{"id":41515,"date":"2023-08-02T17:41:04","date_gmt":"2023-08-02T09:41:04","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=41515"},"modified":"2025-09-12T18:55:15","modified_gmt":"2025-09-12T10:55:15","slug":"kurnia-third-party-car-insurance","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/car-insurance\/kurnia-third-party-car-insurance","title":{"rendered":"Kurnia Car Insurance: Third-Party Coverage Options"},"content":{"rendered":"\n<p><a href=\"https:\/\/bjak.my\/blog\/kurnia-car-insurance\/\">Kurnia car insurance<\/a> serves tens of thousands of people in the country. The Liberty Insurance-owned company is rated one of the best <a href=\"https:\/\/bjak.my\/en\">auto insurance<\/a> providers for various reasons. We have looked at its comprehensive plans, add-on coverage options and claims procedure in different articles. <\/p>\n\n\n\n<p>We will conclude this three-part series with third-party, fire and theft (TPFT) car coverage options. Kurnia&#8217;s TPFT coverage comes in two different plans \u2013 the <strong>basic TPFT <\/strong>plan and the <strong>auto365 TPFT premier<\/strong> plan. Let&#8217;s learn more about them below.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69e16b0ddd218\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69e16b0ddd218\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/kurnia-third-party-car-insurance\/#Third_Party_Fire_Theft\" title=\"Third Party, Fire &amp; Theft\">Third Party, Fire &amp; Theft<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/kurnia-third-party-car-insurance\/#auto365_Third_Party_Fire_Theft_Premier\" title=\"auto365 Third Party, Fire &amp; Theft Premier\">auto365 Third Party, Fire &amp; Theft Premier<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/kurnia-third-party-car-insurance\/#Optional_Add-Ons\" title=\"Optional Add-Ons\">Optional Add-Ons<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/kurnia-third-party-car-insurance\/#Key_benefits_of_Kurnia_car_insurance\" title=\"Key benefits of Kurnia car insurance\">Key benefits of Kurnia car insurance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/kurnia-third-party-car-insurance\/#Kurnia_third-party_coverage\" title=\"Kurnia third-party coverage\">Kurnia third-party coverage<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Third_Party_Fire_Theft\"><\/span><strong data-l-s=\"12694\">Third Party,<\/strong><strong> <\/strong><strong data-l-s=\"12694\">Fire &amp; Theft<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Kurnia&#8217;s basic TPFT protection provides third-party-related claims and towing assistance of up to RM200 for accidents. Besides, policyholders are also eligible for limited own damage claims.<\/p>\n\n\n\n<p>Benefits offered:<\/p>\n\n\n\n<ol><li>Towing assistance &#8211; accident (up to RM200*)<\/li><li>Own damage claim (limited to accidental fire &amp; theft)<\/li><li>Third-party property damage claim<\/li><li>Third-party bodily injury claim<\/li><\/ol>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"auto365_Third_Party_Fire_Theft_Premier\"><\/span><strong data-l-s=\"82997\">auto365 Third Party, Fire &amp;<\/strong><strong> <\/strong><strong data-l-s=\"82997\">Theft Premier<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img data-attachment-id=\"41556\" data-permalink=\"https:\/\/bjak.my\/blog\/car-insurance\/kurnia-third-party-car-insurance\/attachment\/auto-insurance-2\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/08\/Auto-insurance.png?fit=617%2C409&amp;ssl=1\" data-orig-size=\"617,409\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Auto-insurance\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/08\/Auto-insurance.png?fit=300%2C199&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/08\/Auto-insurance.png?fit=617%2C409&amp;ssl=1\" loading=\"lazy\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/08\/Auto-insurance.png?resize=720%2C477&#038;ssl=1\" alt=\"Auto insurance policy\" class=\"wp-image-41556\" width=\"720\" height=\"477\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/08\/Auto-insurance.png?w=617&amp;ssl=1 617w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/08\/Auto-insurance.png?resize=300%2C199&amp;ssl=1 300w\" sizes=\"(max-width: 720px) 100vw, 720px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<p>Auto365 Third Party, Fire &amp; Theft Premier is an extensive TPFT coverage with essential benefits that protects car owners, their vehicles and others. The plan has one additional benefit compared to the basic TPFT plan.<\/p>\n\n\n\n<p>Benefits offered:<\/p>\n\n\n\n<ol><li>Towing assistance &#8211; accident (up to 200km*)<\/li><li>Own damage claim (limited to RM5,000* for at-fault accidental collision or overturning)<\/li><li>Third-party property damage claim<\/li><li>Third-party bodily injury claim<\/li><li>Naming additional drivers &#8211; free (unlimited drivers)<\/li><\/ol>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Optional_Add-Ons\"><\/span>Optional Add-Ons<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Kurnia&#8217;s third-party coverage plans are eligible for the following optional add-on protection.<\/p>\n\n\n\n<ol><li>Legal liability to passengers<\/li><li>Legal liability of passengers<\/li><\/ol>\n\n\n\n<p>Road tax renewal is also offered as an additional service by Kurnia.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Key_benefits_of_Kurnia_car_insurance\"><\/span>Key benefits of Kurnia car insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img data-attachment-id=\"41525\" data-permalink=\"https:\/\/bjak.my\/blog\/car-insurance\/kurnia-third-party-car-insurance\/attachment\/car-fire\" data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/08\/Car-fire.jpg?fit=724%2C483&amp;ssl=1\" data-orig-size=\"724,483\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Car fire\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/08\/Car-fire.jpg?fit=300%2C200&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/08\/Car-fire.jpg?fit=724%2C483&amp;ssl=1\" loading=\"lazy\" width=\"724\" height=\"483\" src=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/08\/Car-fire.jpg?resize=724%2C483&#038;ssl=1\" alt=\"Car insurance coverage\" class=\"wp-image-41525\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/08\/Car-fire.jpg?w=724&amp;ssl=1 724w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/08\/Car-fire.jpg?resize=300%2C200&amp;ssl=1 300w\" sizes=\"(max-width: 724px) 100vw, 724px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<p>As a trusted <a href=\"https:\/\/bjak.my\/en\">car insurance<\/a> brand since 1978, Kurnia has a vast support network to serve customers throughout Malaysia. These are key benefits of choosing Kurnia third-party coverage over other brands. <\/p>\n\n\n\n<p><strong>24-hour free auto assistance<\/strong>&nbsp;\u2013 Get free jumpstart, battery change or flat tyre replacement and free towing up to 50km (West Malaysia \/ 30km (East Malaysia) with Kurnia 24-hour Auto Assist.<\/p>\n\n\n\n<p><strong>Kurnia Express<\/strong>&nbsp;\u2013 You can get claims immediately in cash with Kurnia Express. This is a quick way to make your Own Damage and Windscreen claims.<\/p>\n\n\n\n<p><strong>Free SMS service&nbsp;<\/strong>\u2013 Kurnia customers receive renewal reminders, claims notifications and answers to NCD enquiries via free SMS service.<\/p>\n\n\n\n<p><strong>24-hour support<\/strong>&nbsp;\u2013 Contact Kurnia Auto Assist at 1800-88-3833 at any time of the day for assistance. The support team is available 24\/7.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Kurnia_third-party_coverage\"><\/span>Kurnia third-party coverage<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Kurnia third-party insurance is ideal for those who drive less but still need basic coverage for accidental damage and legal liabilities. For free Kurnia insurance quotes, check out bjak.my for more details. <\/p>\n\n\n\n<p>You can compare prices of different plans and renew your preferred policy along with your roadtax within 5 minutes. Enjoy all the benefits and the convenience of paying in instalments when running short of money.    <\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<p><em><em><em><em>Bjak is one of Malaysia&#8217;s biggest insurance comparison websites, offering policies from over 10 brands. Get your free insurance quote from Bjak today!<\/em><\/em><\/em><\/em><\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-black-color has-luminous-vivid-amber-background-color has-text-color has-background\" href=\"https:\/\/bjak.my\/en?utm_source=blogen&amp;utm_campaign=kurnia-third-party-car-insurance\" target=\"_blank\" rel=\"noreferrer noopener\"><strong data-l-s=\"50547\">Get Free Quote<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<p><em>Read more:<\/em><\/p>\n\n\n\n<ul><li><strong><em><a href=\"https:\/\/bjak.my\/blog\/etiqa-car-insurance-2\/\" data-type=\"URL\" data-id=\"https:\/\/bjak.my\/blog\/etiqa-car-insurance-2\/\">Etiqa Car Insurance: Drive Less, Save More Add-On<\/a><\/em><\/strong><\/li><li><a style=\"background-color: var(--nv-site-bg); font-family: var(--bodyfontfamily); font-size: var(--bodyfontsize); font-weight: var(--bodyfontweight); letter-spacing: var(--bodyletterspacing); text-transform: var(--bodytexttransform);\" href=\"https:\/\/bjak.my\/blog\/etiqa-car-insurance\/\"><strong><em>Etiqa Comprehensive Coverage For Private Cars<\/em><\/strong><\/a><\/li><li><strong><em><a href=\"https:\/\/bjak.my\/blog\/motorcycle-insurance-2\/\">Motorcycle Insurance: Top 5 Brands To Consider In 2023<\/a><\/em><\/strong><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Learn about third-party coverage options by Kurnia car insurance with Bjak. Know the differences between plans and their key benefits.<\/p>\n","protected":false},"author":19,"featured_media":41518,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[431],"tags":[429,59],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Kurnia Car Insurance: Third-Party Coverage Options<\/title>\n<meta name=\"description\" content=\"Learn about third-party coverage options by Kurnia car insurance with Bjak. 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