{"id":44413,"date":"2023-12-27T15:08:34","date_gmt":"2023-12-27T07:08:34","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=44413"},"modified":"2025-09-12T17:11:59","modified_gmt":"2025-09-12T09:11:59","slug":"pacific-orient-car-insurance","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/car-insurance\/pacific-orient-car-insurance","title":{"rendered":"Pacific &#038; Orient Comprehensive Private Car Insurance"},"content":{"rendered":"\n<p>Pacific &amp; Orient (P&amp;O) is a leading insurance provider offering coverage for various sectors. Known for its innovative solutions and customer-centric approach, P&amp;O also specialises in <a href=\"https:\/\/bjak.my\/en\">motor insurance<\/a> that meets the needs of Malaysian vehicle owners. <\/p>\n\n\n\n<p>Its comprehensive car policy, in particular, is designed to offer extensive coverage and protection for vehicles against a wide range of risks. If you&#8217;re wondering whether it&#8217;s worth considering making the switch to P&amp;O, here&#8217;s a quick guide featuring its coverage options to enable you to make informed decisions.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d7904ca45fc\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d7904ca45fc\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/pacific-orient-car-insurance\/#Key_benefits\" title=\"Key benefits\">Key benefits<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/pacific-orient-car-insurance\/#Available_add-ons\" title=\"Available add-ons\">Available add-ons<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/pacific-orient-car-insurance\/#Why_get_Pacific_Orient_car_insurance\" title=\"Why get Pacific &amp; Orient car insurance?\">Why get Pacific &amp; Orient car insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/pacific-orient-car-insurance\/#Where_to_buy\" title=\"Where to buy?\">Where to buy?<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Key_benefits\"><\/span>Key benefits<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>This plan covers private car owners from fire, theft, loss, and damages to their car in an accident with another party. It also safeguards them from third-party bodily injuries, death, or property damages caused by their negligence. Below is a quick summary of the key benefits of Pacific &amp; Orient&#8217;s <a href=\"https:\/\/bjak.my\/blog\/comprehensive-car-insurance\/\">comprehensive car insurance<\/a> plan.<\/p>\n\n\n\n<ul><li><span style=\"background-color: var(--nv-site-bg); color: var(--nv-text-color); font-family: var(--bodyfontfamily); font-size: var(--bodyfontsize); font-weight: var(--bodyfontweight); letter-spacing: var(--bodyletterspacing); text-transform: var(--bodytexttransform);\">Unlimited amount for the bodily injuries or death of a third party<\/span><\/li><li>Up to RM3 million coverage for third-party property loss or damage<\/li><li>Up to RM2,000 for the policyholder&#8217;s legal defence\/costs<\/li><li>Coverage for loss or damage to own car from collision, overturning and fallen objects<\/li><li>24\/7 emergency roadside assistance with free towing up to RM350<\/li><\/ul>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Available_add-ons\"><\/span>Available add-ons<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Pacific &amp; Orient offers a ton of add-on coverage that protects vehicle owners on all fronts. Below is the list of all the available add-ons that can be purchased for an additional premium.<\/p>\n\n\n\n<ul><li><strong>Legal Liability to Passengers<\/strong> &#8211; Covers legal liability to passengers in an accident due to negligent driving.<\/li><li><strong>Convulsions of nature<\/strong> &#8211; Covers damages resulting from floods, typhoons, storms, earthquakes, landslips, etc.<\/li><li><strong>Strikes, Riot and Civil Commotion (S.R.C.C)<\/strong> &#8211; Covers repair costs for damages caused by strikes, riots, and civil commotion.<\/li><li><strong>Windscreen\/ Windows\/ Sunroof\/ Tinted Film<\/strong> &#8211; Covers replacement or repair costs of windscreen\/windows\/sunroof\/tinted film. <\/li><li><strong>Radio &amp; Cassette<\/strong> &#8211; Covers the replacement of the radio and cassette in your vehicle.<\/li><li><strong>Trailer Attached to Private Car<\/strong> &#8211; Covers the repair costs for trailer damage.<\/li><li><strong>Legal Liability of Passengers<\/strong> &#8211; Coverage against third-party claims from damages caused by passengers.<\/li><li><strong>NCD Relief<\/strong> &#8211; Compensates for the loss of current year NCD (No Claim Discount).<\/li><li><strong>All Drivers<\/strong> &#8211; Extends Private Car policy to cover all drivers.<\/li><li><strong>Named Drivers<\/strong> &#8211; Extends coverage to the named drivers of the vehicle.<\/li><\/ul>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Why_get_Pacific_Orient_car_insurance\"><\/span>Why get Pacific &amp; Orient car insurance?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>Reputable Insurer<\/strong><br>Pacific &amp; Orient has been offering insurance solutions for nearly 30 years in Malaysia. Over the years, the brand has been well-received and trusted by tens of thousands of car users.<\/p>\n\n\n\n<p><strong>10% Cheaper Premiums<\/strong><br>Get a 10% discount when you renew your insurance online. Pacific &amp; Orient lets vehicle owners purchase policies via its website or mobile application, upon which they can enjoy an instant discount.<\/p>\n\n\n\n<p><strong>Total Assist Services<\/strong><br>Enjoy 24\/7 assistance directly to your location whether you need a tow truck or battery replacement. Policyholders are eligible for the complimentary P&amp;O Auto Assistance Service, providing a slew of benefits such as:<\/p>\n\n\n\n<ul><li>Free towing charges up to RM350 in case of accident and breakdown<\/li><li>Free emergency roadside assistance<\/li><li>Free emergency petrol delivery<\/li><li>Emergency Evacuation Assistance<\/li><\/ul>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Where_to_buy\"><\/span>Where to buy?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Purchase your Pacific &amp; Orient <a href=\"https:\/\/bjak.my\/en\">car insurance<\/a> policy easily on Bjak, Malaysia No. Insurance Comparison Site. Although you can purchase this policy directly from the insurer, getting it on Bjak lets you enjoy huge savings and other benefits. For example, you can add on our VIP package that enables you to enjoy services, such as free unlimited towing, car inspection, emergency tyre replacement and more on top of the free P&amp;O Auto Assistance Service. <\/p>\n\n\n\n<p>This means you can double the coverage for your vehicle during emergencies and be completely rest assured. Besides, insurance renewal on Bjak can be done in instalments. Our Renew Now, Pay Later option lets you enjoy hassle-free renewals in case you&#8217;re running short on cash. <\/p>\n\n\n\n<p>So, in times of difficulty, you can conveniently use our instalment methods to settle your vehicle insurance renewal. To learn more about our services and to purchase Pacific &amp; Orient insurance, simply click on the button below to get started.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<p><em>Bjak is one of Malaysia&#8217;s biggest insurance comparison websites, offering policies from over 10 brands. Visit Bjak today to get your free insurance quote!<\/em><\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-black-color has-luminous-vivid-amber-background-color has-text-color has-background\" href=\"https:\/\/bjak.my\/en?utm_source=blogen&amp;utm_campaign=pacific-orient-car-insurance\" target=\"_blank\" rel=\"noreferrer noopener\"><strong data-l-s=\"50547\">Get Free Quote<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<p><em>Read more:<\/em><\/p>\n\n\n\n<ul><li><strong><em><a href=\"https:\/\/bjak.my\/blog\/berjaya-sompo-car-insurance\/\">Berjaya Sompo Car Insurance For Private Cars<\/a><\/em><\/strong><\/li><li><strong><em><a href=\"https:\/\/bjak.my\/blog\/personal-accident-plans\/\">4 Brands Offering The Best Personal Accident Insurance<\/a><\/em><\/strong><\/li><li><strong><em><a href=\"https:\/\/bjak.my\/blog\/chubb-car-insurance\/\">Chubb Comprehensive &amp; Third-Party Coverage<\/a><\/em><\/strong><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>A guide to the comprehensive private car insurance policy by Pacific &#038; Orient. Get to know key benefits and add-on coverage of the plan.<\/p>\n","protected":false},"author":19,"featured_media":44613,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[431],"tags":[429,59],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Pacific &amp; Orient Car Insurance: Comprehensive Plan For Private Cars<\/title>\n<meta name=\"description\" content=\"A guide to the comprehensive private car insurance policy by Pacific &amp; Orient. 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