{"id":38284,"date":"2023-05-26T22:08:00","date_gmt":"2023-05-26T14:08:00","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=38284"},"modified":"2023-05-25T22:22:07","modified_gmt":"2023-05-25T14:22:07","slug":"%e5%88%b0%e5%ba%95%e8%83%bd%e4%b8%8d%e8%83%bd%e7%b4%a2%e8%b5%94%ef%bc%9f%e8%bf%994%e4%b8%aa%e6%83%85%e5%86%b5%e4%bd%a0%e5%bf%85%e9%a1%bb%e6%b8%85%e6%a5%9a","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e5%88%b0%e5%ba%95%e8%83%bd%e4%b8%8d%e8%83%bd%e7%b4%a2%e8%b5%94%ef%bc%9f%e8%bf%994%e4%b8%aa%e6%83%85%e5%86%b5%e4%bd%a0%e5%bf%85%e9%a1%bb%e6%b8%85%e6%a5%9a","title":{"rendered":"\u5230\u5e95\u80fd\u4e0d\u80fd\u7d22\u8d54\uff1f\u8fd94\u4e2a\u60c5\u51b5\u4f60\u5fc5\u987b\u6e05\u695a"},"content":{"rendered":"\n<p>\u5f88\u591a\u8f66\u4e3b\u90fd\u4ee5\u4e3a\u53ea\u8981\u6709\u6c7d\u8f66\u4fdd\u9669\uff0c\u4e0d\u7ba1\u9047\u5230\u4ec0\u4e48\u610f\u5916\u90fd\u80fd\u5f97\u5230\u4fdd\u969c\u3002\u4f46\u5b9e\u9645\u4e0a\uff0c\u5c31\u9009\u4f60\u8d2d\u4e70\u7684\u662f\u7efc\u5408\u578b\u4fdd\u9669\uff0c\u62e5\u6709\u8f83\u5168\u9762\u7684\u4fdd\u969c\uff0c\u4f46\u5728\u67d0\u4e9b\u60c5\u51b5\u4e0b\u8fd8\u662f\u4f1a\u7d22\u8d54\u5931\u8d25\u3002<\/p>\n\n\n\n<p>\u6b63\u662f\u56e0\u4e3a\u8fd9\u6837\uff0c\u6211\u4eec\u624d\u518d\u4e09\u63d0\u9192\u5927\u5bb6\uff0c\u4e00\u5b9a\u8981\u4ed4\u7ec6\u68c0\u67e5\u3001\u6e05\u695a\u4e86\u89e3\u8f66\u9669\u4fdd\u5355\u91cc\u7684\u6240\u6709\u6761\u6b3e\u548c\u6761\u4ef6\uff0c\u8fd9\u6837\u624d\u4e0d\u4f1a\u5728\u7533\u8bf7\u7d22\u8d54\u65f6\u88ab\u62d2\u7edd\u3002<\/p>\n\n\n\n<p>\u4ee5\u4e0b\u4f1a\u63d0\u4f9b\u51e0\u4e2a\u610f\u5916\u4f8b\u5b50\uff0c\u8ba9\u4f60\u8fdb\u4e00\u6b65\u4e86\u89e3\u3002<\/p>\n\n\n\n<div 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href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e5%88%b0%e5%ba%95%e8%83%bd%e4%b8%8d%e8%83%bd%e7%b4%a2%e8%b5%94%ef%bc%9f%e8%bf%994%e4%b8%aa%e6%83%85%e5%86%b5%e4%bd%a0%e5%bf%85%e9%a1%bb%e6%b8%85%e6%a5%9a\/#%E5%BC%80%E8%BD%A6%E6%97%B6%E4%B8%8D%E5%B0%8F%E5%BF%83%E6%92%9E%E5%88%B0%E5%8A%A8%E7%89%A9%EF%BC%8C%E9%80%A0%E6%88%90%E8%BD%A6%E5%AD%90%E6%8D%9F%E5%9D%8F%EF%BC%8C%E8%83%BD%E7%B4%A2%E8%B5%94%E5%90%97%EF%BC%9F\" title=\"\u5f00\u8f66\u65f6\u4e0d\u5c0f\u5fc3\u649e\u5230\u52a8\u7269\uff0c\u9020\u6210\u8f66\u5b50\u635f\u574f\uff0c\u80fd\u7d22\u8d54\u5417\uff1f\">\u5f00\u8f66\u65f6\u4e0d\u5c0f\u5fc3\u649e\u5230\u52a8\u7269\uff0c\u9020\u6210\u8f66\u5b50\u635f\u574f\uff0c\u80fd\u7d22\u8d54\u5417\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" 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href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e5%88%b0%e5%ba%95%e8%83%bd%e4%b8%8d%e8%83%bd%e7%b4%a2%e8%b5%94%ef%bc%9f%e8%bf%994%e4%b8%aa%e6%83%85%e5%86%b5%e4%bd%a0%e5%bf%85%e9%a1%bb%e6%b8%85%e6%a5%9a\/#%E6%88%91%E6%8C%81%E6%9C%89%E7%9A%84%E6%98%AF%E7%BB%BC%E5%90%88%E5%9E%8B%E4%BF%9D%E9%99%A9%EF%BC%8C%E9%82%A3%E4%B8%BA%E4%BB%80%E4%B9%88%E6%88%91%E7%9A%84%E8%BD%A6%E5%AD%90%E5%9B%A0%E6%B0%B4%E7%81%BE%E6%8D%9F%E5%9D%8F%E5%8D%B4%E4%B8%8D%E8%83%BD%E7%B4%A2%E8%B5%94%EF%BC%9F\" title=\"\u6211\u6301\u6709\u7684\u662f\u7efc\u5408\u578b\u4fdd\u9669\uff0c\u90a3\u4e3a\u4ec0\u4e48\u6211\u7684\u8f66\u5b50\u56e0\u6c34\u707e\u635f\u574f\u5374\u4e0d\u80fd\u7d22\u8d54\uff1f\">\u6211\u6301\u6709\u7684\u662f\u7efc\u5408\u578b\u4fdd\u9669\uff0c\u90a3\u4e3a\u4ec0\u4e48\u6211\u7684\u8f66\u5b50\u56e0\u6c34\u707e\u635f\u574f\u5374\u4e0d\u80fd\u7d22\u8d54\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e5%88%b0%e5%ba%95%e8%83%bd%e4%b8%8d%e8%83%bd%e7%b4%a2%e8%b5%94%ef%bc%9f%e8%bf%994%e4%b8%aa%e6%83%85%e5%86%b5%e4%bd%a0%e5%bf%85%e9%a1%bb%e6%b8%85%e6%a5%9a\/#%E6%B2%A1%E6%B3%A8%E6%84%8F%E5%88%B0%E9%A9%BE%E7%85%A7%E9%80%BE%E6%9C%9F%EF%BC%8C%E7%A2%B0%E5%B7%A7%E5%8F%91%E7%94%9F%E6%84%8F%E5%A4%96%EF%BC%8C%E8%83%BD%E7%B4%A2%E8%B5%94%E5%90%97%EF%BC%9F\" title=\"\u6ca1\u6ce8\u610f\u5230\u9a7e\u7167\u903e\u671f\uff0c\u78b0\u5de7\u53d1\u751f\u610f\u5916\uff0c\u80fd\u7d22\u8d54\u5417\uff1f\">\u6ca1\u6ce8\u610f\u5230\u9a7e\u7167\u903e\u671f\uff0c\u78b0\u5de7\u53d1\u751f\u610f\u5916\uff0c\u80fd\u7d22\u8d54\u5417\uff1f<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"has-vivid-red-color has-text-color\"><span class=\"ez-toc-section\" id=\"%E5%BC%80%E8%BD%A6%E6%97%B6%E4%B8%8D%E5%B0%8F%E5%BF%83%E6%92%9E%E5%88%B0%E5%8A%A8%E7%89%A9%EF%BC%8C%E9%80%A0%E6%88%90%E8%BD%A6%E5%AD%90%E6%8D%9F%E5%9D%8F%EF%BC%8C%E8%83%BD%E7%B4%A2%E8%B5%94%E5%90%97%EF%BC%9F\"><\/span><strong>\u5f00\u8f66\u65f6\u4e0d\u5c0f\u5fc3\u649e\u5230\u52a8\u7269\uff0c\u9020\u6210\u8f66\u5b50\u635f\u574f\uff0c\u80fd\u7d22\u8d54\u5417\uff1f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u7b54\u6848\u662f\u53ef\u4ee5\uff0c\u4f46\u524d\u63d0\u662f\u8d2d\u4e70\u7684\u8f66\u9669\u4e3a\u7efc\u5408\u578b\u4fdd\u9669\u3002\u4e0d\u8fc7\uff0c\u4f60\u53ea\u80fd\u63d0\u51fa\u81ea\u635f\u7d22\u8d54\uff08Own Damage Claim\uff09\uff0c\u800c\u8fd9\u4e5f\u5c06\u4f1a\u5f71\u54cd\u4f60\u7684\u65e0\u7d22\u507f\u6298\u6263\u7387\uff08NCD\uff09\u3002\u8fd9\u662f\u56e0\u4e3a\u5f53\u4f60\u5728\u8def\u4e0a\u649e\u5230\u52a8\u7269\u65f6\uff0c\u4fdd\u9669\u516c\u53f8\u662f\u6ca1\u6709\u4e3a\u6b64\u63d0\u4f9b\u7279\u6b8a\u6216\u989d\u5916\u7684\u4fdd\u969c\u3002\u56e0\u6b64\u5728\u63d0\u51fa\u7d22\u8d54\u540e\uff0c\u4f60\u7684\u65e0\u7d22\u507f\u6298\u6263\u7387\uff08NCD\uff09\u5c31\u4f1a\u5f52\u96f6\uff0c\u4e5f\u5c31\u662f\u8bf4\u9694\u5e74\u7684\u4fdd\u8d39\u4f1a\u53d8\u8d35\u4e86\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"15904\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-kereta\/kenderaan-langgar-haiwan-liar-ini-yang-anda-kena-tahu\/attachment\/i-kenderaan-terbabit-kemalangan-akibat-mengelak-daripada-haiwan\" data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/12\/i-Kenderaan-terbabit-kemalangan-akibat-mengelak-daripada-haiwan.jpg?fit=1080%2C1080&amp;ssl=1\" data-orig-size=\"1080,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"i-Kenderaan-terbabit-kemalangan-akibat-mengelak-daripada-haiwan\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/12\/i-Kenderaan-terbabit-kemalangan-akibat-mengelak-daripada-haiwan.jpg?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/12\/i-Kenderaan-terbabit-kemalangan-akibat-mengelak-daripada-haiwan.jpg?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"1024\" src=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/12\/i-Kenderaan-terbabit-kemalangan-akibat-mengelak-daripada-haiwan.jpg?resize=1024%2C1024&#038;ssl=1\" alt=\"\" class=\"wp-image-15904\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/12\/i-Kenderaan-terbabit-kemalangan-akibat-mengelak-daripada-haiwan.jpg?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/12\/i-Kenderaan-terbabit-kemalangan-akibat-mengelak-daripada-haiwan.jpg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/12\/i-Kenderaan-terbabit-kemalangan-akibat-mengelak-daripada-haiwan.jpg?resize=150%2C150&amp;ssl=1 150w, 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