig-size=\"1600,900\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Image-1-Roadblock\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-1-Roadblock.jpg?fit=300%2C169&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-1-Roadblock.jpg?fit=1024%2C576&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"576\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-1-Roadblock.jpg?resize=1024%2C576&#038;ssl=1\" alt=\"\" class=\"wp-image-5864\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-1-Roadblock.jpg?resize=1024%2C576&amp;ssl=1 1024w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-1-Roadblock.jpg?resize=300%2C169&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-1-Roadblock.jpg?resize=768%2C432&amp;ssl=1 768w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-1-Roadblock.jpg?resize=1536%2C864&amp;ssl=1 1536w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/10\/Image-1-Roadblock.jpg?w=1600&amp;ssl=1 1600w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<h2 class=\"has-vivid-red-color has-text-color\"><span class=\"ez-toc-section\" id=\"%E9%81%AD%E6%89%A7%E6%B3%95%E5%BD%93%E5%B1%80%E5%BC%80%E7%BD%9A%E5%8D%95\"><\/span><strong>\u906d\u6267\u6cd5\u5f53\u5c40\u5f00\u7f5a\u5355<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u6839\u636e1987\u5e74\u9646\u8def\u4ea4\u901a\u6cd5\u4ee4\uff0c\u6bcf\u8f86\u6c7d\u8f66\u90fd\u5fc5\u987b\u62e5\u6709\u6709\u6548\u7684\u8f66\u9669\u548c\u8def\u7a0e\uff0c\u624d\u80fd\u5728\u8def\u4e0a\u884c\u9a76\u3002\u82e5\u662f\u6ca1\u6709\u8f66\u9669\uff0c\u4e00\u65e6\u88ab\u53d6\u7f14\uff0c\u5c06\u9762\u5bf9\u4e0d\u8d85\u8fc7RM1000\u7684\u7f5a\u6b3e\uff0c\u540c\u65f6\u9a7e\u7167\u4e5f\u4f1a\u88ab\u540a\u950012\u4e2a\u6708\u3002\u4e0e\u5176\u82b1\u94b1\u4ed8\u7f5a\u5355\uff0c\u8fd8\u4e0d\u5982\u4e56\u4e56\u66f4\u65b0\u8f66\u9669\u3002\u6b64\u5916\uff0c\u4e00\u65e6\u53d1\u751f\u610f\u5916\uff0c\u8f66\u4e3b\u5728\u6ca1\u6709\u4fdd\u9669\u4fdd\u969c\u4e0b\uff0c\u5c31\u5fc5\u987b\u81ea\u638f\u8170\u5305\u627f\u62c5\u7ef4\u4fee\u8d39\u3002<\/p>\n\n\n\n<h2 class=\"has-vivid-red-color has-text-color\"><span class=\"ez-toc-section\" id=\"%E6%97%A0%E7%B4%A2%E5%81%BF%E6%8A%98%E6%89%A3%E7%8E%87%EF%BC%88NCD%EF%BC%89%E5%8F%97%E5%BD%B1%E5%93%8D\"><\/span><strong>\u65e0\u7d22\u507f\u6298\u6263\u7387\uff08NCD\uff09\u53d7\u5f71\u54cd<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u82e5\u662f\u6ca1\u6709\u5728\u89c4\u5b9a\u671f\u9650\u5185\u66f4\u65b0\u6c7d\u8f66\u4fdd\u9669\uff0c\u5c06\u4f1a\u5bfc\u81f4\u65e0\u7d22\u507f\u6298\u6263\u7387\u51cf\u5c11\u3002\u4e3e\u4e2a\u4f8b\u5b50\uff0c\u5982\u679c\u4f60\u7684\u8f66\u5b50\u7684\u65e0\u7d22\u507f\u6298\u6263\u7387\u662f55%\uff0c\u4f46\u5982\u679c\u4f60\u6ca1\u6709\u66f4\u65b0\u8f66\u9669\u4e00\u5e74\u540e\uff0c\u4f60\u7684\u65e0\u7d22\u507f\u6298\u6263\u7387\u5c31\u4f1a\u4e0b\u964d\u81f345%\uff0c\u4ee5\u6b64\u7c7b\u63a8\u3002<\/p>\n\n\n\n<h2 class=\"has-vivid-red-color has-text-color\"><span class=\"ez-toc-section\" id=\"%E7%BB%8F%E6%B5%8E%E8%B4%9F%E6%8B%85%E6%9B%B4%E9%87%8D\"><\/span><strong>\u7ecf\u6d4e\u8d1f\u62c5\u66f4\u91cd<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u4f60\u4ee5\u4e3a\u4e0d\u66f4\u65b0\u8f66\u9669\u5c31\u662f\u8f66\u9669\uff1f\u4e07\u4e00\u53d1\u751f\u610f\u5916\uff0c\u8f66\u5b50\u635f\u574f\uff0c\u53ef\u662f\u8981\u81ea\u638f\u8170\u5305\u627f\u62c5\u7ef4\u4fee\u8d39\uff0c\u8fd9\u7b14\u7ef4\u4fee\u8d39\u5206\u5206\u949f\u7b14\u4f60\u7684\u4fdd\u8d39\u66f4\u9ad8\u3002\u53e6\u5916\uff0c\u5f53\u4f60\u8f66\u9669\u5931\u6548\uff0c\u4fdd\u9669\u516c\u53f8\u4e5f\u4f1a\u5c06\u4f60\u5f52\u7c7b\u4e3a\u201c\u6f5c\u5728\u9ad8\u98ce\u9669\u8f66\u4e3b\u201d\uff0c\u8fd9\u610f\u5473\u7740\u4f60\u63a5\u4e0b\u6765\u9700\u8981\u652f\u4ed8\u66f4\u9ad8\u7684\u4fdd\u8d39\u3002\u8fd8\u6709\uff0c\u5982\u679c\u4fdd\u5355\u8fc7\u671f\u65f6\u95f4\u592a\u957f\uff0c\u4fdd\u9669\u516c\u53f8\u4e5f\u6709\u6743\u62d2\u7edd\u4f60\u6295\u4fdd\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"11419\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-kereta\/penjelasan-mengenai-excess-wajib-dalam-insurans-kereta\/attachment\/photo_2021-11-18_15-16-18\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/photo_2021-11-18_15-16-18.jpg?fit=1280%2C720&amp;ssl=1\" data-orig-size=\"1280,720\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Car Insurance: Compulsory Excess Explained\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/photo_2021-11-18_15-16-18.jpg?fit=300%2C169&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/photo_2021-11-18_15-16-18.jpg?fit=1080%2C608&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"608\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/photo_2021-11-18_15-16-18.jpg?resize=1080%2C608&#038;ssl=1\" alt=\"Car Insurance: Compulsory Excess Explained\" class=\"wp-image-11419\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/photo_2021-11-18_15-16-18.jpg?resize=1080%2C608&amp;ssl=1 1080w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/photo_2021-11-18_15-16-18.jpg?resize=300%2C169&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/11\/photo_2021-11-18_15-16-18.jpg?resize=768%2C432&amp;ssl=1 768w, 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