{"id":42065,"date":"2023-08-16T17:56:55","date_gmt":"2023-08-16T09:56:55","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=42065"},"modified":"2025-09-12T18:29:56","modified_gmt":"2025-09-12T10:29:56","slug":"renew-car-insurance","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/car-insurance\/renew-car-insurance","title":{"rendered":"Renew Car Insurance On Bjak With ShopBack PayLater"},"content":{"rendered":"\n<p>Hooray! Malaysian private vehicle owners. You can now <a href=\"https:\/\/bjak.my\/en\">renew car insurance<\/a> on Bjak with ShopBack PayLater, a new paylater method to our list of Buy Now Pay Later (BNPL) options. Bjak began offering instalment payment options for its customers in 2021, with Atome as the first paylater option on the platform.<\/p>\n\n\n\n<p>With ShopBack, we now have 4 instalment payment methods to make the insurance renewal process much easier, more flexible and safer for everyone. Read on to find out more about ShopBack PayLater and how it works on our platform.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d8cde749680\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d8cde749680\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/renew-car-insurance\/#What_is_ShopBack_PayLater\" title=\"What is ShopBack PayLater?\">What is ShopBack PayLater?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/renew-car-insurance\/#How_ShopBack_PayLater_works\" title=\"How ShopBack PayLater works?\">How ShopBack PayLater works?<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/renew-car-insurance\/#How_to_pay_using_ShopBack_on_Bjak\" title=\"How to pay using ShopBack on Bjak?\">How to pay using ShopBack on Bjak?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/renew-car-insurance\/#Benefits_of_ShopBack_PayLater\" title=\"Benefits of ShopBack PayLater\">Benefits of ShopBack PayLater<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/renew-car-insurance\/#Renew_car_insurance_with_ShopBack\" title=\"Renew car insurance with ShopBack\">Renew car insurance with ShopBack<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_is_ShopBack_PayLater\"><\/span>What is ShopBack PayLater?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img data-attachment-id=\"42068\" data-permalink=\"https:\/\/bjak.my\/blog\/car-insurance\/renew-car-insurance\/attachment\/shopback_logo\" data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/08\/ShopBack_logo.png?fit=640%2C196&amp;ssl=1\" data-orig-size=\"640,196\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"ShopBack_logo\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/08\/ShopBack_logo.png?fit=300%2C92&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/08\/ShopBack_logo.png?fit=640%2C196&amp;ssl=1\" loading=\"lazy\" src=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/08\/ShopBack_logo.png?resize=695%2C213&#038;ssl=1\" alt=\"Renew insurance with ShopBack\" class=\"wp-image-42068\" width=\"695\" height=\"213\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/08\/ShopBack_logo.png?w=640&amp;ssl=1 640w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/08\/ShopBack_logo.png?resize=300%2C92&amp;ssl=1 300w\" sizes=\"(max-width: 695px) 100vw, 695px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<p>ShopBack is a coupon company that enables shoppers to get cashback from online and in-store purchases. The company is well-known for providing the best prices, offers and exclusive deals for customers who are looking to make the most out of their shopping experience. It does this by partnering with various brands in many countries.<\/p>\n\n\n\n<p>ShopBack PayLater, on the other hand, is a financial service that allows users to manage their finances through instalment payment options much like PayLater by Grab and SPayLater by Shopee. It does this by offering instalment plans of up to 3 months for those who can&#8217;t afford a lump sum payment of their purchase. <\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"How_ShopBack_PayLater_works\"><\/span>How ShopBack PayLater works?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>In order to use ShopBack PayLater, you will need to fulfil certain requirements. One of them is to own a ShopBack account where payment can be made without interruption. Follow these simple steps to start paying for your <a href=\"https:\/\/bjak.my\/en\">car insurance<\/a> and roadtax:<\/p>\n\n\n\n<ol><li>Start by downloading the ShopBack mobile application from Google Play Store or Apple App Store.<\/li><li>Create an account with the ShopBack app<\/li><li>Sign in and set up the PayLater function<\/li><li>Link your credit\/debit card to your ShopBack account and complete the identity check<\/li><li>Once completed, you can start using ShopBack PayLater to make purchases online<\/li><\/ol>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"How_to_pay_using_ShopBack_on_Bjak\"><\/span>How to pay using ShopBack on Bjak?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Making a purchase using ShopBack on Bjak is simple and easy. All you have to do is to is:<\/p>\n\n\n\n<ul><li>1) Request a free insurance quote from Bjak<\/li><li>2) Select your preferred <a href=\"https:\/\/bjak.my\/blog\/types-of-car-insurance-policies\/\">car policy<\/a> and proceed to checkout<\/li><li>3) Look for the ShopBack logo on the checkout page<\/li><li>4) Click on it and proceed to complete your renewal<\/li><li>5) Pay 1\/3 of the bill upon checkout and the remaining 2 instalments in the upcoming months<\/li><\/ul>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"42206\" data-permalink=\"https:\/\/bjak.my\/blog\/car-insurance\/renew-car-insurance\/attachment\/shopback-img\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/08\/SHOPBACK-IMG.jpg?fit=1600%2C1012&amp;ssl=1\" data-orig-size=\"1600,1012\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"SHOPBACK-IMG\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/08\/SHOPBACK-IMG.jpg?fit=300%2C190&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/08\/SHOPBACK-IMG.jpg?fit=1080%2C683&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"683\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/08\/SHOPBACK-IMG.jpg?resize=1080%2C683&#038;ssl=1\" alt=\"Car insurance renewal with ShopBack\" class=\"wp-image-42206\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/08\/SHOPBACK-IMG.jpg?resize=1080%2C683&amp;ssl=1 1080w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/08\/SHOPBACK-IMG.jpg?resize=300%2C190&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/08\/SHOPBACK-IMG.jpg?resize=768%2C486&amp;ssl=1 768w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/08\/SHOPBACK-IMG.jpg?resize=1536%2C971&amp;ssl=1 1536w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/08\/SHOPBACK-IMG.jpg?w=1600&amp;ssl=1 1600w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<p><em>*Note: The second instalment payment will be automatically deducted from the default card on your ShopBack account 30 days from the checkout date, while the third instalment payment will be deducted after 60 days from checkout.<\/em><\/p>\n\n\n\n<p><em>ShopBack charges late payment fees on overdue payments as per below:<\/em><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Order Value<\/strong><\/td><td><strong>Late Payment Charge<\/strong><\/td><\/tr><tr><td>RM0.00 &#8211; 99.99<\/td><td>RM7.50<\/td><\/tr><tr><td>RM100.00 &#8211; 499.99<\/td><td>RM25.00<\/td><\/tr><tr><td>RM500.00 and above<\/td><td>RM75.00<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Benefits_of_ShopBack_PayLater\"><\/span>Benefits of ShopBack PayLater<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Like many paylater options on Bjak, ShopBack lets you enjoy these benefits at no cost.<\/p>\n\n\n\n<ul><li><strong>3 monthly instalments<\/strong>&nbsp;\u2013 Take control of your finances using ShopBack PayLater. This payment method allows you to pay your bill in three equal amounts upon checkout. Like many other instalment options, you don\u2019t have to worry about settling the full payment in one go.<\/li><li><strong>No interest<\/strong>&nbsp;\u2013 You can enjoy interest-free payments on insurance and roadtax renewal using this paylater option. There are no hidden charges on ShopBack as well for all payments that are made on time.<\/li><li><strong>Use cashback<\/strong> &#8211; Reduce your upfront payment by using the available cashback in your ShopBack account to settle the first instalment payment in part or full.<\/li><\/ul>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Renew_car_insurance_with_ShopBack\"><\/span>Renew car insurance with ShopBack<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Insurance renewal has never been more convenient, with instalment options that one could only dream of in the past. Bjak&#8217;s BNPL methods are a game changer in the way people think about insurance. We are always committed to offering the best service for all. <\/p>\n\n\n\n<p>So, if you haven&#8217;t considered renewing your auto insurance on Bjak, this is the right time. Take control of your finances with our instalment options, and don&#8217;t worry about having to pay in full when you&#8217;re on a tight budget.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<p><em><em><em><em>Bjak is one of Malaysia&#8217;s biggest insurance comparison websites, offering policies from over 10 brands. Get your free insurance quote from Bjak today!<\/em><\/em><\/em><\/em><\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-black-color has-luminous-vivid-amber-background-color has-text-color has-background\" href=\"https:\/\/bjak.my\/en?utm_source=blogen&amp;utm_campaign=renew-car-insurance\" target=\"_blank\" rel=\"noreferrer noopener\"><strong data-l-s=\"50547\">Get Free Quote<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<p><em>Read more:<\/em><\/p>\n\n\n\n<ul><li><strong><em><a href=\"https:\/\/bjak.my\/blog\/car-insurance-deductible-faqs\/\">FAQs About Car Insurance Deductible<\/a><\/em><\/strong><\/li><li><strong><em><a href=\"https:\/\/bjak.my\/blog\/tokio-marine-car-insurance-2\/\">Tokio Marine DriveSafe PA &amp; Auto Partner Plans<\/a><\/em><\/strong><\/li><li><strong><em><a href=\"https:\/\/bjak.my\/blog\/tokio-marine-autopro-car-insurance\/\">Tokio Marine Enhanced Coverage With AutoPro<\/a><\/em><\/strong><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Renew your car insurance and roadtax using ShopBack PayLater, a new instalment option now available on Bjak.<\/p>\n","protected":false},"author":19,"featured_media":42080,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[431],"tags":[596,429,59,952],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Renew Car Insurance On Bjak With ShopBack PayLater<\/title>\n<meta name=\"description\" content=\"Renew your car insurance and roadtax using ShopBack PayLater, a new instalment option now available on Bjak.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/renew-car-insurance\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Renew Car Insurance On Bjak With ShopBack PayLater\" \/>\n<meta property=\"og:description\" content=\"Renew your car insurance and roadtax using ShopBack PayLater, a new instalment option now available on Bjak.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bjak.my\/blog\/car-insurance\/renew-car-insurance\" \/>\n<meta property=\"og:site_name\" content=\"BJAK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bjak.my\" \/>\n<meta property=\"article:published_time\" content=\"2023-08-16T09:56:55+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-09-12T10:29:56+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/08\/FI-EN-8-16-3.jpg?fit=1600%2C1012&#038;ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"1012\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:site\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Siva\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/bjak.my\/blog\/#organization\",\"name\":\"Bjak\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/bjak.my\",\"https:\/\/www.instagram.com\/bjak.my\",\"https:\/\/www.linkedin.com\/company\/14607755\/admin\/\",\"https:\/\/twitter.com\/bjakmy\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"width\":756,\"height\":756,\"caption\":\"Bjak\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bjak.my\/blog\/#website\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"name\":\"BJAK\",\"description\":\"Renew your car and motor insurance at the lowest price! 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