{"id":43949,"date":"2023-11-20T18:28:21","date_gmt":"2023-11-20T10:28:21","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=43949"},"modified":"2025-09-12T17:20:43","modified_gmt":"2025-09-12T09:20:43","slug":"personal-accident-plans","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/car-insurance\/personal-accident-plans","title":{"rendered":"4 Brands Offering The Best Personal Accident Insurance For Drivers &#038; Passengers"},"content":{"rendered":"\n<p>Personal accident is a crucial coverage that every car owner should have in their policy. We have previously explained the importance of having <a href=\"https:\/\/bjak.my\/blog\/personal-accident-coverage\/\">personal accident coverage<\/a> which is often overlooked by many drivers. <\/p>\n\n\n\n<p>Since PA coverage protects you and your passengers from accidents, the plan is worth signing up for either on its own or as an add-on to your existing <a href=\"https:\/\/bjak.my\/blog\/types-of-car-insurance-policies\/\">car policy<\/a>. But with so many brands out there, choosing the best plans can be difficult. So, here we&#8217;ve picked the 4 insurers offering some of the best PA plans for private vehicles in Malaysia.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d4a67148063\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d4a67148063\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/personal-accident-plans\/#1_Zurich\" title=\"1. Zurich\">1. Zurich<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/personal-accident-plans\/#Z-Drive_Assist\" title=\"Z-Drive Assist\">Z-Drive Assist<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/personal-accident-plans\/#Annual_premium\" title=\"Annual premium\">Annual premium<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/personal-accident-plans\/#2_Tokio_Marine\" title=\"2. Tokio Marine\">2. Tokio Marine<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/personal-accident-plans\/#DriveSafe_PA_Partner\" title=\"DriveSafe PA Partner\">DriveSafe PA Partner<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/personal-accident-plans\/#Annual_premium-2\" title=\"Annual premium\">Annual premium<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/personal-accident-plans\/#3_Etiqa\" title=\"3. Etiqa\">3. Etiqa<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/personal-accident-plans\/#Oto_360\" title=\"Oto 360\">Oto 360<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/personal-accident-plans\/#Annual_premium-3\" title=\"Annual premium\">Annual premium<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/personal-accident-plans\/#4_MSIG\" title=\"4. MSIG\">4. MSIG<\/a><ul class='ez-toc-list-level-3'><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/personal-accident-plans\/#Driver%E2%80%99s_Personal_Accident\" title=\"Driver&#8217;s Personal Accident\">Driver&#8217;s Personal Accident<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/personal-accident-plans\/#Annual_premium-4\" title=\"Annual premium\">Annual premium<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"1_Zurich\"><\/span>1. <strong>Zurich<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Z-Drive_Assist\"><\/span>Z-Drive Assist<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Zurich\u2019s <strong>Z-Drive Assist<\/strong> motor personal accident plan covers drivers and passengers of private vehicle owners for injuries, disabilities and accidental death.<\/p>\n\n\n\n<p> Z-Drive Assist comes in two different plans, namely the <strong>Basic Plan<\/strong> and the <strong>Superior Plan<\/strong>. The differences between them are the premium amount, coverage options, and compensation offered.<\/p>\n\n\n\n<ul><li>The Basic Plan covers:<\/li><\/ul>\n\n\n\n<ol><li>Accidental Death \u2013 RM50,000 per person<\/li><li>Accidental Permanent Disablement \u2013 RM50,000 per person<\/li><li>Accidental Medical Expenses \u2013 RM3,000 per person<\/li><li>Daily Hospital Income \u2013 RM50 per day for 30 days (max)<\/li><li>Towing &amp; Roadside Assistance Benefit<\/li><\/ol>\n\n\n\n<ul><li>Meanwhile, the Superior Plan covers:<\/li><\/ul>\n\n\n\n<ol><li>Accidental Death \u2013 RM75,000 per person<\/li><li>Accidental Permanent Disablement \u2013 RM75,000 per person<\/li><li>Accidental Medical Expenses \u2013 RM5,000 per person<\/li><li>Daily Hospital Income \u2013 RM50 per day for 30 days (max)<\/li><li>Towing &amp; Roadside Assistance Benefit<\/li><li>Courtesy Car<\/li><\/ol>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Annual_premium\"><\/span>Annual premium<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Here&#8217;s how much annual premium you have to pay for Zurich\u2019s Z-Drive Assist motor PA plan.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Coverage<\/strong><\/td><td><strong>Basic Plan (RM)<\/strong><\/td><td><strong>Superior Plan (RM)<\/strong><\/td><\/tr><tr><td>Base Premium (5 seating capacity)<\/td><td>83<\/td><td>104<\/td><\/tr><tr><td>Additional Seating Capacity<\/td><td>12<\/td><td>18<\/td><\/tr><tr><td>Additional Vehicle<\/td><td>N\/A<\/td><td>64<\/td><\/tr><tr><td>Courtesy Car (5 days) (Optional)<\/td><td>N\/A<\/td><td>18<\/td><\/tr><tr><td>Courtesy Car (10 days) (Optional)<\/td><td>N\/A<\/td><td>75<\/td><\/tr><\/tbody><\/table><figcaption>Premium payment is subject to 6% service tax and a stamp duty fee of RM10<\/figcaption><\/figure>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"2_Tokio_Marine\"><\/span>2. <strong>Tokio Marine<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"DriveSafe_PA_Partner\"><\/span>DriveSafe PA Partner<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>DriveSafe PA Partner is a comprehensive plan by Tokio Marine that protects drivers and passengers against car accidents. Through this policy, insured persons are safeguarded against loss of life\/permanent disablement while entering, riding or alighting the insured vehicle for a period of 12 months within Malaysia, Singapore or Brunei.<\/p>\n\n\n\n<p>This comprehensive yet affordable plan offers the following key coverage for insured persons.<\/p>\n\n\n\n<ul><li><strong>Accidental Death<\/strong>&nbsp;\u2013 Sum Insured of RM25,000 per person<\/li><li><strong>Permanent Disablement<\/strong>&nbsp;\u2013 Sum Insured of up to RM25,000 per person.<\/li><li><strong>Permanent Partial Disablement<\/strong> \u2013 Sum Insured of up to RM25,000 per person<\/li><li><strong>Medical Expenses<\/strong>&nbsp;\u2013 RM 3,000 to the Insured Person(s) for reasonable medical, hospital or nursing home expenses incurred in connection with any bodily injury by violent, accidental external and visible means sustained by the Insured Person(s).<\/li><li><strong>Dental Correction and Corrective Cosmetic Surgery Benefit<\/strong>&nbsp;\u2013 Reimbursement of up to RM 3,000<\/li><li><strong>Daily Hospital Income<\/strong>&nbsp;\u2013 RM100 per day to insured persons hospitalised due to accidents involving the insured vehicle. Up to RM15,000 total limit per policy period<\/li><li><strong>Bereavement Allowance<\/strong>&nbsp;\u2013 RM 6,000 is payable upon a valid claim of Accidental Death<\/li><li><strong>Ambulance Fees<\/strong>&nbsp;\u2013 Reimbursement of up to RM 500 for necessary ambulance services rendered in Malaysia (including attendants) to and from the hospital.<\/li><\/ul>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Annual_premium-2\"><\/span>Annual premium<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>The annual premium you have to pay for Tokio Marine&#8217;s DriveSafe PA Partner is as follows:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Premium (RM)<\/strong><\/td><td><strong>Premium (RM)<\/strong><\/td><td><strong>Premium (RM)<\/strong><\/td><td><strong>Premium (RM)<\/strong><\/td><td><strong><strong>Premium (RM)<\/strong><\/strong><\/td><\/tr><tr><td>1 Unit<\/td><td>2 Units<\/td><td>3 Units<\/td><td>4 Units<\/td><td>5 Units<\/td><\/tr><tr><td>60<\/td><td>120<\/td><td>180<\/td><td>240<\/td><td>300<\/td><\/tr><\/tbody><\/table><figcaption>Premium payment is subject to 6% service tax and a stamp duty fee of RM10<\/figcaption><\/figure>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"3_Etiqa\"><\/span>3. <strong>Etiqa<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Oto_360\"><\/span>Oto 360<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Oto 360 is a personal accident plan that benefits policyholders, drivers and passengers from accidental bodily injuries resulting in death or disablement while driving, boarding or alighting from the named vehicle. The plan is available in three types namely, Silver, Gold and Platinum with varying amounts of compensation.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Personal Accident Benefits (per person)<\/strong><\/td><td><strong>Sum Insured (RM)<\/strong><\/td><td><strong>Sum Insured (RM)<\/strong><\/td><td><strong>Sum Insured (RM)<\/strong><\/td><\/tr><tr><td><\/td><td><strong>Silver<\/strong><\/td><td><strong>Gold<\/strong><\/td><td><strong>Platinum<\/strong><\/td><\/tr><tr><td>Accidental death<\/td><td>10,000<\/td><td>25,000<\/td><td>50,000<\/td><\/tr><tr><td>Permanent disability<\/td><td>10,000<\/td><td>25,000<\/td><td>50,000<\/td><\/tr><tr><td>Double indemnity<\/td><td>20,000<\/td><td>50,000<\/td><td>100,000<\/td><\/tr><tr><td>Compassionate cash<\/td><td>1,000<\/td><td>1,000<\/td><td>1,000<\/td><\/tr><tr><td>Medical expenses<\/td><td>500<\/td><td>500<\/td><td>1,000<\/td><\/tr><tr><td>Facial reconstructive surgery and\/or dental treatment<\/td><td>1,000<\/td><td>1,000<\/td><td>1,000<\/td><\/tr><tr><td>Hospital income (per day)<\/td><td>50<\/td><td>50<\/td><td>100<\/td><\/tr><\/tbody><\/table><figcaption>Oto 360 plans by Etiqa<\/figcaption><\/figure>\n\n\n\n<p>Apart from these benefits, Etiqa also provides an inconvenience allowance of RM500 for vehicle loss or damage, flood, smash and grab, and total loss or theft for all three plans.  <\/p>\n\n\n\n<p>The plan also comes with complimentary Etiqa Auto Assist Program Benefits which include the following services:<\/p>\n\n\n\n<ul start=\"12\"><li>24-hour breakdown assistance (repair on site)<\/li><li>24-hour towing assistance<\/li><li>Arrangement for taxi assistance<\/li><li>Car rental and hotel accommodation arrangement<\/li><li>Emergency medical evacuation<\/li><li>Friend and family assistance<\/li><li>Emergency message transmission<\/li><\/ul>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Annual_premium-3\"><\/span>Annual premium<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Here&#8217;s how much you have to pay for Etiqa&#8217;s Oto 360 PA coverage (excluding service tax and stamp duty charges).<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Premium (RM)<\/strong><\/td><td><strong>Premium (RM)<\/strong><\/td><td><strong>Premium (RM)<\/strong><\/td><\/tr><tr><td><strong>Silver<\/strong><\/td><td><strong>Gold<\/strong><\/td><td><strong>Platinum<\/strong><\/td><\/tr><tr><td>121<\/td><td>158<\/td><td>201<\/td><\/tr><\/tbody><\/table><figcaption>Premium payment is subject to 6% service tax and a stamp duty fee of RM10<\/figcaption><\/figure>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"4_MSIG\"><\/span>4. <strong>MSIG<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Driver%E2%80%99s_Personal_Accident\"><\/span>Driver&#8217;s Personal Accident<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>MSIG Comprehensive Private Car Policy customers can simply maximise their protection with its Driver&#8217;s Personal Accident plan that covers named drivers and passengers. This add-on offers a wide range of coverage for the driver and passengers travelling in the insured vehicle.<\/p>\n\n\n\n<p>The plan comes in three types with varying amounts of compensation. The list of covered incidents for all three plans is listed below.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Benefits<\/strong><\/td><td><strong>Plan P1 (RM)<\/strong><\/td><td><strong>Plan P2 (RM)<\/strong><\/td><td><strong>Plan P3 (RM)<\/strong><\/td><\/tr><tr><td>Accidental death &amp; permanent total disablement<\/td><td>30,000<\/td><td>75,000<\/td><td>90,000<\/td><\/tr><tr><td>Medical expenses<\/td><td>2,000<\/td><td>5,000<\/td><td>6,000<\/td><\/tr><tr><td>Funeral and cremation expenses<\/td><td>3,000<\/td><td>6,000<\/td><td>7,000<\/td><\/tr><tr><td>Bereavement allowance<\/td><td>1,000<\/td><td>2,500<\/td><td>5,000<\/td><\/tr><tr><td>Ambulance fees<\/td><td>500<\/td><td>500<\/td><td>500<\/td><\/tr><tr><td>Hospital Income (per day, up to max. 60 days)<\/td><td>75<\/td><td>150<\/td><td>200<\/td><\/tr><tr><td>Accidental facial\/dental cosmetic surgery<\/td><td>1,000<\/td><td>2,000<\/td><td>4,000<\/td><\/tr><tr><td>Double indemnity*<\/td><td>60,000<\/td><td>150,000<\/td><td>180,000<\/td><\/tr><\/tbody><\/table><figcaption>Personal Accident Plans by MSIG<\/figcaption><\/figure>\n\n\n\n<p><em><span style=\"background-color: var(--nv-site-bg); color: var(--nv-text-color); font-family: var(--bodyfontfamily); font-size: var(--bodyfontsize); font-weight: var(--bodyfontweight); letter-spacing: var(--bodyletterspacing); text-transform: var(--bodytexttransform);\">*Note: Double indemnity is applicable to accidental death or total paralysis of all limbs<\/span> <span style=\"background-color: var(--nv-site-bg); color: var(--nv-text-color); font-family: var(--bodyfontfamily); font-size: var(--bodyfontsize); font-weight: var(--bodyfontweight); letter-spacing: var(--bodyletterspacing); text-transform: var(--bodytexttransform);\">during nationwide Malaysian public holidays only.<\/span><\/em><\/p>\n\n\n\n<h3><span class=\"ez-toc-section\" id=\"Annual_premium-4\"><\/span>Annual premium<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>Unlike other brands, MSIG charges premiums for its Driver&#8217;s Personal Accident plan based on the seating capacity of vehicles. Here&#8217;s the list of premiums charged for all three plans.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td><strong> Premium (RM)<\/strong><\/td><td><strong>Premium (RM)<\/strong><\/td><td><strong>Premium (RM)<\/strong><\/td><\/tr><tr><td><strong>Seating Capacity (incl. Driver)<\/strong><\/td><td><strong>Plan P1<\/strong><\/td><td><strong>Plan P2<\/strong><\/td><td><strong>Plan P3<\/strong><\/td><\/tr><tr><td>4<\/td><td>60<\/td><td>140<\/td><td>180<\/td><\/tr><tr><td>5<\/td><td>70<\/td><td>155<\/td><td>200<\/td><\/tr><tr><td>6<\/td><td>80<\/td><td>170<\/td><td>220<\/td><\/tr><tr><td>Each additional seat<\/td><td>10<\/td><td>20<\/td><td>25<\/td><\/tr><\/tbody><\/table><figcaption>Premium payment is subject to 6% service tax and a stamp duty fee of RM10<\/figcaption><\/figure>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<p><em>Bjak is one of Malaysia&#8217;s biggest insurance comparison websites, offering policies from over 10 brands. Visit Bjak today to get your free insurance quote!<\/em><\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-black-color has-luminous-vivid-amber-background-color has-text-color has-background\" href=\"https:\/\/bjak.my\/en?utm_source=blogen&amp;utm_campaign=personal-accident-plans\"><strong data-l-s=\"50547\">Get Free Quote<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<p><em>Read more:<\/em><\/p>\n\n\n\n<ul><li><strong style=\"background-color: var(--nv-site-bg); color: var(--nv-text-color); font-family: var(--bodyfontfamily); font-size: var(--bodyfontsize); letter-spacing: var(--bodyletterspacing); text-transform: var(--bodytexttransform);\"><em><a href=\"https:\/\/bjak.my\/blog\/third-party-fire-theft-insurance\/\">Third-Party, Fire &amp; Theft (TPFT) Insurance Policy Explained<\/a><\/em><\/strong><\/li><li><strong><em><a href=\"https:\/\/bjak.my\/blog\/luxury-car-insurance\/\">Things To Know About Insuring Luxury Cars In Malaysia?<\/a><\/em><\/strong><\/li><li><strong><em><a href=\"https:\/\/bjak.my\/blog\/bjak-vip-plan\/\">Bjak VIP: Premium Coverage Plan With Exciting Benefits<\/a><\/em><\/strong><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Not sure which personal accident plan to choose as a driver? Here&#8217;s are 4 insurers offering some of the best PA coverage in Malaysia.<\/p>\n","protected":false},"author":19,"featured_media":43951,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[431],"tags":[429,59,1664],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>4 Brands Offering The Best Personal Accident Insurance For Drivers<\/title>\n<meta name=\"description\" content=\"Not sure which personal accident plan to choose as a driver? Here&#039;s are 4 insurers offering some of the best PA coverage in Malaysia.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/personal-accident-plans\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"4 Brands Offering The Best Personal Accident Insurance For Drivers\" \/>\n<meta property=\"og:description\" content=\"Not sure which personal accident plan to choose as a driver? 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