{"id":44532,"date":"2023-12-29T11:09:00","date_gmt":"2023-12-29T03:09:00","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=44532"},"modified":"2023-12-22T23:15:25","modified_gmt":"2023-12-22T15:15:25","slug":"%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9%e6%80%8e%e4%b9%88%e4%b9%b0%ef%bc%9f%e6%80%8e%e4%b9%88%e6%af%94%e8%be%83%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9%e6%80%8e%e4%b9%88%e4%b9%b0%ef%bc%9f%e6%80%8e%e4%b9%88%e6%af%94%e8%be%83%ef%bc%9f","title":{"rendered":"\u6c7d\u8f66\u4fdd\u9669\u600e\u4e48\u4e70\uff1f\u600e\u4e48\u6bd4\u8f83\uff1f"},"content":{"rendered":"\n<p>\u6839\u636e\u300a1987\u5e74\u9646\u8def\u4ea4\u901a\u6cd5\u4ee4\u300b\uff0c\u9a6c\u6765\u897f\u4e9a\u9646\u8def\u4ea4\u901a\u5c40\uff08JPJ\uff09\u89c4\u5b9a\u6bcf\u8f86\u6c7d\u8f66\u53ca\u6469\u6258\u5fc5\u987b\u62e5\u6709\u6709\u6548\u7684\u8f66\u9669\u548c\u8def\u7a0e\u624d\u80fd\u5728\u8def\u4e0a\u884c\u9a76\u3002\u9762\u5bf9\u4f17\u591a\u4fdd\u9669\u516c\u53f8\u63d0\u4f9b\u7684\u5404\u79cd\u4fdd\u9669\u65b9\u6848\u548c\u9009\u9879\uff0c\u8981\u6311\u9009\u51fa\u5408\u9002\u7684\u6c7d\u8f66\u4fdd\u9669\u53ef\u80fd\u662f\u4e00\u9879\u76f8\u5f53\u7e41\u7410\u7684\u4efb\u52a1\u3002<\/p>\n\n\n\n<p>\u5fc5\u4f73\u7279\u4e3a\u60a8\u51c6\u5907\u4e86\u8fd9\u4efd\u6307\u5357\uff0c\u4ee5\u5e2e\u52a9\u60a8\u6bd4\u8f83\u6c7d\u8f66\u4fdd\u9669\u7684\u62a5\u4ef7\uff0c\u5e76\u9009\u62e9\u6700\u7b26\u5408\u60a8\u9700\u6c42\u548c\u9884\u7b97\u7684\u4fdd\u5355\u3002<\/p>\n\n\n\n<div 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ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9%e6%80%8e%e4%b9%88%e4%b9%b0%ef%bc%9f%e6%80%8e%e4%b9%88%e6%af%94%e8%be%83%ef%bc%9f\/#%E6%AD%A5%E9%AA%A4_3%EF%BC%9A%E5%88%A9%E7%94%A8%E5%9C%A8%E7%BA%BF%E6%AF%94%E8%BE%83%E5%B9%B3%E5%8F%B0\" title=\"\u6b65\u9aa4 3\uff1a\u5229\u7528\u5728\u7ebf\u6bd4\u8f83\u5e73\u53f0\">\u6b65\u9aa4 3\uff1a\u5229\u7528\u5728\u7ebf\u6bd4\u8f83\u5e73\u53f0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9%e6%80%8e%e4%b9%88%e4%b9%b0%ef%bc%9f%e6%80%8e%e4%b9%88%e6%af%94%e8%be%83%ef%bc%9f\/#%E6%AD%A5%E9%AA%A4_4%EF%BC%9A%E5%88%86%E6%9E%90%E5%92%8C%E6%AF%94%E8%BE%83%E4%BB%B7%E6%A0%BC\" title=\"\u6b65\u9aa4 4\uff1a\u5206\u6790\u548c\u6bd4\u8f83\u4ef7\u683c\">\u6b65\u9aa4 4\uff1a\u5206\u6790\u548c\u6bd4\u8f83\u4ef7\u683c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9%e6%80%8e%e4%b9%88%e4%b9%b0%ef%bc%9f%e6%80%8e%e4%b9%88%e6%af%94%e8%be%83%ef%bc%9f\/#%E6%AD%A5%E9%AA%A4_5%EF%BC%9A%E8%80%83%E8%99%91%E5%85%B6%E5%AE%83%E5%9B%A0%E7%B4%A0\" title=\"\u6b65\u9aa4 5\uff1a\u8003\u8651\u5176\u5b83\u56e0\u7d20\">\u6b65\u9aa4 5\uff1a\u8003\u8651\u5176\u5b83\u56e0\u7d20<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9%e6%80%8e%e4%b9%88%e4%b9%b0%ef%bc%9f%e6%80%8e%e4%b9%88%e6%af%94%e8%be%83%ef%bc%9f\/#%E6%AD%A5%E9%AA%A4_6%EF%BC%9A%E5%81%9A%E5%87%BA%E6%98%8E%E6%99%BA%E7%9A%84%E5%86%B3%E5%AE%9A\" title=\"\u6b65\u9aa4 6\uff1a\u505a\u51fa\u660e\u667a\u7684\u51b3\u5b9a\">\u6b65\u9aa4 6\uff1a\u505a\u51fa\u660e\u667a\u7684\u51b3\u5b9a<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bjak.my\/blog\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9\/%e6%b1%bd%e8%bd%a6%e4%bf%9d%e9%99%a9%e6%80%8e%e4%b9%88%e4%b9%b0%ef%bc%9f%e6%80%8e%e4%b9%88%e6%af%94%e8%be%83%ef%bc%9f\/#%E5%85%B6%E5%AE%83%E6%8F%90%E7%A4%BA\" title=\"\u5176\u5b83\u63d0\u793a\">\u5176\u5b83\u63d0\u793a<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"has-nv-c-2-color has-text-color\"><span class=\"ez-toc-section\" id=\"%E6%AD%A5%E9%AA%A4_1%EF%BC%9A%E6%94%B6%E9%9B%86%E8%BD%A6%E8%BE%86%E4%BF%A1%E6%81%AF\"><\/span><strong>\u6b65\u9aa4 1\uff1a\u6536\u96c6\u8f66\u8f86\u4fe1\u606f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5728\u5f00\u59cb\u6bd4\u8f83\u62a5\u4ef7\u524d\uff0c\u5fc5\u987b\u5148\u6536\u96c6\u8f66\u8f86\u7684\u6240\u6709\u5fc5\u8981\u4fe1\u606f\uff0c\u5305\u62ec\uff1a<\/p>\n\n\n\n<p>&#8211; \u8f66\u724c<\/p>\n\n\n\n<p>&#8211; \u6c7d\u8f66\u54c1\u724c\u548c\u578b\u53f7<\/p>\n\n\n\n<p>&#8211; \u751f\u4ea7\u5e74\u4efd<\/p>\n\n\n\n<p>&#8211; \u5f15\u64ce\u6392\u91cf\uff08CC\uff09<\/p>\n\n\n\n<p>&#8211; \u6c7d\u8f66\u5f53\u524d\u7684\u5e02\u573a\u4ef7\u503c<\/p>\n\n\n\n<p>&#8211; \u8f66\u8f86\u7684\u4efb\u4f55\u6539\u88c5\u6216\u5347\u7ea7&nbsp;<\/p>\n\n\n\n<h2 class=\"has-nv-c-2-color has-text-color\"><span class=\"ez-toc-section\" id=\"%E6%AD%A5%E9%AA%A4_2%EF%BC%9A%E6%98%8E%E7%A1%AE%E6%82%A8%E7%9A%84%E4%BF%9D%E9%99%A9%E9%9C%80%E6%B1%82\"><\/span><strong>\u6b65\u9aa4 2\uff1a\u660e\u786e\u60a8\u7684\u4fdd\u9669\u9700\u6c42<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u6c7d\u8f66\u4fdd\u9669\u63d0\u4f9b\u591a\u4e2a\u4e0d\u540c\u7ea7\u522b\u7684\u4fdd\u969c\uff0c\u4ece\u57fa\u672c\u7684\u7b2c\u4e09\u65b9\u4fdd\u9669\u5230\u62e5\u6709\u5168\u65b9\u9762\u4fdd\u969c\u7684\u7efc\u5408\u578b\u4fdd\u9669\u3002\u56e0\u6b64\uff0c\u6709\u5fc5\u8981\u8bc4\u4f30\u60a8\u7684\u98ce\u9669\u72b6\u51b5\uff0c\u786e\u5b9a\u6700\u9002\u5408\u60a8\u4e2a\u4eba\u9700\u6c42\u7684\u4fdd\u9669\u7ea7\u522b\u3002\u5728\u6b64\u8fc7\u7a0b\u4e2d\uff0c\u8fd8\u8981\u8003\u8651\u60a8\u7684\u9884\u7b97\uff0c\u56e0\u4e3a\u7efc\u5408\u578b\u4fdd\u9669\u5f80\u5f80\u6bd4\u57fa\u672c\u7684\u7b2c\u4e09\u65b9\u4fdd\u9669\u66f4\u8d35\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"35269\" data-permalink=\"https:\/\/bjak.my\/blog\/insurans-kereta\/selamatkah-beli-insurans-kereta-secara-online\/attachment\/221019_buying-insurance-online-01-03\" 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data-large-file=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/10\/221019_Buying-insurance-online-01-03.jpg?fit=1024%2C1024&amp;ssl=1\" loading=\"lazy\" width=\"1024\" height=\"1024\" src=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/10\/221019_Buying-insurance-online-01-03.jpg?resize=1024%2C1024&#038;ssl=1\" alt=\"\" class=\"wp-image-35269\" srcset=\"https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/10\/221019_Buying-insurance-online-01-03.jpg?resize=1024%2C1024&amp;ssl=1 1024w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/10\/221019_Buying-insurance-online-01-03.jpg?resize=300%2C300&amp;ssl=1 300w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/10\/221019_Buying-insurance-online-01-03.jpg?resize=150%2C150&amp;ssl=1 150w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/10\/221019_Buying-insurance-online-01-03.jpg?resize=768%2C768&amp;ssl=1 768w, https:\/\/i0.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2022\/10\/221019_Buying-insurance-online-01-03.jpg?w=1080&amp;ssl=1 1080w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<h2 class=\"has-nv-c-2-color has-text-color\"><span class=\"ez-toc-section\" id=\"%E6%AD%A5%E9%AA%A4_3%EF%BC%9A%E5%88%A9%E7%94%A8%E5%9C%A8%E7%BA%BF%E6%AF%94%E8%BE%83%E5%B9%B3%E5%8F%B0\"><\/span><strong>\u6b65\u9aa4 3\uff1a\u5229\u7528\u5728\u7ebf\u6bd4\u8f83\u5e73\u53f0<\/strong><span 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4\uff1a\u5206\u6790\u548c\u6bd4\u8f83\u4ef7\u683c<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5728\u6536\u5230\u591a\u5bb6\u4fdd\u9669\u516c\u53f8\u7684\u62a5\u4ef7\u540e\uff0c\u8bf7\u4ed4\u7ec6\u5206\u6790\u6bcf\u4efd\u4fdd\u5355\u7684\u7ec6\u8282\uff0c\u7279\u522b\u6ce8\u610f\u4ee5\u4e0b\u51e0\u70b9\uff1a<\/p>\n\n\n\n<p>a. \u4fdd\u9669\u91d1\u989d\uff1a\u6bd4\u8f83\u6bcf\u4efd\u4fdd\u5355\u7684\u603b\u4fdd\u8d39<\/p>\n\n\n\n<p>b. \u627f\u4fdd\u8303\u56f4\uff1a\u67e5\u770b\u6bcf\u4efd\u4fdd\u5355\u7684\u627f\u4fdd\u8303\u56f4\u548c\u4e0d\u627f\u4fdd\u8303\u56f4\uff0c\u786e\u4fdd\u7b26\u5408\u60a8\u7684\u8981\u6c42<\/p>\n\n\n\n<p>c. \u81ea\u4ed8\u989d\uff08Excess\uff09\uff1a\u81ea\u4ed8\u989d\u662f\u63d0\u51fa\u7d22\u8d54\u65f6\u9700\u8981\u9884\u5148\u652f\u4ed8\u7684\u6b3e\u9879\uff0c\u6bd4\u8f83\u4e0d\u540c\u4fdd\u5355\u6240\u9700\u7684\u81ea\u4ed8\u989d\u3002<\/p>\n\n\n\n<p>d. \u9644\u52a0\u798f\u5229\uff1a\u6709\u4e9b\u4fdd\u5355\u53ef\u80fd\u4f1a\u63d0\u4f9b\u989d\u5916\u7684\u798f\u5229\uff0c\u5982\u7d27\u6025\u9053\u8def\u652f\u63f4\u6216\u4e2a\u4eba\u610f\u5916\u4fdd\u9669\u3002\u53ef\u4ee5\u8bc4\u4f30\u8fd9\u4e9b\u798f\u5229\uff0c\u786e\u5b9a\u5b83\u5bf9\u60a8\u7684\u5b9e\u9645\u4ef7\u503c\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img data-attachment-id=\"40670\" data-permalink=\"https:\/\/bjak.my\/blog\/car-insurance\/msig-car-insurance-2\/attachment\/ladies-car-insurance\" data-orig-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/07\/Ladies-car-insurance.jpg?fit=1600%2C1100&amp;ssl=1\" data-orig-size=\"1600,1100\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Ladies-car-insurance\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/07\/Ladies-car-insurance.jpg?fit=300%2C206&amp;ssl=1\" data-large-file=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/07\/Ladies-car-insurance.jpg?fit=1080%2C743&amp;ssl=1\" loading=\"lazy\" width=\"1080\" height=\"743\" src=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/07\/Ladies-car-insurance.jpg?resize=1080%2C743&#038;ssl=1\" alt=\"\" class=\"wp-image-40670\" srcset=\"https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/07\/Ladies-car-insurance.jpg?resize=1080%2C743&amp;ssl=1 1080w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/07\/Ladies-car-insurance.jpg?resize=300%2C206&amp;ssl=1 300w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/07\/Ladies-car-insurance.jpg?resize=768%2C528&amp;ssl=1 768w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/07\/Ladies-car-insurance.jpg?resize=1536%2C1056&amp;ssl=1 1536w, https:\/\/i2.wp.com\/bjak.my\/blog\/wp-content\/uploads\/2023\/07\/Ladies-car-insurance.jpg?w=1600&amp;ssl=1 1600w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" data-recalc-dims=\"1\" \/><\/figure>\n\n\n\n<h2 class=\"has-nv-c-2-color has-text-color\"><span class=\"ez-toc-section\" id=\"%E6%AD%A5%E9%AA%A4_5%EF%BC%9A%E8%80%83%E8%99%91%E5%85%B6%E5%AE%83%E5%9B%A0%E7%B4%A0\"><\/span><strong>\u6b65\u9aa4 5\uff1a\u8003\u8651\u5176\u5b83\u56e0\u7d20<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u9664\u4e86\u4e0a\u8ff0\u56e0\u7d20\u5916\uff0c\u5728\u6bd4\u8f83\u62a5\u4ef7\u65f6\u8fd8\u5e94\u8003\u8651\u4ee5\u4e0b\u5176\u5b83\u65b9\u9762\uff1a<\/p>\n\n\n\n<p>a. \u4fdd\u9669\u516c\u53f8\u7684\u58f0\u8a89\uff1a\u8c03\u67e5\u60a8\u6b63\u5728\u8003\u8651\u7684\u4fdd\u9669\u516c\u53f8\u58f0\u8a89\uff0c\u67e5\u770b\u5ba2\u6237\u8bc4\u4ef7\u3001\u8d22\u52a1\u7a33\u5b9a\u6027\u548c\u7406\u8d54\u8bb0\u5f55\u3002<\/p>\n\n\n\n<p>b. \u5ba2\u670d\uff1a\u8bc4\u4f30\u6bcf\u5bb6\u4fdd\u9669\u516c\u53f8\u63d0\u4f9b\u7684\u5ba2\u6237\u670d\u52a1\uff0c\u4e86\u89e3\u4ed6\u4eec\u7684\u6c9f\u901a\u6e20\u9053\u548c\u56de\u590d\u901f\u5ea6\u3002<\/p>\n\n\n\n<p>c. \u4fdd\u9669\u7ba1\u7406\u7684\u4fbf\u6377\u6027\uff1a\u8003\u8651\u5728\u7ebf\u6216\u901a\u8fc7\u624b\u673a\u5e94\u7528\u7a0b\u5e8f\u7ba1\u7406\u4fdd\u5355\u7684\u4fbf\u6377\u6027\u3002<\/p>\n\n\n\n<h2 class=\"has-nv-c-2-color has-text-color\"><span class=\"ez-toc-section\" id=\"%E6%AD%A5%E9%AA%A4_6%EF%BC%9A%E5%81%9A%E5%87%BA%E6%98%8E%E6%99%BA%E7%9A%84%E5%86%B3%E5%AE%9A\"><\/span><strong>\u6b65\u9aa4 6\uff1a\u505a\u51fa\u660e\u667a\u7684\u51b3\u5b9a<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u4ed4\u7ec6\u5206\u6790\u62a5\u4ef7\u5e76\u8003\u8651\u6240\u6709\u76f8\u5173\u56e0\u7d20\u540e\uff0c\u4e3a\u6700\u7b26\u5408\u60a8\u9700\u6c42\u548c\u9884\u7b97\u7684\u6c7d\u8f66\u4fdd\u9669\u505a\u51fa\u660e\u667a\u7684\u51b3\u5b9a\u3002\u8bb0\u5f97\uff0c\u6700\u4fbf\u5b9c\u7684\u672a\u5fc5\u662f\u6700\u597d\u7684\u9009\u62e9\u3002\u6240\u4ee5\uff0c\u5728\u505a\u51fa\u51b3\u5b9a\u65f6\uff0c\u5e94\u4f18\u5148\u8003\u8651\u627f\u4fdd\u8303\u56f4\u3001\u516c\u53f8\u58f0\u8a89\u548c\u5ba2\u6237\u670d\u52a1\u3002<\/p>\n\n\n\n<h2 class=\"has-nv-c-2-color has-text-color\"><span class=\"ez-toc-section\" id=\"%E5%85%B6%E5%AE%83%E6%8F%90%E7%A4%BA\"><\/span><strong>\u5176\u5b83\u63d0\u793a<\/strong><span 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