{"id":38718,"date":"2023-06-02T20:09:04","date_gmt":"2023-06-02T12:09:04","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=38718"},"modified":"2023-07-16T21:31:21","modified_gmt":"2023-07-16T13:31:21","slug":"travel-insurance-lifestyle-cover","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/travel-insurance\/travel-insurance-lifestyle-cover","title":{"rendered":"Travel Insurance Lifestyle Cover: What Is It &#038; Why You Might Need It"},"content":{"rendered":"\n<p>Are you a frequent traveller who often gets into trouble taking care of your pet or sports equipment while flying? Even worse, when travelling to high-risk countries without getting enough coverage can potentially be worrying.<\/p>\n\n\n\n<p>A typical travel insurance policy covers personal accidents, medical treatment, hospitalisations, and inconveniences in the form of travel or baggage delays or missed departures. But what happens when your pet animal is missing or if someone hijacks your plane in transit?<\/p>\n\n\n\n<p>We can hope these things will not happen, but they can&#8217;t be avoided entirely. Hence, getting coverage is important, especially when you&#8217;re travelling abroad.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d77ad413387\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d77ad413387\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/travel-insurance\/travel-insurance-lifestyle-cover\/#What_is_Travel_Insurance_Lifestyle_Cover\" title=\"What is Travel Insurance Lifestyle Cover?\">What is Travel Insurance Lifestyle Cover?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/travel-insurance\/travel-insurance-lifestyle-cover\/#Home_care\" title=\"Home care\">Home care<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/travel-insurance\/travel-insurance-lifestyle-cover\/#Golfers_cover\" title=\"Golfers cover\">Golfers cover<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/travel-insurance\/travel-insurance-lifestyle-cover\/#Golf_Equipment_Coverage\" title=\"Golf Equipment Coverage\">Golf Equipment Coverage<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/travel-insurance\/travel-insurance-lifestyle-cover\/#Golf_Course_Closure\" title=\"Golf Course Closure\">Golf Course Closure<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/travel-insurance\/travel-insurance-lifestyle-cover\/#Hole-in-One_Coverage\" title=\"Hole-in-One Coverage\">Hole-in-One Coverage<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bjak.my\/blog\/travel-insurance\/travel-insurance-lifestyle-cover\/#Pet_care\" title=\"Pet care\">Pet care<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/bjak.my\/blog\/travel-insurance\/travel-insurance-lifestyle-cover\/#Veterinary_Expenses\" title=\"Veterinary Expenses\">Veterinary Expenses<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/bjak.my\/blog\/travel-insurance\/travel-insurance-lifestyle-cover\/#Lost_Pet_Expenses\" title=\"Lost Pet Expenses\">Lost Pet Expenses<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/bjak.my\/blog\/travel-insurance\/travel-insurance-lifestyle-cover\/#Trip_Interruption\" title=\"Trip Interruption \">Trip Interruption <\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/bjak.my\/blog\/travel-insurance\/travel-insurance-lifestyle-cover\/#Trauma_care\" title=\"Trauma care\">Trauma care<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/bjak.my\/blog\/travel-insurance\/travel-insurance-lifestyle-cover\/#Hijacking_Inconvenience\" title=\"Hijacking Inconvenience\">Hijacking Inconvenience<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/bjak.my\/blog\/travel-insurance\/travel-insurance-lifestyle-cover\/#Compassionate_allowance_due_to_kidnap\" title=\"Compassionate allowance due to kidnap\">Compassionate allowance due to kidnap<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/bjak.my\/blog\/travel-insurance\/travel-insurance-lifestyle-cover\/#Trauma_Counselling\" title=\"Trauma Counselling\">Trauma Counselling<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/bjak.my\/blog\/travel-insurance\/travel-insurance-lifestyle-cover\/#Lifestyle_cover_in_travel_insurance\" title=\"Lifestyle cover in travel insurance\">Lifestyle cover in travel insurance<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_is_Travel_Insurance_Lifestyle_Cover\"><\/span>What is Travel Insurance Lifestyle Cover?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>In simple words, travel insurance lifestyle cover protects against inconveniences that can arise during your trip. This typically includes home care, pet care, hijacking inconvenience and ransom. <\/p>\n\n\n\n<p>Some insurance companies may market this under <a href=\"https:\/\/bjak.my\/blog\/travel-inconvenience-coverage\/\" target=\"_blank\" rel=\"noreferrer noopener\">travel inconvenience coverage<\/a>, while others, like <a href=\"https:\/\/www.tokiomarine.com\/content\/dam\/tokiomarine\/my\/non-life\/products\/personal\/travel-sports\/tokio-marine-explorer\/documents\/TM%20EXPLORER%20BROCHURE%20(EN).pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Tokio Marine,<\/a> may have it as an add-on option or a separate category. <\/p>\n\n\n\n<p>It is ideal for regular travellers who often fly with their pet animals, but it can also benefit occasional travellers during emergencies. Below are some examples of what the lifestyle cover includes and why you might need them.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Home_care\"><\/span>Home care<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Home care in travel insurance refers to the coverage provided for medical assistance that can be administered in your own home or accommodation while travelling. <\/p>\n\n\n\n<p>It applies when you have a non-emergency medical condition that requires ongoing treatment or monitoring, such as kidney failure or cancer but doesn&#8217;t require hospitalisation.<\/p>\n\n\n\n<p>Home care coverage can be particularly useful for individuals who cannot travel to a medical facility due to their condition. It ensures you can access medical services while away from your home country.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Golfers_cover\"><\/span>Golfers cover<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>This is a specific type of coverage for individuals who plan to play golf during their travels. It provides additional protection and benefits to golfers while playing golf abroad. Common features of the golfer&#8217;s cover include but are not limited to:<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Golf_Equipment_Coverage\"><\/span>Golf Equipment Coverage<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Protection for golf equipment, including clubs, bags, and other accessories, against loss, theft, or damage.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Golf_Course_Closure\"><\/span>Golf Course Closure<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Reimbursement for prepaid green fees or additional transportation expenses if the golf course at the travel destination is out of operation due to bad weather or maintenance works.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Hole-in-One_Coverage\"><\/span>Hole-in-One Coverage<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Coverage for expenses such as celebratory drinks or a contribution towards the bar bill for golfers who achieve a hole-in-one during their trip. <\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Pet_care\"><\/span>Pet care<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Pet care in travel insurance provides financial protection and assistance for your pets while you are travelling. It is designed to address unexpected situations involving your pets during your trip. <\/p>\n\n\n\n<p>As some people can&#8217;t leave their pets behind while they travel, it is necessary to consider having this in the insurance policy. Key features of pet care coverage in travel insurance:<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Veterinary_Expenses\"><\/span>Veterinary Expenses<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Compensation for veterinary treatment if your pet becomes ill or injured during the trip. Expenses include consultations, examinations, medications, surgeries, and other services.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Lost_Pet_Expenses\"><\/span>Lost Pet Expenses<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Advertising or reward expenses to locate and retrieve your pet if it goes missing or is lost during the trip.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Trip_Interruption\"><\/span>Trip Interruption <span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Coverage for trip curtailment or cancellation due to your pet&#8217;s health.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Trauma_care\"><\/span>Trauma care<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Trauma care refers to financial assistance and support in the event of a traumatic incident during your travels, such as hijacking or ransom. Below are some of its features:<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Hijacking_Inconvenience\"><\/span>Hijacking Inconvenience<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>If your plane is hijacked during transit, the insurer may provide additional compensation to you or your family members to make up for the inconvenience. <\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Compassionate_allowance_due_to_kidnap\"><\/span>Compassionate allowance due to kidnap<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>In the event of your kidnap or your child or family members, the insurer may offer a special allowance as a gesture of compassion.<\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Trauma_Counselling\"><\/span>Trauma Counselling<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Counselling support to console you or your family members if a mishap occurs during your trip. This is to help alleviate stress and emotional issues that may affect you.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Lifestyle_cover_in_travel_insurance\"><\/span>Lifestyle cover in travel insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Lifestyle coverage can be incredibly useful if you frequently travel and need additional protection. Inconveniences can arrive in many ways, and the best way to avoid them is to consider special add-ons like this. <\/p>\n\n\n\n<p>Getting your ideal <a href=\"https:\/\/bjak.my\/travel\" target=\"_blank\" rel=\"noreferrer noopener\">travel insurance<\/a> has never been easier. Now, you can easily compare quotes from different companies at Bjak and choose the best plan to suit your needs. Travel smart with peace of mind, and always enjoy your vacations.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<p><em>Bjak is one of Malaysia&#8217;s biggest insurance comparison websites, offering policies from over 10 brands. Get your free insurance quote from Bjak today!<\/em><\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-black-color has-luminous-vivid-amber-background-color has-text-color has-background\" href=\"https:\/\/bjak.my\/travel\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Get free quote<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<p><em><em>Read more:<\/em><\/em><\/p>\n\n\n\n<ul><li><a href=\"https:\/\/bjak.my\/blog\/domestic-travel-insurance-malaysia\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong><em>Why Do You Need Domestic Travel Insurance?<\/em><\/strong><\/a><\/li><li><a href=\"https:\/\/bjak.my\/blog\/travel-inconvenience-coverage\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong><em>What Is Travel Inconvenience Coverage?<\/em><\/strong><\/a><\/li><li><a href=\"https:\/\/bjak.my\/blog\/travel-insurance-for-bus\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong><em>Do You Need Travel Insurance For Bus&nbsp;Trips?<\/em><\/strong><\/a><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Find out what lifestyle cover is in a travel insurance policy and why you might need to consider it for your next trip.<\/p>\n","protected":false},"author":19,"featured_media":38722,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[1646],"tags":[59,1645],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - 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