{"id":43777,"date":"2023-11-07T15:54:25","date_gmt":"2023-11-07T07:54:25","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=43777"},"modified":"2025-11-05T18:28:15","modified_gmt":"2025-11-05T10:28:15","slug":"renew-motorcycle-insurance-2","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/motorcycle-insurance\/renew-motorcycle-insurance-2","title":{"rendered":"Why You Should Always Renew Your Motorcycle Insurance?"},"content":{"rendered":"\n<p><a href=\"https:\/\/bjak.my\/blog\/faq-motorcycle-insurance-in-malaysia\/\">Motorcycle insurance<\/a> is a crucial financial product to have to protect the safety of riders. Although bikers are at a greater risk of road accidents, there are many who ride bikes without any coverage, leaving themselves and others in danger. <\/p>\n\n\n\n<p>Bike insurance is a necessity as it offers a number of protections for riders. Here&#8217;s why you should never resort to riding your motorbike without insurance.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69dead0090185\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69dead0090185\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/motorcycle-insurance\/renew-motorcycle-insurance-2\/#Why_is_motorcycle_insurance_important\" title=\"Why is motorcycle insurance important?\">Why is motorcycle insurance important?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/motorcycle-insurance\/renew-motorcycle-insurance-2\/#Other_benefits\" title=\"Other benefits\">Other benefits<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/motorcycle-insurance\/renew-motorcycle-insurance-2\/#Which_policy_to_consider\" title=\"Which policy to consider?\">Which policy to consider?<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Why_is_motorcycle_insurance_important\"><\/span><strong>Why is motorcycle insurance important?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img data-attachment-id=\"38679\" data-permalink=\"https:\/\/bjak.my\/blog\/roadtax\/tukar-nama-hak-milik-motor-roadtax-expired-3-tahun\/attachment\/motor-terpakai\" data-orig-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/06\/motor-terpakai.jpg?fit=1080%2C1080&amp;ssl=1\" data-orig-size=\"1080,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;2&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;NIKON D7000&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;1445937484&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;50&quot;,&quot;iso&quot;:&quot;100&quot;,&quot;shutter_speed&quot;:&quot;0.0004&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;1&quot;}\" data-image-title=\"\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/06\/motor-terpakai.jpg?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/06\/motor-terpakai.jpg?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" src=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/06\/motor-terpakai.jpg?resize=812%2C812&#038;ssl=1\" alt=\"Motorcycle\" class=\"wp-image-38679\" width=\"812\" height=\"812\" srcset=\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/06\/motor-terpakai.jpg?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/06\/motor-terpakai.jpg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/06\/motor-terpakai.jpg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/06\/motor-terpakai.jpg?resize=768%2C768&amp;ssl=1 768w, https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/06\/motor-terpakai.jpg?w=1080&amp;ssl=1 1080w\" sizes=\"(max-width: 812px) 100vw, 812px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<ul><li><strong>Offers financial protection:<\/strong>&nbsp;Motorbikes are more vulnerable to accidents than cars, and the injuries that riders sustain can be more serious. But with insurance, medical bills, lost wages, and property damage resulting from an accident can be covered easily.<\/li><li><strong>Offers liability protection:<\/strong>&nbsp;Insurance protects policyholders from financial liabilities towards third parties involved in accidents such as personal injuries and property damage.<\/li><li><strong>Offers theft protection:<\/strong>&nbsp;Motorcycles are more likely to be stolen than cars due to their size. If this happens, theft coverage can cover the cost of replacing your motorcycle, which costs thousands of ringgits.<\/li><li><strong>Offers damage protection:<\/strong>&nbsp;Bikes are also more likely to be damaged in accidents and other natural disasters, such as hailstorms and floods. However, with insurance, the cost of repairing or replacing the motorcycle if it is damaged can be covered.<\/li><\/ul>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Other_benefits\"><\/span><strong>Other benefits<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>In addition to these essential reasons, <a href=\"https:\/\/bjak.my\/en\">motor insurance<\/a> can also provide other benefits, such as:<\/p>\n\n\n\n<ul><li><strong>Personal injury protection (PIP)<\/strong>: PIP can help to cover your medical expenses, lost wages, and other expenses if you are injured in a motorcycle accident, regardless of who is at fault.<\/li><li><strong>Collision coverage:<\/strong>&nbsp;Collision coverage can pay for the repair cost of your motorcycle if it is damaged in an accident.<\/li><li><strong>Comprehensive coverage:<\/strong>&nbsp;Comprehensive coverage can pay for the repair cost of your motorcycle if it is damaged by theft, vandalism, fire, or other events that are not covered by collision coverage, such as floods, landslides and storms.<\/li><\/ul>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Which_policy_to_consider\"><\/span><strong>Which policy to consider?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>If you own a motorcycle, it is important to have it insured to protect yourself and your financial interests. Vehicle insurance policies are typically divided into three types, namely comprehensive or first-party insurance, third-party, fire and theft (TPFT) insurance and third-party insurance.<\/p>\n\n\n\n<p>We recommend comprehensive or first-party insurance over TPFT or third-party policies because it offers wholesome coverage for your vehicle, as illustrated below:<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"27385\" data-permalink=\"https:\/\/bjak.my\/blog\/car-insurance\/how-to-claim-own-damage-claim\/attachment\/70183-3\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/03\/70183.webp?fit=1080%2C1080&amp;ssl=1\" data-orig-size=\"1080,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Types of insurance coverage\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/03\/70183.webp?fit=300%2C300&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/03\/70183.webp?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"1024\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/03\/70183.webp?resize=1024%2C1024&#038;ssl=1\" alt=\"Types of Types of insurance coverageinsurance coverages\" class=\"wp-image-27385\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/03\/70183.webp?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/03\/70183.webp?resize=300%2C300&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/03\/70183.webp?resize=150%2C150&amp;ssl=1 150w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/03\/70183.webp?resize=768%2C768&amp;ssl=1 768w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/03\/70183.webp?w=1080&amp;ssl=1 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><figcaption>Vehicle insurance types and their coverage<\/figcaption><\/figure>\n\n\n\n<p><a href=\"https:\/\/bjak.my\/blog\/comprehensive-car-insurance\/\">Comprehensive insurance<\/a> not only protects you from liabilities to third parties, but it also covers your bike for damages resulting from incidents of fire, theft and accidents. This policy also allows for the inclusion of special perils which cover vehicle damage from acts of nature, such as floods and riot-related damages.<\/p>\n\n\n\n<p>Therefore, a comprehensive policy is always better to have over third-party insurance plans to safeguard your bike from a host of unforeseen circumstances. <\/p>\n\n\n\n<p>While it&#8217;s undeniable that motor insurance is an investment in your safety and financial security, you should compare quotes from different insurers to find the best policy for your needs and budget.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<p><em>Bjak is one of Malaysia&#8217;s biggest insurance comparison websites, offering policies from over 10 brands. Visit Bjak today to get your free insurance quote!<\/em><\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-black-color has-luminous-vivid-amber-background-color has-text-color has-background\" href=\"https:\/\/bjak.my\/en?utm_source=blogen&amp;utm_campaign=renew-motorcycle-insurance-2\" target=\"_blank\" rel=\"noreferrer noopener\"><strong data-l-s=\"50547\">Get Free Quote<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<p><em>Read more:<\/em><\/p>\n\n\n\n<ul><li><strong style=\"background-color: var(--nv-site-bg); color: var(--nv-text-color); font-family: var(--bodyfontfamily); font-size: var(--bodyfontsize); letter-spacing: var(--bodyletterspacing); text-transform: var(--bodytexttransform);\"><em><a href=\"https:\/\/bjak.my\/blog\/special-perils-coverage\/\">5 Best Special Perils Coverage For Private Cars<\/a><\/em><\/strong><\/li><li><strong><em><a href=\"https:\/\/bjak.my\/blog\/takaful-malaysia-motorcycle-insurance\/\">Takaful Malaysia Motorcycle Insurance For Private Bikes<\/a><\/em><\/strong><\/li><li><strong><em><a href=\"https:\/\/bjak.my\/blog\/third-party-fire-theft-insurance\/\">Third-Party, Fire &amp; Theft (TPFT) Insurance Policy Explained<\/a><\/em><\/strong><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Learn the importance of renewing motorcycle insurance yearly as we explain how a policy can benefit vehicle owners.<\/p>\n","protected":false},"author":19,"featured_media":43807,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[1898],"tags":[59,952],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Why You Should Always Renew Your Motorcycle Insurance?<\/title>\n<meta name=\"description\" content=\"Learn the importance of renewing motorcycle insurance yearly as we explain how a policy can benefit vehicle owners.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/motorcycle-insurance\/renew-motorcycle-insurance-2\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Why You Should Always Renew Your Motorcycle Insurance?\" \/>\n<meta property=\"og:description\" content=\"Learn the importance of renewing motorcycle insurance yearly as we explain how a policy can benefit vehicle owners.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bjak.my\/blog\/motorcycle-insurance\/renew-motorcycle-insurance-2\" \/>\n<meta property=\"og:site_name\" content=\"BJAK\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/bjak.my\" \/>\n<meta property=\"article:published_time\" content=\"2023-11-07T07:54:25+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-05T10:28:15+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/11\/FI-EN-11-7-1.jpg?fit=1600%2C1011&#038;ssl=1\" \/>\n\t<meta property=\"og:image:width\" content=\"1600\" \/>\n\t<meta property=\"og:image:height\" content=\"1011\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:site\" content=\"@bjakmy\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Siva\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/bjak.my\/blog\/#organization\",\"name\":\"Bjak\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"sameAs\":[\"https:\/\/www.facebook.com\/bjak.my\",\"https:\/\/www.instagram.com\/bjak.my\",\"https:\/\/www.linkedin.com\/company\/14607755\/admin\/\",\"https:\/\/twitter.com\/bjakmy\"],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"contentUrl\":\"https:\/\/i1.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2021\/09\/logo.png?fit=756%2C756&ssl=1\",\"width\":756,\"height\":756,\"caption\":\"Bjak\"},\"image\":{\"@id\":\"https:\/\/bjak.my\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/bjak.my\/blog\/#website\",\"url\":\"https:\/\/bjak.my\/blog\/\",\"name\":\"BJAK\",\"description\":\"Renew your car and motor insurance at the lowest price! 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