{"id":38527,"date":"2023-06-01T17:29:01","date_gmt":"2023-06-01T09:29:01","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=38527"},"modified":"2025-09-12T19:15:30","modified_gmt":"2025-09-12T11:15:30","slug":"promilej-car-insurance","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/car-insurance\/promilej-car-insurance","title":{"rendered":"PrOmilej Car Insurance: What It Includes And Why You Need It?"},"content":{"rendered":"\n<p>Have you ever asked yourself this question? Why am I spending so much on vehicle insurance when I don&#8217;t drive that much? The thing is, most <a href=\"https:\/\/bjak.my\/en\">auto insurance<\/a> plans out there are somewhat standard. <\/p>\n\n\n\n<p>They offer a set amount of coverage regardless of how much or little you drive. So, folks who drive less often don&#8217;t benefit from a typical insurance plan. <\/p>\n\n\n\n<p>But with PrOmilej by Pacific &amp; Orient, you don&#8217;t need to waste money unnecessarily on <a href=\"https:\/\/bjak.my\/en\">car insurance<\/a>. It is specifically tailored for car owners who drive less, with up to 40% savings.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d8fcb1c493b\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d8fcb1c493b\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/promilej-car-insurance\/#Drive_less_save_more\" title=\"Drive less, save more\">Drive less, save more<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/promilej-car-insurance\/#Plan_1\" title=\"Plan 1\">Plan 1<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/promilej-car-insurance\/#Plan_2\" title=\"Plan 2\">Plan 2<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/promilej-car-insurance\/#Plan_3\" title=\"Plan 3\">Plan 3<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/promilej-car-insurance\/#Optional_benefits\" title=\"Optional benefits\">Optional benefits<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/promilej-car-insurance\/#Get_PrOmilej_car_insurance\" title=\"Get PrOmilej car insurance\">Get PrOmilej car insurance<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Drive_less_save_more\"><\/span>Drive less, save more<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>PrOmilej is an insurance plan for private cars by Pacific &amp; Orient. It offers all the benefits of a comprehensive plan but for less. Depending on your mileage, the plan enables you to save money while getting the right coverage for your car.<\/p>\n\n\n\n<p>There are three plans to choose from under this insurance policy:<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Plan_1\"><\/span>Plan 1<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>This plan offers the most savings at a whopping <strong>40% savings<\/strong> on your insurance premium for <strong>annual <\/strong><strong data-l-s=\"57538\">mileage less than 5,000<\/strong><strong> <\/strong><strong data-l-s=\"57538\">km<\/strong>. So, if you drive once in a blue moon, this is the plan you should select.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Plan_2\"><\/span>Plan 2<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The second plan offers <strong>20% savings<\/strong> on insurance premiums for <strong>annual mileage less than 10,000 km<\/strong>. It is suitable for most people who drive to work regularly.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Plan_3\"><\/span>Plan 3<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The third and perhaps the plan with the least savings. If you easily exceed 10,000 km a year, this plan can still offer 10% savings, provided your <strong>annual mileage<\/strong> is <strong>less than 15,000 km<\/strong>.<\/p>\n\n\n\n<p>The table below illustrates examples of insurance premiums that car owners have to pay for the respective plans:<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"38603\" data-permalink=\"https:\/\/bjak.my\/blog\/car-insurance\/promilej-car-insurance\/attachment\/promilej-insurance\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/06\/Promilej-Insurance.jpg?fit=1200%2C1200&amp;ssl=1\" data-orig-size=\"1200,1200\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Promilej-Insurance\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/06\/Promilej-Insurance.jpg?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/06\/Promilej-Insurance.jpg?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"1024\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/06\/Promilej-Insurance.jpg?resize=1024%2C1024&#038;ssl=1\" alt=\"PrOmilej car insurance summarised\" class=\"wp-image-38603\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/06\/Promilej-Insurance.jpg?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/06\/Promilej-Insurance.jpg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/06\/Promilej-Insurance.jpg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/06\/Promilej-Insurance.jpg?resize=768%2C768&amp;ssl=1 768w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/06\/Promilej-Insurance.jpg?w=1200&amp;ssl=1 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<p><em>Image credit: Pacific &amp; Orient<\/em><\/p>\n\n\n\n<p>Let&#8217;s say you own a Perodua Myvi and drive less than 5,000 km a year. Then, with PrOmilej, you can save up to 40% on your basic insurance premium and only have to pay RM342. Car owners are also eligible for the No-Claim Discount even if they sign up for PrOmilej over a normal insurance plan.<\/p>\n\n\n\n<p>Key features of this insurance plan:<\/p>\n\n\n\n<ul><li>Coverage against any loss or damage to your vehicle within your covered distance \u2013 comprehensive cover.<\/li><li>Third-party cover, regardless of distance<\/li><li>Top up the mileage to your plan anywhere, anytime<\/li><li>Extra mileage of 500km, if you exceed your plan&#8217;s mileage<\/li><li>24\/7 accident\/breakdown total assist, with free towing up to RM350<\/li><\/ul>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Optional_benefits\"><\/span>Optional benefits<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>You can purchase additional benefits for your car by paying additional premium fees, so you are covered against any mishaps. The other benefits offered are:<\/p>\n\n\n\n<ul><li>Windscreens, windows and the sunroof<\/li><li>Special perils, such as floods, landslides and earthquakes<\/li><li>Strikes, riots and civil commotion<\/li><li>Passenger Liability Cover<\/li><\/ul>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Get_PrOmilej_car_insurance\"><\/span>Get PrOmilej car insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Paying a hefty amount for car insurance can be burdensome when you don&#8217;t drive that much. That&#8217;s why insurers like Pacific &amp; Orient offer special plans like PrOmilej that create more value for car owners in the long run. <\/p>\n\n\n\n<p>To learn more about this insurance plan, visit Pacific &amp; Orient&#8217;s website to read the FAQs and full terms and conditions.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<p><em>Bjak is one of Malaysia&#8217;s biggest insurance comparison websites, offering policies from over 10 brands. Get your free insurance quote from Bjak today!<\/em><\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-black-color has-luminous-vivid-amber-background-color has-text-color has-background\" href=\"https:\/\/bjak.my\/en?utm_source=blogen&amp;utm_campaign=promilej-car-insurance\" target=\"_blank\" rel=\"noreferrer noopener\"><strong data-l-s=\"16659\">Get Free Quote<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<p><em><em>Read more:<\/em><\/em><\/p>\n\n\n\n<ul><li><strong><em><a href=\"https:\/\/bjak.my\/blog\/bjak-buy-now-pay-later\/\" target=\"_blank\" rel=\"noreferrer noopener\">Bjak Buy Now Pay Later: 6 Benefits Of Using It<\/a><\/em><\/strong><\/li><li><strong><em><a href=\"https:\/\/bjak.my\/blog\/liberty-car-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">Liberty Car Insurance: Key Features And Benefits<\/a><\/em><\/strong><\/li><li><strong><em><a href=\"https:\/\/bjak.my\/blog\/rhb-car-insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">RHB Car Insurance: Quick Guide On What You Need To Know<\/a><\/em><\/strong><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Find out about PrOmilej car insurance by Pacific &#038; Orient, what it includes and why you should consider it over other car insurance plans.<\/p>\n","protected":false},"author":19,"featured_media":38528,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[431],"tags":[429,59],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>PrOmilej Car Insurance: What It Includes And Why You Need It?<\/title>\n<meta name=\"description\" content=\"Find out about PrOmilej car insurance by Pacific &amp; Orient, what it includes and why you should consider it over other car insurance plans.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/promilej-car-insurance\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"PrOmilej Car Insurance: What It Includes And Why You Need It?\" \/>\n<meta property=\"og:description\" content=\"Find out about PrOmilej car insurance by Pacific &amp; 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