{"id":44616,"date":"2023-12-27T18:46:02","date_gmt":"2023-12-27T10:46:02","guid":{"rendered":"https:\/\/bjak.my\/blog\/?p=44616"},"modified":"2025-09-12T17:09:20","modified_gmt":"2025-09-12T09:09:20","slug":"transfer-car-ncd","status":"publish","type":"post","link":"https:\/\/bjak.my\/blog\/car-insurance\/transfer-car-ncd","title":{"rendered":"How To Transfer No Claim Discount (NCD)"},"content":{"rendered":"\n<p>No Claim Discount (NCD) or No Claim Bonus (NCB) is a form of discount given to vehicle owners when they renew <a href=\"https:\/\/bjak.my\/en\">car insurance<\/a> policies. But there comes a time when your old car is no longer usable and you simply have to let it go and get a new one. When this happens, one of the crucial things you should do is transfer your NCD from the old vehicle to the new one, so you can continue enjoying the hard-earned discount with the new vehicle.<\/p>\n\n\n\n<p>But let&#8217;s be honest. Not many people who own cars know how to transfer their NCDs the right way. Hence, we&#8217;ve prepared this quick guide to help you navigate the process. Here&#8217;s how you transfer your NCD.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_50 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\">Contents =<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\" role=\"button\"><label for=\"item-69d767b23c453\" aria-hidden=\"true\"><span style=\"display: flex;align-items: center;width: 35px;height: 30px;justify-content: center;direction:ltr;\"><svg style=\"fill: #999999;color:#999999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999999;color:#999999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/label><input  type=\"checkbox\" id=\"item-69d767b23c453\"><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/transfer-car-ncd\/#Step_1_Prepare_documents\" title=\"Step 1: Prepare documents\">Step 1: Prepare documents<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/transfer-car-ncd\/#Step_2_Fill_up_the_form\" title=\"Step 2: Fill up the form\">Step 2: Fill up the form<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/transfer-car-ncd\/#Step_3_Renew_insurance\" title=\"Step 3: Renew insurance\">Step 3: Renew insurance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bjak.my\/blog\/car-insurance\/transfer-car-ncd\/#Things_to_remember\" title=\"Things to remember\">Things to remember<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Step_1_Prepare_documents\"><\/span>Step 1: Prepare documents<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Transferring your NCD to a new vehicle requires the removal of the old&#8217;s through a process called NCD withdrawal. To do this, you need your identification card and bank statement (required by some insurers). Prepare some cash in advance if you need to pay off the remaining balance of your premium insurance (if any).<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Step_2_Fill_up_the_form\"><\/span>Step 2: Fill up the form<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Next, visit your old vehicle&#8217;s insurer&#8217;s nearest branch and request for a form to transfer the NCD. Fill out the form with accurate details and attach the supporting documents mentioned above. Once your application is approved, a copy of the NCD transfer form will be given to you.<\/p>\n\n\n\n<p><em>Note: If your old vehicle&#8217;s insurance has already expired you will need the Certificate Number of your previous cover note to transfer the NCD. Keep the insurance cover note with the highest NCD rate to get you the biggest discounts.<\/em><\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Step_3_Renew_insurance\"><\/span>Step 3: Renew insurance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>Once your NCD transfer is approved, <a href=\"https:\/\/bjak.my\/en\">renew car insurance<\/a> for your new vehicle and attach all the supporting documents mentioned above including the NCD approval form. After renewing your insurance, check for the updated NCD for your new vehicle online through portals like MyCarInfo or Fincrew. Remember to cross-check information for accuracy.<\/p>\n\n\n\n<h2><span class=\"ez-toc-section\" id=\"Things_to_remember\"><\/span>Things to remember<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>As you can see, transferring NCD is not too complicated after all. However, you need to take note of these two conditions to be eligible for the transfer:<\/p>\n\n\n\n<p><strong>Condition 1: Both vehicles must be of the same type<\/strong><\/p>\n\n\n\n<p>Yes, in order to transfer your NCD, you have to make sure that both vehicles old and new are of the same type. This means you can only transfer the NCD from a private car to another private car and a motorcycle to another motorcycle. Cross-transferring NCD, for instance, from a private car to a motorcycle is not permissible as the <a href=\"https:\/\/bjak.my\/blog\/check-car-ncd\/\">NCD rates<\/a> for different vehicle types are not the same.<\/p>\n\n\n\n<p><strong>Condition 2: Both vehicles share the same owner<\/strong><\/p>\n\n\n\n<p>Before transferring NCD, you must ensure that both old and new vehicles are registered under your name and ID, as NCD transfer can only be done between vehicles of the same owner. This is simply because NCD is tied to the vehicle owner&#8217;s ID. So, to transfer your NCD to another vehicle, you must make sure that the other vehicle belongs to you. This applies to cases of acquiring a friend or family member&#8217;s vehicle where an ownership transfer is required.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<p><em>Bjak is one of Malaysia&#8217;s biggest insurance comparison websites, offering policies from over 10 brands. Visit Bjak today to get your free insurance quote!<\/em><\/p>\n\n\n\n<div class=\"wp-container-1 wp-block-buttons\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-black-color has-luminous-vivid-amber-background-color has-text-color has-background\" href=\"https:\/\/bjak.my\/en?utm_source=blogen&amp;utm_campaign=transfer-car-ncd\" target=\"_blank\" rel=\"noreferrer noopener\"><strong data-l-s=\"50547\">Get Free Quote<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<p><em>Read more:<\/em><\/p>\n\n\n\n<ul><li><strong><em><a href=\"https:\/\/bjak.my\/blog\/vehicle-insurance-terms\/\">7 Vehicle Insurance Terms You Should Know<\/a><\/em><\/strong><\/li><li><strong style=\"color: var(--nv-text-color); font-family: var(--bodyfontfamily); font-size: var(--bodyfontsize); letter-spacing: var(--bodyletterspacing); text-transform: var(--bodytexttransform); background-color: var(--nv-site-bg);\"><em><a href=\"https:\/\/bjak.my\/blog\/bjak-vip-plan\/\">Bjak VIP: Premium Coverage Plan With Exciting Benefits<\/a><\/em><\/strong><\/li><li><strong><em><a href=\"https:\/\/bjak.my\/blog\/personal-accident-plans\/\">4 Brands Offering The Best Personal Accident Insurance<\/a><\/em><\/strong><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Learn how to transfer the NCD of your current vehicle to another vehicle through this sharing by Bjak Malaysia. <\/p>\n","protected":false},"author":19,"featured_media":44645,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","spay_email":""},"categories":[431],"tags":[429,59,424],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v18.8 - 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