{"id":43530,"date":"2023-10-24T11:59:00","date_gmt":"2023-10-24T03:59:00","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=43530"},"modified":"2023-10-19T17:06:15","modified_gmt":"2023-10-19T09:06:15","slug":"%e6%9c%89%e5%bf%85%e8%a6%81%e8%b4%ad%e4%b9%b0%e9%99%84%e5%8a%a0%e4%bf%9d%e9%99%a9%e4%b8%aa%e4%ba%ba%e6%84%8f%e5%a4%96%e4%bf%9d%e9%9a%9c%e5%90%97%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e6%9c%89%e5%bf%85%e8%a6%81%e8%b4%ad%e4%b9%b0%e9%99%84%e5%8a%a0%e4%bf%9d%e9%99%a9%e4%b8%aa%e4%ba%ba%e6%84%8f%e5%a4%96%e4%bf%9d%e9%9a%9c%e5%90%97%ef%bc%9f","title":{"rendered":"\u6709\u5fc5\u8981\u8d2d\u4e70\u9644\u52a0\u4fdd\u9669\u201c\u4e2a\u4eba\u610f\u5916\u4fdd\u969c\u201d\u5417\uff1f"},"content":{"rendered":"\n<p>\u8d2d\u4e70\u6c7d\u8f66\u4fdd\u9669\u662f\u6bcf\u4e00\u540d\u8f66\u4e3b\u7684\u8d23\u4efb\uff0c\u4f46\u5f88\u591a\u8f66\u4e3b\u90fd\u4ee5\u4e3a\uff0c\u53ea\u8981\u4e70\u4e86\u8f66\u9669\uff0c\u53d1\u751f\u4ea4\u901a\u610f\u5916\u65f6\u5c31\u4f1a\u5f97\u5230\u8d54\u507f\u3002\u4f46\uff0c\u5b9e\u9645\u4e0a\uff0c\u6c7d\u8f66\u4fdd\u9669\u5e76\u4e0d\u4fdd\u969c\u6295\u4fdd\u4eba\u56e0\u610f\u5916\u800c\u5bfc\u81f4\u7684\u53d7\u4f24\u3001\u6b8b\u75be\u6216\u6b7b\u4ea1\u3002<\/p>\n\n\n\n<div 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href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e6%9c%89%e5%bf%85%e8%a6%81%e8%b4%ad%e4%b9%b0%e9%99%84%e5%8a%a0%e4%bf%9d%e9%99%a9%e4%b8%aa%e4%ba%ba%e6%84%8f%e5%a4%96%e4%bf%9d%e9%9a%9c%e5%90%97%ef%bc%9f\/#%E6%B1%BD%E8%BD%A6%E4%BF%9D%E9%99%A9%E4%BB%85%E4%BF%9D%E9%9A%9C%E7%AC%AC%E4%B8%89%E6%96%B9%E5%8F%97%E4%BC%A4%E6%88%96%E6%AD%BB%E4%BA%A1\" title=\"\u6c7d\u8f66\u4fdd\u9669\u4ec5\u4fdd\u969c\u7b2c\u4e09\u65b9\u53d7\u4f24\u6216\u6b7b\u4ea1\">\u6c7d\u8f66\u4fdd\u9669\u4ec5\u4fdd\u969c\u7b2c\u4e09\u65b9\u53d7\u4f24\u6216\u6b7b\u4ea1<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e6%9c%89%e5%bf%85%e8%a6%81%e8%b4%ad%e4%b9%b0%e9%99%84%e5%8a%a0%e4%bf%9d%e9%99%a9%e4%b8%aa%e4%ba%ba%e6%84%8f%e5%a4%96%e4%bf%9d%e9%9a%9c%e5%90%97%ef%bc%9f\/#%E5%A6%82%E4%BD%95%E8%B4%AD%E4%B9%B0%E4%B8%AA%E4%BA%BA%E6%84%8F%E5%A4%96%E4%BF%9D%E9%99%A9%EF%BC%9F\" title=\"\u5982\u4f55\u8d2d\u4e70\u4e2a\u4eba\u610f\u5916\u4fdd\u9669\uff1f\">\u5982\u4f55\u8d2d\u4e70\u4e2a\u4eba\u610f\u5916\u4fdd\u9669\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e6%9c%89%e5%bf%85%e8%a6%81%e8%b4%ad%e4%b9%b0%e9%99%84%e5%8a%a0%e4%bf%9d%e9%99%a9%e4%b8%aa%e4%ba%ba%e6%84%8f%e5%a4%96%e4%bf%9d%e9%9a%9c%e5%90%97%ef%bc%9f\/#%E9%99%84%E5%8A%A0%E4%B8%AA%E4%BA%BA%E6%84%8F%E5%A4%96%E4%BF%9D%E9%99%A9%E9%9C%80%E8%A6%81%E6%94%AF%E4%BB%98%E5%A4%9A%E5%B0%91%E4%BF%9D%E8%B4%B9%EF%BC%9F\" title=\"\u9644\u52a0\u4e2a\u4eba\u610f\u5916\u4fdd\u9669\u9700\u8981\u652f\u4ed8\u591a\u5c11\u4fdd\u8d39\uff1f\">\u9644\u52a0\u4e2a\u4eba\u610f\u5916\u4fdd\u9669\u9700\u8981\u652f\u4ed8\u591a\u5c11\u4fdd\u8d39\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e6%9c%89%e5%bf%85%e8%a6%81%e8%b4%ad%e4%b9%b0%e9%99%84%e5%8a%a0%e4%bf%9d%e9%99%a9%e4%b8%aa%e4%ba%ba%e6%84%8f%e5%a4%96%e4%bf%9d%e9%9a%9c%e5%90%97%ef%bc%9f\/#%E6%91%A9%E6%89%98%E8%BD%A6%E8%BD%A6%E4%B8%BB%E4%B9%9F%E8%83%BD%E8%B4%AD%E4%B9%B0%E4%B8%AA%E4%BA%BA%E6%84%8F%E5%A4%96%E4%BF%9D%E9%99%A9%E5%90%97%EF%BC%9F\" title=\"\u6469\u6258\u8f66\u8f66\u4e3b\u4e5f\u80fd\u8d2d\u4e70\u4e2a\u4eba\u610f\u5916\u4fdd\u9669\u5417\uff1f\">\u6469\u6258\u8f66\u8f66\u4e3b\u4e5f\u80fd\u8d2d\u4e70\u4e2a\u4eba\u610f\u5916\u4fdd\u9669\u5417\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e6%9c%89%e5%bf%85%e8%a6%81%e8%b4%ad%e4%b9%b0%e9%99%84%e5%8a%a0%e4%bf%9d%e9%99%a9%e4%b8%aa%e4%ba%ba%e6%84%8f%e5%a4%96%e4%bf%9d%e9%9a%9c%e5%90%97%ef%bc%9f\/#%E5%A6%82%E6%9E%9C%E5%B7%B2%E7%BB%8F%E6%9C%89%E5%8C%BB%E8%8D%AF%E5%8D%A1%EF%BC%8C%E8%BF%98%E9%9C%80%E8%A6%81%E8%B4%AD%E4%B9%B0%E4%B8%AA%E4%BA%BA%E6%84%8F%E5%A4%96%E4%BF%9D%E9%99%A9%E5%90%97%EF%BC%9F\" title=\"\u5982\u679c\u5df2\u7ecf\u6709\u533b\u836f\u5361\uff0c\u8fd8\u9700\u8981\u8d2d\u4e70\u4e2a\u4eba\u610f\u5916\u4fdd\u9669\u5417\uff1f\">\u5982\u679c\u5df2\u7ecf\u6709\u533b\u836f\u5361\uff0c\u8fd8\u9700\u8981\u8d2d\u4e70\u4e2a\u4eba\u610f\u5916\u4fdd\u9669\u5417\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e6%9c%89%e5%bf%85%e8%a6%81%e8%b4%ad%e4%b9%b0%e9%99%84%e5%8a%a0%e4%bf%9d%e9%99%a9%e4%b8%aa%e4%ba%ba%e6%84%8f%e5%a4%96%e4%bf%9d%e9%9a%9c%e5%90%97%ef%bc%9f\/#%E4%B8%AA%E4%BA%BA%E6%84%8F%E5%A4%96%E7%B4%A2%E8%B5%94%E4%BC%9A%E5%90%A6%E5%BD%B1%E5%93%8DNCD%EF%BC%9F\" title=\"\u4e2a\u4eba\u610f\u5916\u7d22\u8d54\u4f1a\u5426\u5f71\u54cdNCD\uff1f\">\u4e2a\u4eba\u610f\u5916\u7d22\u8d54\u4f1a\u5426\u5f71\u54cdNCD\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e6%9c%89%e5%bf%85%e8%a6%81%e8%b4%ad%e4%b9%b0%e9%99%84%e5%8a%a0%e4%bf%9d%e9%99%a9%e4%b8%aa%e4%ba%ba%e6%84%8f%e5%a4%96%e4%bf%9d%e9%9a%9c%e5%90%97%ef%bc%9f\/#%E5%8F%AF%E4%BB%A5%E4%BB%8E%E5%85%B6%E5%AE%83%E4%BF%9D%E9%99%A9%E5%85%AC%E5%8F%B8%E6%B7%BB%E5%8A%A0%E4%B8%AA%E4%BA%BA%E6%84%8F%E5%A4%96%E4%BF%9D%E9%99%A9%E5%90%97%EF%BC%9F\" title=\"\u53ef\u4ee5\u4ece\u5176\u5b83\u4fdd\u9669\u516c\u53f8\u6dfb\u52a0\u4e2a\u4eba\u610f\u5916\u4fdd\u9669\u5417\uff1f\">\u53ef\u4ee5\u4ece\u5176\u5b83\u4fdd\u9669\u516c\u53f8\u6dfb\u52a0\u4e2a\u4eba\u610f\u5916\u4fdd\u9669\u5417\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e6%9c%89%e5%bf%85%e8%a6%81%e8%b4%ad%e4%b9%b0%e9%99%84%e5%8a%a0%e4%bf%9d%e9%99%a9%e4%b8%aa%e4%ba%ba%e6%84%8f%e5%a4%96%e4%bf%9d%e9%9a%9c%e5%90%97%ef%bc%9f\/#%E5%A6%82%E4%BD%95%E6%8F%90%E5%87%BA%E7%B4%A2%E8%B5%94%EF%BC%9F\" title=\"\u5982\u4f55\u63d0\u51fa\u7d22\u8d54\uff1f\">\u5982\u4f55\u63d0\u51fa\u7d22\u8d54\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e6%9c%89%e5%bf%85%e8%a6%81%e8%b4%ad%e4%b9%b0%e9%99%84%e5%8a%a0%e4%bf%9d%e9%99%a9%e4%b8%aa%e4%ba%ba%e6%84%8f%e5%a4%96%e4%bf%9d%e9%9a%9c%e5%90%97%ef%bc%9f\/#%E6%98%AF%E5%90%A6%E5%BA%94%E8%AF%A5%E8%B4%AD%E4%B9%B0%E4%B8%AA%E4%BA%BA%E6%84%8F%E5%A4%96%E4%BF%9D%E9%99%A9%EF%BC%9F\" title=\"\u662f\u5426\u5e94\u8be5\u8d2d\u4e70\u4e2a\u4eba\u610f\u5916\u4fdd\u9669\uff1f\">\u662f\u5426\u5e94\u8be5\u8d2d\u4e70\u4e2a\u4eba\u610f\u5916\u4fdd\u9669\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e6%9c%89%e5%bf%85%e8%a6%81%e8%b4%ad%e4%b9%b0%e9%99%84%e5%8a%a0%e4%bf%9d%e9%99%a9%e4%b8%aa%e4%ba%ba%e6%84%8f%e5%a4%96%e4%bf%9d%e9%9a%9c%e5%90%97%ef%bc%9f\/#%E7%BB%99%E8%87%AA%E5%B7%B1%E5%92%8C%E7%88%B1%E8%BD%A6%E8%8E%B7%E5%BE%97%E5%85%A8%E9%9D%A2%E4%BF%9D%E9%9A%9C\" title=\"\u7ed9\u81ea\u5df1\u548c\u7231\u8f66\u83b7\u5f97\u5168\u9762\u4fdd\u969c\">\u7ed9\u81ea\u5df1\u548c\u7231\u8f66\u83b7\u5f97\u5168\u9762\u4fdd\u969c<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"has-nv-c-2-color has-text-color\"><span class=\"ez-toc-section\" id=\"%E6%B1%BD%E8%BD%A6%E4%BF%9D%E9%99%A9%E4%BB%85%E4%BF%9D%E9%9A%9C%E7%AC%AC%E4%B8%89%E6%96%B9%E5%8F%97%E4%BC%A4%E6%88%96%E6%AD%BB%E4%BA%A1\"><\/span><strong>\u6c7d\u8f66\u4fdd\u9669\u4ec5\u4fdd\u969c\u7b2c\u4e09\u65b9\u53d7\u4f24\u6216\u6b7b\u4ea1<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u6c7d\u8f66\u4fdd\u9669\u53ea\u9488\u5bf9\u4ee5\u4e0b\u60c5\u51b5\u63d0\u4f9b\u8d54\u507f\uff1a<\/p>\n\n\n\n<p>1. \u60a8\u7684\u8f66\u5b50\u88ab\u76d7\u6216\u5931\u706b\uff08\u6240\u6709\u4fdd\u5355\uff0c\u9664\u4e86\u4e09\u53f7\u8f66\u9669\uff09<\/p>\n\n\n\n<p>2. \u60a8\u7684\u8f66\u5b50\u6216\u7b2c\u4e09\u65b9\u8f66\u5b50\u53d7\u635f\uff08\u7efc\u5408\u578b\u4fdd\u9669\uff09<\/p>\n\n\n\n<p>3. \u7b2c\u4e09\u65b9\u53d7\u4f24\u6216\u6b7b\u4ea1\uff08\u6240\u6709\u4fdd\u5355\uff09<\/p>\n\n\n\n<p>\u8fd9\u91cc\u8981\u63d0\u9192\u5927\u5bb6\uff0c\u5373\u4f7f\u60a8\u8d2d\u4e70\u7684\u662f\u7efc\u5408\u578b\u4fdd\u9669\uff0c\u5728\u53d1\u751f\u610f\u5916\u9020\u6210\u6c38\u4e45\u6027\u6b8b\u75be\u6216\u6b7b\u4ea1\uff0c\u90fd\u4e0d\u4f1a\u5f97\u5230\u4efb\u4f55\u8d54\u507f\u3002\u4e00\u822c\u7684\u6c7d\u8f66\u4fdd\u9669\u4e0d\u4f1a\u5728\u6295\u4fdd\u4eba\u53d1\u751f\u8f66\u7978\u610f\u5916\u65f6\u4e3a\u5176\u8d54\u507f\u533b\u7597\u8d39\uff0c\u751a\u81f3\u662f\u846c\u793c\u8d39\u3002<\/p>\n\n\n\n<p>\u56e0\u6b64\uff0c\u4e3a\u81ea\u5df1\u8d2d\u4e70<strong>\u4e2a\u4eba\u610f\u5916\u4fdd\u9669\uff08Personal Accident Coverage\uff09<\/strong>\u975e\u5e38\u91cd\u8981\u3002\u5982\u679c\u6295\u4fdd\u4eba\u56e0\u4e3a\u610f\u5916\u53d7\u4f24\u3001\u6c38\u4e45\u6027\u6b8b\u75be\u6216\u6b7b\u4ea1\uff0c\u5c31\u80fd\u83b7\u5f97\u8d54\u507f\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"42726\" data-permalink=\"https:\/\/bjak.my\/blog\/car-insurance\/zurich-car-insurance\/attachment\/personal_accident_two_column_1\" data-orig-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/09\/Personal_Accident_Two_Column_1.jpg?fit=1101%2C770&amp;ssl=1\" data-orig-size=\"1101,770\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/09\/Personal_Accident_Two_Column_1.jpg?fit=300%2C210&amp;ssl=1\" data-large-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/09\/Personal_Accident_Two_Column_1.jpg?fit=1080%2C755&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"755\" src=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/09\/Personal_Accident_Two_Column_1.jpg?resize=1080%2C755&#038;ssl=1\" alt=\"Zurich insurance for accident\" class=\"wp-image-42726\" srcset=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/09\/Personal_Accident_Two_Column_1.jpg?resize=1080%2C755&amp;ssl=1 1080w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/09\/Personal_Accident_Two_Column_1.jpg?resize=300%2C210&amp;ssl=1 300w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/09\/Personal_Accident_Two_Column_1.jpg?resize=768%2C537&amp;ssl=1 768w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/09\/Personal_Accident_Two_Column_1.jpg?w=1101&amp;ssl=1 1101w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<h2 class=\"has-nv-c-2-color has-text-color\"><span class=\"ez-toc-section\" id=\"%E5%A6%82%E4%BD%95%E8%B4%AD%E4%B9%B0%E4%B8%AA%E4%BA%BA%E6%84%8F%E5%A4%96%E4%BF%9D%E9%99%A9%EF%BC%9F\"><\/span><strong>\u5982\u4f55\u8d2d\u4e70\u4e2a\u4eba\u610f\u5916\u4fdd\u9669\uff1f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u4e0e\u533b\u836f\u4fdd\u9669\u548c\u4eba\u5bff\u4fdd\u9669\u4e00\u6837\uff0c\u60a8\u53ef\u4ee5\u81ea\u5df1\u8d2d\u4e70\u4e00\u4efd\u4e2a\u4eba\u610f\u5916\u4fdd\u9669\u3002\u5982\u679c\u60a8\u5728\u610f\u5916\u4e2d\u53d7\u4f24\uff0c\u6216\u88ab\u8bca\u65ad\u4e3a\u6c38\u4e45\u6b8b\u75be\uff0c\u6216\u6b7b\u4ea1\uff0c\u90fd\u53ef\u4ee5\u83b7\u5f97\u8d54\u507f\u3002<\/p>\n\n\n\n<p>\u6b64\u5916\uff0c\u60a8\u4e5f\u53ef\u4ee5\u5728\u7efc\u5408\u578b\u4fdd\u9669\u6dfb\u52a0\u989d\u5916\u7684\u4e2a\u4eba\u610f\u5916\u4fdd\u969c\u3002\u6bcf\u5bb6\u4fdd\u9669\u516c\u53f8\u6536\u53d6\u7684\u4fdd\u8d39\u4e0d\u540c\uff0c\u6709\u4e9b\u4fdd\u9669\u516c\u53f8\u751a\u81f3\u4f1a\u63d0\u4f9b\u514d\u8d39\u7684\u4e2a\u4eba\u610f\u5916\u4fdd\u969c\u3002<\/p>\n\n\n\n<h2 class=\"has-nv-c-2-color has-text-color\"><span class=\"ez-toc-section\" id=\"%E9%99%84%E5%8A%A0%E4%B8%AA%E4%BA%BA%E6%84%8F%E5%A4%96%E4%BF%9D%E9%99%A9%E9%9C%80%E8%A6%81%E6%94%AF%E4%BB%98%E5%A4%9A%E5%B0%91%E4%BF%9D%E8%B4%B9%EF%BC%9F\"><\/span><strong>\u9644\u52a0\u4e2a\u4eba\u610f\u5916\u4fdd\u9669\u9700\u8981\u652f\u4ed8\u591a\u5c11\u4fdd\u8d39\uff1f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u4e0d\u540c\u4fdd\u9669\u516c\u53f8\u6536\u53d6\u7684\u4fdd\u8d39\u90fd\u4e0d\u540c\uff0c\u4f46\u4e00\u822c\u4ecb\u4e8eRM60\u81f3RM100\u4e4b\u95f4\uff0c\u5177\u4f53\u53d6\u51b3\u4e8e\u6295\u4fdd\u7684\u91d1\u989d\u3002\u6240\u4ee5\uff0c\u60f3\u8981\u4e86\u89e3\u66f4\u591a\uff0c\u53ef\u4ee5\u5411\u4fdd\u9669\u516c\u53f8\u54a8\u8be2\u3002<\/p>\n\n\n\n<h2 class=\"has-nv-c-2-color has-text-color\"><span class=\"ez-toc-section\" id=\"%E6%91%A9%E6%89%98%E8%BD%A6%E8%BD%A6%E4%B8%BB%E4%B9%9F%E8%83%BD%E8%B4%AD%E4%B9%B0%E4%B8%AA%E4%BA%BA%E6%84%8F%E5%A4%96%E4%BF%9D%E9%99%A9%E5%90%97%EF%BC%9F\"><\/span><strong>\u6469\u6258\u8f66\u8f66\u4e3b\u4e5f\u80fd\u8d2d\u4e70\u4e2a\u4eba\u610f\u5916\u4fdd\u9669\u5417\uff1f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u662f\u7684\uff0c\u6211\u4eec\u975e\u5e38\u5efa\u8bae\u6469\u6258\u8f66\u8f66\u4e3b\u5728\u66f4\u65b0\u8f66\u9669\u65f6\uff0c\u4e5f\u8d2d\u4e70\u4e2a\u4eba\u610f\u5916\u4fdd\u9669\uff0c\u56e0\u4e3a\u4ed6\u4eec\u5728\u8def\u4e0a\u906d\u9047\u610f\u5916\u7684\u98ce\u9669\u8f83\u9ad8\u3002\u6469\u6258\u8f66\u8f66\u4e3b\u7684\u4e2a\u4eba\u610f\u5916\u4fdd\u969c\u4fdd\u8d39\u8f83\u4f4e\uff0c\u4e00\u822c\u53ea\u9700\u8981RM10\u81f3RM20\uff0c\u603b\u4fdd\u989d\u4e3aRM5000\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img data-attachment-id=\"2904\" data-permalink=\"https:\/\/bjak.my\/blog\/life-and-medical-insurance\/what-is-critical-illness-insurance-how-will-it-work-for-me\/attachment\/sick-asian-man-hospital_53876-85449\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/sick-asian-man-hospital_53876-85449.jpg?fit=626%2C417&amp;ssl=1\" data-orig-size=\"626,417\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"sick-asian-man-hospital_53876-85449\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/sick-asian-man-hospital_53876-85449.jpg?fit=300%2C200&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/sick-asian-man-hospital_53876-85449.jpg?fit=626%2C417&amp;ssl=1\" loading=\"lazy\" width=\"626\" height=\"417\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/sick-asian-man-hospital_53876-85449.jpg?resize=626%2C417&#038;ssl=1\" alt=\"\" class=\"wp-image-2904\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/sick-asian-man-hospital_53876-85449.jpg?w=626&amp;ssl=1 626w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/sick-asian-man-hospital_53876-85449.jpg?resize=300%2C200&amp;ssl=1 300w\" sizes=\"(max-width: 626px) 100vw, 626px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<h2 class=\"has-nv-c-2-color has-text-color\"><span class=\"ez-toc-section\" id=\"%E5%A6%82%E6%9E%9C%E5%B7%B2%E7%BB%8F%E6%9C%89%E5%8C%BB%E8%8D%AF%E5%8D%A1%EF%BC%8C%E8%BF%98%E9%9C%80%E8%A6%81%E8%B4%AD%E4%B9%B0%E4%B8%AA%E4%BA%BA%E6%84%8F%E5%A4%96%E4%BF%9D%E9%99%A9%E5%90%97%EF%BC%9F\"><\/span><strong>\u5982\u679c\u5df2\u7ecf\u6709\u533b\u836f\u5361\uff0c\u8fd8\u9700\u8981\u8d2d\u4e70\u4e2a\u4eba\u610f\u5916\u4fdd\u9669\u5417\uff1f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5b9e\u9645\u4e0a\u8fd9\u4e24\u8005\u662f\u4e0d\u4e00\u6837\u7684\u3002<\/p>\n\n\n\n<p><strong>\u4e2a\u4eba\u610f\u5916\u4fdd\u9669<\/strong><\/p>\n\n\n\n<p>1. \u4e00\u5e74\u652f\u4ed8\u4e00\u6b21\uff08\u66f4\u65b0\u4fdd\u9669\u65f6\uff09<\/p>\n\n\n\n<p>2. \u4ec5\u5728\u53d1\u751f\u4ea4\u901a\u610f\u5916\u65f6\u63d0\u4f9b\u4fdd\u969c<\/p>\n\n\n\n<p>3. \u4fdd\u989d\u6839\u636e\u4fdd\u9669\u516c\u53f8\u89c4\u5b9a<\/p>\n\n\n\n<p><strong>\u533b\u836f\u5361<\/strong><\/p>\n\n\n\n<p>1. \u9700\u8981\u6bcf\u4e2a\u6708\u652f\u4ed8\u4fdd\u8d39<\/p>\n\n\n\n<p>2. \u4e3a\u6162\u6027\u75be\u75c5\u548c\u4ea4\u901a\u610f\u5916\u63d0\u4f9b\u4fdd\u969c<\/p>\n\n\n\n<p>3. \u7ec8\u751f\u4fdd\u989d\u8d85\u8fc7100\u4e07\u4ee4\u5409\u6216\u66f4\u591a<\/p>\n\n\n\n<h2 class=\"has-nv-c-2-color has-text-color\"><span class=\"ez-toc-section\" id=\"%E4%B8%AA%E4%BA%BA%E6%84%8F%E5%A4%96%E7%B4%A2%E8%B5%94%E4%BC%9A%E5%90%A6%E5%BD%B1%E5%93%8DNCD%EF%BC%9F\"><\/span><strong>\u4e2a\u4eba\u610f\u5916\u7d22\u8d54\u4f1a\u5426\u5f71\u54cdNCD\uff1f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u4e0d\u4f1a\uff0c\u9664\u975e\u662f\u4ee5\u4e0b\u4e24\u4e2a\u60c5\u51b5\uff1a<\/p>\n\n\n\n<p>1. \u60a8\u56e0\u4e3a\u81ea\u5df1\u9020\u6210\u7684\u4e8b\u6545\u63d0\u51fa\u7d22\u8d54<\/p>\n\n\n\n<p>2. \u7b2c\u4e09\u65b9\u63d0\u51fa\u7684\u4e2a\u4eba\u610f\u5916\u4fdd\u969c\u7d22\u8d54<\/p>\n\n\n\n<h2 class=\"has-nv-c-2-color has-text-color\"><span class=\"ez-toc-section\" id=\"%E5%8F%AF%E4%BB%A5%E4%BB%8E%E5%85%B6%E5%AE%83%E4%BF%9D%E9%99%A9%E5%85%AC%E5%8F%B8%E6%B7%BB%E5%8A%A0%E4%B8%AA%E4%BA%BA%E6%84%8F%E5%A4%96%E4%BF%9D%E9%99%A9%E5%90%97%EF%BC%9F\"><\/span><strong>\u53ef\u4ee5\u4ece\u5176\u5b83\u4fdd\u9669\u516c\u53f8\u6dfb\u52a0\u4e2a\u4eba\u610f\u5916\u4fdd\u9669\u5417\uff1f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u60a8\u53ea\u80fd\u901a\u8fc7\u540c\u4e00\u5bb6\u4fdd\u9669\u516c\u53f8\u7684\u7efc\u5408\u578b\u4fdd\u9669\u6dfb\u52a0\u4e2a\u4eba\u610f\u5916\u4fdd\u9669\u3002\u6362\u53e5\u8bdd\u8bf4\uff0c\u5982\u679c\u60a8\u5728MSIG\u4fdd\u9669\u516c\u53f8\u8d2d\u4e70\u7efc\u5408\u578b\u4fdd\u9669\uff0c\u90a3\u4e48\u5c31\u53ea\u80fd\u8d2d\u4e70MSIG\u7684\u4e2a\u4eba\u610f\u5916\u4fdd\u969c\u3002<\/p>\n\n\n\n<p>\u5373\u4f7f\u60a8\u53d1\u73b0\u5176\u5b83\u4fdd\u9669\u516c\u53f8\u6240\u63d0\u4f9b\u7684\u4e2a\u4eba\u610f\u5916\u4fdd\u969c\u7684\u4fdd\u989d\u66f4\u9ad8\uff0c\u60a8\u4e5f\u53ea\u80fd\u63a5\u53d7\u60a8\u8d2d\u4e70\u8f66\u9669\u7684\u4fdd\u9669\u516c\u53f8\u6240\u8bbe\u5b9a\u7684\u4fdd\u989d\u3002\u56e0\u6b64\uff0c\u6211\u4eec\u5efa\u8bae\u60a8\u5728\u8d2d\u4e70\u8f66\u9669\u4e4b\u524d\uff0c\u5148\u6bd4\u8f83\u591a\u51e0\u5bb6\u4fdd\u9669\u516c\u53f8\u518d\u505a\u9009\u62e9\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img data-attachment-id=\"41506\" data-permalink=\"https:\/\/bjak.my\/blog\/car-insurance\/kurnia-car-insurance\/attachment\/claim\" data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/08\/Claim.jpg?fit=741%2C494&amp;ssl=1\" data-orig-size=\"741,494\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Claim\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/08\/Claim.jpg?fit=300%2C200&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/08\/Claim.jpg?fit=741%2C494&amp;ssl=1\" loading=\"lazy\" width=\"741\" height=\"494\" src=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/08\/Claim.jpg?resize=741%2C494&#038;ssl=1\" alt=\"Car insurance claim\" class=\"wp-image-41506\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/08\/Claim.jpg?w=741&amp;ssl=1 741w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/08\/Claim.jpg?resize=300%2C200&amp;ssl=1 300w\" sizes=\"(max-width: 741px) 100vw, 741px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<h2 class=\"has-nv-c-2-color has-text-color\"><span class=\"ez-toc-section\" id=\"%E5%A6%82%E4%BD%95%E6%8F%90%E5%87%BA%E7%B4%A2%E8%B5%94%EF%BC%9F\"><\/span><strong>\u5982\u4f55\u63d0\u51fa\u7d22\u8d54\uff1f<\/strong><span 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